UOB UnionPay Card

Eligibility for UOB UnionPay Card

• Principal cardholders minimum age must be at least 21 years of age  
• Singaporeans and PR; Minimum annual income of $30,000 or Fixed Deposit Collateral of minimum S$10,000
• Foreigner; Minimum annual income of $40,000 or Fixed Deposit Collateral of minimum S$10,000

Fees and Charges for UOB UnionPay Card

• Annual Principle Fee: S$196.20
• Annual Supplementary Card fee: First card is free, S$96.30 for subsequent cards
• Fee waiver: Available
• Interest-Free Period: 21 days
• Annual Interest Rate: 25.90%
• Minimum monthly payment: 3% or S$50, whichever is higher, plus any overdue amounts
• Late payment charge: S$60
• Cash advance fee: 6% or $15, whichever is higher
• Overlimit fee: S$40
• Fees for foreign currency transactions: Up to 2.50% of the transaction amount

Key features of UOB UnionPay Card

• 2% cash rebate on all spend with no minimum spend (Includes Giant, Guardian, Shaw Theatres, Crystal Jade, Metro, SPC, Overseas spend) [ Capped at S$50 per calendar month ]
• Contactless Payments at major merchants island-wide [ Minimum spending of S$100 ]
• Acceptance close to 54 million merchants and 3 million ATMs worldwide
• Up to 10% off at over 100 International Airport Duty Free Shops including Hong Kong, Japan, Korea, Thailand and more
• Up to 21.6% fuel savings at SPC
• 1-for-1 regular 2-D movie tickets at Shaw Theatres daily (including weekends and Public Holidays)
• 24-hour Concierge service to help with users' daily affairs or special needs, including travel, entertainment, shopping, business, and different personal needs

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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