Citi Rewards Credit Card

Citi Rewards Card Review

New to credit cards? Here's your complete guide to cashback credit cards.

Key Features and Benefits of Citi Rewards Card

These are some highlights of the Citi Rewards Card and the cashback benefits on offer.

Eligibility for Citi Rewards Card

To be eligible for the Citi Rewards Card, you'll have to meet the following criteria:

• Be at least 21 years old
• For Singaporeans and PRs: Minimum annual income of $30,000
• For foreigners: Minimum annual income of $42,000

Fees and Charges for Citi Rewards Card

• Annual Principle Fee: $192.60
• Annual Supplementary Card fee: $96.30
• Fee Waiver: First 2 years annual fee for Basic and two Supplementary Cards; thereafter chargeable
• Interest-Free Period: 25 days
• Annual Interest Rate: At the prevailing effective interest rate of 26.90%
• Minimum monthly payment: 1% or $50, whichever is greater
• Late payment charge: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied.
• Cash advance fee: $15 or 6% of amount withdrawn, whichever is greater
• Overlimit fee: $40 will be charged on the card with highest balance on the statement billing date, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds customer’s combined credit limit on any day within the statement period.

Citi Rewards Card Promotions

• Shopee: Up to 10% off
• Zalora: 15% off with a minimum spend of S$100
• Lazada: S$8 off with a minimum spend of S$60

Terms and Conditions of Citi Rewards Card

• For 10X Points eligible transactions refers to purchases at any departmental store, retail store worldwide or shopping websites which main business activity is to sells clothes, shoes and bags
• To receive the 30,000 points transactions does not include - Equal Payment Plan (EPP) Purchases, quick cash and other instalment loans, refunded retail purchases, taxes, late payment fees and service fees
• 10X Rewards is capped at 10,000 points per statement month on eligible transactions

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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Citibank Contact Info

• CitiPhone 24-hour banking hotline: +65 6224 5757

About Citibank

Citi Singapore established its presence in 1902, and is the city's largest foreign banking employer. In 2005, Citi incorporated its Global Consumer Banking (GCB) arm in Singapore - in what's today known as Citibank Singapore Limited. The subsidiary is wholly owned by Citigroup.

Citibank Singapore offers wealth management products and services, including investments, insurance, deposits and treasury products; credit cards and personal lines of credit, and housing loans and share financing.