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Best Credit Cards for ICBC in Singapore

Discover your ideal credit card with Seedly's extensive list of Singapore's best cashback, miles, and rewards cards. Read reviews and find the right card for your lifestyle today.Updated September 2023


7 Products Found

Card Types


    1.6% on all spend

    "[Cashback Card] [Card Hacks] Great to be used as a secondary credit card...." 27mth ago

    Up to 8% on retail spend

    "Got the card due to ability to spend in CNY in China. While..." 48mth ago

    3% on foreign spend
    Up to 3% on overseas spend
    Up to 3% on retail spend
    Up to 3% on retail spend
    Up to 8% on retail spend

    Best ICBC Credit Cards in Singapore 2023

    Discover ICBC credit cards in Singapore, each offering a unique array of benefits that cater to various financial preferences and lifestyle needs. In this comprehensive review, we aim to simplify your decision-making process by presenting the standout features of each card, empowering you to find the ICBC credit card that best aligns with your requirements.

    How to apply for an ICBC Credit Card

    Applying for an ICBC credit card in Singapore is a straightforward process that can be completed through online channels or by visiting a local ICBC branch. Here's a step-by-step guide to help you through the application process:

    Research and Choose a Card

    Visit the official ICBC Singapore website or other trusted financial comparison platforms to explore the range of ICBC credit cards available. Identify the card that aligns with your spending habits, lifestyle, and financial goals.

    Gather Required Documents

    Prepare the necessary documents for your application. This may typically include your NRIC or passport, proof of income (such as recent pay slips or Income Tax Notice of Assessment), and proof of residence (utility bills or bank statements).

    Online Application

    • Visit the ICBC Singapore website.
    • Navigate to the "Credit Cards" section.
      Select the card you wish to apply for.
    • Click on the "Apply Now" or "Apply Online" button.
    • Fill in the required personal and financial information as prompted.
    • Upload scanned copies of the required documents.
    • Review the information you've provided and submit the application.

    Offline Application

    • Visit a local ICBC branch in Singapore.
    • Speak to a bank representative and express your interest in applying for an ICBC credit card.
    • They will provide you with an application form to fill out.
    • Complete the form with accurate and up-to-date information.
    • Attach photocopies of the necessary documents along with the application form.
    • Submit the completed application form and documents to the bank representative.

    Application Review and Approval

    After you've submitted your ICBC credit card application, the bank will diligently review the information you provided along with the necessary documents to determine your eligibility. Should any additional details be required, the bank will reach out to you through the contact information you provided in your application. Once your application has been successfully approved, you can anticipate receiving a notification confirming your approval status.

    Card Delivery

    Upon approval, the bank will swiftly proceed to prepare and dispatch your ICBC credit card. If you've chosen the online application route, your new card will be securely mailed to the address you've registered within the specified timeframe. On the other hand, if you've opted for the offline application by visiting a local ICBC branch, the bank representative will provide you with precise instructions regarding the card's delivery process.

    Activate Your Card

    With your freshly received ICBC credit card in hand, the final step involves activating it. This process ensures that your card is ready for use and helps safeguard against unauthorized usage. Usually, activation can be accomplished by following the instructions provided by the bank, which may include dialing a dedicated activation hotline or using the bank's online banking services. Take a moment to familiarize yourself with your card's features, benefits, and any introductory offers or rewards that might accompany it.

    Embark on a Singapore Experience with I Go Singapore

    The "I GO Singapore" program by ICBC credit cards in Singapore offers cardholders exclusive access to a wide range of local and international experiences. From dining and shopping to travel perks, this program provides unique privileges that enhance the cardholder's lifestyle. With special discounts, offers, and tailored travel packages, "I GO Singapore" enriches both local and global experiences, reflecting ICBC's commitment to delivering exceptional benefits to its customers.

    ICBC Credit Card Instalment Payment Plan (IPP)

    The ICBC Credit Card Instalment Payment Plan offers cardholders the convenience of converting eligible transactions into monthly instalments. This flexible option lets individuals manage expenses, make larger purchases, and budget effectively. With attractive interest rates and simplicity, this feature empowers ICBC credit cardholders to achieve their goals while maintaining financial control.

    Hereโ€™s how to be eligible for the ICBC Credit Card Instalment Payment Plan

    • You have to be an existing ICBC Cardholder
    • The instalment plans are only valid for retail transactions
    • The transactions have to be charged to your ICBC Credit Card SGD sub-account
    • Minimum single transaction value has to be at least SGD500.00
    • In order to be eligible for IPP, the cardholder must submit their applications at least 7 working days prior to the statement due date.

    ICBC Credit Card Instalment Payment Plan Lets You Select From Repayment Durations of 3 Months, 6 Months, 12 Months, or 24 Months

    Repayment Period

    3 Months

    6 Months

    12 Months

    24 Months

    One-Time Processing Fee (Based on Transaction Amount)





    Effective Interest Rate (Per Annum)





    Frequently Asked Questions About ICBC Credit Cards

    Who is eligible for an ICBC credit card?

    To be eligible for an ICBC credit card in Singapore, typically applicants need to be between 21 and 65 years old, hold Singaporean citizenship, Permanent Residency, or a valid work permit, demonstrate a minimum annual income (varies by card type), possess a stable employment status, and maintain a satisfactory credit history. Required documents usually include identification, proof of income, and residence. Specific eligibility criteria might vary based on the chosen card and the bank's policies, so it's recommended to consult ICBC's official website or customer service for precise details before applying.