UOB YOLO Card Review

Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

Eligibility for UOB YOLO Card

To be eligible for the UOB YOLO Card, you'll have to meet the following criteria:

• Be at least 21 years old
• Income of S$30,000 and above per annum for Singaporeans and PR
• Income of S$40,000 and above per annum for foreigner

Fees and Charges for UOB YOLO Card

• Annual Principle Fee: $192.60 (Fee waived for first year)
• Annual Supplementary Card fee: First card is Free, Second onwards is $96.30
• Fee waiver: First year fee waiver
• Interest-Free Period: 21 days
• Annual Interest Rate: 25.90%
• Minimum monthly payment: 3% or $50, whichever is higher
• Late payment charge: $90
• Cash advance fee: 6%
• Overlimit fee: $40

UOB YOLO Card Benefit and Key Features

These are some features of the UOB YOLO Card and the Cashback benefits it has to offer.

UOB YOLO Card Promotions

No FX Fees for overseas spending

• From 5 Nov 2019 to 31 Dec 2019, enjoy 3.1% cashback on all your overseas spending

Get S$180

• From 1 Nov 2019 to 31 Dec 2019

Terms and Conditions of UOB YOLO Credit Card

• Minimum spend amount of $600 a month
• Cashback capped at $60 a month
• Up to S$180 comprises of i) S$100 Cash Credit when you apply for a new Credit Card ii) S$80 Cash Credit when you open a UOB One Account. i) S$100 cash credit when you apply online for a new Credit Card from 1 Nov – 31 Dec 19
• UOB defines weekend as 0000 Hour on Saturday to 2359 Hour on Sunday

UOB YOLO Credit Card Cash Rebate Will Not Be Awarded On:

• Payments made to charitable/religious organisations
• Payments government institutions and services
• Cash advancements
• Any late payment charges or interests charges on any Card
• Any fees payable to the bank

About UOB

United Overseas Bank (UOB) was incorporated in 6th August 1935 as the United Chinese Bank. Through a series of acquisitions, it is now a leading bank in Asia. Besides Far Eastern Bank in Singapore, UOB’s major banking subsidiaries in the region are United Overseas Bank (Malaysia), United Overseas Bank (Thai), PT Bank UOB Indonesia and United Overseas Bank (China). UOB Group currently has a network of over 500 offices in 19 countries and territories in Asia Pacific, Western Europe and North America.

UOB Contact Info

• Customer service(Credit card): 1800 222 2121

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