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Credit Cards/UOB EVOL Card
Credit Cards/UOB EVOL Card
3.9
8 reviews
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UOB EVOL Card

Up to 8% on Online and other spend

CASHBACK

Up to $80

CASHBACK CAP

$600

MINIMUM SPEND

[PROMO] Get S$150 cashback. Valid till 28 Feb 2022. T&Cs apply. Learn more below.

UOB EVOL Card

Up to 8% on Online and other spend

CASHBACK

Up to $80

CASHBACK CAP

$600

MINIMUM SPEND

[PROMO] Get S$150 cashback. Valid till 28 Feb 2022. T&Cs apply. Learn more below.

Details

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  • Pays to access additional features

UOB EVOL Card Review 2021

  • Enjoy up to 8% on Dining, Grab, Entertainment and UOB Travel Spend on weekends
  • Get 3% cashback on Online Fashion, Travel Spend, Weekday Dining and Entertainment, Weekday Grab, and Weekday UOB Travel Spend
  • For new UOB EVOL applicants, get to receive up to 10% Cashback on Online Spend (excluding Online Fashion and Travel Spend)
  • For UOB One Savings Account holders, stand to earn up to 3.68% p.a. when you spend with your UOB EVOL Card
  • Base cashback rate for UOB EVOL is 0.3%
  • Cashback on top of 0.3% is capped at S$40 per month for the 10% cashback, and S$60 per month for the 8%- 3% cashback.
  • To enjoy these extra cashback on top of the base rate, there is a minimum required spend of S$600 per statement month.
  • An ideal starter credit card for the out-going working adult, with little to no financial commitment, as UOB EVOL offers rewards in social activities that they frequent. The relatively manageable minimum income requirement also makes UOB EVOL more accessible to those who've just started their jobs.
  • Not as ideal for thriftier spenders, or those looking for rewards for spending in more essential categories.

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Read More about UOB EVOL Card
Reviews (8)

3.9

8 Reviews

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      Posted 30 Sep 2021

      Purchased

      UOB EVOL Card

      Great for students to use. I recall using it doing schooling days. UOB app is also easy to use so check it out!

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      Posted 23 Aug 2021

      Purchased

      UOB EVOL Card

      Great card with unique design. Its made of recycled plastic too, so a definite hit with those who are eco-friendly/conscious.

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      Posted 19 Sep 2019
      Pretty attractive dining and entertainment offers, but only if you visit these places. Overall, decent but not the best cashback program.

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      Posted 19 Sep 2019
      Interesting card face that rewards for “youngsters” kind of spending. To take note of the minimum spend else the Cashback percentage is relatively Low

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      Posted 19 Sep 2019
      Easy to use for the rebate on weekend. Definitely a must for dining and entertainment. Young people favourite. Will definitely recommend to friends.

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    • Good card to fill the areas for dining, grab and entertainment as it offers more than ocbc 365 (which i was previously using). But note that 12% cash back is only for these categories, and any other categories would be best purchased with another card. If you eat out often and use grab frequently (even topping up of grab wallet), this would be a card for you. They have a recent 12% rebate promotion for 3 months, but check the terms and conditions for the min spend of $600. Best to call up UOB once you receive the card and reset your statement month to the calendar month, this way it will make it easier to hit the bonus qualifying period for the 12%.

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    • Only use when i dine with friends or watch the movies together, will try to use more next time , now paying minimum payment of $100 for $3000 spent till next paycheck.

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    • For those who often love catching movies, eating out, partying, online shopping and travelling or frequently travel on Grab, this cards gives you rebates 3% - 8% per transaction, which is great because you get 1-for-1 deals and more. Perfect for the outgoing person since you get to save a little even though you need to spend!

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      Exclusive Rewards

      Get S$150 cashback

      • Promotion is valid from 1 January to 28 February 2022
      • Promotion is applicable to first 100 new UOB cardholders only
      • Min. spend of S$1,500 within 30 days of card approval is required
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      UOB YOLO Card

      Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

      UOB EVOL Card Benefits and Key Features

      As its name suggests, the UOB EVOL is great for the young and carefree. With UOB EVOL , enjoy up to 8% cashback on Dining, Grab, Entertainment and UOB Travel Spend on weekends. For weekdays, the same category of transactions will receive cashback at 3% instead. Also, for avid online shoppers, enjoy 3% cashback on Online Fashion and Online Travel Spend. To enjoy these extra cashback on top of the base rate of 0.3%, there is a minimum required spend of S$600 per statement month. It is also important to note that cashback, on top of the base rate, is capped at S$60 per month.

      For new UOB EVOL applicants, get to receive up to 10% Cashback on Online Spend (excluding Online Fashion and Travel Spend).

      For UOB One Savings Account holders, stand to earn up to 3.68% p.a. when you spend with your UOB EVOL Card.

      These are some features of the UOB EVOL Card and the Cashback benefits it has to offer.

      UOB EVOL Card Benefits

      Min. Spend

      Savings in Discount

      Savings in Dollar

      Weekend Grab Spend

      $100

      8%

      $8

      Weekend Dining & Entertainment

      $380

      8%

      $30.40

      Weekday Grab Spend

      $120

      3%

      $3.60

      Weekday Dining & Entertainment

      $300

      3%

      $9

      Online Fashion & Travel Spend

      $300

      3%

      $9

      UOB EVOL Card - Benefits

      The Best Credit Cards of 2021 Review: Is UOB EVOL Card good?

      Pros

      • Generous cashback of up to 8% for categories of Dining, Grab and Entertainment; great for individuals who enjoy these activities
      • There is also a 3-5% cashback on Online Spend which is ideal for those who prefer online shopping
      • An ideal starter credit card for the out-going working adult, with little to no financial commitments. UOB EVOL offers rewards in activities that they frequent like dining out, entertainment, and online shopping. The relatively manageable minimum income requirement also makes UOB EVOL more accessible to those who've just started their jobs.

      Cons

      • As shown in the table above, there are distinctions between weekday and weekend cashback rates; hence, might be additional work to keep track of.
      • Not for the thriftier spenders as there is a minimum spend requirement of S$600 to qualify for the attractive cashback rates
      • Not for those looking to get rewards on essentials like Groceries, or Public Transport
      • Low S$60 cashback cap per statement month. Assuming that the UOB EVOL cardholder leads a less penny-pinching lifestyle, one might easily hit this cap and the money-back might not be much in the grand scheme of his/her monthly spendings.

      Still unsure? Find out everything you need about credit cards - including what the Best Credit Cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      You can also pose questions (anonymously, if you'd prefer) on the Seedly Community Q&A platform.

      Eligibility for UOB EVOL Card

      To be eligible for the UOB EVOL Card, you'll have to meet the following criteria:

      • Be at least 21 years old
      • Minimum Annual Income of S$30,000 and above per annum for Singaporeans and PR
        OR Fixed Deposit collateral of at least S$10,000
      • Minimum Annual Income of S$40,000 and above per annum for foreigner
        OR Fixed Deposit collateral of at least S$10,000

      Fees and Charges for UOB EVOL Card

      • Annual Principle Fee: $192.60 (Fee waived for first year)
      • Annual Supplementary Card fee: First card is Free, Second onwards is $96.30
      • Fee waiver: First year fee waiver
      • Interest-Free Period: 21 days
      • Annual Interest Rate: 25.90%
      • Minimum monthly payment: 3% or $50, whichever is higher
      • Late payment charge: $90
      • Cash advance fee: 6%
      • Overlimit fee: $40

      UOB EVOL Card Promotions

      UOB EVOL Card has welcome promotions that update regularly, so be sure to check UOB EVOL's official page for the most recent ongoing promos.

      Terms and Conditions of UOB EVOL Credit Card

      • Minimum spend amount of $600 a month
      • Cashback capped at $60 a month
      • Up to S$180 comprises of i) S$100 Cash Credit when you apply for a new Credit Card ii) S$80 Cash Credit when you open a UOB One Account. i) S$100 cash credit when you apply online for a new Credit Card from 1 Nov – 31 Dec 19
      • UOB defines weekend as 0000 Hour on Saturday to 2359 Hour on Sunday

      UOB EVOL Credit Card Cashback will not be award on:

      • Payments made to charitable/religious organisations
      • Payments government institutions and services
      • Cash advancements
      • Any late payment charges or interests charges on any Card
      • Any fees payable to the bank
      • For the full list of exclusions, refer to UOB EVOL Credit Card's full Terms & Conditions on its website

      How to Apply for UOB EVOL Card

      With the necessary documents of NRIC or Passports, you can

      • Apply Online via the 'Visit Site' link above or
      • Visit UOB Branches

      About UOB

      United Overseas Bank (UOB) was incorporated in 6th August 1935 as the United Chinese Bank. Through a series of acquisitions, it is now a leading bank in Asia. Besides Far Eastern Bank in Singapore, UOB’s major banking subsidiaries in the region are United Overseas Bank (Malaysia), United Overseas Bank (Thai), PT Bank UOB Indonesia and United Overseas Bank (China). UOB Group currently has a network of over 500 offices in 19 countries and territories in Asia Pacific, Western Europe and North America.

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