Citi Rewards Credit Card Reviews and Comparison - Seedly
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Citi Rewards Credit Card

  • Overview
  • Reviews (30)
  • Questions (0)
  • More Details
Credit Cards/Citi Rewards Credit Card
Credit Cards/Citi Rewards Credit Card
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Unclaimed

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USER RATINGS

Speed of Approval

4.0

Ease of Fee Waiver

3.9

Customer Service

3.6

CITI Rewards Card

10X Points per Dollar

ONLINE SPEND

10X Points per Dollar on Shopping

SELECTED SPEND

1 Point per Dollar

OTHER SPEND

0.4 Miles per ThankYou Point

CONVERSION

CITI Rewards Card

10X Points per Dollar

ONLINE SPEND

10X Points per Dollar on Shopping

SELECTED SPEND

1 Point per Dollar

OTHER SPEND

0.4 Miles per ThankYou Point

CONVERSION

Details

Highlights of the Citi Rewards Credit Card

  • 10X Rewards (4 miles) on online shopping and retail purchases
  • 1X Reward on all other spendings
  • 10X Rewards (4 miles) on rides
  • 10X Rewards (4 miles) on online food delivery
  • 10X Rewards (4 miles) on online groceries
  • Up to 30,000 Citi ThankYou Points when you spend S$3,000 within the first 3 months

Find out about the card's complete host of benefits, charges and promotions below.

Read More about Citi Rewards Credit Card
Reviews (30)

4.2

30 Reviews

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Most HelpfulMost RecentLow to HighHigh to Low
  • Updated on 27 Sep 2020

    Purchased

    CITI Rewards Card

    [Useful For...] Online payments. 4 MPD for all online shopping. Really fuss free card. Points are credit together unlike some other banks with basic and bonus points. Makes tracking a WHOLE lot easier. Cons: 1k cap per statement month

    0

    Post
  • Updated on 26 Sep 2020

    Purchased

    CITI Rewards Card

    [Useful For...] Shopping online and at department stores if you are interested in getting vouchers. Not a good card to do exchange for miles as you find the exchange rate much worse. I ended up using it to exchange for Cold Storage vouchers, or offset my dining bills.

    0

    Post
  • Updated on 28 Jul 2020

    Purchased

    CITI Rewards Card

    [Customer Service] Very poor customer service. Contradictory and inconsistent in their reply. I was promised one thing but in the end received totally an opposite end result. Does not recommend to anyone despite the Rewards & Cashback terms [Others] App and reporting were not reliable. There's a huge backlogs of payments because their app unable to reflect current statement real-time. Totally not recommended!!!!

    0

    Post
  • Updated on 22 Jul 2020

    Purchased

    CITI Rewards Card

    Been using for years which tie up with many merchants. Benefits didn't reduce which is good over the years.

    0

    Post
  • Updated on 08 Jul 2020

    Purchased

    CITI Rewards Card

    [Promotions and Perks] Applied for this card as singsaver at that time was offering $200 cash via paynow as a sign up bonus. Even before I got approved for this card, I was shown my credit limit if I were to be approved, which is kinda nice I guess. There is an ongoing sign up bonus of $350 cashback or 30k points with conditions when you apply directly from Citibank. [Miles Card] This card earns you 10x points (4 miles per dollar) on shopping and online spend, which is great for those times when you really need to shop! I use this card specifically for that purpose. All other spend earns 1x points (0.4 mpd). These points can either be transferred to miles or cash rebate off your credit card bill. Citibank has a wide range of different airline partners so one doesn't have to stick to one airline when redeeming for miles! [Useful For...] Those who love to travel and shop can reap in the benefits of this card. Since it is not possible to travel in this current COVID-19 situation, why not make use of this time at home to earn miles for when we all can travel again while you shop?

    0

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Citi Rewards Card Review

Citi Rewards Credit Card

New to credit cards? Here's your complete guide to cashback credit cards.

Key Features and Benefits of Citi Rewards Card

These are some highlights of the Citi Rewards Card and the cashback benefits on offer.

Benefits of Citi Rewards Card

What You'll Get

Shopping

10X Rewards (4 Miles) on online and retail purchases at:

  • Lazada
  • Qoo10
  • TANGS

1X Reward on all other spending

Transport

10X Rewards (4 Miles) on rides with:

  • Grab
  • ComfortDelGro
  • Gojek

Dining

10X Rewards (4 Miles) on online food delivery with:

  • GrabFood
  • Deliveroo
  • Foodpanda

Groceries

10X Rewards (4 Miles) on online groceries with:

  • Amazon Prime Now
  • Fairprice On
  • Redmart

Rewards

  • Freedom of reward redemption with Citi ThankYou Rewards
  • Use points for any purchase
  • Deals and discounts locally and in 95 other countries
  • Convert your retail balance into instalments

Travel Insurance

Complimentary travel insurance

Citi Rewards Card - Benefits

Eligibility for Citi Rewards Card

To be eligible for the Citi Rewards Card, you'll have to meet the following criteria:

  • Be at least 21 years old
  • For Singaporeans and PRs: Minimum annual income of $30,000
  • For foreigners: Minimum annual income of $42,000

Fees and Charges for Citi Rewards Card

  • Annual Principle Fee: $192.60
  • Annual Supplementary Card fee: $96.30
  • Fee Waiver: First 2 years annual fee for Basic and two Supplementary Cards; thereafter chargeable
  • Interest-Free Period: 25 days
  • Annual Interest Rate: At the prevailing effective interest rate of 26.90%
  • Minimum monthly payment: 1% or $50, whichever is greater
  • Late payment charge: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied.
  • Cash advance fee: $15 or 6% of amount withdrawn, whichever is greater
  • Overlimit fee: $40 will be charged on the card with highest balance on the statement billing date, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds customer’s combined credit limit on any day within the statement period.

Citi Rewards Card Promotions

  • Shopee: Up to 10% off
  • Zalora: 15% off with a minimum spend of S$100
  • Lazada: S$8 off with a minimum spend of S$60

Terms and Conditions of Citi Rewards Card

  • For 10X Points eligible transactions refers to purchases at any departmental store, retail store worldwide or shopping websites which main business activity is to sells clothes, shoes and bags
  • To receive the 30,000 points transactions does not include - Equal Payment Plan (EPP) Purchases, quick cash and other instalment loans, refunded retail purchases, taxes, late payment fees and service fees
  • 10X Rewards is capped at 10,000 points per statement month on eligible transactions

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.

Citibank Contact Info

  • CitiPhone 24-hour banking hotline: +65 6224 5757

About Citibank

Citi Singapore established its presence in 1902, and is the city's largest foreign banking employer. In 2005, Citi incorporated its Global Consumer Banking (GCB) arm in Singapore - in what's today known as Citibank Singapore Limited. The subsidiary is wholly owned by Citigroup.

Citibank Singapore offers wealth management products and services, including investments, insurance, deposits and treasury products; credit cards and personal lines of credit, and housing loans and share financing.