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Crypto.com Visa Card

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  • Reviews (292)
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Multi Currency Cards/Crypto.com Visa Card
Multi Currency Cards/Crypto.com Visa Card
4.8
292 reviews
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claimed

Claimed

This product is managed by Crypto.com.

USER RATINGS

Application Process

4.8

User Experience

4.7

Customer Support

4.7

Plans (5)

Slide 1 of 5
  • Frosted Rose Gold & Icy White

    Visa

    TYPE

    Free for first $20,000

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    Free for first $1000

    OVERSEAS ATM WITHDRAWAL FEES

    7

    SUPPORTED FIAT CURRENCIES

  • Royal Indigo & Jade Green

    Visa

    TYPE

    Free for first $10,000

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    Free for first $800

    OVERSEAS ATM WITHDRAWAL FEES

    7

    SUPPORTED FIAT CURRENCIES

  • Ruby Steel

    Visa

    TYPE

    Free for first $4000

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    Free for first $400

    OVERSEAS ATM WITHDRAWAL FEES

    7

    SUPPORTED FIAT CURRENCIES

  • Midnight Blue

    Visa

    TYPE

    Free for first $2000

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    Free for first $200

    OVERSEAS ATM WITHDRAWAL FEES

    7

    SUPPORTED FIAT CURRENCIES

  • Obsidian Black

    Visa

    TYPE

    Free

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    Free for first $1000

    OVERSEAS ATM WITHDRAWAL FEES

    7

    SUPPORTED FIAT CURRENCIES

Frosted Rose Gold & Icy White

Visa

TYPE

Free for first $20,000

CURRENCY EXCHANGE FEES

N/A

MONTHLY FEES

Free for first $1000

OVERSEAS ATM WITHDRAWAL FEES

7

SUPPORTED FIAT CURRENCIES

Details

Product Page Transparency

  • Claimed in August 2020
  • Pays to access additional features

Crypto.com Visa Card Singapore Review 2021

Crypto.com Visa Card is a multi-currency crypto metal card by Crypto.com. It famously features 100% cashback benefits for popular online services like Spotify, Netflix and Amazon Prime. For other regular spendings, you can get up to 8% cashback. All cashback amounts are credited in CRO back to your crypto.com wallet.

Additionally, having Lounge Key airport lounge access (upper-tier cardholders only) makes Crypto.com Visa Card attractive for the highflyers.

While you can get the first tier of Crypto.com Visa Card for free, the subsequent tiers that provide you extra cashback require you to stake CRO, which is crypto.com's coin. This means you have to purchase CRO tokens and hold them for 6 months.

Notably, with cryptocurrencies, a significant amount of risk is involved.

Read More about Crypto.com Visa Card
Reviews (292)

4.8

292 Reviews

  • 5
    259
  • 4
    24
  • 3
    2
  • 2
    3
  • 1
    4

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    Most HelpfulMost RecentLow to HighHigh to Low
      Posted 9d ago

      Purchased

      Frosted Rose Gold & Icy White

      Cashback feature is great, they are also very generous with their referral rewards. Useful to have if you’re an avid CRO user

      0

      Reply

      30 Jun 2021

      Purchased

      Royal Indigo & Jade Green

      [Features] The MCO is a debit visa card that have great cashback features. There is cashback for both Spotify and Netflix subscription if you stake a certain minimum number of their MCO tokens. There are more cashback benefits if you stake even more tokens but note that staking tokens means the cash is locked in during the entire period where you get to enjoy the special cashback (Spotify, Netflix, Amazon Prime etc.) However, if you choose to unstake them, you will lose a significant portion of your benefits. A good starting point to start will be just 50 MCO tokens which value fluctuates at around S$200+ to S$450 depending on the current price. However, staking 50 tokens only give you the spotify cashback benefit and not Netflix. And currently from April to June 2020, there is a promotion of 10 to 20% cashback on groceries and food deliveries respectively capped at US$50 a month which is great. The cashback is given in MCO tokens and can be easily converted to USD at their beta exchange. The negative is that you can only top up your debit card using selected tokens such as MCO, BTC and some other tokens. At the moment, you cannot use USDT to top up the debit card directly. Ability to withdraw cash from ATM worldwide without fees up to a cap depending on your card levels. However, note that you cannot withdraw cash from local ATM due to the recent changes of regulations locally. [Customer Support] Customer Support service is great in the app as their staff will respond to me when I had issues topping up the debit card with credit or when I wanted to increase the MCO staking tokens. [Referrals] Referral program of theirs is great as upon having your referral sign up and stake a minimum of 50 MCO tokens, both of you get US$50 worth of MCO tokens which can be used to top up your debit card. [UI] User interface of the application of mobile has improved over the past year that I am using the card and it looks great and has become slightly more user friendly. [Analytics] The app on mobile also show you the prices of cryptocurrencies such as BTC, LTC and many more which is a great feature if you are looking to buy some cryptocurrencies.

      0

      Reply

      21 Jun 2021

      Purchased

      Frosted Rose Gold & Icy White

      Usage in Singapore is capped at $30,000 SGD/year as per MAS Payment Service Act. Rebates are sweet as CRO has been going up in price in the last quarter. 5% rebates turned into 10%. Customer Support is lackluster but you can get communal support from the Singapore telegram group.

      0

      Reply

      11 Jun 2021

      Purchased

      Royal Indigo & Jade Green

      USP: 1st ever Metal imbued Visa DEBIT Card for normal farmers like me (:P). Good point: Able to get cashbacks (up to 4% for Icy White / Rose Gold cardholders, CRO staking requirements is needed) Free Airport Lounge Access (via LoungeKey with CryptoDotCom partnership), do remember to keep a balance of USD$5 to activate this perk while at airports (valid boarding pass of < 4 hours is needed as well). Not-so-good point: Hefty weight of the card (but it is a premium card) $50 card admin fee for any card upgrades beyond Midnight Blue Tier (for Ruby Red tier and above, Contact Customer Support via in-app for this function, estimated delivery time of 3 ~ 4 weeks, as of Sept 2018 information). Need to top-up via bank transfers from Xfers (3rd party channel), or use credit cards (only StanChart is supported as of 280421, with 3.5% credit card admin fees + bank conversion fees on that said credit card)

      2

      Hi there, thanks for your review! To clarify, the $50 admin fee you stated is only imposed for card upgrades - please let me know if this is the first card you've gotten from us and yet was charged for it. In regard to topping up the Crypto.com Visa card, we currently do not support bank transfers. Credit cards from bank providers are also known to charge a fee - this is however not something that can be helped with at the moment as it is up to the bank's discretion. For topping up the Crypto.com Visa card, I would recommend using third-party cards instead - some of the cards that are known to work without charges at the moment (24th May 2021) are: SingLife, BigPay, Revolut. Please feel free to join our Singapore official telegram group as well: https://t.me/Cryptocom_SG

      Hi Jia Jun, thanks for the clarification, updated the review to be more transparent on the card fees part.

      Reply

    • [Customer Support] I applied for an account since early Feb 2021, tried many times to do their IC and selfie verification. After like 6 times, I wrote in to customer support who replied 3 weeks later. They informed that due to temporary limitation, they are currently not processing any new application request from Singapore. Crypto is working on re-enabling the service in Singapore.

      1

      Reply

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      About Crypto.com

      The Crypto.com Visa Card has a range of metal Visa cards linked to the Crypto.com App that enables users to convert and spend their cryptocurrencies anywhere Visa is accepted. Crypto.com App is a multi-currency wallet app that allows you to securely buy, sell, store, send and track cryptocurrencies and access a range of innovative financial services.

      Tiers of Crypto.com Visa Card

      Card Tier

      CRO stake requirement

      Cashback & Benefits*

      • No-fees ATM withdrawal limit
      • Interbank exchange rates monthly limit

      Obsidian Black

      (Metal Card)

      2,500,000 CRO

      • CRO rewards on all spending: 8%
      • Spotify: 100%
      • Netflix: 100%
      • Amazon Prime: 100%
      • Expedia: 10%
      • Airport Lounge Access: Yes, + 1 guest
      • $1,00 USD
      • Unlimited

      Frosted Rose Gold & Icy White

      (Metal Card)

      250,000 CRO

      • CRO rewards on all spending: 5%
      • Spotify: 100%
      • Netflix: 100%
      • Amazon Prime: 100%
      • Expedia: 10%
      • Airport Lounge Access: Yes, + 1 guest
      • $1,00 USD
      • $20,000 USD

      Royal Indigo & Jade Green

      25,000 CRO

      • CRO rewards on all spending: 3%
      • Spotify: 100%
      • Netflix: 100%
      • Airport Lounge Access: Yes
      • $800 USD
      • $10,000 USD

      Ruby Steel

      (Metal Card)

      2,500 CRO

      • CRO rewards on all spending: 2%
      • Spotify: 100%
      • $400 USD
      • $4,000 USD

      Midnight Blue

      (Plastic Card)

      Free

      • CRO rewards on all spending: 1%
      • $200 USD
      • $2,000 USD

      *Cashback benefits reduce after you unlock your CRO post 6 months of staking. Non-staking benefits will be reduced significantly.

      Crypto.com Non-Staking Cashback benefits change:

      • Obsidian Black - from 8% to 2%
      • Frosted Rose Gold and Icy White - from 5% to 1.75%
      • Royal Indigo and Jade Green - from 3% to 1.5%
      • Ruby Steel - from 2% to 1%
      • Midnight Blue - no change

      How much does Crypto.com Visa Card really cost?

      Crypto.com Coin (CRO)

      While you can get the first tier of Crypto.com Visa Card for free, the subsequent tiers that provide you extra cashback require you to stake CRO, which is Crypto.com's coin.

      The more CRO you have, the higher your tier. Hence while technically you do not pay for membership fees, you have to purchase CRO tokens and hold them for 6 months. Notably, with cryptocurrencies, a significant amount of risk is involved.

      Here's how much it costs for each tier of the card after conversion of CRO to SGD.

      • Obsidian Black: 2,500,000 CRO SGD $ 261,655
      • Frosted Rose Gold, Icy White: 250,000 CRO SGD $ 26,166
      • Royal Indigo, Jade Green: 25,000 CRO SGD $ 2,617
      • Ruby Steel: 2,500 CRO SGD $262
      • Midnight Blue: Free

      conversion calculated based on values as of 4 November 2020

      Features of Crypto.com Visa Card

      • A beautifully crafted metal Visa card for Midnight Blue tier and above
      • Up to 8% back on ALL spending
      • Spotify and Netflix: Up to 100% subscription rebate
      • Airbnb & Expedia: Up 10% back on bookings
      • Crypto.com Private: Further 2% p.a interest on Crypto Earn or Private Jet Services
      • Crypto.com Private: Access to priority customer service, inheritance service, research reports, private jet services, and OTC block trades
      • Interbank Exchange Rates: Store and exchange up to 6 common currencies.
        Each tier except Obsidian Black has a monthly limit. Passing the limit will subject you to a 0.5% charge thereafter.
      • No Fee ATM overseas withdrawals: Up to SG$1,000 per month.
        Surpassing the limits for your tier will subject you to a 2% charge thereafter
      • Unlimited access to 1000+ airport lounges globally on select cards (via LoungeKey)
      • After staking your CRO for 6 months, you can choose to unlock the CRO to sell or use. However, "unstaking" your CRO from your account will mean losing the benefits of Purchase Rebates, Extra Card cashback, and Higher Interest rate earnings.
      • Cardholders cannot load cryptocurrency onto their Crypto.com Visa Card. All cryptocurrency will be converted to SGD and the SGD can be loaded onto the Crypto.com Visa Card for use in purchase and ATM withdrawals.

      Getting the Crypto.com Visa Card

      1. First, you will have to ensure you have sufficient CRO coins, to do so you can:

      • Buy CRO with Credit/Debit card or bank transfer with App OR
      • Exchange from another crypto to CRO in the Crypto.com App OR
      • Deposit CRO from an external wallet or exchange to your Crypto.com wallet

      2. Next, once you have enough CRO tokens in your Crypto.com App for your selected Crypto.com Visa card.

      3. Go to the Card Page > Select desired Crypto.com Visa Card > Stake CRO and follow the instructions

      4. If you wish to unlock your staked CRO, simply go to the CRO wallet in your app and tap unlock.

      Contact Info