I opened accounts for both of my businesses in two separate countries. I registered and received the debit cards under the two different companies names at the business address of each company. One in Holland one in France. Both cards had the same identical pin code. So Im thinking all debit cards are issued with a general number??? Only now the service department can not figure out how to issue a new unique numbers for each card. In addition the pin is not activated. So if my card was ever stolen the robber could debit our entire balance in transactions and clean out our entire business account in a matter of minutes. I was given instructions from transferwise after inquiring about this from 3 different service people. Following the instructions did not engage the pin as I was told it would. Now I have been told to deactivate the card until I want to make a purchase and each time I do, reactivate the card. This is the equivalent of having a landlord install a frig outside of my apartment and being told that if I do not want my neighbours to enjoy my dinner I need to put a padlock on it. It is rediculous that I can not have the normal security enjoyed by every debit card issued in the whole world and a security I was promised when I signed up for this account. On another issue we transferred funds into the US dollar account and the transfer was denied. We called Transferwise and all of the numbers offered on the transfer were correct. We reissued again the transfer duplicating the same info from the original and this time it was accepted. The problem is that we lost a week and paid the US bank 50$ extra in doubled transfer fees. I have only had this account for a month but I have encountered only problems and customer service people utterly uniformed. I am not sure even considering the advantages of their service if the lack of security with the debit card is worth the risk of the service.