facebookOCBC Plus! Visa Card Reviews and Comparison - Seedly

OCBC Plus! Visa Card

  • Key Features
  • Reviews (21)
  • Discussions (0)
  • More Details
claimed
Unclaimed

This product has not been claimed by the company yet.

Summary

Highlights of OCBC Plus! Visa Card

  • Enjoy 7% rebate on your FairPrice and Unity spend
  • Up to 20.3% fuel savings at Esso, and 20% fuel savings at Caltex
  • 3% off at Cheers and 3% off at Popular
  • Link a new Esso Smiles Account with your OCBC Plus! Visa Card
  • Base 0.22% LinkPoint rebate on all VISA spendings
  • Minimum spend of S$500 monthly anywhere outside of FairPrice
  • Suitable for individuals who frequent FairPrice and are looking for cashback on their groceries but do not want to be NTUC Union members (annual membership fee: S$117)
  • Already an NTUC Union Member and FairPrice shareholder? You can check out the NTUC OCBC Plus! Credit Card which offers slightly higher cashback for its members.

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

...see more

Popular Products

Summary

Highlights of OCBC Plus! Visa Card

  • Enjoy 7% rebate on your FairPrice and Unity spend
  • Up to 20.3% fuel savings at Esso, and 20% fuel savings at Caltex
  • 3% off at Cheers and 3% off at Popular
  • Link a new Esso Smiles Account with your OCBC Plus! Visa Card
  • Base 0.22% LinkPoint rebate on all VISA spendings
  • Minimum spend of S$500 monthly anywhere outside of FairPrice
  • Suitable for individuals who frequent FairPrice and are looking for cashback on their groceries but do not want to be NTUC Union members (annual membership fee: S$117)
  • Already an NTUC Union Member and FairPrice shareholder? You can check out the NTUC OCBC Plus! Credit Card which offers slightly higher cashback for its members.

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

...see more

OCBC Plus! Visa Credit Card

7% at selected stores
CASHBACK

OCBC Plus! Visa Credit Card

7% at selected stores

CASHBACK

Reviews (21)

4.0

21 Reviews

5
10
4
6
3
3
2
0
1
2

Service Rating

Speed of Approval

4.3

Ease of Fee Waiver

3.9

Customer Support

4.1

      Posted 12 Aug 2021

      Purchased

      OCBC Plus! Visa Credit Card

      Not bad card.. use this to collect points when shopping at NTUC Fairprice etc. However, do note the yearly card payments are usually not waived!

      0

      What are your thoughts?

      24 Jun 2020

      Purchased

      OCBC Plus! Visa Credit Card

      [Promotions and Perks] Last week, I was able to purchase coffee, sphagetti, prata and toilet paper from NTUC at 50% off for Plus! Members Exclusive using OCBC Plus! Visa Card. Hence, weekly great savings for OCBC Plus! Visa Cardholders!

      0

      What are your thoughts?

      Posted 10 Dec 2019

      Purchased

      OCBC Plus! Visa Credit Card

      Great card for use together with purchases in NTUC. There were some promotion with NTUC online app awhile ago as well (free delivery), though it is no longer around.

      0

      What are your thoughts?

      20 Nov 2019

      Purchased

      OCBC Plus! Visa Credit Card

      I have had been earning/ redeeming NTUC LINK POINTS thru my OCBC Plus! Visa Card for many years and many festive occasions' promos; like special CNY prices for canned Abalones at Fairprice outlets! OCBC's CSOs are responsive to my requests for annual fees waivers.

      0

      What are your thoughts?

      Posted 18 Nov 2019

      Purchased

      OCBC Plus! Visa Credit Card

      [Useful For...] Bill payments good cash back rewards easy way for fee waiver anually and not forgetting the promotions are great the more u use the more rewards and savings.

      0

      What are your thoughts?

      Posted 17 Nov 2019

      Purchased

      OCBC Plus! Visa Credit Card

      Value card with good rebate for NTUC. Provide you use on NTUC regularly. Other than that I find the card is normal as there are many OCBC cards for different rebate or rewards

      0

      What are your thoughts?

      Posted 17 Nov 2019

      Purchased

      OCBC Plus! Visa Credit Card

      NTUC Plus card has good promotions at NTUC recently. Also, purchase above $20 earns link points that can be used at NTUC. It is difficult to get an annual fee waiver unless the minimum spend for card is met.

      0

      What are your thoughts?

      17 Nov 2019

      Purchased

      OCBC Plus! Visa Credit Card

      [Promotions and Perks] It’s allow you to earn link point and you can exchange this link point to Ntuc voucher

      0

      What are your thoughts?

      Posted 14 Nov 2019

      Purchased

      OCBC Plus! Visa Credit Card

      Most of my grocery done in NTUC Finest, OCBC plus provides cashless transaction, link point in my daily purchase. It is wonderful to carry this credit card without card to provide daily food for family.

      0

      What are your thoughts?

      Posted 14 Nov 2019

      Purchased

      OCBC Plus! Visa Credit Card

      The application process is simple and direct. Just use it and enjoy the cash rebate and the many link points accumulated especially when using the card to pump petrol. A card that benefits in our daily lives.

      0

      What are your thoughts?

    Discussions (0)

      No Posts Found.

      Popular Products

      OCBC Plus! Visa Card Review 2021

      OCBC Plus! Visa Credit Cashback Card

      New to credit cards? Here's your complete guide to cashback credit cards.

      With the OCBC Plus! Visa Credit Card, cardmembers get to enjoy 7% rebate on FairPrice in-store, and 3% on FairPrice Online. Receive benefits of 3% at NTUC partner merchants - Unity and Warehouse Club. Plus! Visa Credit also offers competitive fuel savings at at least 20% for Caltex and Esso. It operates at a base 0.22% rebate rate on all VISA Spending. The LinkPoints accumulated can be used to redeem rewards or used to offset transaction amount at selected partner stores. To reap the rebates, you need at least a minimum spend of S$500 per month, outside of FairPrice.

      These are some highlights of the OCBC Plus! Visa Card and the cashback benefits offered.

      Features of OCBC Plus! Visa Card

      Benefits of OCBC Plus! Visa Card

      What You'll Get

      Groceries (and other products by NTUC FairPrice partners)

      7% off in-store purchases at FairPrice, Unity and Warehouse Club stores

      3% off at FairPrice On

      Spend a min of S$500 monthly anywhere outside of FairPrice to qualify for this discount

      Petrol

      • Up to 20.3% fuel savings at ESSO, including 16% instant discount for all fuel + up to 2.3% Smiles Savings
      • Up to 20% fuel savings at Caltex, including 18% instant discount for all fuel

      Telco

      • 1% LinkPoints rebate on M1, Singtel and Starhub recurring bills

      Others

      • 3% off at Cheers
      • 3% off at Popular

      Link Points

      0.22% LinkPoints rebate on all VISA spendings

      Bonus Interest Rates when you have a OCBC Plus! Savings Account

      extra 0.15% p.a.

      OCBC Plus! Visa Card - Benefits

      OCBC Plus! Visa Card Review 2021: Pros and Cons, How does OCBC Plus! Compare

      Pros:

      • With the 7% LinkPoints rebate, it is great for shopping at NTUC Fairprice for Groceries
      • Additionally, you also get 3% LinkPoint rebates for drug stores essentials at Unity
      • Good 20% fuel savings for patrons of Esso and Caltex
      • Does not require an NTUC Union Membership (the annual fee for Plus! is also cheaper than that of the NTUC Union Membership and the OCBC NTUC Plus! Card)

      Cons:

      • LinkPoints will expire if you do not remember to redeem them
      • Minimum monthly spend of S$500 anywhere outside of FairPrice
      • Not suitable if you are not a loyal customer of FairPrice, or simply do your grocery shopping at any other markets or supermarkets.

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      You can also pose questions (anonymously, if you'd prefer) on Seedly Community.

      Eligibility for OCBC Plus! Visa Card

      To be eligible for the OCBC Plus! Visa Card, you'll have to meet the following criteria:

      • Be at least 21 years old
      • For Singaporeans and PRs: Minimum annual income of $30,000
      • For Foreigners: Minimum annual income of $45,000

      Fees and Charges for OCBC Plus! Visa Card

      • Annual Principle Fee: $107 per annum (First year waived)
      • Annual Supplementary Card fee: Free (Up to 3 supplementary cards)
      • Fee waiver: Available (provided that you hit the minimum spending of at least S$2,500 in 1 year, starting from the month in which the card is issued)
      • Interest-Free Period: 23 days
      • Annual Interest Rate: 26.76%
      • Minimum monthly payment: 3% or $50, whichever is higher
      • Late payment charge: $100
      • Cash advance fee: 6% or $15, whichever is higher
      • Administration Fee: S$150 to accelerate payment of automatic instalments
      • Extension of instalment term: 3% of outstanding amount applies for 3- and 6-month term extension, and 5% of outstanding amount applies for 12-month term extension

      How to Apply for OCBC Plus! Visa Credit Card

      • Apply Online (option to apply via MyInfo available) or
      • Visit OCBC Branches

      About OCBC

      The Overseas-Chinese Banking Corporation, Limited - or OCBC Bank - is headquartered in Singapore. Its inception in 1932 was the result of a merger of three local banks. As the second-largest bank in Southeast Asia, the multinational banking and financial services has assets of close to $468 billion. It has an Aa1 rating from Moody's, and an AA-rating from Standard & Poor's.

      At present, the bank has over 570 branches across 18 countries and regions. Its services range from commercial banking and specialist financial and wealth management to asset management, stockbroking, insurance and treasury services.