UOB YOLO Card Reviews and Comparison - Seedly
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UOB YOLO Card

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  • Reviews (6)
  • Questions (2)
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Credit Cards/UOB YOLO Card

UOB YOLO Card

3.5
6 reviews

UOB YOLO Card

Up to 8% on Online and other spend
CASHBACK
Up to $80
CASHBACK CAP
$600
MINIMUM SPEND

    UOB YOLO Card

    Up to 8% on Online and other spend
    CASHBACK
    Up to $80
    CASHBACK CAP
    $600
    MINIMUM SPEND

Details

Highlights of UOB YOLO Card

  • Up to 8% Cashback on Dining, Grab & Online spending
  • No FX Fees for Overseas spending
  • Pay with your mobile phone
  • Auto-enrolment to e-statement

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Read More about UOB YOLO Card
Reviews (6)

3.5

6 Reviews

  • 5
    1
  • 4
    1
  • 3
    4
  • 2
    0
  • 1
    0

Read Review About...

card rebate

dining entertainment

entertainment offers

grab wallet

partying online

online shopping

shopping travelling

frequently travel

travel grab

grab cards

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  • Posted on 19 Sep 2019
    Pretty attractive dining and entertainment offers, but only if you visit these places. Overall, decent but not the best cashback program.
    0 comments
    3
  • Posted on 19 Sep 2019
    Interesting card face that rewards for “youngsters” kind of spending. To take note of the minimum spend else the Cashback percentage is relatively Low
    0 comments
    0
  • Posted on 19 Sep 2019
    Easy to use for the rebate on weekend. Definitely a must for dining and entertainment. Young people favourite. Will definitely recommend to friends.
    0 comments
    0
  • Updated on 28 May 2018
    Good card to fill the areas for dining, grab and entertainment as it offers more than ocbc 365 (which i was previously using). But note that 12% cash back is only for these categories, and any other categories would be best purchased with another card. If you eat out often and use grab frequently (even topping up of grab wallet), this would be a card for you. They have a recent 12% rebate promotion for 3 months, but check the terms and conditions for the min spend of $600. Best to call up UOB once you receive the card and reset your statement month to the calendar month, this way it will make it easier to hit the bonus qualifying period for the 12%.
    0 comments
    0
  • Updated on 27 May 2018
    Only use when i dine with friends or watch the movies together, will try to use more next time , now paying minimum payment of $100 for $3000 spent till next paycheck.
    0 comments
    0
Questions (2)

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UOB YOLO Card

Savings

UOB

Credit Cards

Kathlyn Laiu
Kathlyn Laiu, Community Associate at Seedly
Level 6. Master
Answered 3w ago
To get the additional cashback, you will need to spend a minimum of $600 a month. If you use it as an everyday card, replacing your debit card, I would say $600 is not too much. Assuming u spend your entertainment, dining, shopping and the occassional travel expenditure on this, spending $600 wouldnt be too difficult. And just like that, you will be able to enjoy the additional cashback. However, keep into consideration that you would only recieve a max of $60 cashback every month.. If you frequently shop online or visit restaurants and cafes, this card would be very good cause it comes with 1-1 deals. I would definitely use this card as an everyday card!
👍 1

UOB YOLO Card

Savings

Cashback

UOB

Credit Cards

Lim Qin Da
Lim Qin Da
Level 3. Wonderkid
Answered 3w ago
Hi Anon, let me share with you some benefits and information of the UOB YOLO card! Benefits 1. Bonus CASHBACK Cardholders earn up to 8% bonus cash rebates on Grab, Dining and Entertainment spend and 3% bonus cash rebate on Online Fashion and Travel spend. Spend a minimum of S$600 on eligible transactions per month in the qualifying periods. More information about privileges can be found here, and about events here. Cardholders who do not meet the qualifying spend will earn 0.3% cashback. Rebates are capped at S$60 per qualifying period and terms and conditions must be met. 2. FREE Travel Insurance Coverage Charge the entire fare to your UOB YOLO credit card to be able to enjoy free travel insurance of up to S$500,000. 3. Fees WAIVED in first year First year - FREE! Second year onwards - S$192.60 annually 4. First supplementary credit card FREE Annual fee - FREE! Subsequent supplementary cards - S$96.30 annually 5. Pay and dine with your mobile phone Get UOB YOLO deals through your mobile phone after signing up. Payment is easy and all it takes is one secure tap at one of the 10,000 store terminals which may support Apple Pay, Android Pay, UOB Mighty and Samsung Pay. 6. Auto enrolment to eStatement With your credit card statements archived automatically for up to 5 years from your subscription, you can easily track your spending. 7. Gateway to UOB Young Professional’s Solution UOB YOLO cards can be linked to a UOB One Account in a scheme that supports young professionals who wish to begin investing. Cash rebates and interest can be invested in a Unit Trust. 8. Quick Read Card design As the first Quick Read Card in Southeast Asia, the UOB YOLO Card offers an innovative layout. Numbers are vertically stacked to optimise your ability to read the card numbers swiftly and accurately. 9. Sign-up offer Up to S$230 in cash credits. S$150 cash credit when you apply for a new Credit Card (ends 30 June 2020) and S$80 cash credit when you open an account online (ends 20 April 2020). Other Information - Effective Interest Rate - 25.9% - Interest Free Period - Up to 21 days - Minimum Monthly Repayment - 3% of current balance or S$50, whichever is higher, plus any overdue amounts Application Requirements - Singapore Citizens: Minimum Annual Income of S$30,000 or Fixed Deposit collateral minimum of S$10,000 - Foreigners: Minimum Annual Income of S$40000 or Fixed Deposit collateral minimum of S$10,000 - Minimum Age of Primary Holder: 21 Conclusion In my opinion, it is worth to get the UOB YOLO card if you are a great spender on dining, travel, shopping and entertainment, since the card offers impressive rates in those areas. The cash boost applies to both local and overseas spending, which helps the card to stand out from its competitors. By linking your card with your UOB One Account, you can also accrue up to 3.88% in interest on your savings each year. Currently, there are sign up offers available for a limited period of time that provide cash credits, so it may be a good time to pick this card up!
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UOB YOLO Card Review

UOB YOLO Card

Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

Eligibility for UOB YOLO Card

To be eligible for the UOB YOLO Card, you'll have to meet the following criteria:

  • Be at least 21 years old
  • Income of S$30,000 and above per annum for Singaporeans and PR
  • Income of S$40,000 and above per annum for foreigner

Fees and Charges for UOB YOLO Card

  • Annual Principle Fee: $192.60 (Fee waived for first year)
  • Annual Supplementary Card fee: First card is Free, Second onwards is $96.30
  • Fee waiver: First year fee waiver
  • Interest-Free Period: 21 days
  • Annual Interest Rate: 25.90%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $90
  • Cash advance fee: 6%
  • Overlimit fee: $40

UOB YOLO Card Benefit and Key Features

These are some features of the UOB YOLO Card and the Cashback benefits it has to offer.

UOB YOLO Card Benefits

Min. Spend

Savings in Discount

Savings in Dollar

Weekend Grab Spend

$100

8%

$8

Weekend Dining & Entertainment

$380

8%

$30.40

Weekday Grab Spend

$120

3%

$3.60

Weekday Dining & Entertainment

$300

3%

$9

Online Fashion & Travel Spend

$300

3%

$9

UOB YOLO Card - Benefits

UOB YOLO Card Promotions

No FX Fees for overseas spending

  • From 5 Nov 2019 to 31 Dec 2019, enjoy 3.1% cashback on all your overseas spending

Get S$180

  • From 1 Nov 2019 to 31 Dec 2019

Terms and Conditions of UOB YOLO Credit Card

  • Minimum spend amount of $600 a month
  • Cashback capped at $60 a month
  • Up to S$180 comprises of i) S$100 Cash Credit when you apply for a new Credit Card ii) S$80 Cash Credit when you open a UOB One Account. i) S$100 cash credit when you apply online for a new Credit Card from 1 Nov – 31 Dec 19
  • UOB defines weekend as 0000 Hour on Saturday to 2359 Hour on Sunday

UOB YOLO Credit Card Cash Rebate Will Not Be Awarded On:

  • Payments made to charitable/religious organisations
  • Payments government institutions and services
  • Cash advancements
  • Any late payment charges or interests charges on any Card
  • Any fees payable to the bank

About UOB

United Overseas Bank (UOB) was incorporated in 6th August 1935 as the United Chinese Bank. Through a series of acquisitions, it is now a leading bank in Asia. Besides Far Eastern Bank in Singapore, UOB’s major banking subsidiaries in the region are United Overseas Bank (Malaysia), United Overseas Bank (Thai), PT Bank UOB Indonesia and United Overseas Bank (China). UOB Group currently has a network of over 500 offices in 19 countries and territories in Asia Pacific, Western Europe and North America.

UOB Contact Info

  • Customer service(Credit card): 1800 222 2121

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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