I have been using this for close to a year now, and compared to other P2P lending platform, this has the most deals, like there would be at least a few deals for you to fund everyday around 2pm (pretty sure they break the funding up so it looks like everyday there is a fund to invest but it doesn't bother me).
I also like the fact that it allows for investing up to a few cents like SGD0.01. This fractional investing is very welcomed by me because P2P platform is all about diversification to reduce your risk. Even though the minimum investment is stated as SGD1,000, do not be fooled, as once you commit 1k, Capital Match will break up your share and that's how it gets up to a few cents to cater to everyone (unlike other P2P lending platform where if you are not in the queue, you are out). In the end, though you had initially wanted to put 1k, you will end up only investing a few cents. This gives everyone a fair/equal chance to invest in the fund/facility.
Moreover, you can also pre-fund and modify your pre-funding for the facilities other than auto-funding. I know of other P2P platform that only offers auto-funding but you cannot pre-fund, so you have to camp and click fastest fingers first, and in most cases, you will lose out and not be able to fund. Pre-funding allows you some control on where you want to put your money and fund it before the funding round starts, usually at 6pm.
What bothers me is the lack of transparency in terms of how many times a fund/facility has been funded by me and the history of repayment of borrower, which is missing here but is there on Funding Societies for comparison sake. This information is really important for investors like us who are taking the risk of default to fund these facilities.
Another disadvantage of this platform is that withdrawal does come with a fee of SGD5, and minimum withdrawal of SGD100. So probably just avoid withdrawing in small amounts.
Lastly, I wish there are some referral for this, as I have been recommending this and also when you register there is a field for referral code, but there isn't any information on what referral rewards are offered by Capital Match (I got a feeling that this Referral Field at the sign-up page is a remnant from when they used to run Referral Programme).
FYI, it is a known fact that Capital Match lacks a mobile app, but the website does run smoothly on the mobile phone screen, and the alignment and layout are not very off there on the mobile screen, so it's good.