facebookBest Multi Currency Cards in Singapore 2022 - Seedly
Updated July 2022

Best Multi Currency Cards in Singapore 2022

Compare and read real user reviews on Multi Currency Cards in Singapore

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10 Products Found

    Mastercard

    TYPE

    Free

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    $5/transaction

    OVERSEAS ATM WITHDRAWAL FEES

    150+

    SUPPORTED FIAT CURRENCIES

    Application Process

    4.7

    User Experience

    4.6

    Customer Support

    4.5
    SN

    "This card is easy to apply and also very convenient to be..." 2d ago

    Slide 1 of 5
    • Obsidian Black

      Visa

      TYPE

      Free

      CURRENCY EXCHANGE FEES

      N/A

      MONTHLY FEES

      Free for first $1000

      OVERSEAS ATM WITHDRAWAL FEES

      7

      SUPPORTED FIAT CURRENCIES

    • Frosted Rose Gold & Icy White

      Visa

      TYPE

      Free for first $15,000

      CURRENCY EXCHANGE FEES

      N/A

      MONTHLY FEES

      Free for first $1000

      OVERSEAS ATM WITHDRAWAL FEES

      7

      SUPPORTED FIAT CURRENCIES

    • Royal Indigo & Jade Green

      Visa

      TYPE

      Free for first $10,000

      CURRENCY EXCHANGE FEES

      N/A

      MONTHLY FEES

      Free for first $800

      OVERSEAS ATM WITHDRAWAL FEES

      7

      SUPPORTED FIAT CURRENCIES

    • Ruby Steel

      Visa

      TYPE

      Free for first $4000

      CURRENCY EXCHANGE FEES

      N/A

      MONTHLY FEES

      Free for first $400

      OVERSEAS ATM WITHDRAWAL FEES

      7

      SUPPORTED FIAT CURRENCIES

    • Midnight Blue

      Visa

      TYPE

      Free for first $2000

      CURRENCY EXCHANGE FEES

      N/A

      MONTHLY FEES

      Free for first $200

      OVERSEAS ATM WITHDRAWAL FEES

      7

      SUPPORTED FIAT CURRENCIES

    Application Process

    4.8

    User Experience

    4.7

    Customer Support

    4.6
    BL

    "[Features] Rebates, rebates and rebates! By staking MCO, you are able to save..." 2mth ago

    Slide 1 of 3
    • Metal

      Visa

      TYPE

      Free

      CURRENCY EXCHANGE FEES

      $19.99

      MONTHLY FEES

      Free for first $1050

      OVERSEAS ATM WITHDRAWAL FEES

      150+

      SUPPORTED FIAT CURRENCIES

    • Premium

      Visa

      TYPE

      Free up to $15,000

      CURRENCY EXCHANGE FEES

      $9.99

      MONTHLY FEES

      Free for first $700

      OVERSEAS ATM WITHDRAWAL FEES

      150+

      SUPPORTED FIAT CURRENCIES

    • Standard

      Visa

      TYPE

      Free up to $9,000

      CURRENCY EXCHANGE FEES

      N/A

      MONTHLY FEES

      Free for first $350

      OVERSEAS ATM WITHDRAWAL FEES

      150+

      SUPPORTED FIAT CURRENCIES

    Application Process

    4.6

    User Experience

    4.4

    Customer Support

    4.1
    Beena Reyes

    "The UX of the app is one of the best. The rates..." 4d ago

    Visa

    TYPE

    Free

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    Free for first $400

    OVERSEAS ATM WITHDRAWAL FEES

    150+

    SUPPORTED FIAT CURRENCIES

    Application Process

    4.7

    User Experience

    4.7

    Customer Support

    4.6
    K

    "Initially, it was easy to onboard the card and use the services...." 6mth ago

    Mastercard

    TYPE

    2%

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    $5/transaction

    OVERSEAS ATM WITHDRAWAL FEES

    150+

    SUPPORTED FIAT CURRENCIES

    Application Process

    4.6

    User Experience

    4.4

    Customer Support

    4.1
    Alex Seah

    "Application was quick and easy. However dont find the perks attractive enough..." 1mth ago

    Mastercard

    TYPE

    Free

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    N/A

    OVERSEAS ATM WITHDRAWAL FEES

    150+

    SUPPORTED FIAT CURRENCIES

    Application Process

    4.2

    User Experience

    3.6

    Customer Support

    3.4
    J

    "Similar to the previous review, I like certain features like the ability..." 2mth ago

    Mastercard

    TYPE

    0.35% to 2.22%

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    Free for first $350

    OVERSEAS ATM WITHDRAWAL FEES

    50+

    SUPPORTED FIAT CURRENCIES

    JN

    "[Withdrawals] Getting out my funds has been prompt and without hassles. Email and..." 6mth ago

    Kenneth Lou

    "Latest Update: Looks like I just got the customer email which shared..." 18mth ago

    Visa

    TYPE

    Free

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    N/A

    OVERSEAS ATM WITHDRAWAL FEES

    150+

    SUPPORTED FIAT CURRENCIES

    Application Process

    4.4

    User Experience

    3.8

    Customer Support

    4.3
    Wong Yu Sim

    "Physical card is neat, useful if you’re aiming to earn the additional..." 11mth ago

    Ernst Ernst

    "Was good and great to use. However, it is unfortunate that the..." 15mth ago

    Disclaimer: Products with a "Visit Site" button pay to access additional features

    Understanding the risk of Cryptocurrency Platforms in Singapore:

    The products in the Multi Currency Cards category do not currently hold the licence to “provide digital payment token services” under the Payment Services Act (PS Act) by MAS. These products were previously granted an exemption since 28 January 2020 and are pending the licence to “provide digital payment token services” from MAS.

    The information provided by Seedly serves as an educational piece and is not intended to be personalised investment advice. ​Readers should always do their own due diligence and consider their financial goals before investing in any investment product.


    Seedly's Product Comparison Page Listing Guidelines
    For Multi Currency Cards products to be listed on Seedly's Product Comparison Page, they have to fulfil the following criteria:

    • Owns a Capital Markets Service License
    • Not tied to a Bank's Multi Currency Account
    • No minimum balance penalty

    Best Multi-Currency Card Singapore Review 2021

    There used to be only a few options in the market, but there are more options popping up over the years. These are some of the multi-currency cards that are available in Singapore now:

    GrabPay Card

    InstaReM AMAZE Card

    MCO Visa Card

    Revolut

    Singlife Card

    TenX

    TransferWise Platinum Mastercard

    Wirex

    YouTrip

    Don't know which one to go with? Check out the individual multi-currency card options and read real user reviews to find out which is the best multi-currency card to go with!

    What Is A Multi Currency Card?

    Travelling overseas and don't want to hold onto so much physical cash? Multi-currency accounts allow you to hold your money in one or more foreign currencies as well as in Singapore dollars so you can travel with ease of mind.

    These accounts usually come with no minimum balance, or monthly fee to worry about. And all the currency conversions - either within your account, or whenever you make a payment - is done using a mid-market rate with no markup. This means that you pay less overall without having to worry about expensive foreign exchange conversion fees and bank charges.

    The multi currency accounts also come with either a virtual or physical card which is tied to Visa or Mastercard. This also means that you can use them like you would a regular credit card when making your purchases overseas.

    Can't figure out which is the best multi-currency card in Singapore?

    The fastest way is by using reading real user reviews left by other consumers who have used multi currency cards before. Apart from reviews about multi-currency cards, you can also read reviews on other useful everyday stuff like the best travel insurance Singapore, the best credit card Singapore, or even the best savings account Singapore!

    What Do You Need To Apply For A Multi-Currency Card?

    In this day and age, almost anything can be done online. The same goes for multi-currency cards too, simply apply for a card at the respective multi-currency card's website:

    • Sign up online
    • Wait for the card to be delivered to you
    • Download the accompanying app
    • Register and activate your card (some form of photo verification is sometimes required)
    • Link your bank account(s) to the card
    • Top up your card
    • Use for online/overseas purchases/bus & train fares

    Which Is The Best Multi Currency Card To Get?

    Just like credit cards, it never hurts to have more than one multi-currency card at your disposal given that there are so many options in the market right now.

    If you'd like more information you can

    Check out our article(s) which will help you to pick out the best multi-currency card:

    If you have questions about which multi-currency card to get after reading our Real User Reviews, why not ask our community of experts and experienced members at Seedly! Best of all, you can even ask your questions anonymously if you're really, really shy!

    Frequently Asked Questions

    How does a multi-currency card work?

    A multi-currency card allows the user to spend overseas without having to hold on the cash. The payment is made via the multi-currency card and the process is akin to a debit card except that the exchange rate is applied upon payment. The exchange rate is determined by the card issuer.

    What is a multi-currency card?

    A multi-currency card makes it easier for a user to spend overseas by eliminating conversion fees. It allows users to manage their foreign currencies and save users from expensive foreign exchange fees and charges.

    Can I transfer money from multi-currency card to bank account?

    Yes, you can transfer money from your multi-currency card to your bank account. Different card issuers have different procedures for transferring money. It typically involves an authentication process to verify your identity before a transfer is carried out.

    Can I withdraw money from multi-currency card?

    Yes you are able to withdraw cash from selected ATMs worldwide. Please be aware of the additional charges and fees that might be incurred.

    What is the limit of multi-currency card?

    Yes, there are limits to the amount of currency spent for multi-currency cards. These limits vary depending on the card issuer.

    What are the charges for a multi-currency card?

    The fees and charges you need to look out for are:

    • Top-up fees
    • Overseas transaction fees
    • Currency conversion fees
    • Card issuance fee
    • Card replacement fees
    • Card dormancy fees.

    Be sure to check with your card issuer on the fees that are applicable to the card you're signing up for.

    Can multi-currency card be used in Singapore?

    Yes, if the card allows the use of multi-currency card in Singapore if the card allows for transaction if the card allows for SGD transactions - you will have to check with you card issuer.