facebookOCBC VOYAGE Card Ratings Dec 2024

OCBC VOYAGE Card

  • Key Features
  • Reviews (6)
  • Discussions (0)
  • More Details

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OCBC VOYAGE Card Logo
3.7
6 reviews
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Summary

OCBC VOYAGE Card Review 2024

Card Features & Details

1) Key Features

  • Earn 1.3 VOYAGE miles for every S$1 local spend
  • Earn 2.2 VOYAGE miles for every S$1 overseas spendĀ 
  • No expiry for VOYAGE miles and no administrative charges when you convert VOYAGE miles to KrisFlyer miles
  • Gain unlimited complimentary access to 130 airport lounges globally

2) Benefits

Air Miles
  • Earn 1.3 VOYAGE miles for every S$1 local spend
  • Earn 2.2 VOYAGE miles for every S$1 overseas spendĀ 
  • All VOYAGE miles have no expiry and no administrative charges when you convert VOYAGE miles to KrisFlyer miles
  • Convert your VOVAYGE miles to KrisFlyer miles under the KrisFlyer Miles Redemption Programme. To participate in this programme, OCBC cardholders need to be enrolled in the KrisFlyer ProgrammeĀ 
Petrol
  • Caltex: 19% instant fuel discount
  • Esso: 14% instant fuel discount and Smiles points equivalent to 2.3% savings will be award when 250 litres of Synergy Extra fuel purchased on the same Smiles card within the same month
  • Sinopec: Up to 23% instant fuel discount

3) Eligibility

  • Age: 21 years old and above
  • Citizenship: Singaporeans and PRs only
  • Minimum annual income: S$120,000 per annum

4) Fees & Charges

  • Annual principal fee: S$488 (with 15,00 VOYAGE miles) or S$3,210 (with 150,000 VOYAGE miles)
  • Supplementary card annual fee: S$188 (fees waived for first year for first two cards)
  • Late payment fees: S$100
  • Repayment grace period: 23 days
  • Cash advance charges: S$15 or 6% of amount drawn
  • Overlimit fee: S$40
...see more

Summary

OCBC VOYAGE Card Review 2024

Card Features & Details

1) Key Features

  • Earn 1.3 VOYAGE miles for every S$1 local spend
  • Earn 2.2 VOYAGE miles for every S$1 overseas spendĀ 
  • No expiry for VOYAGE miles and no administrative charges when you convert VOYAGE miles to KrisFlyer miles
  • Gain unlimited complimentary access to 130 airport lounges globally

2) Benefits

Air Miles
  • Earn 1.3 VOYAGE miles for every S$1 local spend
  • Earn 2.2 VOYAGE miles for every S$1 overseas spendĀ 
  • All VOYAGE miles have no expiry and no administrative charges when you convert VOYAGE miles to KrisFlyer miles
  • Convert your VOVAYGE miles to KrisFlyer miles under the KrisFlyer Miles Redemption Programme. To participate in this programme, OCBC cardholders need to be enrolled in the KrisFlyer ProgrammeĀ 
Petrol
  • Caltex: 19% instant fuel discount
  • Esso: 14% instant fuel discount and Smiles points equivalent to 2.3% savings will be award when 250 litres of Synergy Extra fuel purchased on the same Smiles card within the same month
  • Sinopec: Up to 23% instant fuel discount

3) Eligibility

  • Age: 21 years old and above
  • Citizenship: Singaporeans and PRs only
  • Minimum annual income: S$120,000 per annum

4) Fees & Charges

  • Annual principal fee: S$488 (with 15,00 VOYAGE miles) or S$3,210 (with 150,000 VOYAGE miles)
  • Supplementary card annual fee: S$188 (fees waived for first year for first two cards)
  • Late payment fees: S$100
  • Repayment grace period: 23 days
  • Cash advance charges: S$15 or 6% of amount drawn
  • Overlimit fee: S$40
...see more

OCBC VOYAGE Card

1.3 mpd
LOCAL SPEND
2.2 mpd
FOREIGN SPEND
$120,000
MINIMUM ANNUAL INCOME

OCBC VOYAGE Card

1.3 mpd

LOCAL SPEND

2.2 mpd

FOREIGN SPEND

$120,000

MINIMUM ANNUAL INCOME

Reviews (6)

3.7

6 Reviews

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      Posted 23 Oct 2021

      Purchased

      OCBC VOYAGE Card

      [Miles Card] fantastic card that actually gives no NO BALCK OUT DATES and no charges when converting your miles points! [Customer Service] super friendly and easy in helping arrangement of booking you get to use their concierge service to help you book restaurant and etc. [Bill Payment] bill payment is quite easy if you are ocbc account holder just a swipe. annual fees waived upon 60k card spend on every year but you, if u pay they will reward you with extra miles annual fees, is about 500+/year used to be CITI premiermiles card user but in the end decided to switch due to the blackout date when comes to holiday, its a bit inconvenient as most of the holiday season falls under the blacked-out period [Useful For...] someone who just want to have 1 card and want to earns miles along with in because it will be on all spending except insurance premium and some other regular payment but I think they have another arrangement where you can convert them to miles also

      0

      What are your thoughts?

      06 Oct 2020

      Purchased

      OCBC VOYAGE Card

      [Useful For...] cardup, ipaymy @ 1.3MPD [Miles Card] Don't bother seeking waiver, pay annual fees for its voyage miles at 1:1 ratio with KF exchange. Better still, card comes with conerige services.

      0

      What are your thoughts?

      24 Apr 2020

      Purchased

      OCBC VOYAGE Card

      [Miles Card] - Using the premier banking OCBC Voyage card - Can write in to apply to get upgraded to the premier banking card (FYI) - 1.6 miles per dollar on general spend (highest in the market for general spend) [Customer Service] - Voyage concierge service is super useful, they will do a lot of things that you ask. To even booking stuff on your behalf at no additional cost. [Fee Waivers] - Almost impossible to nego this unless you hit a min spend (but you can nego lowering the fee and getting miles in exchange for that. Managed to get a good rate)

      1

      What are your thoughts?

      Hi Julian, great stuff.
      I recently got this card too, may I know how do you write in so that you can get the premier banking card version?
      My main bank is DBS(Because I work there) so I don't have money in OCBC, might be a bit tricky.

      Thanks

      10 Feb 2020

      Purchased

      OCBC VOYAGE Card

      [Miles Card] [Fee Waivers] [Promotions and Perks] Recently applied for and received the premier banking voyage card. For the premier banking/private banking version, there is a promotion for new sign-ups which gives you an annual fee waiver for the first year for spending $1000 in 3 months. Otherwise, you can pay the usual annual fee of $488 for 15000 voyage miles. Voyage miles are useful as they can be used to redeem air tickets without having to convert to KF miles. Buying air tickets with voyage miles also earns you elite miles and status with the airline. For the premier banking/private banking version, you earn 1.6mpd on all local transactions, making it the best general spending card!

      0

      What are your thoughts?

      Posted 08 Dec 2022

      Purchased

      OCBC VOYAGE Card

      Apply for this card if you have time to handle a big mess. You will be amazed by how backward their system is. And you need to be sure that you enjoy waiting while listening to music.

      0

      What are your thoughts?

      10 Jul 2021

      Purchased

      OCBC VOYAGE Card

      Also known as the "too metal to wave" card. This premium metal card is made of such a special material that the basic functionality of contactless payment is unavailable. Learn from Amex Platinum Charge, won't you? Covid or not, this card offers the worst value for the hefty annual fee it commands, compared to other premium cards in the $120K income segment. Benefits are virtually useless and miles earn rate is absolutely pathetic, not to mention the despicable $5 earning block. Tell me one reason you signed up for this card and I can recommend another card with at least the same, if not better benefits / lower annual fee. Unless you want to satisfy your need of flexing an impaired metal card, you should stay away from this card.

      1

      What are your thoughts?

      Jay L

      27 Jul 2021

      Millennial at some company

      And if you insist on metal cards, there's a bunch over at crypto.com...

      View 1 other comments

    Discussions (0)

      No Posts Found.

      Eligibility For OCBC Voyage Card

      • Age 21 or older
      • Singaporeans, Permanent Residents: Minimum annual income of $120,000

      Fees And Charges For OCBC Voyage Card

      • Annual Principle Fee: S$192.60 (First year waived)
      • Annual Supplementary Card fee: S$96.30
      • Fee waiver: Available (provided that you hit the minimum spending of at least S$3,000 in 1 year, starting from the month in which the card is issued)
      • Interest-Free Period: 23 days
      • Annual Interest Rate: 26.88%
      • Minimum monthly payment: 3% or $50, whichever is higher
      • Late payment charge: $100
      • Cash advance fee: 6% or $15, whichever is higher
      • Administration Fee: S$150 to accelerate payment of automatic instalments
      • Extension of instalment term: 3% of outstanding amount applies for 3- and 6-month term extension, and 5% of outstanding amount applies for 12-month term extension.

      Key Features Of OCBC Voyage Card

      • Enjoy Unlimited 5% rebate on all your purchases over 10 retail brands, with no minimum spend and same day crediting
      • Enjoy discounts on your next shopping purchase using Robs$ [ 200 Robs$ = S$1 off | 4 ,800 Robs$ = S$30 off ]
        - Every S$2 spent outside of the retail brands earns 1 Robs$
        - Every S$2 spent overseas earns 3 Robs$
      • Enjoy 6 or 12 months 0% interest payment plans at Robinsons

      Still unsure?Ā Find out everything you need to know about credit cardsĀ - including whatĀ the best credit cards in SingaporeĀ are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      Still have questions? You can ask theĀ Seedly Community (anonymously, if you'd prefer) for their insights and discuss which credit card you should get.

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