Ultimate guides to kickstart your finances
Best P2P Lending
6 Products Found
Most Popular
- Most Popular
- Most Reviewed
- Highest Rating
- A-Z
- SeedIn4.8136 Reviews15% on interest earnedINVESTOR FEES$1000 per campaignMINIMUM INVESTMENT1%DEFAULT RATE (2019 Q2)
User Experience
4.7Portfolio Transparency
4.5Customer Support
4.3Quantity of Deals
4.1Quality of Deals
4.6"I received 20 identical emails - my transaction statements. And I haven’t..." 1w ago
- Funding Societies4.393 Reviews18% on interest earnedINVESTOR FEES$20 per campaign ($500 initial deposit)MINIMUM INVESTMENT1.20%DEFAULT RATE (2019 Q2)
User Experience
4.6Portfolio Transparency
4.3Customer Support
4.6Quantity of Deals
4.0Quality of Deals
4.1"So sad, just started to invest and I already have some defaulting......" 1w ago
- CoAssets4.861 Reviews0%INVESTOR FEES$1000 per campaignMINIMUM INVESTMENT0%DEFAULT RATE (2019 Q2)
User Experience
4.8Portfolio Transparency
4.5Customer Support
4.9Quantity of Deals
4.3Quality of Deals
4.7"An investor since Sep 2018. Had my skin in the game in..." 4w ago
- Minterest4.518 Reviews15% on interest earnedINVESTOR FEES$50 per campaign (initial deposit $1,000)MINIMUM INVESTMENT0.68%DEFAULT RATE (2019 Q2)
"Minterest is the third crowdfunding platform I have signed on to and..." 5mth ago
- MoolahSense1.324 Reviews1% on all repaymentsINVESTOR FEES$100 per campaign ($1000 initial deposit)MINIMUM INVESTMENT13.64%DEFAULT RATE (2019 Q2)
"Whelp, looks like Moolahsense can't even sustain the people who support them...." 1w ago
- Capital Match3.09 Reviews20% on interest earnedINVESTOR FEES$1,000 per campaign (initial deposit $1,000)MINIMUM INVESTMENT<5%DEFAULT RATE (2019 Q2)
"In general their system works, but I get the feeling they are..." 1mth ago
What is a P2P Lending Platform?
P2P Lending Platforms crowd funds and raise money from a large number of investors.
As a young company or an SME with very brief credit history and possibly lacking in a strong financial record. The traditional method of obtaining an SME loan from the banks become extremely difficult.
With P2P Lending Platforms, they allows companies to avoid the time burden, financial costs, and other limitations of traditional financial institutions when in need of fundings.
As investors, we can invest in these crowdfunding platforms to earn an interest from the loans we dispatched to these SME companies.
P2P Lending Platforms in Singapore
Currently there are a few major P2P Lending Platforms in Singapore.
They are mainly:
- Funding Societies
- MoolahSense
- Capital Match
- Co Assets
- Minterest
- SeedIn
Tools to help you choose the best P2P lending platform for you
To help Singaporeans make smarter personal finance decision, here are some tools to help you:
One can read up our comparison article on all the P2P lending platforms here:
If there are still questions after reading Real User Reviews on the P2P Lending Platforms or ask the community at Seedly QnA.