DBS Womans World Credit Card

Eligibility for DBS Woman's World Card

• Be at least 21 years old
• Income of S$30,000 and above per annum for Singaporeans and PR
• Income of S$45,000 and above per annum for foreigner

Fees and Charges for DBS Woman's World Card

• Annual Principle Fee: $196.20
• Annual Supplementary Card fee: S$96.30 for each supplementary card.
• Fee Waiver: First year annual fee waiver
• Interest-Free Period: 20 days
• Charges for Card Transactions: At the prevailing effective interest rate of 26.80% p.a. (subject to compounding if charges are not paid in full), chargeable on a daily basis from the date of transaction until receipt of full payment. A minimum charge of $2.50 applies.
• Charges for Cash Advance: At the prevailing effective interest rate of 28% p.a. (subject to compounding if charges are not paid in full) on the amount withdrawn, chargeable on a daily basis from the date of withdrawal until receipt of full payment. A minimum charge of $2.50 applies.
• Minimum Monthly Payment: 3% of the outstanding balance, in addition to: i) the total sum of any overdue minimum payment, ii) late payment charges, and iii) any amount exceeding your credit limit, or S$50 (whichever is greater).
• Late Payment Charge: A charge of $100 applies for outstanding balances of $50.01 and up, if payment is not received by the due date. For outstanding balances of $50 and below, no charge applies.
• $0, if the minimum payment specified in the statement is not received by the payment date.
• Cash Advance Fee: The fee for a cash advance is $5 or 3% of the transaction, whichever is greater.

Key Features and Benefits of DBS Woman's World Card

These are some features of the DBS Woman World Card and the cashback benefits it has to offer.

Terms and Conditions of DBS Woman's World Card

Cashbacks are not awarded on:

• Payments made via AXS and SAM
• Payments to educational institutions
• Payments to government institutions and services (court cases, fines, bail and bonds, tax payment, postal services, parking lots and garages, intra-government purchases and any other government services not classified here)
• Payments to insurance companies (sales, underwriting and premiums)
• Payments to financial institutions (including banks and brokerages)
• Payments to non-profit organizations
• Payment or top-up of funds to payment service providers, prepaid accounts and any pre-paid accounts (e.g. EZ-Link, NETS FlashPay, Transit Link, Singtel Dash)
• Interest, finance charges, cash withdrawal, Cash Advance, balance transfer, smart card, bill payments via internet banking and all fees charged by DBS. ix. payments made via telephone or mail order
• Payments made via online banking
• Payments to hospitals, professional service providers and payment for parking lots
• Utility bill payments
• Payments made to CardUp
• Transactions related to betting (including casino levy payment, lottery tickets, casino gaming chips, offtrack betting, and wagers at race tracks)
• Transactions related to crypto currencies (effective 1 July 2018)
• Any other transactions determined by DBS from time to time.

DBS Contact Info

• Loss of ATM card(s): 1800 339 6963 (SG) or +65 6339 6963 (if overseas)
• Banking and general enquiries: 1800 111 1111 (SG) or +65 6327 2265 (if overseas)

About DBS

Singapore bank DBS was founded in 1968, and currently has over 100 branches islandwide. With assets totalling some $518 million (as of end-Dec 2017), DBS is the largest bank in Southeast Asia - of which its primary shareholder is Temasek Holdings. The bank's key areas of focus include consumer banking, asset management, securities brokerage, treasury and debt fund-raising in Singapore and Hong Kong.

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