Eligibility for UOB Lady's Card

• Principal cardholders minimum age must be at least 21 years of age  
• Singaporeans and PR; Minimum annual income of $30,000 or Fixed Deposit Collateral of minimum S$10,000
• Foreigner; Minimum annual income of $40,000 or Fixed Deposit Collateral of minimum S$10,000

Fees and Charges for UOB Lady's Card

• Annual Principle Fee: S$192.60 (Waived for 1 year)
• Annual Supplementary Card fee: First card is free, S$93.60 for subsequent cards
• Fee waiver: Available
• Interest-Free Period: 21 days
• Annual Interest Rate: 25.90%
• Minimum monthly payment: 3% or S$50, whichever is higher, plus any overdue amounts
• Late payment charge: S$60
• Cash advance fee: 6% or $15, whichever is higher
• Overlimit fee: S$40
• Fees for foreign currency transactions: Up to 2.50% of the transaction amount

Key features of UOB Lady's Card

• Earn 10X UNI$ (S$5 for every 1 UOB rewards points = 10 Air Miles) on any one spending category of your choosing. [ Expenditure Cap of S$1,000 per month ]
  - Beauty & Wellness
  - Fashion
  - Dining
  - Family (including groceries)
  - Travel
  - Transport (including petrol)
  - Entertainment (nightlife, movies)
• 0% interest installment plan available called LuxePay, so you can pay off your immense shopping bills over 6 or 12 months