ICBC VISA Dual Currency Credit Card

Features of ICBC VISA Platinum Dual Currency Credit Card

• Enjoy up to 8% of cashback on eligible retail spend
• Waiver of 2.5% Administrative Fee for currency conversion on all transactions made in USD
• Flexible payment by USD or SGD
• Overall Great savings for your USD spending
• 3 years Annual Fee Waiver
• Cashback is capped at S$60 per month

Eligibility for ICBC VISA Platinum Dual Currency Credit Card

• Principal cardholders minimum age must be at least 21 years of age  
• Supplementary cardholders minimum age must be at least 18 years of age and a family member of the Principal Applicant
• Singaporeans, PR and foreigner; Minimum annual income of $30,000
• Minimum Fixed Deposit Collateral of $10,000

Fees and Charges for ICBC VISA Platinum Dual Currency Credit Card

• Annual Principle Fee: S$150
• Annual Supplementary Card fee: S$75
• Fee waiver: Available
• Interest-Free Period: 25 days
• Annual Interest Rate: 24%
• Minimum monthly payment: 3% or S$50, whichever is higher
• Late payment charge: 5% or S$40, whichever is higher
• Cash advance fee: 5% or $15, whichever is higher
• Overlimit fee: N/A
• Fees for foreign currency transactions: Up to 2.5% of the transaction amount
• Lost / stolen card liability: S$100