ICBC Horoscope Credit Card

Features of ICBC Horoscope Credit Card

• Earn up to 3% unlimited overseas cashback on all spends
• Also enjoy 2% unlimited cashback on eligible local spend
• No minimum spend required
• No cap on the cash back
• Up to 6 free visits to VIP lounges worldwide
• 3 years Annual Fee Waiver
• Enjoy unlimited 1% Cashback on all other spending in local currency.
  

Eligibility for ICBC Global Travel Mastercard Credit Card

• Principal cardholders minimum age must be at least 21 years of age  
• Supplementary cardholders minimum age must be at least 18 years of age and a family member of the Principal Applicant
• Singaporeans, PR and foreigner; Minimum annual income of $30,000
• Minimum Fixed Deposit Collateral of $10,000

Fees and Charges for ICBC Horoscope Credit Card

• Annual Principle Fee: S$150
• Annual Supplementary Card fee: S$75
• Fee waiver: Available for the first 3 years
• Interest-Free Period: 25 days
• Annual Interest Rate: 24%
• Minimum monthly payment: 3% or S$50, whichever is higher
• Late payment charge: 5% or S$40, whichever is higher
• Cash advance fee: 5% or S$15, whichever is higher
• Overlimit fee: S$40
• Fees for foreign currency transactions: Up to 2.5% of the transaction amount
• Lost / stolen card liability: S$100