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Ultimate guides to kickstart your finances
Reviews (17)
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Reviews (17)
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- Posted 1d ago
Purchased
CITI Rewards Card
besides the local big 3, citibank got to be the worst customer service i encountered. i got different answers from different officers for same question. even personally go down to branch also no use. the branch officer promised to follow up but there was no updates for some time. now only waiting for card to expire.0 comments0 - Posted 4w agoThis is the best miles card for shopping. I am very satisfied with CITIbank reward points breakdown, so far there is no error spotted. I will continue using this card for shopping and grab ride.0 comments0
- Posted on 19 Sep 2019CITI Rewards Card Great card for my shopping and dining needs. There is even promotions for online purchases.0 comments0
- Posted on 18 Sep 2019Use this card more for you to earn points and you are able to redeem points to air miles , free hotel, travel to other hotel in other country0 comments0
- Posted on 05 Sep 2019Good card for online purchases. However, there's a monthly cap of 1k. 4 miles per dollar, what's not to love.0 comments0
- Posted on 05 Sep 2019My first choice when buying clothes, bags or shoes. It is even more versatile now that it give points for online purchases.0 comments0
- Posted on 05 Sep 20194mpd for retail shopping, and 4mpd for all online purchases except travel. What more can you ask for? Any more they might as well give you 4mpd for all purchases. If only the cap was more than $1000/month...0 comments0
- Updated on 13 Jun 2019Had been using this citibank rewards card for many years. What I love is: 1) The 10X Rewards points on my shopping all year long; be it online or offline or overseas. It makes shopping more rewarding 2) And Citibank has an amazing range of merchandise for you to redeem using your rewards points, my favourite has always been using my reward points to get Takashimaya vouchers which has no expire date 3) Citibank is also always been very prompt and hassle free in waiving my annual fee and also late payment finance charges1 comment0
HC Tang08 Jun 2018
Hi Koh Peng, can you please share with me the links to use the points to redeem takashimaya voucher ? I can't seems to find it. Thanks.
Questions (7)
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Miles
Milelion
Citi Rewards Credit Card
Aaron Wong
Top Contributor (Oct)
Level 6. Master
Updated 4w ago
1 Citi ThankYou point is 0.4 KrisFlyer miles. You will need to redeem a minimum of 25,000 ThankYou points at one time, and each time you do there is a $25 transfer fee. You will transfer points via the Citi ThankYou portal ( https://www.citirewards.com/cms/sites/globalrewards-sg-eng/index.page ). Login and look for the relevant airline under Travel-- Points Transfer. You'll see the transfer rates and applicable fees. More information on how to check your Citi points balance can be found here- https://milelion.com/2019/07/18/how-to-check-credit-card-points-breakdowns/
Credit Card
UOB Preferred Platinum Visa Card
Miles
Citi Rewards Credit Card
Aik Kai
Level 6. Master
Answered on 08 Oct 2019
This sounds like a very late reply now but based on the categories you mentioned, I would choose Citi. The $5 block for UOB will make calculations a little bit tricky so I would avoid that. For Grab, these 2 cards don't give points. Citi is a hit and miss so it depends. Better miles card for your mentioned categories: Grab: Maybank Horizon Visa and AMEX Krisflyer card Dining Out: Maybank Horizon Visa. Refer to this for more information: https://milelion.com/credit-cards/guide/
Credit Card
DBS Altitude Visa Signature Card
Miles
Transport
Citi Rewards Credit Card
Gabriel Choo, Finance at University College Dublin
Level 3. Wonderkid
Answered on 06 Oct 2019
Hi, I guess you are referring to credit cards for EZ-link transactions? There's Citi SMRT card, Stardard Chartered unlimited cashback credit card and DBS live fresh card that comes with rebates and EZ-reload. Hope that helps.
Miles
Travel
Citi Rewards Credit Card
Elijah Lee, Independent Financial Advisor at Phillip Securities (Jurong East)
Top Contributor (Oct)
Level 10. Unicorn
Answered on 03 Oct 2019
Hi Melissa. 400000 Citi Rewards points convert to 160K KF miles. As a one-way saver award is already 95K miles, you only have enough points to redeem a one way. If that's ok with you, then you can consider booking a SQ J on a one way. Next, you'll want to consider whether you prefer to fly direct on SQ 32 or have a stopover in HKG on SQ 1. The key difference would be the cabin product (A350 vs B777) plus the fact that a stopover allows you to take a break and freshen up. Then you'll have to search for award space and pray that it is available. Get on the waitlist and hope it clears. The alternative is to transfer your Citi reward points to other FFPs. Asia Miles/Etihad come to mind, but you will have to check the award availability and cost of the redemption and do your numbers to see which is worth. Asia Miles could be a good option as you'll get to try the Cathay lounges in HKG, which I hear are very good. Cathay also has good service and a decent cabin product from what I read. Good luck with your redemption!
UOB Preferred Platinum Visa Card
Credit Card
Citi Rewards Credit Card
Jonathan Chia Guangrong, Fund Manager at JCG Fund
Level 8. Wizard
Answered on 08 Oct 2018
Personally, I'll stick with Citi.. UOB's rewards structure is in blocks of S$5 spent. Whereas citi's as I recall is for every dollar. You'll also vomit blood getting fee waivers from UOB.
Travel
DBS
DBS Multiplier
DBS Altitude Visa Signature Card
Credit Card
Citi Rewards Credit Card
HSBC Revolution Credit Card
Bang Hong
Level 6. Master
Answered on 20 Jul 2018
If your spending on CC is huge, converting to miles is typically what people do if they have intention of getting a biz flight or first class. You can refer to other articles write up on the calculation. For economy class the ratio is not that worthwhile comparing to biz/1st class. In summary, yes, converting CC points to miles is good only: 1) High spending on CC ($xxxx per month) 2) Redeeming Biz or First class. my 2 cents.
OCBC Titanium Rewards Card
Credit Card
Citi Rewards Credit Card
YY Yin Yu
Level 4. Prodigy
Answered on 08 Jun 2018
I just want to highlight the bonus points about citibank rewards because these two cards offer similar rewards for shopping. From now till 31 July 2018, CR gives 8mpd for Apple Pay transaction. No cap. From now till 8 July 2018 Shop at Lazada and earn 8 miles for every S$1 spent On top of that, they offer Up to 10% Citi Rebate at over 300 locations, including Starbucks, Subway and Sheng Siong. So you are practically getting 2 times rewards. If you are a LiveUp member, you get 8% rebate instead of 5%. Though the above mentioned promotion has validity till July, if you need to apply the card now, grab the opportunity.
About Citi Rewards Credit Card
| Card Name | CITI Rewards Card |
|---|---|
| Rewards Rate | Online + Retail: $1= 10X Points All other spend: $1 = 1X Point |
| Points to Value Conversion | 1 Point = 0.4 Miles |
| Highlights | Online and Retail shoppers |
Eligibility for CITI Rewards Credit Card
- Singaporeans and PR; Minimum annual income of $30,000
- Foreigners; Minimum annual income of $42,000
Fees and Charges for CITI Rewards Card
- Annual Principle Fee: $192.60
- Annual Supplementary Card fee: $96.30
- Fee waiver: Available
- Interest-Free Period: 25 days
- Annual Interest Rate: 26.90%
- Minimum monthly payment: 1% or $50, whichever is higher
- Late payment charge: $100
- Cash advance fee: 6% or $15, whichever is higher
- Overlimit fee: $40
Key features of CITI Rewards Card
- Receive up to 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes, Bags, Clothes at Online, Retail or Department stores, locally and overseas.
- S$1 spent = 1 Reward point for all other spend
- 1st year fee waived for Principle and 2 supplementary cards
- Travel privileges which include exclusive offers from different travel websites.
- Citibank Gourmet Pleasures, which includes great dining deals.
- Petrol deals, save with participating petrol companies.
- Citi Rebate, enjoy up to 10% rebate on participating locations.
- Free Travel Insurance
Terms and conditions of CITI Rewards Card
- Points accumulated are only valid for 60 months.
- Transactions made towards, bill payment, educational institutions, government institutions, non-profit organisations and others will not accumulate points. For the full list, please visit CITI Rewards Card’s T&Cs.
- Only a maximum of 10,000 points per statement month can be earned.
- Points earned cannot be used to offset minimum payment due.
For more info, you can check out CITI Rewards Card’s website.