facebookAMEX Gold Card Ratings Jun 2024

AMEX Gold Card

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  • Reviews (5)
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AMEX Gold Card Logo
4.6
5 reviews
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Summary

AMEX Gold Card Review 2024

Since 1850, American Express (AMEX) has remained committed to providing its customers with the best products and services. Some popular credit cards include AMEX CapitaCard, AMEX Platinum Credit Card, AMEX True Cashback Card, AMEX Personal Card and AMEX Singapore Airlines KrisFlyer Credit Card.

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Summary

AMEX Gold Card Review 2024

Since 1850, American Express (AMEX) has remained committed to providing its customers with the best products and services. Some popular credit cards include AMEX CapitaCard, AMEX Platinum Credit Card, AMEX True Cashback Card, AMEX Personal Card and AMEX Singapore Airlines KrisFlyer Credit Card.

AMEX Gold Card

2 Points per $1.60
LOCAL SPEND
2 Points per $1.60
FOREIGN SPEND
0.56 miles per point
CONVERSION

AMEX Gold Card

2 Points per $1.60

LOCAL SPEND

2 Points per $1.60

FOREIGN SPEND

0.56 miles per point

CONVERSION

Reviews (5)

4.6

5 Reviews

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      Posted 09 Jan 2024

      Purchased

      AMEX Gold Card

      Personally have both the Gold Card and Platinum Card, I'd say the Platinum Card is just a luxury upgrade from the Gold Card, unless you travel often, Gold Card is sufficient. The points system is shared for both Gold and Platinum, so spending on either cards allows you to earn points. But do take note it's a CHARGE card, not a credit card. Expect full payment for usage of the card monthly such that you will not be categorised as a defaulter, and incur heavy interest thus affecting your credit score.

      0

      What are your thoughts?

      Posted 25 Jul 2023

      Purchased

      AMEX Gold Card

      The American Express Gold Card is a top-tier credit card that lives up to its reputation as a premium offering. The generous rewards program, dining perks, and travel benefits make it an excellent choice for frequent travelers and food enthusiasts. I highly recommend the Amex Gold Card to anyone looking for a rewarding and all-around exceptional credit card experience.

      0

      What are your thoughts?

      Posted 22 Feb 2022

      Purchased

      AMEX Gold Card

      A very eye-catching card, but there are better reward cards out there (e.g. AMEX True Cashback) since the earn rate of 2MR per $1.60 doesn't really match up.

      2

      What are your thoughts?

      Care to elaborate? Why does the 2MR per $1.60 not match up to the 1.5% Amex true cashback card?

      View 1 replies

      03 Mar 2020

      Purchased

      AMEX Gold Card

      [Promotions and Perks] No credit limit - amazing experience, hassle-free spending Member perks are incredible such as protected purchases and also have member protection in terms of card lost, followed by next day replacement worldwide.

      0

      What are your thoughts?

      Posted 19 Mar 2024

      Purchased

      AMEX Gold Card

      Overall a okay card, many other cards that provide attractive rewards out in the market, wouldn’t particularly recommend.

      0

      What are your thoughts?

    Discussions (0)

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      Eligibility for American Express Gold Card

      To be eligible for the AMEX Gold Card, you'll have to meet the following criteria:

      • 21 years old and above, supplementary card for 18 years of age and older
      • For Singaporeans and PRs: Minimum annual income of S$55,000
      • For foreigners: Minimum annual income of S$60,000

      Fees and Charges for AMEX Gold Card

      • Annual Principle Fee: $180
      • Annual Supplementary Card fee: $110
      • Fee waiver: NA
      • Interest-Free Period: NA
      • Annual Interest Rate: NA
      • Minimum Monthly Payment: Full amount to be repaid monthly
      • Late Payment Charge: 2.5% per month for any overdue previous balance or $90 per month (whichever is greater)
      • Cash Advance Fee: 5% of the amount withdrawn per transaction

      Key Features and Benefits of AMEX Gold Card

      These are some benefits of the AMEX Gold Card has to offer.

      AMEX Gold Card Benefits

      What You'll Get

      Spending Limit

      No spending limit

      Membership Rewards Programme

      Earn 2 Membership Rewards Points for every $1.60 spent

      You may choose to enrol in one of the following two options:

      • Non-Frequent Traveller Option (S$10): Earn Membership Rewards points to redeem dining and shopping rewards.
      • Frequent Traveller Option (S$40): Earn Membership Rewards points to redeem dining & shopping rewards, flights and hotel stays.

      Points do not Expire and no Restriction on the number of points you can accumulate

      Protection

      • Provides coverage for any repair, replacement or reimbursement on eligible purchases made with your card within 90 days of purchase. (Max $8,000 per item and $80,000 per calendar year)
      • For any overseas emergencies, get immediate advice with their 24/7 global helpline at +65 6733 0833

      Charter Membership

      • Exclusively for Gold Charter Members, our dedicated Charter Customer Assist team stands ready to assist you with any request during office hours
      • You can get double your original manufacturer's warranty when you make a purchase using the AMEX Gold Card (Max 48 months)

      AMEX Gold Card - Benefits

      Terms and conditions of American Express Gold Card

      • AMEX Gold Card insurance plan is underwritten by Chubb Insurance Singapore
      • For any lost or misused charge cards, you must notify AMEX immediately via telephone, given that neither you are involved in or benefited from the loss, theft or misuse of the Card, you will not be liable for any unauthorized. Your liability for unauthorized Charges made before we receive notice is limited to S$100
      • If you find a card that was reportedly stolen or lost, you must cut it in half and return the pieces to AMEX
      • $100 charge will be incurred for any lost of stolen card
      • A 2.5% fee will charged for foreign currency transactions

      AMEX Contact Info

      • Credit card support: 1800 295 0500

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.