facebookBest Credit Cards for OCBC Bank in Singapore - Seedly
banner

Best Credit Cards for OCBC Bank in Singapore

Discover your ideal credit card with Seedly's extensive list of Singapore's best cashback, miles, and rewards cards. Read reviews and find the right card for your lifestyle today.Updated November 2024

Advertisement

15 Products Found

Card Types

OCBC Bank

    Up to 12% at selected stores
    CASHBACK

    Speed of Approval

    4.6

    Ease of Fee Waiver

    4.5

    Customer Support

    4.4

    "useful to hv if u shop for groceries frequently cashback quite good..." 15mth ago

    6% on everyday dining
    CASHBACK
    $80
    CASHBACK CAP

    Speed of Approval

    4.4

    Ease of Fee Waiver

    3.6

    Customer Support

    3.8

    "Sign up for the card for cashback and used it for a..." 2mth ago

    7% at selected stores
    CASHBACK

    Speed of Approval

    4.4

    Ease of Fee Waiver

    4.0

    Customer Support

    4.1

    "Existing customer prior its deactivation with year-on-year renewal and linkpoints redemption (new..." 16mth ago

    1.2 mpd
    LOCAL SPEND
    2.1 mpd
    FOREIGN SPEND
    Up to 8 mpd on Accomodation and Flight
    SELECTED SPEND
    $30,000
    MINIMUM ANNUAL INCOME

    Speed of Approval

    4.1

    Ease of Fee Waiver

    3.2

    Customer Support

    3.6

    "I am using OCBC as my main bank, thought to try this..." 32mth ago

    Bonus 2% on Green Merchants
    CASHBACK
    Up to $100
    CASHBACK CAP
    8%
    FOREIGN SPEND
    8%
    ONLINE SPEND

    Speed of Approval

    4.5

    Ease of Fee Waiver

    3.8

    Customer Support

    3.7

    "I've had this card for slightly more than a year. In this..." 16mth ago

    10 OCBC$ per dollar spent
    ALL SPEND
    0.4 Miles per OCBC$
    CONVERSION

    Speed of Approval

    4.1

    Ease of Fee Waiver

    3.8

    Customer Support

    3.7

    "Applied for retail purchases to get the 10x OCBC$ points scheme. However,..." 14mth ago

    Up to 1.2% rebate
    CASHBACK
    $100
    CASHBACK CAP

    Speed of Approval

    4.5

    Ease of Fee Waiver

    3.8

    Customer Support

    4.3

    "This is a very useful card to manage your expenses and cashflow..." 31mth ago

    "[Useful For...] Those who shop a lot at Robinsons. I'm personally not..." 58mth ago

    1.3 mpd
    LOCAL SPEND
    2.2 mpd
    FOREIGN SPEND
    $120,000
    MINIMUM ANNUAL INCOME

    "Apply for this card if you have time to handle a big..." 24mth ago

    3% rebate on BEST Denki purchases
    CASHBACK
    1 OCBC$ per Dollar spent
    SELECTED SPEND
    0.4 Miles per OCBC$
    CONVERSION

    "Returning OCBC credit card customer! If you shop at Best Denki..." 61mth ago

    OCBC Credit Cards Review 2024

    Take a look at all the OCBC credit cards available and find the right credit card to fit your spending needs!

    OCBC Credit Card Key Features

    OCBC offers a variety of Credit Cards, from cashback, miles, exclusive discounts with specific retailers and more. Additionally, OCBC has many branches and ATMs across the country.

    About OCBC

    From the OCBC Website:

    We are the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. We have grown from strength to strength to become a regional financial services group. With a deep history in Asia, we offer the most comprehensive coverage across ASEAN and Greater China, complemented with a presence in the leading economies of New York, London and Sydney.

    We are the second largest financial services group in Southeast Asia by assets with one of the world’s highest credit rating (Aa1 by Moody’s and AA- by both Fitch and S&P). With more than 400 branches and offices in Singapore, Malaysia, Indonesia, Vietnam and Thailand, as well as Mainland China, Hong Kong SAR, Macau SAR and Taiwan, OCBC is well-equipped to support your regional aspirations with our deep local knowledge – be it growing your personal wealth or capturing business opportunities – for now, and beyond.

    We offer private banking services through our wholly-owned subsidiary, Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.

    Our insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia.

    Current OCBC Credit Card Promotions

    OCBC Offers

    Owning a OCBC Credit Card gives you access to deals from dining, retail, travel & leisure, and more!

    Best OCBC Credit Cards - Comparison

    Credit Card

    Minimum Income

    Key Benefits

    S$30,000 (Local/PR)

    S$45,000 (Foreigner)

    2x more cashback up to S$160

    3% cashback on pharmacy, streaming and EV charging

    5% cashback on all dining and food delivery

    S$30,000 (Local/PR)

    S$45,000 (Foreigner)

    50 OCBC$ for every S$5 spent on shopping

    5 OCBC$ on all other spend

    2% Additional cash rebate at BEST Denki

    S$30,000 (Local/PR)

    S$45,000 (Foreigner)

    8% cashback on foreign currency transactions and online/contactless mobile transactions in SGD

    2% Extra cashback at selected green merchants

    0.3% cashback on other eligible transactions

    S$30,000 (Local/PR)

    S$45,000 (Foreigner)

    Pay over 3, 6 or 12 months auto-instalments with 0% interest

    Up to 1.2% rebate on other eligible transactions

    S$120,000

    2.2 VOYAGE miles with every S$1 spent in foreign currency

    1.3 VOYAGE miles per S$1 on local spend 

    Miles never expire

    Redeem flights on any airline, anytime

    S$30,000 (Local/PR)

    S$45,000 (Foreigner)

    3% cash rebate at BEST Denki

    Up to 2.5% rebates annually

    Invites to members-only sales and events

    S$30,000 (Local/PR)

    S$45,000 (Foreigner)

    5 OCBC$ per S$5 spent Travel deals from Expedia

    Dining deal

    S$30,000 (Local/PR)

    S$45,000 (Foreigner)

    2.1 Miles per S$1 on foreign currency spend

    1.3 Miles per S$1 on local spend

    S$30,000 (Local/PR)

    S$45,000 (Foreigner)

    2.1 Miles per S$1 on foreign currency spend

    1.3 Miles per S$1 on local spend

    S$30,000 (Local/PR)

    S$45,000 (Foreigner)

    15 OCBC$ per S$5 spent on SISTIC purchases

    S$30,000 (Local/PR)

    S$45,000 (Foreigner)

    Interest-free auto-instalments

    1% cash rebates when your monthly bill is S$1,000 or more

    What's the best OCBC Credit Card?

    The OCBC FRANK Credit Card is an overall good card that OCBC offers with good cashback for online/contactless spend, great for the modern spender.

    Is there an alternative to the OCBC FRANK Credit Card?

    A good alternative to the OCBC FRANK Credit Card would be the OCBC 90 N Visa Card or the  OCBC 90 Degrees N Mastercard, if your focus is on miles.

    Helpdesk

    Contact OCBC to get the necessary assistance for all your OCBC related needs.

    Frequently Asked Questions

    How do I apply for a credit card from OCBC?

    You can apply for a credit card, through Seedly! Find the right card for you, fill out the online application form and follow the necessary steps.

    What's the eligibility criteria for a OCBC credit card?

    Eligibility criteria may vary based on the type of credit card. Generally, factors like credit score, income, employment status, and credit history are considered. Refer to the specific card's details for precise eligibility requirements.

    Can I apply for a credit limit increase on my OCBC credit card?

    Yes, you can request a credit limit increase after a certain period of responsible card usage, refer to OCBC’s T&Cs to find out more

    How can I report a lost or stolen credit card from OCBC?

    If your credit card is lost or stolen, immediately contact their customer service helpline and they’ll assist in securing your account and issuing a new card.

    What should I do if I notice suspicious transactions on my credit card statement?

    If you detect any unauthorized or suspicious transactions, contact OCBC immediately, and have their representatives guide you through the process of reporting and resolving any fraudulent activity on your credit card.