Best Travel Insurance in Singapore 2020 - Seedly
 
UPDATED JANUARY 2020

Best Travel Insurance

Compare and read real user reviews on Travel Insurance in Singapore

18 Products Found

Most Reviewed

  • Most Reviewed
  • Highest Rating
  • A-Z
Most ReviewedHighest RatingA-Z
  • FWD Travel
    FWD Travel
    4.4
    152 Reviews
    Slide 1 of 3
    • FWD Travel Premium Plan

      $13
      PER ADULT (THAILAND, 1 WK)
      $200,000
      MEDICAL COVERAGE (OVERSEAS)
      $7,500
      TRIP CANCELLATION
      $3,000
      LOSS OR DAMAGE OF BAGGAGE
    • FWD Travel Business Plan

      $19
      PER ADULT (THAILAND, 1 WK)
      $500,000
      MEDICAL COVERAGE (OVERSEAS)
      $10,000
      TRIP CANCELLATION
      $5,000
      LOSS OR DAMAGE OF BAGGAGE
    • FWD Travel First Plan

      $23
      PER ADULT (THAILAND, 1 WK)
      S$1,000,000
      MEDICAL COVERAGE (OVERSEAS)
      $15,000
      TRIP CANCELLATION
      $7,500
      LOSS OR DAMAGE OF BAGGAGE
    JC

    "Used to use gobear, but if you have good promo codes for..." 2d ago

  • Slide 1 of 3
    • Tiq Travel Entry Plan

      $39
      PER ADULT (THAILAND, 1 WK)
      $200,000
      MEDICAL COVERAGE (OVERSEAS)
      $5,000
      TRIP CANCELLATION
      $2,000
      LOSS OR DAMAGE OF BAGGAGE
      55% off single trip (non pre-ex only) plans valid until 31 Jan 2020 using promo code "TRAVEL2020".
    • Tiq Travel Savvy Plan

      $54
      PER ADULT (THAILAND, 1 WK)
      $500,000
      MEDICAL COVERAGE (OVERSEAS)
      $5,000
      TRIP CANCELLATION
      $2,000
      LOSS OR DAMAGE OF BAGGAGE
      55% off single trip (non pre-ex only) plans valid until 31 Jan 2020 using promo code "TRAVEL2020".
    • Tiq Travel Luxury Plan

      $72
      PER ADULT (THAILAND, 1 WK)
      $1,000,000
      MEDICAL COVERAGE (OVERSEAS)
      $10,000
      TRIP CANCELLATION
      $3,000
      LOSS OR DAMAGE OF BAGGAGE
      55% off single trip (non pre-ex only) plans valid until 31 Jan 2020 using promo code "TRAVEL2020".
    A

    "I bought the travel insurance in June 2019 for a hiking trip..." 3w ago

  • Slide 1 of 3
    • NTUC Income Classic Plan

      $24
      PER ADULT (THAILAND, 1 WK)
      $250,000
      MEDICAL COVERAGE (OVERSEAS)
      $5,000
      TRIP CANCELLATION
      $3,000
      LOSS OR DAMAGE OF BAGGAGE
    • NTUC Income Deluxe Plan

      $33
      PER ADULT (THAILAND, 1 WK)
      $500,000
      MEDICAL COVERAGE (OVERSEAS)
      $10,000
      TRIP CANCELLATION
      $5,000
      LOSS OR DAMAGE OF BAGGAGE
    • NTUC Income Preferred Plan

      $47
      PER ADULT (THAILAND, 1 WK)
      $1,000,000
      MEDICAL COVERAGE (OVERSEAS)
      $15,000
      TRIP CANCELLATION
      $8,000
      LOSS OR DAMAGE OF BAGGAGE
    Benjamin Ooi

    "[Claims Process] Income has one of the easiest claims process. you can submit..." 1d ago

  • Slide 1 of 3
    • MSIG TravelEasy Premier Plan

      $62
      PER ADULT (THAILAND, 1 WK)
      $1,000,000
      MEDICAL COVERAGE (OVERSEAS)
      $15,000
      TRIP CANCELLATION
      $7,500
      LOSS OR DAMAGE OF BAGGAGE
    • MSIG TravelEasy Elite Plan

      $44.00
      PER ADULT (THAILAND, 1 WK)
      $500,000
      MEDICAL COVERAGE (OVERSEAS)
      $10,000
      TRIP CANCELLATION
      $5,000
      LOSS OR DAMAGE OF BAGGAGE
    • MSIG TravelEasy Standard

      $32.00
      PER ADULT (THAILAND, 1 WK)
      $250,000
      MEDICAL COVERAGE (OVERSEAS)
      $5,000
      TRIP CANCELLATION
      $3,000
      LOSS OR DAMAGE OF BAGGAGE
    J

    "DON'T BUY FROM THIS INSURANCE COMPANY! Most horrible travel plan i ever..." 1w ago

  • Slide 1 of 3
    • Sompo TravelJoy Vital Plan

      $24
      PER ADULT (THAILAND, 1 WK)
      $150,000
      MEDICAL COVERAGE (OVERSEAS)
      $5,000
      TRIP CANCELLATION
      $3,000
      LOSS OR DAMAGE OF BAGGAGE
    • Sompo TravelJoy Elite Plan

      $41
      PER ADULT (THAILAND, 1 WK)
      $1,000,000
      MEDICAL COVERAGE (OVERSEAS)
      $15,000
      TRIP CANCELLATION
      $8,000
      LOSS OR DAMAGE OF BAGGAGE
    • Sompo TravelJoy Deluxe Plan

      $31
      PER ADULT (THAILAND, 1 WK)
      $300,000
      MEDICAL COVERAGE (OVERSEAS)
      $6,000
      TRIP CANCELLATION
      $5,000
      LOSS OR DAMAGE OF BAGGAGE
    Genewieve PC

    "Covers unutilised travel expenses for cancelled or curtailed trips. ... All overseas..." 4mth ago

  • AXA SmartTraveller Essential

    $24
    PER ADULT (THAILAND, 1 WK)
    $300,000
    MEDICAL COVERAGE (OVERSEAS)
    $6,000
    TRIP CANCELLATION
    $5,000
    LOSS OR DAMAGE OF BAGGAGE

    AXA SmartTraveller Comprehensive Plan

    $36
    PER ADULT (THAILAND, 1 WK)
    $600,000
    MEDICAL COVERAGE (OVERSEAS)
    $12,000
    TRIP CANCELLATION
    $10,000
    LOSS OR DAMAGE OF BAGGAGE
    Thomas Lew

    "[Claims Process] Slow and epicly retarded. What could have been done and dusted..." 4d ago

  • Slide 1 of 3
    DZ

    "Bought once and their claim was very hard to get through. Had..." 2mth ago

  • Slide 1 of 4
    Grant Kennedy

    "I purchased AIG/Travel Guard travel insurance in Dec/2019 for a flight I..." 1w ago

  • Slide 1 of 3
    • Chubb First Plan

      $51
      PER ADULT (THAILAND, 1 WK)
      $500,000
      MEDICAL COVERAGE (OVERSEAS)
      $20,000
      TRIP CANCELLATION
      $8,000
      LOSS OR DAMAGE OF BAGGAGE
    • Chubb Business Plan

      $38
      PER ADULT (THAILAND, 1 WK)
      $200,000
      MEDICAL COVERAGE (OVERSEAS)
      $10,000
      TRIP CANCELLATION
      $5,000
      LOSS OR DAMAGE OF BAGGAGE
    • Chubb Economy Plan

      $29
      PER ADULT (THAILAND, 1 WK)
      $150,000
      MEDICAL COVERAGE (OVERSEAS)
      $5,000
      TRIP CANCELLATION
      $3,000
      LOSS OR DAMAGE OF BAGGAGE
    Chee Seng Marcus Chew

    "[Purchase Process] [Customer Service] Both was excellent and fuss free. [Claims Process] Unsure about this for..." 15h ago

  • Great Eastern TravelSmart Premier Elite Plan

    $35
    PER ADULT (THAILAND, 1 WK)
    $500,000
    MEDICAL COVERAGE (OVERSEAS)
    $15,000
    TRIP CANCELLATION
    $5,000
    LOSS OR DAMAGE OF BAGGAGE

    Great Eastern TravelSmart Premier Classic Plan

    $29.40
    PER ADULT (THAILAND, 1 WK)
    $250,000
    MEDICAL COVERAGE (OVERSEAS)
    $10,000
    TRIP CANCELLATION
    $2,500
    LOSS OR DAMAGE OF BAGGAGE
    Theresa Ymw

    "Cheap travel insurance and the time when I bought is having promotion..." 4mth ago

What Is Travel Insurance?

Travel insurance refers to a purchased plan that covers unforeseen circumstances while travelling abroad.

These include flight delays or trip cancellations, road or flight accidents, stolen or missing baggage, overseas medical emergencies, and any other losses incurred during the length of your trip.

If you're a frequent traveller, there's the option of purchasing an annual plan, too.

Remember: getting the cheapest travel insurance doesn't always mean you've scored a good deal. Read travel cover reviews in order to make a fair comparison, then whittle down your options from there.

What Does Travel Insurance Cover?

It covers your safety, at its very core. Which also means you'd be reimbursed under unforeseen circumstances, so long as you meet certain prerequisites.

A basic plan should suffice, and allow you to claim for:

  • Delayed or lost baggage
  • Trip cancellation(s)
  • Flight delays and cancellations
  • Missed flight connections
  • Overseas medical treatment and expenses (ideally at least $200,000 in coverage)
  • Emergency medical evacuation (ideally unlimited coverage)
  • Credit card fraud
  • Reimbursements, in the event of your travel agency going bust
  • Loss of passport, travel documents or theft of money

Coverage Types

Coverage options include those for individuals, couples, groups and families.

Pertinent to mention are the benefits of getting family coverage - which might include coverage of up to $10,000 for these circumstances:

  • Flying a loved one to your side in the event of hospitalisation
  • Flying a loved one to repatriate your remains in the event of death

We've concisely summarised everything to look out for before buying travel insurance here, and why you shouldn't simply settle for the cheapest option.

What To Know Before Getting Travel Insurance

On that, here are some regularly overlooked factors when purchasing travel insurance.

The Claims Process

Getting travel insurance online is a quick process, but you should also take note of how to make a claim, and the exact parameters of your coverage. These terms should be stated plainly on an insurance provider's website, whether upfront or in the fine print.

For instance, can a claim be made online - or would you be required to fill out lengthy paperwork prior? It's also always a good idea to note the closest panel clinics in the area in which you'll be living.

Know Your Needs

While it seems obvious, picking the right travel insurance policy is highly subjective - so identify what you value most.

If you're planning a road trip with your spouse and children, you'd likely opt for for family cover - and might consider purchasing car insurance, in addition to a standard travel insurance plan. That's because rental vehicle excess fees are typically capped at a lower amount with the latter.

Most travel policies offer similar coverage, but the difference lies in the compensation offered per category - whether personal accident expenses, flight delays or loss of belongings, for example.

A typical travel insurance plan may also only cover individuals up to the age of 70.

How Much Does Travel Insurance Cost?

Your travel insurance premium depends on the number of days spent abroad, and the areas you intend to visit.

It could start from as little as $18 for several days' coverage to ASEAN countries - which include Singapore, Malaysia, Indonesia, Philippines, Thailand, Vietnam, Brunei, Laos, Myanmar and Cambodia.

Most insurance providers typically offer more 'premium' options, too, with coverage of up to $1,000,000 for overseas medical emergencies.

Travel Insurance Providers in Singapore

You'll find a host of travel insurance providers for your picking - plus real user reviews from Seedly readers. These include:

Once you've settled on an insurance provider - or at least narrowed your choices - check that you aren't paying more than necessary.

If you're planning a holiday to Malaysia and Indonesia, you might want to purchase travel insurance for ASEAN countries, as opposed to all of Asia (which would typically include places like Australia and New Zealand.)

The Best Travel Insurance Options In Singapore 2019

Here's a quick look at the best travel insurance plans in Singapore for your next holiday, and the maximum sum assured per provider.

Best travel insurance in Singapore

  • Best Overall Value: MSIG Travel Easy
  • Up to $250k for medical expenses and accidents
  • Best For Personal Accidents and Medical Expenses: Great Eastern Travel Smart Basic
  • From $300K to $500K
  • Best for Cancelled Trips: FWD Travel Premium
  • Up to $7,500
  • Best for Lost Belongings: AXA TravelSmart
  • Up to $800 per item, pair or set of items
  • Best for Pre-existing condition: NTUC Enhanced PreX
  • Up to $200K medical expenses overseas
  • Best for NS Men: AVIVA Travel Lite
  • Up to $250K medical expenses overseas

Tools To Help You Choose The Best Travel Insurance

Need help figuring out which insurance company to go to for the best travel insurance? We've compiled a guide (slash cheatsheet) to the best insurance options in Singapore here.

If you've still got burning questions after reading real user reviews on the best travel insurance options in Singapore, head on over to the Seedly Q&A platform! You'll be able to pose your questions anonymously, too.