OCBC 90 N Visa Card

OCBC 90 Degrees N Visa Credit Card

Earn miles that never expire for every S$1 spent that can be used for airlines, cash rebates, vouchers and more with this credit card, perfect for frequent flyers and those who don’t fly as often!

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• Pays to access additional features

Card Features & Details

1) Key Features

• 1 90˚N Mile = 1 KrisFlyer Mile
• Earn unlimited 90˚N Miles for every S$5 spent in a transaction
• Up to 7 90˚N Miles for every S$1 spent on bookings made on Agoda
• 2.1 90˚N Miles for every S$1 spent in foreign currency
• 1.3 90˚N Miles for every S$1 spent in local currency

2) Benefits

OCBC Rewards

• Redeem your Miles (1 90˚N Miles = 1 KrisFlyer Mile) for loyalty points to use across 9 airline and hotel partner programmes
• KrisFlyer Miles are redeemed via OCBC Rewards
• Up to 2.1% cash rebates for your credit card bills by exchanging your Miles 

STACK Marketplace

• Redeem your Miles (1 90˚N Miles = 1 KrisFlyer Mile) for loyalty points to use across 9 airline and hotel partner programmes
• Miles are redeemed via STACK Marketplace
• Exchange your Miles for vouchers from popular retailers as well as products and experiences

Travel With OCBC

• Use Miles to pay for your flight, hotel, and car rental bookings and get preferential rates on our Travel with OCBC all-in-one booking platform

3) Eligibility

• Age: 21 years old and above
• Citizenship: Singaporeans, PRs & Foreigners
• Minimum annual income: S$30,000

4) Fees & Charges

• Annual principal fee: S$196.20 (inclusive of GST)
• Supplementary card annual fee: S$54 (inclusive of GST)
• Late payment fees: S$100
• Repayment grace period: 23 calendar days from statement date
• Your minimum payment amount will be calculated as: undefined undefined
• Cash advance charges: S$15 or 8% of the amount drawn, whichever is higher.
• Overlimit fee: S$40, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds customer’s combined credit limit on any day within the statement period, charged to the credit card with the earliest statement cycle and highest outstanding balance.

Frequently Asked Questions

Can you enjoy annual fee waiver for the OCBC 90 Degrees N Visa Credit Card?

• Yes, the annual fee for the OCBC 90 Degrees N Visa Credit Card of S$196.20 (inclusive of GST) is waived for the first year. The same applies to the supplementary card annual fee of S$54 (inclusive of GST)

Who should apply for the OCBC 90 Degrees N Visa Credit Card?

• The OCBC 90 Degrees N Visa Credit Card is perfect for all travellers with points that never expire and attractive rewards

What is the minimum income requirement for the OCBC 90 Degrees N Visa Credit Card?

• Minimum annual income: S$30,000