DBS Black Visa Card

DBS Black Visa Card

The DBS Black Visa Card is a popular option thanks to its myriad of cashback perks spanning transport, entertainment, food, flights and online shopping.

New to credit cards? Here's your complete guide to cashback credit cards.

Eligibility for DBS Black Visa Card

• Be at least 21 years old
• Income of S$30,000 and above per annum for Singaporeans and PR
• Income of S$45,000 and above per annum for Foreigners

Fees and Charges for DBS Black Visa Card

• Annual Principle Fee: S$192.60
• Annual Supplementary Card fee: S$96.30 for each supplementary card.
• Fee Waiver: First-year annual fee waiver
• Interest-Free Period: 20 days
• Charges for Card Transactions: 25.90%
• Annual Interest Rate: 25.90%
• Minimum monthly payment: 3% or S$50, whichever is higher
• Late payment charge: S$100
• Cash advance fee: 6% or S$15, whichever is higher
• Overlimit fee: S$40

Key Features and Benefits of DBS Black Visa Card

These are some features of the DBS Black Visa Card and the cashback benefits it has to offer.

Coversion Rate from DBS Points to Miles

Only for Cardmembers who have enrolled into their respective airlines' frequent flyer programme (Subjected to a Minimum number of points to be converted)

• KrisFlyer Miles: 5,000 DBS Points for 10,000 Miles
• Asia Miles: 5,000 DBS Points for 10,000 Miles
• Qantas Points: 5,000 DBS Points for 10,000 Miles
• BIG Points: 500 DBS Points for 1,500 Miles

Terms and Conditions of DBS Black Visa Card

• Promotions are not valid with other on-going promotions and discounts
• For dining privileges, there is a minimum spend requirement unless otherwise stated
• DBS Points will be awarded for every S$5 spend
• For the 0% Interest Instalment Plan, there is an administrative charge of S$150 for early repayment or card account termination
• DBS reserves the rights to approve or reject any instalment plan(s)
• The following transactions types will not qualify for rewards: bill payments, payments towards educational institutions, financial institutions, government institutions, hospitals and more

DBS Contact Info

• Loss of ATM card(s): 1800 339 6963 (SG) or +65 6339 6963 (if overseas)
• Banking and general enquiries: 1800 111 1111 (SG) or +65 6327 2265 (if overseas)

About DBS

Singapore bank DBS was founded in 1968, and currently has over 100 branches islandwide. With assets totalling some $518 million (as of end-Dec 2017), DBS is the largest bank in Southeast Asia - of which its primary shareholder is Temasek Holdings. The bank's key areas of focus include consumer banking, asset management, securities brokerage, treasury and debt fund-raising in Singapore and Hong Kong.

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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