facebookThe American Express® Platinum Credit Card Ratings Dec 2024

The American Express® Platinum Credit Card

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Summary

AMEX Platinum Credit Card

Great for lifestyle, and dining out, the AMEX Platinum Credit Card is suitable for those like enjoying the finer things in life. Stand to get up to 50% off on selected restaurants in Singapore and around the world. 

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  • Pays to access additional features

Features & Benefits

+ Earn 2 Membership Rewards Points for every S$1.60 spent

+ Enjoy up to 50% savings* at a curated selection of hotels and restaurants island-wide with Love Dining by Platinum

+ Enjoy 1-for-1 first drink and complimentary drinks at some of the most bespoke bars in Singapore with Chillax by Platinum

+ Permanent waiver of miles transfer fee (worth S$40)

- Annual fee: S$327 (inclusive of GST) must be paid to enjoy welcome offers

- Please note that while we strive to keep our information as accurate and up to date as possible, it occasionally may be different from what you see when you visit our Partner’s pages.

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Popular Products

Summary

AMEX Platinum Credit Card

Great for lifestyle, and dining out, the AMEX Platinum Credit Card is suitable for those like enjoying the finer things in life. Stand to get up to 50% off on selected restaurants in Singapore and around the world. 

Product Page Transparency

  • Pays to access additional features

Features & Benefits

+ Earn 2 Membership Rewards Points for every S$1.60 spent

+ Enjoy up to 50% savings* at a curated selection of hotels and restaurants island-wide with Love Dining by Platinum

+ Enjoy 1-for-1 first drink and complimentary drinks at some of the most bespoke bars in Singapore with Chillax by Platinum

+ Permanent waiver of miles transfer fee (worth S$40)

- Annual fee: S$327 (inclusive of GST) must be paid to enjoy welcome offers

- Please note that while we strive to keep our information as accurate and up to date as possible, it occasionally may be different from what you see when you visit our Partner’s pages.

...see more

American Express Platinum Credit Card

0.6% cashback on dining
CASHBACK
2 Points per $1.60
ALL SPEND
0.56 miles per point
CONVERSION

American Express Platinum Credit Card

0.6% cashback on dining

CASHBACK

2 Points per $1.60

ALL SPEND

0.56 miles per point

CONVERSION

Reviews (6)

4.7

6 Reviews

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      Posted 17 Jan 2023

      Purchased

      American Express Platinum Credit Card

      American Express offers an unmatched customer experience. This card helps you save a lot if you frequent bars and fine dining establishments.

      0

      What are your thoughts?

      Posted 01 Nov 2021

      Purchased

      American Express Platinum Credit Card

      Really a very good card for collecting Membership reward points. AMEX always has a best in class service and product offering especially for the 50% AMEX love dining which is really useful if you do eat out frequently at restaurants. Signed up during the own the future campaign to get BTC as a sign up reward!

      0

      What are your thoughts?

      Posted 30 Sep 2021

      Purchased

      American Express Platinum Credit Card

      AMEX is one of the few that partners with many hotels and restaurants to offer many good deals. Worth getting it

      0

      What are your thoughts?

      Posted 25 Nov 2019

      Purchased

      American Express Platinum Credit Card

      Got this card for their excellent Love Dining programme. Unfortunately full waiver is unlikely (unless you spend a lot) and they usually waive 50% of the annual fee but will likely send you vouchers (includes free wine etc) that will offset the annual fee.

      0

      What are your thoughts?

      Posted 13 Oct 2022

      Purchased

      American Express Platinum Credit Card

      [Customer Service] AMEX has one of the best customer service. They are generally very active in making sure your needs and questions are being addressed. [Fee Waivers] Slightly more troublesome then the automated fee waivers system. For AMEX, you need to call specific hotlines (depending on your card) to get your fee waived. [Promotions and Perks] I still love their love dining deals. The only issue is that the benefits are getting lesser and usually come with a list of terms and conditions. Hopefully the partnership of AMEX with their F&B merchant can improve.

      0

      What are your thoughts?

      Posted 01 Dec 2021

      Purchased

      American Express Platinum Credit Card

      The new card offer would exclude the spending with top-up grab pay - don't ask me how I found it out - really a bummer. The chat within the Amex app looks like driven not by Artificial Intelligent, but Artificial Idiot. Eventually the AI would give it up and transfer it to a real person.

      0

      What are your thoughts?

    Discussions (0)

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      Popular Products

      AMEX Platinum Credit Card

      Features & Benefits

      + Earn 2 Membership Rewards Points for every S$1.60 spent

      + Enjoy up to 50% savings* at a curated selection of hotels and restaurants island-wide with Love Dining by Platinum

      + Enjoy 1-for-1 first drink and complimentary drinks at some of the most bespoke bars in Singapore with Chillax by Platinum

      + Permanent waiver of miles transfer fee (worth S$40)

      - Annual fee: S$327 (inclusive of GST) must be paid to enjoy welcome offers

      - Please note that while we strive to keep our information as accurate and up to date as possible, it occasionally may be different from what you see when you visit our Partner’s pages.

      Eligibility

      Main cardholder to be 21 years of age, supplementary cardholder to be 18 years of age or older.

      Minimum annual income: Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment

      Fees and Charges

      Minimum Payment: S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.

      Late payment charge: S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

      Interest On Purchases: 26.90% p.a. compounded (27.80% p.a. compounded w.e.f. 3 Oct 2023) if payment of the closing balance in your statements is not made in full; or 29.99% p.a. (3% p.a. on top of prevailing interest w.e.f. 3 Oct 2023) if your account has three or more defaults in the last 12 months

      Interest On Cash Advance: 26.90% p.a. compounded daily from date of withdrawal until the withdrawal amount and the relevant fees are paid in full

      Interest Free Repayment Period: 22 Days

      Terms and conditions of AMEX Platinum Credit Card

      • Transactions made towards Cash Advances, charges for dishonourable cheques, late payment and collection charges, tax refunds from overseas purchases, instalment plans and annual card fees will not earn STAR$. For the full list, please visit AMEX CapitaCard T&Cs.

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.

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