OCBC Plus! Visa Card Reviews and Comparison - Seedly
 

OCBC Plus! Visa Card

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  • Reviews (15)
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Credit Cards/OCBC Plus! Visa Card

OCBC Plus! Visa Credit Card

7% at selected stores
CASHBACK
$500
MINIMUM SPEND

    OCBC Plus! Visa Credit Card

    7% at selected stores
    CASHBACK
    $500
    MINIMUM SPEND

Details

Highlights of OCBC Plus! Visa Card

  • Up to 12% rebate on your FairPrice and Unity spend
  • Up to 20.6% fuel savings at Esso
  • 3% off at Cheers
  • 3% off at Popular
  • Link a new Esso Smiles Account with your OCBC Plus! Visa Card

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Read More about OCBC Plus! Visa Card
Reviews (15)

4.2

15 Reviews

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link point

point ntuc

annual fee

ntuc purchase

credit card

card ntuc

fee waiver

good card

card spend

spend ntuc

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  • Posted on 10 Dec 2019

    Purchased

    OCBC Plus! Visa Credit Card

    Great card for use together with purchases in NTUC. There were some promotion with NTUC online app awhile ago as well (free delivery), though it is no longer around.
    0 comments
    0
  • Posted on 26 Nov 2019
    Have been using it for a year, only find it useful for individuals who only have this credit card or high monthly expenditure. In order to enjoy discount at fairprice, one requires to spend $500 outside of fairprice. Therefore, if you need to clock other spending on other credit card, this credit card may not come in handy. If you are looking to collect LinkPoints, might as well just apply a plus card (not credit card) with no annual fee. Which application charges can be waived off if you apply through mobile app)
    0 comments
    1
  • Posted on 26 Nov 2019
    It is the perfect card for NTUC, of course. But for other spends, this card is not the best. So its purpose-specific. No harm holding onto it since fee wavier is pretty easy.
    0 comments
    0
  • Posted on 22 Nov 2019

    Purchased

    OCBC Plus! Visa Credit Card

    Great card to gain points when making purchases at NTUC! Have used to points to offset my purchases!
    0 comments
    0
  • Updated on 20 Nov 2019

    Purchased

    OCBC Plus! Visa Credit Card

    I have had been earning/ redeeming NTUC LINK POINTS thru my OCBC Plus! Visa Card for many years and many festive occasions' promos; like special CNY prices for canned Abalones at Fairprice outlets! OCBC's CSOs are responsive to my requests for annual fees waivers.
    0 comments
    0
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OCBC Plus! Visa Card

OCBC Plus! Visa Credit Card

New to credit cards? Here's your complete guide to cashback credit cards.

Eligibility for OCBC Plus! Visa Card

To be eligible for the OCBC Plus! Visa Card, you'll have to meet the following criteria:

  • Be at least 21 years old
  • For Singaporeans and PRs: Minimum annual income of $30,000
  • For foreigners: Minimum annual income of $45,000

Fees and Charges for OCBC Plus! Visa Card

  • Annual Principle Fee: $107 per annum (First year waived)
  • Annual Supplementary Card fee: Free (Up to 3 supplementary cards)
  • Fee waiver: Available (provided that you hit the minimum spending of at least S$1,200 in 1 year, starting from the month in which the card is issued)
  • Interest-Free Period: 23 days
  • Annual Interest Rate: 26.88%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $100
  • Cash advance fee: 6% or $15, whichever is higher
  • Administration Fee: S$150 to accelerate payment of automatic instalments
  • Extension of instalment term: 3% of outstanding amount applies for 3- and 6-month term extension, and 5% of outstanding amount applies for 12-month term extension

Key Features and Benefits of OCBC Plus! Visa Card

These are some highlights of the OCBC Plus! Visa Card and the cashback benefits to offer.

Benefits of OCBC Plus! Visa Card

What You'll Get

Spending

7% off at FairPrice Stores, Unity and Warehouse Club

3% off at FairPrice On

Spend a min of S$500 monthly anywhere outside of FairPrice to qualify for this discount

Discounts

  • 3% off at Cheers
  • 3% off at Popular
  • 1% LinkPoints rewards on M1, Starhub and Singtel recurring bills
  • 0.22% LinkPoints rewards on all Visa Spendings
  • Up to 20.6% fuel savings + earn 2.3% Smiles Savings at Esso
  • Instant 18% off fuel grades + 0.2% LinkPoints rebate at Caltex

OCBC Plus! Visa Card - Benefits

About OCBC

The Overseas-Chinese Banking Corporation, Limited - or OCBC Bank - is headquartered in Singapore. Its inception in 1932 was the result of a merger of three local banks. As the second-largest bank in Southeast Asia, the multinational banking and financial services has assets of close to $468 billion. It has an Aa1 rating from Moody's, and an AA-rating from Standard & Poor's.

At present, the bank has over 570 branches across 18 countries and regions. Its services range from commercial banking and specialist financial and wealth management to asset management, stockbroking, insurance and treasury services.

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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