UOB Lady's Card

Features of UOB Lady's Card

• Earn 10X UNI$ (approximately 4 miles for every S$1 spent ) on any one spending category of your choosing, with an expenditure cap.
• The categories available are:
  - Beauty & Wellness
  - Fashion
  - Dining
  - Family (including groceries)
  - Travel
  - Transport (including petrol)
  - Entertainment (nightlife, movies)
• Get 1X UNI$, or 2 miles for every S$5, for purchases made out of your chosen category. This rate also applies after you hit the Bonus 10X UNI$ cap.
• The maximum Bonus 10X UNI$ you can earn in a calendar month is 1,800UNI$ ≈ S$1,000. Thereafter, 1X UNI$ will be awarded for every S$5 spend
• UOB's Lady Card also provides you 0% interest installment plan available called LuxePay, so you can pay off bigger ticket purchases over 6 or 12 months

Eligibility for UOB Lady's Card

• Principal cardholders minimum age must be at least 21 years of age, and female
• Singaporeans and PR; Minimum annual income of $30,000 or Fixed Deposit Collateral of minimum S$10,000
• Foreigner; Minimum annual income of $80,000 or Fixed Deposit Collateral of minimum S$10,000

Fees and Charges for UOB Lady's Card

• Annual Principle Fee: S$192.60 (Waived for 1 year)
• Annual Supplementary Card fee: First card is free, S$93.60 for subsequent cards
• Fee waiver: Available for the first year
• Overlimit fee: S$40
• Minimum monthly payment: 3% or S$50, whichever is higher, plus any overdue amounts
• Late payment charge: S$100 if minimum payment is not received by due date
• Fees for foreign currency transactions: Up to 3.10% of the transaction amount

How to Apply for UOB Lady's Card?

You can apply for UOB KrisFlyer online, via MyInfo or not, or physically at UOB branches. The documents needed are as stated below.

For Singaporean Citizens or Permanent Residents:

• NRIC (front and back); and
• Income Documents (Refer to List of Income Documents); and
• Latest billing proof (within the last 6 months) with your local residential address (e.g.
  telephone bill or utilities bill) if it differs from your NRIC address

For Foreigners:

• Valid Passport(s) (with at least 6 months’ validity and for all nationalities); and
• Employment Pass (EP or S Pass only with at least 6 months’ validity); and
• Latest billing proof (within the last 6 months) with your local residential address (e.g.
  telephone bill or utilities bill); and
• Income Documents (Refer to List of Income Documents on their website)

Contact us at [email protected] should you require any assistance or spot any inaccuracies.