facebookCrypto.com Visa Card Reviews and Comparison - Seedly

Advertisement

Multi Currency Cards/Crypto.com Visa Card
Multi Currency Cards/Crypto.com Visa Card
4.8
301 reviews
claimed

Claimed

This product is managed by Crypto.com.

Summary

Product Page Transparency

  • Claimed in August 2020

Crypto.com Visa Card Singapore Review 2022

Crypto.com Visa Card is a multi-currency crypto metal card by Crypto.com. It famously features 100% cashback benefits for popular online services like Spotify, Netflix and Amazon Prime. For other regular spendings, you can get up to 5% cashback. All cashback amounts are credited in CRO back to your Crypto Wallet.

Additionally, having LoungeKey™ airport lounge access (upper-tier cardholders only) makes Crypto.com Visa Card attractive for the highflyers.

While you can get the first tier of Crypto.com Visa Card for free, the subsequent tiers that provide you extra cashback require you to stake CRO, which is Crypto.com's native coin. This means you have to purchase CRO tokens and hold them for 6 months.

Notably, with cryptocurrencies, a significant amount of risk is involved.

...see more

Plans (5)

Slide 1 of 5
  • Obsidian Black

    Visa

    TYPE

    Free

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    Free for first $1000

    OVERSEAS ATM WITHDRAWAL FEES

    7

    SUPPORTED FIAT CURRENCIES

  • Frosted Rose Gold & Icy White

    Visa

    TYPE

    Free for first $15,000

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    Free for first $1000

    OVERSEAS ATM WITHDRAWAL FEES

    7

    SUPPORTED FIAT CURRENCIES

  • Royal Indigo & Jade Green

    Visa

    TYPE

    Free for first $10,000

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    Free for first $800

    OVERSEAS ATM WITHDRAWAL FEES

    7

    SUPPORTED FIAT CURRENCIES

  • Ruby Steel

    Visa

    TYPE

    Free for first $4000

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    Free for first $400

    OVERSEAS ATM WITHDRAWAL FEES

    7

    SUPPORTED FIAT CURRENCIES

  • Midnight Blue

    Visa

    TYPE

    Free for first $2000

    CURRENCY EXCHANGE FEES

    N/A

    MONTHLY FEES

    Free for first $200

    OVERSEAS ATM WITHDRAWAL FEES

    7

    SUPPORTED FIAT CURRENCIES

Obsidian Black

Visa

TYPE

Free

CURRENCY EXCHANGE FEES

N/A

MONTHLY FEES

Free for first $1000

OVERSEAS ATM WITHDRAWAL FEES

7

SUPPORTED FIAT CURRENCIES

Reviews (301)

4.8

301 Reviews

5
263
4
27
3
3
2
3
1
5

Service Rating

Application Process

4.8

User Experience

4.7

Customer Support

4.6
      Posted 23 Apr 2022

      Purchased

      Royal Indigo & Jade Green

      [Features] Rebates, rebates and rebates! By staking MCO, you are able to save more on your subscription like Spotify, Netflix and Amazon Prime to AirBnb and Expedia. Earn min. 2% rebates off anywhere where the card is accepted both offline (retail purchase) and online wherever Visa and Visa Paywave is accepted just with a min. 50 MCO staked. Receive a cool Metal card in amazing Ruby Steel (50), Jade Green/Royal Indigo (500), Icy White/Frosted Rose Gold (5000) and an Obsidian (50000) metallic card by staking MCO coins! Little to no fees on exchange rates between fiat currencies and the rates are very competitive. [Referrals] One of the most attractive referral program! 50 USD for both parties (you and your friend/family) just by staking min. 50 MCO while enjoying the features of the card. [UI] Easy to use and clean interface, makes buying cryptos a breeze! Multiple currencies available enables one to exchange instantly and with instant and secure deposits via other credit/debit cards or even via your crypto wallet all in one place.

      0

      What are your thoughts?

      Posted 06 Apr 2022

      Purchased

      Ruby Steel

      [Tips] Good to use this for your Gojek, online purchases and restaurants visits as you get the cashback directly into your CRO card almost immediately. For transit - sometimes there will be an error when you tried the day after as their backend has yet to calculate the total amount you have spend on transit the day before. So always have a spare transit card with you. Maximise your CRO coins! Use the Crypto Defi Wallet and connect both your CDC App with your Crypto Defi Wallet (require 24 hours to formalise the connection). You can transfer all the CRO you have earned through your spend on the App over to the Defi Wallet, and from there, you can choose to put your Cronos to 'Earn' up to 12%.

      0

      What are your thoughts?

      Posted 20 Mar 2022

      Purchased

      Ruby Steel

      [UI] Easy to understand interface, suitable for beginner [Customer Support] Customer support response to your query within 24 hours!

      0

      What are your thoughts?

      Posted 07 Feb 2022

      Purchased

      Royal Indigo & Jade Green

      [Tips] Card benefits seem pretty good but expect reallyyyyyy long waiting times to receive your card (can be up to months) which kind of makes you miss out on a lot of potential crypto "cashback" you could be getting

      1

      What are your thoughts?

      I got it within a week, which was quite cool

      Posted 26 Jan 2022

      Purchased

      Royal Indigo & Jade Green

      After weeks still have not received my card. CS said they have huge amount of queries so cannot give me an answer. Having huge amount of queries is not an excuse for poor service, that is your management problem. My benefits from the card are being taken away during this period, then shouldn't the company pay me the benefits back by extending the card benefits for the period I have missed after the 180days staking ended? Meaning example my card was delayed in 1 mth in issuing, after the 180days staking ended, shouldn't cryptocom still extend 1 month of the benefits of the card for me?! If it takes for example 3 weeks to send out the card, pls state this in your card application process and extend 3 weeks of the card benefits after user unstake then this will be fair to the user. If its because of high card applications causing delayed, then pls stop new card applications and handle your existing applications! When people stake to get the promised card benefits, but you delayed in issuing the card, users did not get the full 180 days of benefits but your company still get the benefits of 180 days of people's staking coins, end of the day your company eat people's benefits and benefits yourself more.

      0

      What are your thoughts?

      Posted 22 Jan 2022

      Purchased

      Ruby Steel

      Applied for the Ruby Steel card and it arrived within a week! Customer support was fast, efficient and really friendly...way better than banks that put you on hold 😂 Enjoying a 2% rebate (in CRO) for all VISA purchases and a full rebate for my Spotify subscription. However, You must have an ongoing stake of CRO ($500 worth for Ruby Steel) to enjoy benefits.

      0

      What are your thoughts?

      Posted 01 Jan 2022

      Purchased

      Royal Indigo & Jade Green

      Applied for the Royal Indigo card and it arrived in 1 week! 3% cashback, no minimum spend, free spotify, free netflix, 10%pa interest paid in CRO and it feel good in hand. I use this as my main card whenever Visa is excepted.

      6

      What are your thoughts?

      Hi,

      1) Best way is to use Grab Mastercard or revolut card: free application and no fees to top up.

      2) Charge your Spotify bill to another card (not CDC card) then send the receipt to in app support. Rebates will come in monthly without you needing to do anything. This is because Spotify processes payment outside Singapore and CDC card is pending license from MAS to allow international payment.

      View 5 other comments

      Posted 21 Dec 2021

      Purchased

      Frosted Rose Gold & Icy White

      I have used this card for 3 years. The card is the reason why I started investing in crypto. There were teething problems at the start where the company changed their policies frequently, angering users. Nowadays, they seemed to have settled down into a well evolved eco system of products, always innovating and always improving. No regrets remaining with this company through the ups and downs.

      0

      What are your thoughts?

      Posted 11 Dec 2021

      Purchased

      Frosted Rose Gold & Icy White

      Very good card for students as we are able to obtain cashback for public transport via CRO coins, given that not many other cards offer cashback for transportation.

      0

      What are your thoughts?

      Posted 30 Sep 2021

      Purchased

      Royal Indigo & Jade Green

      Pros: Great Product, with many benefits, such as 3% cash back in CRO. 100% rebate in Netflix & Spotify. Higher staking rewards for USDC/other coins. [Customer Support] However the customer service is the worst that I have ever experienced. Assumptions on my questions. Replies that are not relevant. Hidden Fees. Fees such as topping up through Debit card. Was charged around $15, however there is no pre-emptive warning to state that. Horrible rates/spread. [Transparency] There is a whole list of things this card can not be used to be purchased on such as utilities, etc. Thus the information that is given are very limited. TLDR, use it for spending needs, if you plan to stake your coins, or make purchases, please do use other platforms.

      1

      What are your thoughts?

      Just use Revolut or youtrip to top up the card for free. I can agree their CS need improvement. You might have to figure out stuff yourself or join the singapore telegram group for crypto.com, members there are helpful.

    Discussions (0)

      No Posts Found.

      Understanding the risk of Cryptocurrency Platforms in Singapore:

      This product does not currently hold the licence to “provide digital payment token services” under the Payment Services Act (PS Act) by MAS. This product was previously granted an exemption since 28 January 2020 and is pending the licence to “provide digital payment token services” from MAS.

      The information provided by Seedly serves as an educational piece and is not intended to be personalised investment advice. ​Readers should always do their own due diligence and consider their financial goals before investing in any investment product.

      About Crypto.com

      The Crypto.com Visa Card has a range of metal Visa cards linked to the Crypto.com App that enables users to convert and spend their cryptocurrencies anywhere Visa is accepted. Crypto.com App is a multi-currency wallet app that allows you to securely buy, sell, store, send and track cryptocurrencies and access a range of innovative financial services.

      Tiers of Crypto.com Visa Card

      Card Tier

      CRO stake requirement

      Cashback & Benefits*

      • Free ATM withdrawal per month
      • Interbank exchange rates monthly limit

      Obsidian Black

      (Metal Card)

      $500,000 SGD

      • CRO rewards on all spending: 5%
      • Spotify: 100%
      • Netflix: 100%
      • Amazon Prime: 100%
      • Expedia: 10%
      • Airbnb: 10%
      • Airport Lounge Access: Yes, + 1 guest
      • $1,000 SGD
      • Unlimited

      Frosted Rose Gold & Icy White

      (Metal Card)

      $50,000 SGD

      • CRO rewards on all spending: 3%
      • Spotify: 100%
      • Netflix: 100%
      • Amazon Prime: 100%
      • Expedia: 10%
      • Airport Lounge Access: Yes, + 1 guest
      • $1,000 SGD
      • $15,000 SGD

      Royal Indigo & Jade Green

      $5,000 SGD

      • CRO rewards on all spending: 2%
      • Spotify: 100%
      • Netflix: 100%
      • Airport Lounge Access: Yes
      • Monthly CRO Rewards Cap: $50 USD
      • $800 SGD
      • $10,000 SGD

      Ruby Steel

      (Metal Card)

      $500 SGD

      • CRO rewards on all spending: 1%
      • Spotify: 100%
      • Monthly CRO Rewards Cap: $25 USD
      • $400 SGD
      • $4,000 SGD

      Midnight Blue

      (Plastic Card)

      Free

      • CRO rewards on all spending: 0%
      • $200 SGD
      • $2,000 SGD

      *Cashback benefits reduce after you unlock your CRO post 6 months of staking. Non-staking benefits will be reduced significantly.

      Crypto.com Non-Staking Cashback benefits change:

      • Obsidian Black - from 5% to 2%
      • Frosted Rose Gold and Icy White - from 3% to 1%
      • Royal Indigo and Jade Green - from 2% to 0%
      • Ruby Steel - from 1% to 0%
      • Midnight Blue - no change

      How much does Crypto.com Visa Card really cost?

      Crypto.com Coin (CRO)

      While you can get the first tier of Crypto.com Visa Card for free, the subsequent tiers that provide you extra cashback require you to stake CRO, which is Crypto.com's native coin.

      The more CRO you have, the higher your tier. Hence while technically you do not pay for membership fees, you have to purchase CRO tokens and hold them for 6 months. Notably, with cryptocurrencies, a significant amount of risk is involved.

      Features of Crypto.com Visa Card

      • A beautifully crafted metal Visa card for Ruby Steel and above
      • Up to 5% back on ALL spending
      • Spotify and Netflix: Up to 100% subscription rebate
      • Airbnb & Expedia: Up to 10% back on bookings
      • Obsidian: Private Jet Services
      • Crypto.com Private: Access to priority customer service, inheritance service, research reports, OTC block trades, and further 2% p.a interest on Crypto Earn
      • Interbank Exchange Rates: Store and exchange up to 6 common currencies.
        Each tier except Obsidian Black has a monthly limit. Passing the limit will subject you to a 0.5% charge thereafter.
      • No Fee ATM overseas withdrawals: Up to SG$1,000 per month.
        Surpassing the limits for your tier will subject you to a 2% charge thereafter
      • Unlimited access to 1000+ airport lounges globally on select cards (via LoungeKey™)
      • After staking your CRO for 6 months, you can choose to unlock the CRO to sell or use. However, "unstaking" your CRO from your account will mean losing the benefits of Purchase Rebates, Extra Card cashback, and Higher Interest rate earnings.
      • Cardholders cannot load cryptocurrency onto their Crypto.com Visa Card. All cryptocurrency will be converted to SGD and the SGD can be loaded onto the Crypto.com Visa Card for use in purchase and ATM withdrawals.

      Getting the Crypto.com Visa Card

      1. First, you will have to ensure you have sufficient CRO coins, to do so you can:

      • Buy CRO with Credit/Debit card or bank transfer with App OR
      • Exchange from another crypto to CRO in the Crypto.com App OR
      • Deposit CRO from an external wallet or exchange to your Crypto.com wallet

      2. Next, once you have enough CRO tokens in your Crypto.com App for your selected Crypto.com Visa card.

      3. Go to the Card Page > Select desired Crypto.com Visa Card > Stake CRO and follow the instructions

      4. If you wish to unlock your staked CRO, simply go to the CRO wallet in your app and tap unlock.

      Contact Info

      Advertisement