Capital Match Reviews and Comparison - Seedly
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Capital Match

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  • Reviews (12)
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Capital Match

20% on interest earned
INVESTOR FEES
$1,000 per campaign (initial deposit $1,000)
MINIMUM INVESTMENT
<5%
DEFAULT RATE (2019 Q2)

    Capital Match

    20% on interest earned
    INVESTOR FEES
    $1,000 per campaign (initial deposit $1,000)
    MINIMUM INVESTMENT
    <5%
    DEFAULT RATE (2019 Q2)
Reviews (12)

2.7

12 Reviews

  • 5
    0
  • 4
    4
  • 3
    4
  • 2
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  • 1
    4

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  • Updated 3w ago

    Purchased

    Capital Match

    Have been with the platform since end 2017. Off to a good start. Remember the ceo himself replied to my queries on specific loans and offer good interest rates for returns with few defaults. Interest rates have dropped from 20+% to 5-10% for each loan.(as of 2020) Important note really diversify your investment and not put all or most to one loan. Only good thing is it allow fractional investment to a loan. Overall have kept my losses to a minimum after encountering some defaults for more than a year(luckily not my main investment).
    0 comments
    0
  • Updated on 03 Jun 2020

    Purchased

    Capital Match

    I have $5250 in outstanding debt for over a year. That is 25% of my capital and I expect no chance of getting back. Overall, Capital Match is a huge investment mistake. Stay away from it
    0 comments
    1
  • Updated on 26 May 2020

    Purchased

    Capital Match

    SANMINA stopped paying. I got huge exposure to this company. I put $50,000, so far $18,000 has been defaulting. Really annoying me! [Debt Recovery]
    0 comments
    0
  • Updated on 16 Jan 2020

    Purchased

    Capital Match

    In general their system works, but I get the feeling they are not completely honest about the default risks. More than 20% of my loans resulted in default!! Perhaps I was unlucky that too much of my funds were auto-allocated to a bad loan, but be careful when you out your money in these things. You may well loose it. [Risk Assessment] [Debt Recovery]
    0 comments
    0
  • Updated on 26 Dec 2019

    Purchased

    Capital Match

    I have been using this for close to a year now, and compared to other P2P lending platform, this has the most deals, like there would be at least a few deals for you to fund everyday around 2pm (pretty sure they break the funding up so it looks like everyday there is a fund to invest but it doesn't bother me). I also like the fact that it allows for investing up to a few cents like SGD0.01. This fractional investing is very welcomed by me because P2P platform is all about diversification to reduce your risk. Even though the minimum investment is stated as SGD1,000, do not be fooled, as once you commit 1k, Capital Match will break up your share and that's how it gets up to a few cents to cater to everyone (unlike other P2P lending platform where if you are not in the queue, you are out). In the end, though you had initially wanted to put 1k, you will end up only investing a few cents. This gives everyone a fair/equal chance to invest in the fund/facility. Moreover, you can also pre-fund and modify your pre-funding for the facilities other than auto-funding. I know of other P2P platform that only offers auto-funding but you cannot pre-fund, so you have to camp and click fastest fingers first, and in most cases, you will lose out and not be able to fund. Pre-funding allows you some control on where you want to put your money and fund it before the funding round starts, usually at 6pm. What bothers me is the lack of transparency in terms of how many times a fund/facility has been funded by me and the history of repayment of borrower, which is missing here but is there on Funding Societies for comparison sake. This information is really important for investors like us who are taking the risk of default to fund these facilities. Another disadvantage of this platform is that withdrawal does come with a fee of SGD5, and minimum withdrawal of SGD100. So probably just avoid withdrawing in small amounts. Lastly, I wish there are some referral for this, as I have been recommending this and also when you register there is a field for referral code, but there isn't any information on what referral rewards are offered by Capital Match (I got a feeling that this Referral Field at the sign-up page is a remnant from when they used to run Referral Programme). FYI, it is a known fact that Capital Match lacks a mobile app, but the website does run smoothly on the mobile phone screen, and the alignment and layout are not very off there on the mobile screen, so it's good.
    0 comments
    1
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About Capital Match

Capital Match is started in the year 2014 by tech entrepreneur, Pawel Kuznicki.

Types of loans by Capital Match

Capital Match gives out loans in form of Invoice Financing.

Risk Management for Capital Match

Capital Match ensures that only invoices issued to large debtors (corporates, government entities etc.) are accepted, and Capital Match always verifies invoices and in most cases redirect the payment from a large debtor to our bank account. This allows Capital Match a high level of control of the repayments.

Funds for Capital Match are handled by escrow agency, Watiga Trust.

Minimum investment and fees for Capital Match

The minimum investment for Funding Societies is at S$1,000. The minimum investment for each campaign is S$50-S$10.