OCBC Best Denki Credit Card Reviews and Comparison - Seedly
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OCBC Best Denki Credit Card

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Credit Cards/OCBC Best Denki Credit Card
Credit Cards/OCBC Best Denki Credit Card

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OCBC Best Denki Credit Card

3% rebate on BEST Denki purchases
CASHBACK
1 OCBC$ per Dollar spent
SELECTED SPEND
0.4 Miles per OCBC$
CONVERSION

    OCBC Best Denki Credit Card

    3% rebate on BEST Denki purchases
    CASHBACK
    1 OCBC$ per Dollar spent
    SELECTED SPEND
    0.4 Miles per OCBC$
    CONVERSION

Details

Highlights of OCBC BEST Denki Credit Card

  • Receive 12% BEST Rewards (equivalent to 3% cash rebate) for any amount charged at BEST Denki, including items purchased on the 0% interest instalment plan
  • Earn up to 2.5% rebate for annual spend transactions done at BEST Denki retail outlets
  • Pay only 16% of the purchase price by using the OCBC BEST Denki Credit Card for more coverage with Safety 5 Premium Warranty Programme. (This 5-year extended warranty will cover Product Failure, Flood Protection, Fire Protection, Theft from Home Protection and Damage Protection)
  • Exclusive invitations to members' events
  • Free Delivery with a minimum spend of S$200

    Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
Read More about OCBC Best Denki Credit Card
Reviews (2)

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  • Posted on 20 Nov 2019

    Purchased

    OCBC Best Denki Credit Card

    Returning OCBC credit card customer! If you shop at Best Denki for large household appliances that require transportation and disposal of existing appliances, you would get waiver of these fees with the Best Denki card. Examples are washing machines, dryers etc Pros of this card: 1. Almost instant approval, i applied on the spot via QR quote at Best Denki 2. Waiver of transportation cost, $30/ trip 3. Waiver of disposal cost $30, $60? 4. Cheaper insurance; 13% (vs 16%) for 5Y insurance including labour and transport and parts or pay 16% for more perks 5. $50 cash rebates for new joiners (if you qualify) Cons: 1. Cash rebate thresholds are quite high, at least $10K p.a. 2. No auto fee waiver
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  • [Useful For...] Buying stuff from Best denki. I only use this card when I shop at Best Denki. Good cashback and promotion and free gifts
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The OCBC BEST Denki Credit Card

OCBC BEST Denki Credit Card

New to credit cards? Here's your complete guide to cashback credit cards.

Eligibility for OCBC BEST Denki Credit Card

To be eligible for the OCBC BEST Denki Credit Card, you'll have to meet the following criteria:

  • Be at least 18 years old
  • For Singaporeans and PRs: Minimum annual income of $30,000
  • For foreigners: Minimum annual income of $45,000

Fees and Charges for OCBC BEST Denki Credit Card

  • Annual Principle Fee: S$160.50 (First 2 years waived)
  • Annual Supplementary Card fee: S$80.25 (Up to 3 Supplementary Cards)
  • Fee waiver: Available (provided that you hit the minimum spending of at least S$5,000 in 1 year, starting from the month in which the card is issued)
  • Interest-Free Period: 23 days
  • Annual Interest Rate: 26.88%
  • Minimum monthly payment: 3% or S$50, whichever is higher
  • Late payment charge: S$100
  • Cash advance fee: 6% or S$15, whichever is higher
  • Administration Fee: S$150 to accelerate payment of automatic instalments
  • Extension of instalment term: 3% of outstanding amount applies for 3- and 6-month term extension, and 5% of outstanding amount applies for 12-month term extension.

Key Features and Benefits of OCBC BEST Denki Credit Card

These are some highlights of the OCBC BEST Denki Credit Card and the cashback benefits to offer.

Benefits of OCBC BEST Denki Credit Card

What You'll Get

BEST Rewards

12% BEST Rewards (3% cash rebate) for any amount charged at BEST Denki

eg. if you spend S$100 at BEST Denki you will obtain 12 BEST Rewards which is S$3 cash rebate

Instalment Plan

0% Interest instalment payment plan

Rebates

  • Additional 2% rebate if your annual spending is S$10,000 and above
  • Additional 2.5% rebate if your annual spending is S$20,000 and above

These transactions have to be at BEST Denki retail outlets

Free Delivery

Free delivery when you spend a minimum of S$200 in a single receipt

Safety 5 Premium Warranty Programme

Pay only 16% of the purchase price by using the OCBC BEST Denki Credit Card for more coverage with Safety 5 Premium Warranty Programme. (This 5-year extended warranty will cover Product Failure, Flood Protection, Fire Protection, Theft from Home Protection and Damage Protection)

Exclusive invitations to events

exclusive members-only events, private sales and workshops

OCBC BEST Denki Credit Card - Benefits

Terms and Conditions of OCBC BEST Denki Credit Card

  • OCBC BEST Denki card provides a 0% interest instalment payment plan
  • Apply using MyInfo to get instant approval and you are able to online purchases
  • Annual fee waiver for your OCBC BEST Denki Credit Card if you spend a minimum of S$5,000 per annum
  • If you spend S$100 at BEST Denki = 12 BEST Rewards = S$3 cash rebate
  • Credit Bureau Singapore synchronises data from 12am to 8am daily thus additional time may be needed to review the application
  • MyInfo will be under maintenance every Wednesday and Sunday 2am to 8.30am

About OCBC

The Overseas-Chinese Banking Corporation, Limited - or OCBC Bank - is headquartered in Singapore. Its inception in 1932 was the result of a merger of three local banks. As the second-largest bank in Southeast Asia, the multinational banking and financial services has assets of close to $468 billion. It has an Aa1 rating from Moody's, and an AA-rating from Standard & Poor's.

At present, the bank has over 570 branches across 18 countries and regions. Its services range from commercial banking and specialist financial and wealth management to asset management, stockbroking, insurance and treasury services.

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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