OCBC Plus! Visa Card Reviews and Comparison - Seedly
 

OCBC Plus! Visa Card

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  • Reviews (14)
  • Questions (0)
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Credit Cards/OCBC Plus! Visa Card

USER RATINGS

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Speed of Approval

4.4

Ease of Fee Waiver

4.2

Customer Service

4.1

OCBC Plus! Visa Credit Card

7% at selected stores
CASHBACK
$500
MINIMUM SPEND

    OCBC Plus! Visa Credit Card

    7% at selected stores
    CASHBACK
    $500
    MINIMUM SPEND
Reviews (14)

4.1

14 Reviews

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link point

annual fee

point ntuc

card ntuc

card spend

credit card

fee waiver

good card

card not

spend ntuc

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  • Have been using it for a year, only find it useful for individuals who only have this credit card or high monthly expenditure. In order to enjoy discount at fairprice, one requires to spend $500 outside of fairprice. Therefore, if you need to clock other spending on other credit card, this credit card may not come in handy. If you are looking to collect LinkPoints, might as well just apply a plus card (not credit card) with no annual fee. Which application charges can be waived off if you apply through mobile app)
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    1
  • It is the perfect card for NTUC, of course. But for other spends, this card is not the best. So its purpose-specific. No harm holding onto it since fee wavier is pretty easy.
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  • Posted 2w ago

    Purchased

    OCBC Plus! Visa Credit Card

    Great card to gain points when making purchases at NTUC! Have used to points to offset my purchases!
    0 comments
    0
  • Updated 3w ago

    Purchased

    OCBC Plus! Visa Credit Card

    I have had been earning/ redeeming NTUC LINK POINTS thru my OCBC Plus! Visa Card for many years and many festive occasions' promos; like special CNY prices for canned Abalones at Fairprice outlets! OCBC's CSOs are responsive to my requests for annual fees waivers.
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    0
  • Posted 3w ago

    Purchased

    OCBC Plus! Visa Credit Card

    [Useful For...] Bill payments good cash back rewards easy way for fee waiver anually and not forgetting the promotions are great the more u use the more rewards and savings.
    0 comments
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Eligibility For OCBC Plus! Visa Credit Card

  • Age 16 or older
  • Singaporeans, Permanent Residents and Foreigners
  • No minimum income required
  • Existing NTUC Union Member

Fees And Charges For OCBC Plus! Visa Credit Card

  • Annual Principle Fee: $24 (First year waived)
  • Fee waiver: Available (provided that you hit the minimum spending of at least S$1,200 in 1 year, starting from the month in which the card is issued)
  • Interest-Free Period: 23 days
  • Annual Interest Rate: 26.88%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $100
  • Cash advance fee: 6% or $15, whichever is higher
  • Administration Fee: S$150 to accelerate payment of automatic instalments
  • Extension of instalment term: 3% of outstanding amount applies for 3- and 6-month term extension, and 5% of outstanding amount applies for 12-month term extension.

Key Features Of OCBC Plus! Visa Credit Card

  • Comes together with a Plus! Savings Account
  • S$20 cash credit for the deposit account that is opened together with your debit card (Limited to first 600 OCBC Deposit Accounts opened online per month, until 31 December 2019)
    - First OCBC Deposit Account
    - Opened Online
  • Minimum spending of S$200 monthly anywhere outside Fairprice to obtain the following cash rebates:
    - 4% off at FairPrice stores, Unity and Warehouse Club
    - 3% off at FairPrice On
  • Minimum spending of S$500 monthly anywhere outside Fairprice to obtain the following cash rebates:
    - 7% off at FairPrice stores, Unity and Warehouse Club
    - 3% off at FairPrice On
  • Up to 12% off at FairPrice stores, Unity and Warehouse Club
  • Up to 8% off at FairPrice On
  • Up to 20.6% fuel savings + Earn 2.3 Smiles Savings at Esso (Until 31 December 2019)
  • Enjoy instant 18% off all fuel grades + 0.2% LinkPoints rebate at Caltex
  • 3% off at Cheers and Popular
  • 1% LinkPoints Rewards on M1, Starhub and Singtel recurring bills
  • 0.22% LinkPoints rewards on all Visa spendings
  • Visa PayWave