DBS Woman's World Card Reviews and Comparison - Seedly
Seedly logo
Seedly logo
 

DBS Woman's World Card

  • Overview
  • Reviews (18)
  • Questions (0)
  • More Details

DBS Woman's World Card

3X DBS Points per $5
FOREIGN SPEND
10X DBS Points per $5 spent
ALL SPEND
1X point per $5 on other spend
OTHER SPEND
2 Miles per DBS Point
CONVERSION

    DBS Woman's World Card

    3X DBS Points per $5
    FOREIGN SPEND
    10X DBS Points per $5 spent
    ALL SPEND
    1X point per $5 on other spend
    OTHER SPEND
    2 Miles per DBS Point
    CONVERSION

Details

Highlights of DBS Woman's World Card

  • Earn up to 10X DBS Points or 20 miles per S$5 spent online
  • 3X DBS Points or 6 miles on overseas purchases
  • 1X DBS Point or 2 miles on other purchases
  • 0% Interest Payment Plans over 12 months
  • e-Commerce protection for your online purchases
  • SimplyGo!

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Read More about DBS Woman's World Card
Reviews (18)

4.7

18 Reviews

  • 5
    12
  • 4
    6
  • 3
    0
  • 2
    0
  • 1
    0

Read Review About...

Most HelpfulMost RecentLow to HighHigh to Low
  • Updated on 08 Jul 2020

    Purchased

    DBS Woman's World Card

    Have used DBS Woman's World Card for 1 year+, and so far the fastest card to earn miles! It's 4 miles per dollar for all online spending, and with generous cap of $2,000 per month too. Since I spend mostly online, this card has definitely served its purpose for me! There is also an automatic waiver for annual fee if you spend certain amount in the past year. I also use this card with DBS Lifestyle app to maximize my rewards, usually 8% rewards (either cash credit or e-vouchers) when I hit the spend goal every month (it differs every month and ranges from $200 - $3,000). In a good month when I can maximize my miles and my rewards, I can earn 8k miles and $160 credits. Definitely worth it!!
    0 comments
    0
  • Updated on 30 Jun 2020

    Purchased

    DBS Woman's World Card

    [Useful For...] - Online spenders who spends above $210 per month ~ $2,500 annually (to meet the redemption of 5,000 DBS points within a year before they expire) - Online spenders who spends within monthly limit of $2,000 - Almost everyone whose income is greater than $30,000 (although stated income requirement is $80,000) - Essentially everyone who spends online [Application and Approvals] Fairly quick application online via the DBS digibank app. This card is not only for Women, and income requirement of 80k is not adhered to strictly. An annual income above 30k should suffice. The physical card was received within a week. [Miles Card] A very good 4mpd card for all online spend in SGD - quite an compared to the Citi Rewards card whereby some online spend are excluded from 4mpd. The calendar monthly limit of $2,000 is also the highest in the market for such bonus miles for online spend. Points earned from this card will expire within a year, and redemption has to be done in blocks of 5,000 points. So if you are spending more than $210 a month for online spending, you should be able to hit this limit fairly easily. Bonus is that the points earned on WWMC can be pooled with other cards, hence many will pair this with the Altitude card (whose miles don't expire and 2 free lounge visits per year). [Customer Service] Miles may be difficult to calculate and track by hand, but with an excel sheet, you shouldn't face too much of an issue. For every $5 spent, you will receive a base 1 DBS point when the transaction is clocked and 9 bonus DBS points on the 16th of the following month (1 point = 2 miles). While the 1 point is broken down for every transaction, the 9 points are pooled together on a monthly basis. If there are any discrepancies, the customer service has been quite prompt to respond. So far there hasn't been too much discrepancies for my case - sometimes more miles are given and sometimes less miles. Difference about plus minus 2%. [Card Hacks] Topup to mobile wallets are a "your mileage may vary" for most people. For example, Grabpay topups work for some in that the x9 bonus points are awarded but not for the base x1 points. So it differs case to case. Pair this with Multiplier account to clock the credit card transactions, and hence achieve higher stepped interest rates. [Bill Payment] Done via the digibank app so fairly easy with a DBS account. [Fee Waivers] Yet to request any fee waivers, but most users don't seem to have any issues. DBS tend to be very generous with their waivers for my other cards as well. [Hidden Terms] DBS points do expire within a year, so do remember to redeem them. One-time conversion fee of $26.75 to airline partners.
    0 comments
    0
  • Updated on 04 May 2020

    Purchased

    DBS Woman's World Card

    My Go to card for online spend. 4mpd for online purchases with cap of 2k per month. Advise everyone to get this if they can! Updated review. Been using this card for over a year and still find it one of the best miles card for online spend. Also coupled with the many promotions on the Dbs lifestyle app, this card is the perfect complement to get miles plus cash back. The only downside of this card is that points expire within 2 years but other than that, would recommend everyone to apply for this
    0 comments
    0
  • Updated on 01 May 2020

    Purchased

    DBS Woman's World Card

    Great card for online spend! But there are 2 downsides to this card - miles expire after 1 year - rounding of points to nearest $5 for 1x base points (but this is widely seen in other cc as well) However with that said, this is still a great card and the customer support is great!
    0 comments
    0
  • Updated on 24 Apr 2020

    Purchased

    DBS Woman's World Card

    [Fee Waivers] - Never had any issues with Fee Waivers [Miles Card] - One of my most favourite miles cards (4 miles per $1) capped at $2,000 per month for anything Online related - No real restrictions on which categories you can earn your 4 miles per dollar on (apart from your tops ups and what not) - I use it mainly for booking travel related stuff / purchases from General Online Marketplaces (Shopee Lazada Amazon et) or Food Delivery. - Stacks with ShopBack's cashback of course [Useful For...] - Any general Online purchase [Hidden Terms] - Little hidden terms and MCCs that are excluded are little and standard - Love that I can use this card to earn miles on Travel else I will have to use one of my general spend miles cards
    0 comments
    1
Questions (0)
Recent ActivityUnansweredTrending
No questions found.

DBS Woman's World Card

DBS Woman's World Card

New to credit cards? Here's your complete guide to cashback credit cards.

Eligibility for DBS Woman's World Card

  • Be at least 21 years old
  • Income of S$30,000 and above per annum for Singaporeans and PR
  • Income of S$45,000 and above per annum for foreigner

Fees and Charges for DBS Woman's World Card

  • Annual Principle Fee: $192.60
  • Annual Supplementary Card fee: S$96.30 for each supplementary card.
  • Fee Waiver: First year annual fee waiver
  • Interest-Free Period: 20 days
  • Charges for Card Transactions: At the prevailing effective interest rate of 26.80% p.a. (subject to compounding if charges are not paid in full), chargeable on a daily basis from the date of transaction until receipt of full payment. A minimum charge of $2.50 applies.
  • Charges for Cash Advance: At the prevailing effective interest rate of 28% p.a. (subject to compounding if charges are not paid in full) on the amount withdrawn, chargeable on a daily basis from the date of withdrawal until receipt of full payment. A minimum charge of $2.50 applies.
  • Minimum Monthly Payment: 3% of the outstanding balance, in addition to: i) the total sum of any overdue minimum payment, ii) late payment charges, and iii) any amount exceeding your credit limit, or S$50 (whichever is greater).
  • Late Payment Charge: A charge of $100 applies for outstanding balances of $50.01 and up, if payment is not received by the due date. For outstanding balances of $50 and below, no charge applies.
  • $0, if the minimum payment specified in the statement is not received by the payment date.
  • Cash Advance Fee: The fee for a cash advance is $5 or 3% of the transaction, whichever is greater.

Key Features and Benefits of DBS Woman's World Card

These are some features of the DBS Woman World Card and the cashback benefits it has to offer.

Benefits of DBS Woman's Word Card

What You'll Get

Beauty and Wellness

Promotions with:

  • 6 Elements Hair Spa
  • ADEVA Spa
  • ALBION
  • ANNA SUI
  • JEAN YIP
  • Oriental Hair Solutions
  • SKININC

Dining and Entertainment

  • Element - 1-for-1 dinner buffet and 15% off total bill
  • Royale - 1-for-1 lunch, dinner and weekend high tea buffet
  • Triple Three - 1-for-1 lunch buffer and 50% off for the 2nd dinner buffet

Fashion

Promotions with:

  • LAZADA
  • REEBONZ
  • YOOX

Travel

Promotions with:

  • Banyan Tree
  • KLOOK
  • SMRT

DBS Woman's World Card - Benefits

Terms and Conditions of DBS Woman's World Card

Cashbacks are not awarded on:

  • Payments made via AXS and SAM
  • Payments to educational institutions
  • Payments to government institutions and services (court cases, fines, bail and bonds, tax payment, postal services, parking lots and garages, intra-government purchases and any other government services not classified here)
  • Payments to insurance companies (sales, underwriting and premiums)
  • Payments to financial institutions (including banks and brokerages)
  • Payments to non-profit organizations
  • Payment or top-up of funds to payment service providers, prepaid accounts and any pre-paid accounts (e.g. EZ-Link, NETS FlashPay, Transit Link, Singtel Dash)
  • Interest, finance charges, cash withdrawal, Cash Advance, balance transfer, smart card, bill payments via internet banking and all fees charged by DBS. ix. payments made via telephone or mail order
  • Payments made via online banking
  • Payments to hospitals, professional service providers and payment for parking lots
  • Utility bill payments
  • Payments made to CardUp
  • Transactions related to betting (including casino levy payment, lottery tickets, casino gaming chips, offtrack betting, and wagers at race tracks)
  • Transactions related to crypto currencies (effective 1 July 2018)
  • Any other transactions determined by DBS from time to time.

DBS Contact Info

  • Loss of ATM card(s): 1800 339 6963 (SG) or +65 6339 6963 (if overseas)
  • Banking and general enquiries: 1800 111 1111 (SG) or +65 6327 2265 (if overseas)

About DBS

Singapore bank DBS was founded in 1968, and currently has over 100 branches islandwide. With assets totalling some $518 million (as of end-Dec 2017), DBS is the largest bank in Southeast Asia - of which its primary shareholder is Temasek Holdings. The bank's key areas of focus include consumer banking, asset management, securities brokerage, treasury and debt fund-raising in Singapore and Hong Kong.

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.