OCBC Robinsons Group Credit Card

All OCBC Robinsons Credit Cards will be cancelled on 15 April 2021.
From 6 November 2020, you will no longer earn any rebates for shopping at Robinsons and Marks & Spencer. However, you will still earn Robinsons$ for all purchases made using your OCBC Robinsons Credit Card. Robinsons$ can be used at all Marks & Spencer and Robinsons Singapore stores.

The OCBC Robinsons Group Credit Card

New to credit cards? Here's your complete guide to cashback credit cards.

Eligibility for OCBC Robinsons Group Credit Card

To be eligible for the OCBC Robinsons Group Credit Card, you'll have to meet the following criteria:

• Be at least 21 years old
• For Singaporeans and PRs: Minimum annual income of $30,000
• For foreigners: Minimum annual income of $45,000

Fees and Charges for OCBC Robinsons Group Credit Card

• Annual Principle Fee: S$192.60 (First year waived)
• Annual Supplementary Card fee: S$96.30
• Fee waiver: Available (provided that you hit the minimum spending of at least S$3,000 in 1 year, starting from the month in which the card is issued)
• Interest-Free Period: 23 days
• Annual Interest Rate: 26.88%
• Minimum monthly payment: 3% or $50, whichever is higher
• Late payment charge: $100
• Cash advance fee: 6% or $15, whichever is higher
• Administration Fee: S$150 to accelerate payment of automatic instalments
• Extension of instalment term: 3% of outstanding amount applies for 3- and 6-month term extension, and 5% of outstanding amount applies for 12-month term extension.

Key Features and Benefits of OCBC Robinsons Group Credit Card

These are some highlights of the OCBC Robinsons Group Credit Card and the cashback benefits to offer.

Terms and Conditions of OCBC Robinsons Group Credit Card

• Transactions not eligible for cash rebate include: prepaid accounts and payment service providers (e.g. EZ-Link), charitable/religious organisation donations, cleaning, maintenance and janitorial services, real estate agents and bank fees
• Cash rebates will be automatically credited to your monthly statement
• Cash rebates are calculated based on selling price which is not inclusive of GST
• For Royal Sporting House, Lacoste, Reebok, Speedo, Sperry, Ted Baker and The Social Foot, it will be categorised under the RSH Group Rebate
• Effective 16 Jan 2020, the 5% cash rebate transactions spent on OCBC Robinsons Group Credit Card will be limited to Robinsons and Marks Spencer only
• 10% cash rebate will be active after you spend more than $5,000 at Robinsons or Marks & Spencers during the qualifying period

About OCBC

The Overseas-Chinese Banking Corporation, Limited - or OCBC Bank - is headquartered in Singapore. Its inception in 1932 was the result of a merger of three local banks. As the second-largest bank in Southeast Asia, the multinational banking and financial services has assets of close to $468 billion. It has an Aa1 rating from Moody's, and an AA-rating from Standard & Poor's.

At present, the bank has over 570 branches across 18 countries and regions. Its services range from commercial banking and specialist financial and wealth management to asset management, stockbroking, insurance and treasury services.

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