OCBC NTUC Plus! Visa Credit Card Reviews and Comparison - Seedly
 

OCBC NTUC Plus! Visa Credit Card

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  • Reviews (16)
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Credit Cards/OCBC NTUC Plus! Visa Credit Card

NTUC Plus! Visa Credit Card

Up to 12% at selected stores
CASHBACK
$400
MINIMUM SPEND

    NTUC Plus! Visa Credit Card

    Up to 12% at selected stores
    CASHBACK
    $400
    MINIMUM SPEND

Details

Highlights of OCBC NTUC Plus! Visa Credit Card

  • Up to 12% rebate on your FairPrice and Unity spend
  • Up to 20.6% fuel savings at Esso
  • 3% off at Cheers
  • 3% off at Popular
  • Free principal card if you are a NTUC Union member

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Read More about OCBC NTUC Plus! Visa Credit Card
Reviews (16)

4.8

16 Reviews

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    13
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annual fee

customer service

earn linkpoints

credit card

replacement processed

card replacement

service card

fee wavier

called customer

card called

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  • Posted on 03 Dec 2019

    Purchased

    NTUC Plus! Visa Credit Card

    I lost my card and called their Customer service for a card replacement. They processed my request quickly and got my replacement card within a week. I am impressed with the service. [Customer Service]
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    NTUC Plus! Visa Credit Card

    Annual fee wavier. Earn LinkPoints as you charge all payments (including bills) to the card. Redeem the LinkPoints for NTUC Vouchers which have 2 years' expiry. Get value meals at member's rate by showing your card at NTUC FoodFare eg. S$1.80 for breakfast set before 11am daily and $0.50 coffee or tea every Wednesday.
    0 comments
    1
  • Posted on 20 Nov 2019

    Purchased

    NTUC Plus! Visa Credit Card

    [Customer Service] I misplaced my card and I called Customer service to ask for card replacement. They processed my request swiftly and I received my replacement card in about 2 days. I am impressed with the service rendered to me. Thank you.
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    NTUC Plus! Visa Credit Card

    Useful for grocery shopping at Fair price. It is also accepted at Unity . It gives upto 12% discount .
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    NTUC Plus! Visa Credit Card

    <mainly used for earning linkpoints when making purchases at Fairprice outlets. Now can use for public transport daily using simplygo. Earn cold storage vouchers last month promotion.
    0 comments
    0
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The OCBC NTUC Plus! Visa Credit Card

OCBC Plus! Visa Credit Card

New to credit cards? Here's your complete guide to cashback credit cards.

Eligibility for OCBC NTUC Plus! Visa Credit Card

To be eligible for the OCBC NTUC Plus! Visa Card, you'll have to meet the following criteria:

  • Be at least 21 years old
  • For Singaporeans and PRs: Minimum annual income of $30,000
  • For foreigners: Minimum annual income of $45,000
  • You must be a NTUC Union member to be eligible for NTUC Plus! Visa Credit Card

Fees and Charges for OCBC NTUC Plus! Visa Credit Card

  • Annual Principle Fee: Free (Prevailing NTUC Membership fee applies)
  • Annual Supplementary Card fee: Free (Up to 3 supplementary cards)
  • Fee waiver: Available (provided that you hit the minimum spending of at least S$1,200 in 1 year, starting from the month in which the card is issued)
  • Interest-Free Period: 23 days
  • Annual Interest Rate: 26.88%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $100
  • Cash advance fee: 6% or $15, whichever is higher
  • Administration Fee: S$150 to accelerate payment of automatic instalments
  • Extension of instalment term: 3% of outstanding amount applies for 3- and 6-month term extension, and 5% of outstanding amount applies for 12-month term extension

Key Features and Benefits of OCBC NTUC Plus! Visa Credit Card

These are some highlights of the OCBC NTUC Plus! Visa Credit Card and the cashback benefits to offer.

Benefits of OCBC NTUC Plus! Visa Credit Card

What You'll Get

Spending

12% off at FairPrice Stores, Unity and Warehouse Club

8% off at FairPrice On

Spend a min of S$400 monthly anywhere outside of FairPrice to qualify for this discount

Discounts

  • 3% off at Cheers
  • 3% off at Popular
  • 1% LinkPoints rewards on M1, Starhub and Singtel recurring bills
  • 0.22% LinkPoints rewards on all Visa Spendings
  • Up to 20.6% fuel savings + earn 2.3% Smiles Savings at Esso
  • Instant 18% off fuel grades + 0.2% LinkPoints rebate at Caltex

OCBC NTUC Plus! Visa Credit Card - Benefits

About OCBC

The Overseas-Chinese Banking Corporation, Limited - or OCBC Bank - is headquartered in Singapore. Its inception in 1932 was the result of a merger of three local banks. As the second-largest bank in Southeast Asia, the multinational banking and financial services has assets of close to $468 billion. It has an Aa1 rating from Moody's, and an AA-rating from Standard & Poor's.

At present, the bank has over 570 branches across 18 countries and regions. Its services range from commercial banking and specialist financial and wealth management to asset management, stockbroking, insurance and treasury services.

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