First of all, OCBC has excellent customer service that is worth mentioning/ Customer service was extremely helpful and often able to resolve any queries almost immediately even via phone call. Responsiveness is on point. They are professional in terms of communicating and relatively easy to be contacted via the hotline with the minimal waiting time.
Secondly, OCBC cards can obtain instant approval when you apply via MyInfo and can be used immediately. The principal card at S$80 a year (Free for ﬁrst 2 years). To earn an annual fee waiver for your FRANK Credit Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your FRANK Credit Card was issued.
Thirdly, highlights of the perks. Get S$50 when you sign up for the FRANK Credit Card via MyInfo and a free 1-night stay at M Social Singapore if you spend a minimum of S$400 within the qualifying period. Rebates designed to reward young adults. 6% online rebate. Up to 5% entertainment rebate. 0.3% rebate on everything else. Cash rebates are capped at S$60.
The perks are extremely good for the student. I highly recommended this credit card to all my folks. I almost forgot to mention, FEE waiver (overdue payment) can be easily waived with just a phone call away.
Also, there’s a limited-time promotion now. Apply now and get up to S$50 cash rebate. Grab it while the promo lasts.