facebookCiti Rewards Credit Card Reviews and Comparison - Seedly

Advertisement

Credit Cards/Citi Rewards Credit Card
Credit Cards/Citi Rewards Credit Card
Visit Site
claimed

Unclaimed

This product has not been claimed by the company yet.

Summary

Product Page Transparency

  • Pays to access additional features

Summary of CITI Rewards Credit Card Review 2022

CITI Rewards Credit Card is a card for frequent shoppers and frequent users of food delivery and ride hailing apps which allows them to earn a constant stream of rewards point. The Rewards points point redemption is flexible allowing users to redeem it on a number of things including flyer miles, vouchers and more.

Why you should apply for CITI Rewards Credit Card?

  • You get to quickly accumulate Rewards points with 10X Rewards (4 miles) on online shopping, retail purchases, rides, online groceries and food delivery with the CITI Rewards Credit Card
  • You stand to earn up to 30,000 CITI ThankYou Points when you spend S$3,000 within the first 3 months
  • You can enjoy a steady stream of Rewards points with 1 Rewards Point earned for every other purchases
  • Rewards points redemption option is flexible and you can choose to redeem it on things such as flyer miles, merchandise, vouchers and more

Can you enjoy annual fee waiver for CITI Rewards Credit Card?

  • Yes, the annual fee for the CITI Rewards Credit Card of $192.60 (inclusive of GST) is waived for the first year

Who should apply for the CITI Rewards Credit Card?

  • Frequent shoppers who regularly purchase items in the fashion and apparel category
  • Frequent users of ride-hailing and food delivery apps
  • Online shoppers looking to enjoy Rewards points on their purchases

What is the minimum income requirement for the CITI Rewards Credit Card?

  • Singapore/PR: Minimum Income of S$30,000
  • Non-Singaporean Minimum Income of S$40,000

Find out about the card's complete host of benefits, charges and promotions below.

...see more

CITI Rewards Credit Card

10X Points per Dollar

ONLINE SPEND

10X Points per Dollar on Shopping

SELECTED SPEND

1 Point per Dollar

OTHER SPEND

0.4 Miles per ThankYou Point

CONVERSION

CITI Rewards Credit Card

10X Points per Dollar

ONLINE SPEND

10X Points per Dollar on Shopping

SELECTED SPEND

1 Point per Dollar

OTHER SPEND

0.4 Miles per ThankYou Point

CONVERSION

📣 SIGN-UP BONUS

Receive a Samsonite Straren Spinner 67/24 (worth S$600) or Sony WH-1000XM5 headphones (worth S$569) or a Dyson V8 Slim™ Fluffy (worth $549).

Valid till 15 Aug 2022. T&Cs apply.

Dot Pattern
Handphone
Reviews (41)

4.5

41 Reviews

5
29
4
8
3
1
2
0
1
3

Service Rating

Speed of Approval

4.4

Ease of Fee Waiver

4.4

Customer Support

4.3
      Posted 18 Jul 2022

      Purchased

      CITI Rewards Credit Card

      [Fee Waivers Simple and easy [Customer Service Friendly and helpful [Miles Card Able to convert point to mile

      0

      What are your thoughts?

      Posted 13 Mar 2022

      Purchased

      CITI Rewards Credit Card

      Great 4mpd card for retail spends and online spends (excluding travel).. very easy to track points, breakdown is provided

      1

      What are your thoughts?

      Benedict Lau

      Benedict Lau

      16d ago

      Level 8·Student Ambassador 20/21 at Seedly

      How do you track the points? Is there an app or via monthly statement? Thanks

      Posted 14 Nov 2021

      Purchased

      CITI Rewards Credit Card

      It is one of the great card to own it as the rewards system makes me spend even more. As i spend more for shopping, the rewards allows me to earned more at the same time.

      0

      What are your thoughts?

      Posted 27 Oct 2021

      Purchased

      CITI Rewards Credit Card

      [Cashback Card] The Citibank Rewards Card is one of the more attractive credit cards in Singapore for shopaholics, offering 10X rewards points (or $1 = 4 miles) when you shop online and offline purchases! I use it for my online purchases on shopee and lazada and it is worth the application!

      0

      What are your thoughts?

      Posted 23 Oct 2021

      Purchased

      CITI Rewards Credit Card

      [Fee Waivers] Fee waiver was automated through a phone call, gets reflected in the app quite fast once selection is made and approved. Do note however that if you only see the reversal for the annual fee but not the GST yet, it will come in gradually. No additional steps required to waive that off.

      0

      What are your thoughts?

      Posted 23 Aug 2021

      Purchased

      CITI Rewards Credit Card

      Very useful 4mpd card for online shopping and spending. must have for all the miles chasers out there for sure

      0

      What are your thoughts?

      19 Jul 2021

      Purchased

      CITI Rewards Credit Card

      [Miles Card] [Useful For...] Online Shopping and Grab rides! 10 Reward points (equivalent to 4 miles) gained for Online Shopping (Shopee, Lazada, etc) and Grab rides and food deliveries - what's not to like, especially for the current climate and shift towards e-commerce and deliveries. [Promotions and Perks] Citi offers lots of sign-up promotions! I signed up to get an Apple Watch and I've yet to hear about it as it'll take about 1-2 months to process. But looking forward to it!

      0

      What are your thoughts?

      01 Jul 2021

      Purchased

      CITI Rewards Credit Card

      [Card Hacks] Great for converting the reward points into miles. The X10 points were really easy to chalk up, and redemption/conversion is really easy. Look out for promotions, as Citibank sometimes offer special ‘X20 reward points’ in partnership with e-commerce stores like Taobao/Qoo10/Lazada which allows you to earn double the usual reward points. [Promotions and Perks] This is a pure rewards card so basically most of your spending allows you to earn points, especially for frequent online shoppers. I’ve since utilised my points for free hotel stays, converted points to miles etc. [Fee Waivers] An extremely easy and prompt process which is automated through their customer service hotline. [Bill Payment] I clear my bills using AXS app, which is really easy once you’ve saved your billing details in. [Useful For...] Online and retail shoppers who wants the option of rewards/miles, as the points can be converted to miles (with a small conversion fee).

      0

      What are your thoughts?

      16 Jun 2021

      Purchased

      CITI Rewards Credit Card

      [Miles Card] Great card which I use today for my online purchases and shopping. I plan to use this card for my replacement for miles rewards card. [Promotions and Perks] The promotions was really good as well. Which allowed me to get a free apple watch for this application.

      0

      What are your thoughts?

      25 Apr 2021

      Purchased

      CITI Rewards Credit Card

      [Miles Card] This is one of the most useful miles card for any miles chaser. Depending on one usage preference. I find this to be one of the most useful mile card. Strongly recommend for any one going for the miles game. Take note of the expiry of the points. go for the Citi PremierMiles Visa Card if one look for no expiry. [Fee Waivers] There was once i missed my payment by a day, i quickly made the payment and called the self help hotline. The wavier was almost instant. I guess it depends on how payment was regularly made and how often the card is made.

      0

      What are your thoughts?

    Discussions (0)

      No Posts Found.

      Exclusive Rewards

      Receive a Dyson Supersonic (worth S$649) or a Samsonite Straren Spinner 67/24 (worth S$600) or Sony WH-1000XM5 headphones (worth S$569) or S$350 cash

      • Promotion valid only for new Citibank cardmembers
      • A min. spend of S$500 must be made on eligible goods and services within 30 days of card approval
      • Min. spend criteria can be met by using Citi PayAll, which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.
      • Existing Citibank cardmembers receive S$30 via PayNow, no min spend required
      • Valid till 31 August 2022
      • Successful applicants must ensure that their credit card is valid and in good standing (not cancelled or blocked) at the point of gift fulfilment, and must retain and not cancel it for a period of 12 months from the date of approval
      • Reward may be retracted or cancelled if the card is cancelled before this 12-month period
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      Citi Rewards Card Review

      New to credit cards? Here's your complete guide to cashback credit cards.

      Key Features and Benefits of Citi Rewards Card

      These are some highlights of the Citi Rewards Card and the cashback benefits on offer.

      Benefits of Citi Rewards Card

      What You'll Get

      Shopping

      10X Rewards (4 Miles) on online and retail purchases at:

      • Lazada
      • Qoo10
      • TANGS

      1X Reward on all other spending

      Transport

      10X Rewards (4 Miles) on rides with:

      • Grab
      • ComfortDelGro
      • Gojek

      Dining

      10X Rewards (4 Miles) on online food delivery with:

      • GrabFood
      • Deliveroo
      • Foodpanda

      Groceries

      10X Rewards (4 Miles) on online groceries with:

      • Amazon Prime Now
      • Fairprice On
      • Redmart

      Rewards

      • Freedom of reward redemption with Citi ThankYou Rewards
      • Use points for any purchase
      • Deals and discounts locally and in 95 other countries
      • Convert your retail balance into instalments

      Travel Insurance

      Complimentary travel insurance

      Citi Rewards Card - Benefits

      Eligibility for Citi Rewards Card

      To be eligible for the Citi Rewards Card, you'll have to meet the following criteria:

      • Be at least 21 years old
      • For Singaporeans and PRs: Minimum annual income of $30,000
      • For foreigners: Minimum annual income of $42,000

      Fees and Charges for Citi Rewards Card

      • Annual Principle Fee: $192.60
      • Annual Supplementary Card fee: $96.30
      • Fee Waiver: First 2 years annual fee for Basic and two Supplementary Cards; thereafter chargeable
      • Interest-Free Period: 25 days
      • Annual Interest Rate: At the prevailing effective interest rate of 26.90%
      • Minimum monthly payment: 1% or $50, whichever is greater
      • Late payment charge: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied.
      • Cash advance fee: $15 or 6% of amount withdrawn, whichever is greater
      • Overlimit fee: $40 will be charged on the card with highest balance on the statement billing date, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds customer’s combined credit limit on any day within the statement period.

      Citi Rewards Card Promotions

      • Shopee: Up to 10% off
      • Zalora: 15% off with a minimum spend of S$100
      • Lazada: S$8 off with a minimum spend of S$60

      Terms and Conditions of Citi Rewards Card

      • For 10X Points eligible transactions refers to purchases at any departmental store, retail store worldwide or shopping websites which main business activity is to sells clothes, shoes and bags
      • To receive the 30,000 points transactions does not include - Equal Payment Plan (EPP) Purchases, quick cash and other instalment loans, refunded retail purchases, taxes, late payment fees and service fees
      • 10X Rewards is capped at 10,000 points per statement month on eligible transactions

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.

      Citibank Contact Info

      • CitiPhone 24-hour banking hotline: +65 6224 5757

      About Citibank

      Citi Singapore established its presence in 1902, and is the city's largest foreign banking employer. In 2005, Citi incorporated its Global Consumer Banking (GCB) arm in Singapore - in what's today known as Citibank Singapore Limited. The subsidiary is wholly owned by Citigroup.

      Citibank Singapore offers wealth management products and services, including investments, insurance, deposits and treasury products; credit cards and personal lines of credit, and housing loans and share financing.

      Advertisement