UOB KrisFlyer Credit Card Reviews and Comparison - Seedly
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UOB KrisFlyer Credit Card

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Credit Cards/UOB KrisFlyer Credit Card

UOB KrisFlyer Credit Card

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UOB KrisFlyer Credit Card

3 mpd on Flights
SELECTED SPEND
1.2 mpd
OTHER SPEND

    UOB KrisFlyer Credit Card

    3 mpd on Flights
    SELECTED SPEND
    1.2 mpd
    OTHER SPEND
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UOB

UOB One Card

UOB KrisFlyer Credit Card

Citi PremierMiles American Express Card

MileLion

UOB One Account

Bjorn Ng
Bjorn Ng
Level 9. God of Wisdom
Updated on 12 Dec 2019
CitiPremier miles is a good general card as the miles don't expire. However for me, I am using OCBC 90N, also miles don't expire and you can change in blocks of 1,000 miles. Only downside is that it's only for Krisflyer miles and no lounge benefits. If you have an UOB One account, you should have at least 1 UOB CC also (miles/cashback it's up to you). Reason being is that if you can meet min. $500 spend per month, you would be able to hit your UOB One account criteria (Assuming you have 3 GIRO or salary credit to it). Also, UOB One has a tie up with Grab, where you can get up to 10% rebate on it. This is insane. I only just got to know of how good a deal it was! On your last point to be loyal to one bank, no not really, you should select the credit card which suits you!
šŸ‘ 7

UOB KrisFlyer Credit Card

Citi PremierMiles Visa Card

Credit Cards

I will link you to 3 reviews here where the Milelion, Mainly Miles and The ShuttleWhale have gone on the record to state their views on the card: - https://mainlymiles.com/2019/04/24/credit-card-review-krisflyer-uob-mastercard/ - https://milelion.com/2019/04/23/a-review-of-the-new-krisflyer-uob-credit-card/ - https://theshutterwhale.com/blog/2019/4/23/brand-new-krisflyer-uob-credit-card-offers-3-miles-per-dollar-no-cap-on-dining-transport-online-shopping-and-singapore-airlines Needless to say, the 'accelerated miles' feature doesn't even feel accelerated to the 3 of them. (Or me) If you ask me for my opinion, I'll stick to my CitiPremier Miles any day. Considering that 1. I don't fly SQ/Scoot/SilkAir all that often 2. A lot of my spending is less than $5 (which would earn me nothing on UOB, think tea or coffee, or the occasional muffin meal from McDonald's) 3. I don't dine out all that often 4. I don't use food delivery at all . (Yes I did order pizza once in a while, but UOB is looking at services like deliveroo/grabfood) 5. Travel spending is more rewarding with Citi (they have a variety of bonuses on Expedia,Kaligo,Agoda, only if you use a Citi PM card) 6. My travel expenditure is flat capped at $120 for my monthly adult travel pass.... I have no reason to use that card. Your mileage may vary (pun intended!) so do your own analysis of your expenditure patterns before committing. (Edit: Formatting!)
šŸ‘ 5

MileLion

Miles

AMEX KrisFlyer Ascend Card

AMEX Singapore Airlines KrisFlyer Credit Card

AMEX Singapore Airlines KrisFlyer Ascend Credit Card

UOB KrisFlyer Credit Card

KrisFlyer

Credit Cards

Hi anon, This is my view: I would skip the KF Co-branded cards if I didn't have a compelling reason to use them, as most cards will still allow you to earn miles that can then be transferred to KF anyway, which effectively extends the lifespan of your miles. KF co-branded cards will credit the earned miles to your KF account and that is where the 3 year countdown starts. Superior earn rates exists with cards like BOC Elite Miles for general spend, and 4 mpd cards for specialized spend, so if you get a co-brand card, you may miss out on some good opportunities (with the exception of the UOB KF card, which gives up to 3mpd....up to 1 year later) Although it may be a hassle at the start to track your points and miles from the bank side, you'll make up for it with a far superior number of KF miles than if you went with a co-brand strategy. The co brand cards, however, do have good sign up bonuses, so you can consider those as a quick way to boost your balance. Until KF becomes an activity based FFP where any activity extends the validity of all miles, I would rather keep my miles on the bank side till I'm ready.
šŸ‘ 1

MileLion

AMEX KrisFlyer Ascend Card

UOB KrisFlyer Credit Card

KrisFlyer

Miles

Credit Cards

Hi anon, While the AMEX KF card has a decent sign up bonus (but very run of the mill otherwise), and the UOB KF card does have bonus mpd (that only credits after 1 year in some cases....go figure), my card of choice is actually neither. I'd rather much take a 4mpd card and a general spend card where I can keep my points/miles at the bank side and transfer them over when I see a redemption opportunity.
šŸ‘ 1

UOB

Miles

UOB KrisFlyer Credit Card

KrisFlyer

OCBC Titanium Rewards Card

Citi Rewards Credit Card

Travel

Credit Cards

It depends on your needs and spending habit. In order to do so, I will suggest to have complete understanding on our cashflow. Through this process, we will understand our earning ability and spending habit. Here is a guide to help you: https://www.blog.pzl.sg/understanding-your-personal-cash-flow/ From there, we will be able to identify the category of spending that you spend most on. Personally, I ain't a huge fan of the card since its rewards counts in stacks of $5. Therefore, further planning is required in order to maximise it. Here is everything about me and what I do best.
šŸ‘ 0

MileLion

KrisFlyer

UOB KrisFlyer Credit Card

AMEX KrisFlyer Ascend Card

Miles

Wallace Chai
Wallace Chai
Level 9. God of Wisdom
Answered on 10 Dec 2019
Chase Sapphire preferred card! You will be rewarded with 60k points bonus after spending 4k purchases in the 1st 3 months frok account opening.
šŸ‘ 7

UOB KrisFlyer Credit Card

AMEX Singapore Airlines KrisFlyer Credit Card

Credit Cards

Aik Kai
Aik Kai
Level 7. Grand Master
Updated on 04 Sep 2019
Short answer, yes. Case in point, I own both. It doesn't matter if you own multiple co-branded cards as it just means more channels for you to earn miles.
šŸ‘ 0

UOB

Grab

UOB KrisFlyer Credit Card

Credit Cards

Javier Lim
Javier Lim
Level 5. Genius
Answered on 28 Jul 2019
It really depends, So far UOB has been awarding me miles for Grab transactions. https://www.uob.com.sg/assets/pdfs/kfcreditcardfulltnc.pdf?scid=pfs:sg:paid:sea:go:na:tx:na:001506:240419-evergreen:na:cvpgift:pc-go&vid=pc-go Quoted from the T&C KrisFlyer miles will not be awarded for NETS and NETS-related transactions, 0% Installment Payment Plans, SmartPay, personal loan, balance/funds transfers, cash advances, fees, interests, finance charges, late payment charges, annual fee charges, reversals, transactions relating to top-ups of any pre-paid card and brokerage / securities, any gambling related transactions, any trading transactions (including but not limited to websites for trading of shares and cryptocurrency), other financial charges and any other transactions we may exclude from time to time without prior notice.
šŸ‘ 4

Eligibility for UOB KrisFlyer Credit Card

  • Principal cardholders minimum age must be at least 21 years of age Ā 
  • Singaporeans and PR; Minimum annual income of $30,000 or Fixed Deposit Collateral of minimum S$10,000
  • Foreigner; Minimum annual income of $40,000 or Fixed Deposit Collateral of minimum S$10,000

Fees and Charges for UOB KrisFlyer Credit Card

  • Annual Principle Fee: S$192.60 (Waived for 1 year)
  • Annual Supplementary Card fee: First card is free, S$93.60 for subsequent cards
  • Fee waiver: Available
  • Interest-Free Period: 21 days
  • Annual Interest Rate: 25.90%
  • Minimum monthly payment: 3% or S$50, whichever is higher, plus any overdue amounts
  • Late payment charge: S$60
  • Cash advance fee: 6% or $15, whichever is higher
  • Overlimit fee: S$40
  • Fees for foreign currency transactions: Up to 2.50% of the transaction amount

Key features of UOB KrisFlyer Credit Card

  • Complimentary welcome 3,000 KrisFlyer miles when you make your first transaction of minimum S$55
  • Receive 7,000 Acquisition Bonus Miles when you spend a minimum of S$6,000 within the first 90 days of your new card approval (New to UOB Credit Card Members)
  • Exclusive Airline Privileges
  • Earn 15 KrisFlyer miles for every S$5 spent (3 KrisFlyer Miles = S$1) on Singapore Airlines, SilkAir, Scoot and KrisShop that are successfully charged and posted to your Card in a calendar month
  • Earn 6 KrisFlyer miles for every S$5 spent (1.2 KrisFlyer Miles = S$1) on Card Transactions (excluding Singapore Airlines Related Card Transactions) that are successfully charged and posted to your Card in a calendar month
  • Earn an additional 9 KrisFlyer miles for every S$5 spent (1.8 KrisFlyer miles = S$1) on Dining, Online Shopping, Online Travel and Transport Card Transactions with a minimum required sum of S$500 on Singapore Airlines Related Card Transactions charged to your card in a card membership year.

Dining: Includes food delivery (GrabFood, Deliveroo, Foodpanda, Honestbee).

Online travel and shopping:Ā Agoda, Airbnb, Booking.com, Expedia, Hotels.com, Kaligo, Traveloka, Trip.com, UOB Travel

Transport:Ā Local public bus & MRTs, taxis, Grab, Gojek