DBS Woman's World Card

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  Jacob

  Level 6. Master

  Updated on 20 Sep 2020

  Purchased

  DBS Woman's World Card

  [Useful For...] - Online spenders who spends above $210 per month ~ $2,500 annually (to meet the redemption of 5,000 DBS points within a year before they expire) - Online spenders who spends within monthly limit of $2,000 - Almost everyone whose income is greater than $30,000 (although stated income requirement is $80,000) - Essentially everyone who spends online [Application and Approvals] Fairly quick application online via the DBS digibank app. This card is not only for Women, and income requirement of 80k is not adhered to strictly. An annual income above 30k should suffice. The physical card was received within a week. [Miles Card] A very good 4mpd card for all online spend in SGD - quite extensive compared to the Citi Rewards card whereby some online spend are excluded from 4mpd. The calendar monthly limit of $2,000 is also the highest in the market for such bonus miles for online spend. Points earned from this card will expire within a year, and redemption has to be done in blocks of 5,000 points. So if you are spending more than $210 a month for online spending, you should be able to hit this limit fairly easily. Bonus is that the points earned on WWMC can be pooled with other cards, hence many will pair this with the Altitude card (whose miles don't expire and 2 free lounge visits per year). [Customer Service] Miles may be difficult to calculate and track by hand, but with an excel sheet, you shouldn't face too much of an issue. For every $5 spent, you will receive a base 1 DBS point when the transaction is clocked and 9 bonus DBS points on the 16th of the following month (1 point = 2 miles). While the 1 point is broken down for every transaction, the 9 points are pooled together on a monthly basis. If there are any discrepancies, the customer service has been quite prompt to respond. So far there hasn't been too much discrepancies for my case - sometimes more miles are given and sometimes less miles. Difference about plus minus 2%. [Card Hacks] Topup to mobile wallets are a "your mileage may vary" for most people. For example, Grabpay topups work for some in that the x9 bonus points are awarded but not for the base x1 points. So it differs case to case. --> Update: As of 16 July 2020, Grabpay topups are reported not to have any points. Pair this with Multiplier account to clock the credit card transactions, and hence achieve higher stepped interest rates. [Bill Payment] Done via the digibank app so fairly easy with a DBS account. [Fee Waivers] Yet to request any fee waivers, but most users don't seem to have any issues. DBS tend to be very generous with their waivers for my other cards as well. [Hidden Terms] DBS points do expire within a year, so do remember to redeem them. One-time conversion fee of $26.75 to airline partners.

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  Inge

  Level 3. Wonderkid

  Updated on 08 Jul 2020

  Purchased

  DBS Woman's World Card

  Have used DBS Woman's World Card for 1 year+, and so far the fastest card to earn miles! It's 4 miles per dollar for all online spending, and with generous cap of $2,000 per month too. Since I spend mostly online, this card has definitely served its purpose for me! There is also an automatic waiver for annual fee if you spend certain amount in the past year. I also use this card with DBS Lifestyle app to maximize my rewards, usually 8% rewards (either cash credit or e-vouchers) when I hit the spend goal every month (it differs every month and ranges from $200 - $3,000). In a good month when I can maximize my miles and my rewards, I can earn 8k miles and $160 credits. Definitely worth it!!

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  Derek Koo

  Level 4. Prodigy

  Updated on 04 May 2020

  Purchased

  DBS Woman's World Card

  My Go to card for online spend. 4mpd for online purchases with cap of 2k per month. Advise everyone to get this if they can! Updated review. Been using this card for over a year and still find it one of the best miles card for online spend. Also coupled with the many promotions on the Dbs lifestyle app, this card is the perfect complement to get miles plus cash back. The only downside of this card is that points expire within 2 years but other than that, would recommend everyone to apply for this

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  Amanda

  Level 6. Master

  Updated on 01 May 2020

  Purchased

  DBS Woman's World Card

  Great card for online spend! But there are 2 downsides to this card - miles expire after 1 year - rounding of points to nearest $5 for 1x base points (but this is widely seen in other cc as well) However with that said, this is still a great card and the customer support is great!

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  Julian Foo

  Level 3. Wonderkid

  Updated on 24 Apr 2020

  Purchased

  DBS Woman's World Card

  [Fee Waivers] - Never had any issues with Fee Waivers [Miles Card] - One of my most favourite miles cards (4 miles per $1) capped at $2,000 per month for anything Online related - No real restrictions on which categories you can earn your 4 miles per dollar on (apart from your tops ups and what not) - I use it mainly for booking travel related stuff / purchases from General Online Marketplaces (Shopee Lazada Amazon et) or Food Delivery. - Stacks with ShopBack's cashback of course [Useful For...] - Any general Online purchase [Hidden Terms] - Little hidden terms and MCCs that are excluded are little and standard - Love that I can use this card to earn miles on Travel else I will have to use one of my general spend miles cards

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