I have been using this card for around 1 month now on the Ruby Red metal card.
First off, I must definitely say that this card product has an amazing design, very sleek looking and weighs a nice amount as well.
In one line - MCO and Crypto com is trying to create a fully digital bank from the ground up. (except for the payment rails of VISA)
On the features wise, I am not sure if the app has too many features actually, hence I do think that it may be abit too feature bloated. Because there are multiple tabs and there are multiple features within each tab on the UI itself (hence I am giving it a 4 star rating)
If you are totally new to cryptocurrency, you may be overwhelmed by the multitude of features. I had a friend who taught me the basics of the app before understanding it better.
For me, I think the biggest benefits are the idea that you earn back cashback in MCO cryptocurrency, which is indirectly a very easy and fuss free way for beginners to get into cryptocurrency without actually knowing it.
Suddenly you go to the wallet segment and start realising that your MCO crypto is increasing or decreasing in value. Actually abit like miles if you ask me.
I also like it that you can get 100% cashback for Spotify for my account.
I have not tried my overseas cash FX rates yet, so I can't comment on that, will be interesting to see if this replaces the whole Revolut experience when I travel soon after COVID.
I like it that from sign up to transferring my cryptocurrency into this wallet, to making my purchases, I get a ton of emails to tell me that these transactions are happening. pretty nifty I must say!
A little bit too cluttered as shared above.