Advertisement
Get amazing deals when you sign up for new financial products on Seedly π
7 Products Found
Card Types
ICBC
Most Popular
4.5
4 Reviews
"[Cashback Card] [Card Hacks] Great to be used as a secondary credit card...." 27mth ago
2.0
1 Reviews
"Got the card due to ability to spend in CNY in China. While..." 48mth ago
No rating yet
0 Reviews
No rating yet
0 Reviews
No rating yet
0 Reviews
No rating yet
0 Reviews
No rating yet
0 Reviews
Discover ICBC credit cards in Singapore, each offering a unique array of benefits that cater to various financial preferences and lifestyle needs. In this comprehensive review, we aim to simplify your decision-making process by presenting the standout features of each card, empowering you to find the ICBC credit card that best aligns with your requirements.
Applying for an ICBC credit card in Singapore is a straightforward process that can be completed through online channels or by visiting a local ICBC branch. Here's a step-by-step guide to help you through the application process:
Visit the official ICBC Singapore website or other trusted financial comparison platforms to explore the range of ICBC credit cards available. Identify the card that aligns with your spending habits, lifestyle, and financial goals.
Prepare the necessary documents for your application. This may typically include your NRIC or passport, proof of income (such as recent pay slips or Income Tax Notice of Assessment), and proof of residence (utility bills or bank statements).
After you've submitted your ICBC credit card application, the bank will diligently review the information you provided along with the necessary documents to determine your eligibility. Should any additional details be required, the bank will reach out to you through the contact information you provided in your application. Once your application has been successfully approved, you can anticipate receiving a notification confirming your approval status.
Upon approval, the bank will swiftly proceed to prepare and dispatch your ICBC credit card. If you've chosen the online application route, your new card will be securely mailed to the address you've registered within the specified timeframe. On the other hand, if you've opted for the offline application by visiting a local ICBC branch, the bank representative will provide you with precise instructions regarding the card's delivery process.
With your freshly received ICBC credit card in hand, the final step involves activating it. This process ensures that your card is ready for use and helps safeguard against unauthorized usage. Usually, activation can be accomplished by following the instructions provided by the bank, which may include dialing a dedicated activation hotline or using the bank's online banking services. Take a moment to familiarize yourself with your card's features, benefits, and any introductory offers or rewards that might accompany it.
The "I GO Singapore" program by ICBC credit cards in Singapore offers cardholders exclusive access to a wide range of local and international experiences. From dining and shopping to travel perks, this program provides unique privileges that enhance the cardholder's lifestyle. With special discounts, offers, and tailored travel packages, "I GO Singapore" enriches both local and global experiences, reflecting ICBC's commitment to delivering exceptional benefits to its customers.
The ICBC Credit Card Instalment Payment Plan offers cardholders the convenience of converting eligible transactions into monthly instalments. This flexible option lets individuals manage expenses, make larger purchases, and budget effectively. With attractive interest rates and simplicity, this feature empowers ICBC credit cardholders to achieve their goals while maintaining financial control.
Repayment Period | 3 Months | 6 Months | 12 Months | 24 Months |
---|---|---|---|---|
One-Time Processing Fee (Based on Transaction Amount) | 0.30% | 0.50% | 1.50% | 5.50% |
Effective Interest Rate (Per Annum) | 1.80% | 1.72% | 2.80% | 5.55% |
To be eligible for an ICBC credit card in Singapore, typically applicants need to be between 21 and 65 years old, hold Singaporean citizenship, Permanent Residency, or a valid work permit, demonstrate a minimum annual income (varies by card type), possess a stable employment status, and maintain a satisfactory credit history. Required documents usually include identification, proof of income, and residence. Specific eligibility criteria might vary based on the chosen card and the bank's policies, so it's recommended to consult ICBC's official website or customer service for precise details before applying.