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UOB One Card

  • Overview
  • Reviews (117)
  • Questions (0)
  • More Details
Credit Cards/UOB One Card
Credit Cards/UOB One Card
4.1
117 reviews
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claimed

Claimed

This product is managed by UOB.

USER RATINGS

Speed of Approval

4.4

Ease of Fee Waiver

4.4

Customer Support

4.2

UOB One Card

Up to 10% on Grab

CASHBACK

$300 per quarter

CASHBACK CAP

$2,000

MINIMUM SPEND

UOB One Card

Up to 10% on Grab

CASHBACK

$300 per quarter

CASHBACK CAP

$2,000

MINIMUM SPEND

Details

[EXCLUSIVE REWARDS] Get S$150 cash credit. For the first 100 successful new UOB card applicants only. Valid from 1 to 30 June 2021. Terms and Conditions apply. Find out more below.

Product Page Transparency

  • Claimed in February 2021
  • Pays to access additional features

UOB ONE Card Review 2021

  • Get up to 10% off on Grab and UOB Travel Transactions
  • Enjoy up to 6% rebates on Singapore Power utility bill
  • Receive up to 5% rebates on all spend per quarter (with min 5 purchase per monthly statement, for 3 months consecutively)
  • Earn up to 3.88% p.a. interest on UOB One Savings Account

UOB ONE is indeed ONE of the best rebate cards and cashback credit cards available in the market. Stand to enjoy up to 10% rebate on all Grab and UOB Travel transactions. up to 6% rebates on Singapore Power utility bill. Receive up to 5% rebates on all spend per quarter, assuming 5 minimum purchases per monthly statement for 3 months consecutively. Get additional rebates with UOB's very own SMART$ Rebate Programme with merchants like Shell, BreadTalk, Air Asia and more. Plus, the UOB ONE card helps contribute to earning bonus rates for if you have a UOB ONE savings account.

Read More about UOB One Card
Reviews (117)

4.1

117 Reviews

  • 5
    53
  • 4
    38
  • 3
    17
  • 2
    3
  • 1
    6

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    Most HelpfulMost RecentLow to HighHigh to Low
      Updated 3d ago

      Purchased

      UOB One Card

      Not easy to clock the cash back every month as there are quite a few rules you have to remember. Gave up on it as it has to be consistent for 3 months. Not very flexible with the cash back if your spending is not consistent..

      0

      Post

      Updated 2w ago

      Purchased

      UOB One Card

      Useful if you drive and pump at Shell petrol stations. From June 2021 onwards, UOB One Card users don't have to redeem their UOB Smart$ to redeem cash backs. Discounts will automatically be given.

      0

      Post

      Updated 4w ago

      Purchased

      UOB One Card

      One of the best cardback credit card in the market if you can roughly gauge your monthly spend. Fee waivers can be easily done over the phone as well.

      0

      Post

      Updated on 14 May 2021

      Purchased

      UOB One Card

      [Useful For...] Pure cashback. I can usually hit the tiers required over the time period, so using this as my main card to consolidate most of my purchases allows me to enjoy the max cashback. Quite straightforward! [Fee Waivers] Can be done over the phone. Just need to remember to put your bills on time and they’ll usually process the credit card waiver when you call in to request for it via the automated system. I suppose it’ll be better if they just do away with it but I guess they’re hoping some ppl might forget or don’t bother calling in to seek the waiver.

      0

      Post

      Updated on 13 May 2021

      Purchased

      UOB One Card

      Have been using this card for groceries & family purchases, it’s been a great card for the past 1 year. What I dislike is there’s a minimum $500 required every month & the cashback is quarterly basis instead of monthly basis.

      0

      Post

    Questions (0)
      Recent ActivityUnansweredTrending

      No Question Found.

      Exclusive Rewards

      Get S$150 cash credit

      • Promotion is valid from 1 to 30 June 2021
      • Promotion is applicable to the first 100 successful new UOB card applicants who fulfil the spend criteria
      • A min. spend of S$1,500 must be made on eligible goods and services within 30 days of card approval
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      The Best Credit Cards of 2021 Review: How does UOB ONE compare?

      Features of UOB One Credit Card Cashback - up to 10% rebate

      Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

      Key Features and Benefits of UOB One Card

      These are some features of the UOB One Card and the Cashback benefits it has to offer.

      UOB One Card Benefit

      What You'll Get

      Travel

      Up to 10% rebate on Grab and UOB Travel transactions

      Utility

      Up to 6% rebate on Singapore Power Utility

      Spending

      Up to 5% rebate on all spending

      Interest

      Up to 3.88% p.a interest on UOB One Account

      Fuel

      up to 20.8% off at Shell and 24% off at SPC

      UOB One Card Benefits

      Additional rebate with UOB SMART$ Rebate Programme

      SMART$ Merchants

      Rebates

      City Tours

      10%

      Shell

      7%

      United Overseas Insurance

      5%

      Bread Talk

      3%

      Cathay Cineplexes

      2%

      Air Asia

      1%

      Cold Storage, Market Place, Jasons, Giant, Guardian

      0.3%

      UOB SMART$ Rebate Programme

      Eligibility: Who can apply for UOB One Card

      To be eligible for the UOB One Card, you'll have to meet the following criteria:

      • 18 years old and above
      • For Singaporeans and PRs: Minimum annual income of S$30,000 or Fixed Deposit collateral of at least S$10,000
      • For Foreigners: Minimum annual income of S$40,000 or Fixed Deposit collateral of at least S$10,000

      Fees and Charges

      • Annual Principle Fee: $192.60
      • Annual Supplementary Card fee: $96.30
      • Fee waiver: 1-year annual fee waiver
      • Interest-Free Period: 21 days
      • Annual Interest Rate: 26.90%
      • Minimum Monthly Payment: 3% of the statement balance (or S$50, whichever is greater)
      • Late Payment Charge: $100
      • Cash Advance Fee: 6% per transaction (or S$15, whichever is greater)

      Terms and Conditions of UOB One Card

      • Quarterly Cashback is awarded based on the minimum spend in the following manner:
      • Tier 1 Min Spend: At least $500 but less than $1,000 worth of card transactions comprising at least 5 card transactions for the quarter. Quarterly Cash Rebate: $50
      • Tier 2 Min Spend: At least $1,000 but less than $2,000 worth of card transactions comprising at least 5 card transactions for the quarter. Quarterly Cash Rebate: $100
      • Tier 3 Min Spend: At least $2,000 worth of card transactions comprising at least 5 card transactions for the quarter. Quarterly Cash Rebate: $300
      • UOB Travel transactions, excluding online and flight only bookings, you are able to enjoy addition 5% rebate
      • 5% rebate from Grab spending
      • 1% rebate for Singapore Power payment

      Cash Rebate Will Not Be Awarded On:

      • Payments made to charitable/religious organisations
      • Payments government institutions and services
      • Cash advancements
      • Any late payment charges or interests charges on any Card
      • Any fees payable to the bank

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      You can also ask your questions, anonymously if you'd prefer, on Seedly!

      Contact UOB

      • Customer service(Credit card): 1800 222 2121

      About UOB

      United Overseas Bank (UOB) was incorporated in 6th August 1935 as the United Chinese Bank. Through a series of acquisitions, it is now a leading bank in Asia. Besides Far Eastern Bank in Singapore, UOB’s major banking subsidiaries in the region are United Overseas Bank (Malaysia), United Overseas Bank (Thai), PT Bank UOB Indonesia and United Overseas Bank (China). UOB Group currently has a network of over 500 offices in 19 countries and territories in Asia Pacific, Western Europe and North America.

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.