The OCBC NTUC Plus! Visa Credit Card

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Eligibility for OCBC NTUC Plus! Visa Credit Card

To be eligible for the OCBC NTUC Plus! Visa Card, you'll have to meet the following criteria:

• Be at least 21 years old
• For Singaporeans and PRs: Minimum annual income of $30,000
• For foreigners: Minimum annual income of $45,000
• You must be a NTUC Union member to be eligible for NTUC Plus! Visa Credit Card

Fees and Charges for OCBC NTUC Plus! Visa Credit Card

• Annual Principle Fee: Free (Prevailing NTUC Membership fee applies)
• Annual Supplementary Card fee: Free (Up to 3 supplementary cards)
• Fee waiver: Available (provided that you hit the minimum spending of at least S$1,200 in 1 year, starting from the month in which the card is issued)
• Interest-Free Period: 23 days
• Annual Interest Rate: 26.88%
• Minimum monthly payment: 3% or $50, whichever is higher
• Late payment charge: $100
• Cash advance fee: 6% or $15, whichever is higher
• Administration Fee: S$150 to accelerate payment of automatic instalments
• Extension of instalment term: 3% of outstanding amount applies for 3- and 6-month term extension, and 5% of outstanding amount applies for 12-month term extension

Key Features and Benefits of OCBC NTUC Plus! Visa Credit Card

These are some highlights of the OCBC NTUC Plus! Visa Credit Card and the cashback benefits to offer.

About OCBC

The Overseas-Chinese Banking Corporation, Limited - or OCBC Bank - is headquartered in Singapore. Its inception in 1932 was the result of a merger of three local banks. As the second-largest bank in Southeast Asia, the multinational banking and financial services has assets of close to $468 billion. It has an Aa1 rating from Moody's, and an AA-rating from Standard & Poor's.

At present, the bank has over 570 branches across 18 countries and regions. Its services range from commercial banking and specialist financial and wealth management to asset management, stockbroking, insurance and treasury services.

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