UOB One Card
- Key Features
- Reviews (147)
- Discussions (0)
- More Details
Advertisement
Unclaimed
This product has not been claimed by the company yet.
Summary
UOB One Card
UOB One Card is a card that offers one of the highest cashback rates of up to 10% for spends on selected merchants and a handsome 5% on all other spends.. Users who consistently spend at least $2000 will reap the most benefit from this card.
Exclusive Rewards
Get S$300 Cash via PayNow and win up to S$30,000 worth of prizes with UOB One Card
- Promotion valid only for the first 300 new-to-UOB cardmembers (first 100 applications in November 2022 & first 200 applications in December 2022)
- Make a min. spend of S$1,000 for 2 consecutive 30-day periods from the Card Approval date.
- Promotion valid till 31 December 2022.
- Terms and Conditions apply
- Plus, apply for this product and score 3x entry into our Score Big Grand Lucky Draw, where you stand to win your share of over S$30,000 worth of exciting prizes! Valid till 18 December 2022. Terms and Conditions apply.
Product Page Transparency
- Pays to access additional features
Card Details and Features
1) Key Features
- Enjoy up to 15% cashback on all eligible transactions when you spend a minimum of S$500 with minimum 5 transactions per month for 3 consecutive months
- Earn up to 3.33% cashback on all retail spend quarterly. Earn more quarterly cashback when you spend more per month (minimum 5 purchases for 3 consecutive months)
- Earn up to 10% cashback on your train/bus rides when you pay with your UOB One Card via SimplyGo
- Earn up to 10% cashback on your online shopping at Shopee
- Earn up to 10% cashback for your daily essentials when you shop at Dairy Farm International
- Earn an additional 1% cashback on top of the 3.33% cashback on your Singapore Power (SP) utilities bills
2) Benefits
Cashback
- Base cashback rate of 0.03% on all eligible spend with no minimum spending required
- Earn quarterly cashback of 3.33% on all eligible transactions when you spend a minimum of S$500/month every quarter
- Earn additional cashback of 5% (minimum spend of S$500/S$1,000 per month every quarter) or 6.67% (minimum spend of S$2,000 per month every quarter) on eligible transactions at selected merchants
- For new UOB Credit Cardholders, earn enhanced cashback of 6.67% (minimum spend of S$500/S$1,000 per month every quarter) or 5% (minimum spend of S$2,000 per month every quarter) on eligible transactions at selected merchants. Enhanced cashback period is valid for 2 quarters (6-month period)
- Eligible selected merchants are as follows: Dairy Farm International, Grab, SimplyGo, Shopee, and UOB Travel Transactions (excluding online, flight-only bookings, and relevant taxes), and Shell
Grocery Shopping
- Earn quarterly cashback of 3.33% on eligible transactions when you spend a minimum of S$500/month every quarter
- Enjoy additional cashback of 5% (minimum spend of S$500/S$1,000 per month every quarter) or 6.67% (minimum spend of S$2,000 per month every quarter) on eligible transactions at Dairy Farm International
- For new UOB Credit Cardholders, earn enhanced cashback of 6.67% (minimum spend of S$500/S$1,000 per month every quarter) or 5% (minimum spend of S$2,000 per month every quarter) on eligible transactions at selected merchants. Enhanced cashback period is valid for 2 quarters (6-month period)
Bill Payment
- Earn quarterly cashback of 3.33% on all eligible transactions when you spend a minimum of S$500/month every quarter
- Enjoy an additional 1% cashback on your Singapore Power (SP) bill payments
Transport
- Earn quarterly cashback of 3.33% on all eligible transactions when you spend a minimum of S$500/month every quarter
- Enjoy additional cashback of 5% (minimum spend of S$500/S$1,000 per month every quarter) or 6.67% (minimum spend of S$2,000 per month every quarter) on your bus/train rides via SimplyGo
- For new UOB Credit Cardholers, earn enhanced cashback of 6.67% (minimum spend of S$500/S$1,000 per month every quarter) or 5% (minimum spend of S$2,000 per month every quarter) on eligible transactions at selected merchants. Enhanced cashback period is valid for 2 quarters (6-month period)
3) Eligibility
- Age: 21 years old and above
- Citizenship: Singaporeans and PRs only
- Minimum annual income:
- Singaporean and PR: S$30,000 and above per annum
- Foreigner: S$80,000 and above per annum
4) Fees & Charges
- Annual principal fee: S$192.60
- Supplementary card annual fee: S$96.30 (first card free)
- Late payment fees: S$90
- Repayment grace period: 21 days
- Cash advance charges: S$15 or 6% of amount drawn
- Overlimit fee: S$40
Frequently Asked Questions
Why you should apply for UOB One Card?
- One of the highest cashback rates you can earn - up to 10% on selected merchants with the UOB One Card
- You get to enjoy high base cashback rate of up to 5% for all spend per quarter
- For your Singapore Power Utilities bill payments, you get to enjoy additional 1% cashback for 6% total cashback
- Add your UOB One Account to your UOB One Card so you can enjoy interest rates of up to 2.5% p.a.
Can you enjoy annual fee waiver for UOB One Card?
Yes, the annual fee for the UOB One Card of $192.60 (inclusive of GST) is waived for the first year
Who should apply for the UOB One Card?
- Those with consistent monthly spending of at least S$2000 will stand to benefit the most with the UOB One Card
- Spenders who make transactions on a wide category of everyday essentials from rides (Grab), groceries (Cold Storage, Giant etc), food delivery (Grabfood) and utlities (Singapore Power)
What is the minimum income requirement for the UOB One Card?
- Singapore/PR: Minimum Income of S$30,000 or fixed deposit collateral of at least S$10,000
- Non-Singaporean Minimum Income of S$40,000 or fixed deposit collateral of at least S$10,000
UOB ONE is indeed ONE of the best rebate cards and cashback credit cards available in the market. Stand to enjoy up to 10% rebate on all Grab and UOB Travel transactions. up to 6% rebates on Singapore Power utility bill. Get additional rebates with UOB's very own SMART$ Rebate Programme with merchants like Shell, BreadTalk, Air Asia and more. Plus, the UOB ONE card helps contribute to earning bonus rates for if you have a UOB ONE savings account.
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
Popular Products
4.3
157 Reviews
4.4
94 Reviews
3.9
188 Reviews
4.5
45 Reviews
UOB One Card
Up to 10% on Grab
CASHBACK
$300 per quarter
CASHBACK CAP
UOB One Card
Up to 10% on Grab
CASHBACK
$300 per quarter
CASHBACK CAP
📣 SIGN-UP BONUS
Get S$300 Cash via PayNow and win up to S$30,000 worth of prizes!
Valid till 31 Dec 2022. T&Cs apply.
4.1
147 Reviews
Service Rating
Speed of Approval
Ease of Fee Waiver
Customer Support
- Posted 25 Oct 2022
Purchased
UOB One Card
Good rewards/cashback card if you are a frequent user of their higher cash back % merchants like shopee and grab (which I am). But to take note that the cash back is quarterly and the min amount is based on the 3 months (and this is the part that I don't really like) If there are months that I spend < $2000 but some months I spend > $2000, the cash back tier is still based on the lower tier... And have to keep track of the spending so maximise the cash back0
What are your thoughts? - Posted 07 Sep 2022
Purchased
UOB One Card
[Useful For...] Only if you are able to hit the minimum spend monthly, otherwise there are better CC out there for daily usage. The main obstacle for me is the minimum spend as I am not a big spender. Else, it would have been a pretty decent card given that there are always many deals with this card.0
What are your thoughts? - Posted 25 Jul 2022
Purchased
UOB One Card
I personally use the one card and one account together. I felt that UOB apps is the easiest to use among all. You can also set notification transaction limit for 0.01 so that you're aware of any transaction that is deducted from your card. As for bill payment wise I can easily pay on my apps from my one account. Comparing one account and other accounts that has the similar benefits, one account I just have to spend minimum $500, 3 giro which was easy since there's no minimum spending for the giro, as long as is monthly or salary crediting. There's additional cash rebates earn if you use it on Simply go, Grab, Shopee, SP Bills, which I dont find it difficult to do so since I'm a user of those. [Card Hacks] [Promotions and Perks] [Bill Payment] [Others]1
What are your thoughts?POSB everyday card is 5% cash rebate for the SP Bills, if used as recurring payment. In this respect, is this better than using UOB credit card as recurring payment
🎉 Encourage Lim Wien by liking their first comment!
Reply
Save
- Posted 30 Jun 2022
Purchased
UOB One Card
Quite a good card to use... mainly i used this card to get rebate for cold storage purchases. Fee waiver is no a problem.0
What are your thoughts? - Posted 23 Jun 2022
Purchased
UOB One Card
Personally didn't really enjoy using this card and the overall experience with UOB was not the best. Didn't like their app interface and was extremely difficult to get connected with their Customer Support (who was also most of the time not very helpful with your requests). They do have a good list of benefits tho but wasn't worth the hassle for me.0
What are your thoughts? - UOB recently reviewed their T&Cs, so even if you hit the consecutive $2000 monthly spend for a quarter, you get 3.33% cashback ($200) instead of the previous 5%. this doesn't affect me as much as I usually aim for the lowest tier ($500 monthly spend). [Useful For...] The major perk of this card, is the additional cashback you get from participating brands if you hit the above requirement. Spends from Grab, Shopee, and Diary Farm Group (Giant, Cold Storage, 7-Eleven etc) gets an additional 5-6.67% cashback if you hit the monthly tiers (6.67% only if you hit $2000 monthly spend). this additional cashback is capped at $100. Overall, still a good cashback card if you are a frequent user of the brands above 👍🏻
0
What are your thoughts? - Posted 12 May 2022
Purchased
UOB One Card
Good for simple cashback criteria but annoying part would be the minimum spend and how to get to the next tier of cashback rewards without any in betweens.0
What are your thoughts? - Posted 11 May 2022
Purchased
UOB One Card
good for cashback, not too happy with the recent revisions in terms and conditions, but i guess this is inevitable.0
What are your thoughts? - Posted 24 Apr 2022
Purchased
UOB One Card
Used this card for cash back needs. Its good when pairing with other apps to further stack your rewards. Easy to obtain fee waiver as well.0
What are your thoughts?
No Posts Found.
Popular Products
4.3
157 Reviews
4.4
94 Reviews
3.9
188 Reviews
4.5
45 Reviews
Key Features and Benefits of UOB One Card
These are some features of the UOB One Card and the Cashback benefits it has to offer.
UOB One Card Benefit | What You'll Get |
|---|---|
Travel | Up to 10% rebate on Grab and UOB Travel transactions |
Utility | Up to 6% rebate on Singapore Power Utility |
Spending | Up to 5% rebate on all spending |
Interest | Up to 3.88% p.a interest on UOB One Account |
Fuel | up to 20.8% off at Shell and 24% off at SPC |
UOB One Card Benefits
Additional rebate with UOB SMART$ Rebate Programme
SMART$ Merchants | Rebates |
|---|---|
City Tours | 10% |
Shell | 7% |
United Overseas Insurance | 5% |
Bread Talk | 3% |
Cathay Cineplexes | 2% |
Air Asia | 1% |
Cold Storage, Market Place, Jasons, Giant, Guardian | 0.3% |
UOB SMART$ Rebate Programme
Eligibility: Who can apply for UOB One Card
To be eligible for the UOB One Card, you'll have to meet the following criteria:
- 18 years old and above
- For Singaporeans and PRs: Minimum annual income of S$30,000 or Fixed Deposit collateral of at least S$10,000
- For Foreigners: Minimum annual income of S$40,000 or Fixed Deposit collateral of at least S$10,000
Fees and Charges
- Annual Principle Fee: $192.60
- Annual Supplementary Card fee: $96.30
- Fee waiver: 1-year annual fee waiver
- Interest-Free Period: 21 days
- Annual Interest Rate: 26.90%
- Minimum Monthly Payment: 3% of the statement balance (or S$50, whichever is greater)
- Late Payment Charge: $100
- Cash Advance Fee: 6% per transaction (or S$15, whichever is greater)
Still unsure? Find out everything you need to know about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.
Still have questions? You can ask the Seedly Community (anonymously, if you'd prefer) for their insights and discuss which credit card you should get.
Terms and Conditions of UOB One Card
- Quarterly Cashback is awarded based on the minimum spend in the following manner:
- Tier 1 Min Spend: At least $500 but less than $1,000 worth of card transactions comprising at least 5 card transactions for the quarter. Quarterly Cash Rebate: $50
- Tier 2 Min Spend: At least $1,000 but less than $2,000 worth of card transactions comprising at least 5 card transactions for the quarter. Quarterly Cash Rebate: $100
- Tier 3 Min Spend: At least $2,000 worth of card transactions comprising at least 5 card transactions for the quarter. Quarterly Cash Rebate: $300
- UOB Travel transactions, excluding online and flight-only bookings, you can enjoy addition 5% rebate
- 5% rebate from Grab spending
- 1% rebate for Singapore Power payment
Cash Rebate Will Not Be Awarded On:
- Payments made to charitable/religious organisations
- Payments government institutions and services
- Cash advancements
- Any late payment charges or interests charges on any Card
- Any fees payable to the bank
Contact UOB
- Customer service(Credit card): 1800 222 2121
About UOB
United Overseas Bank (UOB) was incorporated in 6th August 1935 as the United Chinese Bank. Through a series of acquisitions, it is now a leading bank in Asia. Besides Far Eastern Bank in Singapore, UOB’s major banking subsidiaries in the region are United Overseas Bank (Malaysia), United Overseas Bank (Thai), PT Bank UOB Indonesia and United Overseas Bank (China). UOB Group currently has a network of over 500 offices in 19 countries and territories in Asia Pacific, Western Europe and North America.
Contact us at [email protected] should you require any assistance or spot any inaccuracies.
Advertisement