facebookBest Credit Cards for UOB in Singapore - Seedly
banner

Best Credit Cards for UOB in Singapore

Discover your ideal credit card with Seedly's extensive list of Singapore's best cashback, miles, and rewards cards. Read reviews and find the right card for your lifestyle today.Updated December 2024

Advertisement

16 Products Found

Card Types

UOB

    Get up to 10% cash rebate across 5 categories
    CASHBACK
    Up to 5% cash rebate on all other retail spend
    ALL SPEND

    📣 SIGN-UP BONUS

    Get 10x chances to win S$50,000 cash in the SingSaver Cash Quest!

    Valid till 22 Dec 2024. T&Cs apply.

    Dot Pattern
    Handphone

    Speed of Approval

    4.5

    Ease of Fee Waiver

    4.4

    Customer Support

    4.2

    "It used to be good coupled with UOB one account. Now too..." 4w ago

    1X UNI$ per $5
    ALL SPEND
    10X UNI$ per $5
    ONLINE SPEND
    10X UNI$ per $5 on Contactless
    SELECTED SPEND
    2 Miles per UNI$
    CONVERSION

    Speed of Approval

    4.7

    Ease of Fee Waiver

    4.6

    Customer Support

    4.4

    "card allows you to earn miles it is pretty straightforward and easy…..." 14mth ago

    1.7%
    CASHBACK
    Unlimited
    CASHBACK CAP

    📣 SIGN-UP BONUS

    Get an Apple AirTag (4 pack), Sony LinkBuds S (WF-LS900N), S$120 Lazada Voucher, S$120 Trip.com Voucher, or S$100 Cash. Plus, grab a Samsonite Evoa Z Spinner 25” Exp from UOB when you apply!

    Valid till 31 Dec 2024. T&Cs apply.

    Dot Pattern
    Handphone

    Speed of Approval

    4.5

    Ease of Fee Waiver

    4.5

    Customer Support

    4.1

    "I think it’s one of the highest cashback with no frills of..." 1w ago

    1.4 mpd
    LOCAL SPEND
    2.4 mpd
    FOREIGN SPEND
    6 mpd on major airlines and hotels worldwide via Agoda, Expedia, and UOB Travel
    SELECTED SPEND
    $30,000
    MINIMUM ANNUAL INCOME

    "Another good miles card to consider. I had used it for my..." 39mth ago

    Up to 8% on Online and other spend
    CASHBACK
    Up to $80
    CASHBACK CAP

    📣 SIGN-UP BONUS

    Get 10x chances to win S$50,000 cash in the SingSaver Cash Quest!

    Valid till 22 Dec 2024. T&Cs apply.

    Dot Pattern
    Handphone

    "the T&C will be changed after 7 Aug 2024. Min spend is..." 6mth ago

    0.4mpd
    LOCAL SPEND
    0.4mpd
    FOREIGN SPEND
    6 mpd on one of seven preferred categories (capped at $1k per month)
    ALL SPEND
    15X UNI$ per $5 on one category
    SELECTED SPEND
    2 Miles per UNI$
    CONVERSION
    $30,000
    MINIMUM ANNUAL INCOME

    📣 SIGN-UP BONUS

    Get 10x chances to win S$50,000 cash in the SingSaver Cash Quest!

    Valid till 22 Dec 2024. T&Cs apply.

    Dot Pattern
    Handphone

    "the product manager of this card should be fired. the design is..." 4mth ago

    1.2 mpd
    LOCAL SPEND
    1.2 mpd
    FOREIGN SPEND
    3 mpd on Singapore Airlines, Scoot and KrisShop purchases
    SELECTED SPEND
    $30,000
    MINIMUM ANNUAL INCOME

    "Another miles card worth getting. They are fairly good to allow fee..." 39mth ago

    0.4 mpd
    LOCAL SPEND
    0.4 mpd
    FOREIGN SPEND
    6 mpd on two of seven preferred categories (capped at $3k/month)
    OTHER SPEND
    $120,000
    MINIMUM ANNUAL INCOME

    "Application took a while to get approved before receiving it. Overall pretty..." 17mth ago

    1.4 mpd
    LOCAL SPEND
    2.4 mpd
    FOREIGN SPEND
    4.4 mpd on Shopping, Accommodation and Transport
    SELECTED SPEND
    $30,000
    MINIMUM ANNUAL INCOME

    "customer service helpful, sign-up easy approval took a few days then received..." 8mth ago

    0.4 mpd
    LOCAL SPEND
    4 mpd (S$1k min. spend)
    FOREIGN SPEND
    4 mpd on petrol (except at Shell, SPC) and online transactions
    OTHER SPEND
    $50,000
    MINIMUM ANNUAL INCOME

    "It is ok card promotion when i applied was okay as well,..." 17mth ago

    UOB Credit Cards Review 2024

    Take a look at all the UOB credit cards available and find the right credit card to fit your spending needs!

    UOB Credit Card Key Features

    UOB’s Credit Cards come in many varieties, from cards with no annual fees, to cards with some of the best miles earn rate currently available on the market, and cashback as well.

    About UOB

    From the UOB Website:

    UOB is rated as one of the world's top banks, ranked 'Aa1' by Moody's Investors Service and 'AA-' by both S&P Global and Fitch Ratings. With a global network of 500 branches and offices across 19 countries in Asia Pacific, Europe and North America.

    In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices throughout the region.

    Current UOB Credit Card Promotions

    UOB Offers

    Owning a UOB Credit Card lets you earn UNI$, exclusive deals, instant cashback, get UOB Coupons and more.

    Best UOB Credit Cards - Comparison

    Credit Card

    Minimum Income

    Key Benefits

    S$30,000 (Local/PR)

    S$40,000 (Foreigner)

    Up to 15% cashback on daily spend at McDonald's, DFI Retail Group, Grab, SimplyGo, Shopee and UOB Travel

    Up to 4.33% cashback on Singapore Power utilities bill

    Up to 3.33% cashback on all retail spend

    Up to 22.66% fuel savings at Shell and SPC

    Up to 7.8% p.a. interest with UOB One Account

    S$30,000 (Local/PR)

    S$40,000 (Foreigner)

    Up to UNI$10 per S$5 spend from online shopping and entertainment

    Up to UNI$10 per S$5 spend from mobile contactless spend

    Up to 10% cashback for  all in-store purchases at participating outlets

    S$30,000 (Local/PR)

    S$40,000 (Foreigner)

    1.7% limitless cashback

    No minimum spend

    No spend exclusions

    S$30,000 (Local/PR)

    S$40,000 (Foreigner)

    Up to 8 miles per S$1

    S$20 off Grab rides

    Up to S$200 GrabFood Vouchers when you apply

    S$30,000 (Local/PR)

    S$40,000 (Foreigner)

    Up to 8 miles per S$1

    S$20 off Grab rides

    Up to S$200 GrabFood Vouchers when you apply

    S$30,000 (Local/PR)

    S$40,000 (Foreigner)

    Up to 8 miles per S$1

    S$20 off Grab rides

    Up to S$200 GrabFood Vouchers when you apply

    S$30,000 (Local/PR)

    S$40,000 (Foreigner)

    8% cashback on Online and Mobile Contactless spend

    No annual fees when you make 3 transactions monthly

    S$30,000 (Local/PR)

    S$40,000 (Foreigner)

    15X UNI$ for every S$5 spent on your preferred rewards category

    UNI$1 per S$5 spent on other purchases

    0% LuxePay Interest Free Payment Plan over 6 or 12 months 

    Free e-Commerce protection on online purchases

    S$120,000

    15X UNI$ for every S$5 spent on 2 of your preferred rewards categories

    UNI$1 per S$5 spent on other purchases

    0% LuxePay Interest Free Payment Plan over 6 or 12 months 

    Free e-Commerce Protection on online purchases

    S$30,000 (Local/PR)

    S$40,000 (Foreigner)

    Every S$1 spend will earn you:

    3 KrisFlyer miles on Singapore Airlines, Scoot, KrisShop and Kris+ purchases

    Up to 3 KrisFlyer miles on dining, food delivery, online shopping and travel, and transport spend

    1.2 KrisFlyer miles on all other spend

    Exclusive privileges on KrisShop, Scoot, Grab rides and more

    S$50,000 (Local/PR)

    S$40,000 (Foreigner)

    Earn up to 10X UNI$ per S$5 spend on:

    overseas transactions (including online), petrol and contactless transactions

    Travel Insurance Benefits

    S$30,000 (Local/PR)

    S$40,000 (Foreigner)

    2% cashback on all local and overseas spend.

    Up to 21.6% off your petrol purchases at SPC

    Up to 10% off at over 100 International Airport Duty Free Shops

    S$30,000 (Local/PR)

    S$40,000 (Foreigner)

    Instant 10% discount on regular-priced items with blue tag

    5% rebates on all merchandise and sale items

    Exchange Metro$ rebates for Metro Shoppers Cheques and use it for your next purchase at Metro! 

    20% off on birthday month

    Invitation to Double Metro$ Day and exclusive previews

    Free delivery service for your purchases when you spend a minimum of S$150 nett at Metro.

    UNI$1 for every S$5 charged to your Metro card

    S$30,000 (Local/PR)

    S$40,000 (Foreigner)

    Exclusive 1-for-1 deals and other dining offers

    Get instant cashback and offset your next transaction Up to 14% fuel savings  at Shell and up to 20% fuel savings at SPC

    S$30,000 (Local/PR)

    S$40,000 (Foreigner)

    Up to S$360 Cashback on your consolidated Singtel bills and monthly GOMO charges

    Up to S$300 Singtel vouchers every year

    Perpetual waiver of the annual fee on your principal card plus supplementary card

    Present and charge to your Singtel-UOB Card to enjoy exclusive Singtel perks

    S$120,000

    Unlimited airport lounge access for you and a guest

    Earn 2.4 air miles per S$1 spent in foreign currency and 1.4 air miles per S$1 spent locally

    15,000 air miles upon renewal with min. S$100,000 spend in membership year

    No miles conversion fees

    Complimentary welcome drinks and up to 50% off at fine dining restaurants

    Complimentary GrabGifts vouchers monthly

    24/7 UOB Visa Infinite Concierge

    What's the best UOB Credit Card?

    The UOB One Card is the best card for daily spend, with up to 15% cashback for daily essentials, and good cashback rates for bills, retail and fuel. Additionally it also helps you get up to 7.8% p.a. with the UOB One Account.

    Is there an alternative to the UOB Bank Credit Card?

    The UOB Lady's Card is great if you see yourself spending in only one category as it has one of the best miles earn rate in the market. A second alternative would be, if you qualify for it, the UOB Lady's Solitaire Card gives the same great miles earn rate in two categories instead.

    Helpdesk

    Contact UOB to get the necessary assistance for all your UOB related needs.

    Frequently Asked Questions

    How do I apply for a credit card from UOB?

    You can apply for a credit card, through Seedly! Find the right card for you, fill out the online application form and follow the necessary steps.

    What's the eligibility criteria for a UOB credit card?

    Eligibility criteria may vary based on the type of credit card. Generally, factors like credit score, income, employment status, and credit history are considered. Refer to the specific card's details for precise eligibility requirements.

    Can I apply for a credit limit increase on my UOB credit card?

    Yes, you can request a credit limit increase after a certain period of responsible card usage, refer to UOB’s T&Cs to find out more

    How can I report a lost or stolen credit card from UOB?

    If your credit card is lost or stolen, immediately contact their customer service helpline and they’ll assist in securing your account and issuing a new card.

    What should I do if I notice suspicious transactions on my credit card statement?

    If you detect any unauthorized or suspicious transactions, contact UOB immediately, and have their representatives guide you through the process of reporting and resolving any fraudulent activity on your credit card.