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UOB PRVI Miles Card
- Overview
- Reviews (15)
- Questions (11)
- More Details
Details
Highlights of UOB PRVI Miles Credit Card
- Up to 4.4 miles for every S$1 spend on overseas dining, shopping and accommodation
- Up to 4.4 miles for every S$1 spend on local public transport
- Up to 4.4 miles for every S$1 spend on grocery through contactless payment
- Up to 3 miles for every S$1 spend on Klook
- Up to 6 miles for every S$1 spend on major airlines and hotels worldwide
- Up to 1.4 miles for every S$1 spend locally
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
Read More about UOB PRVI Miles Card
Reviews (15)
4.2
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Purchased
UOB PRVI Card
[Fee Waivers] Got a 3 years waiver for this card after I insisted on canceling. One of their RM called me back after 4 days and offered this. I accepted it so the call can be short but I have not used the card since I transferred all my miles to KF. [Customer Service] Don't expect UOB CS to be of the same level as AMEX. They don't really listen to your issues. [Miles Card] 1.4mpd is one of the highest. [Others] Take note of the expiry. There is no notice at all.0 comments0 - Updated on 06 Jan 2020
Purchased
UOB PRVI Card
Well the rate is really the highest among the mass market cards, except that the main drawbacks are spending must be in multiples of $5 then the UNI$ will be awarded. If u spend only $4 no UNI$ Bawarded. On top of that there is an expiry date to the points which adds on the pressure of accumulating and using the points0 comments1 - Posted on 23 Nov 2019
Purchased
UOB PRVI Card
My current miles credit card. Good miles per dollar for both overseas and local spending. And it is easy to reach UOB customer service compared to other banks.0 comments2 - Posted on 19 Sep 2019One of the highest entry level miles paying card. Caveat is the 2 years expiry date of the miles which means you need to chalk up the spending within 2 years0 comments0
- Posted on 19 Sep 2019One of the better options out there to earn your miles. With a high miles to dollar rate, it’s the card I would recommend to accumulate your miles with ease.0 comments0
Questions (11)
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Miles
Citi PremierMiles Visa Card
MileLion
UOB PRVI Miles Card
UOB Preferred Platinum Visa Card
AMEX KrisFlyer Ascend Card
OCBC 90 Degrees N Credit Card
Credit Cards
Pang Zhe Liang, Senior Financial Services Consultant at AIA Singapore Private Limited
Top Contributor (Feb)
Level 9. God of Wisdom
Answered on 25 Feb 2020
It depends on the valuation that you give for your MPD. Since different people assign a different value to it, there is no right or wrong answer. For instance, the FX fee may add up to $5. However, I value my miles to be at $6 for the same purchase. As a result, I will choose to pay for the purchase using my miles card instead of a multi-currency card. Here is everything about me and what I do best.
👍 0
MileLion
Citi PremierMiles Visa Card
UOB PRVI Miles Card
DBS Altitude Visa Signature Card
Miles
OCBC 90° N Credit Card
Credit Cards
pat
Level 7. Grand Master
Answered on 10 Feb 2020
Yes, promotion miles are promotion miles. if you can meet the requirement for the promotion, go for it.
👍 0
UOB
UOB PRVI Miles Card
Miles
MileLion
Credit Cards
Aaron Wong, Founder at The Milelion
Level 6. Master
Answered on 06 Jan 2020
So...it appears you've run into UOB's infamous automated UNI$ deduction..."for your convenience" Truth be told, this has been happening for a long time already ( https://milelion.com/2016/11/21/uob-cardholder-with-an-upcoming-annual-fee-better-check-your-uni-balance/ ), and fortunately, it doesn't mean your UNI$ are gone. You call up UOB and apply for a fee waiver via phone banking, just as you would an annual fee charged in cash. If the waiver is approved, great- your UNI$ will be returned to your account. If the waiver is rejected, tell UOB that you want to cancel your card. They'll refund the UNI$ first to reverse the annual fee- and if you have other UOB cards, there's no need to actually convert the UNI$ just yet (they'll be pooled together).
👍 3
MileLion
UOB PRVI Miles Card
Miles
Payments
Credit Cards
What other cards can hold their own against the UOB PRVI Miles Card when it comes to overseas spend?
Elijah Lee, Independent Financial Advisor at Phillip Securities (Jurong East)
Top Contributor (Feb)
Level 10. Unicorn
Answered on 06 Feb 2020
Hi anon, The PRVI Miles 4.4mpd only applies to overseas dining, shopping (including online shopping) and accommodation transactions, capped at S$3,000 till end of last year. The promotion has ended. The best overseas spend card now in general would be OCBC 90N with 4mpd uncapped, till end Feb. After that, your best bet is the BOC Elite miles at 3mpd uncapped for payment processing done out of Singapore, with no strings attached. UOB Visa Signature also has 4mpd on payment processing done out of Singapore but will require a minimum of $1K spent on foreign currency and the benefit is capped at $2K foreign currency per statement month. SCB VI allows 3mpd as well, but requires a minimum of $2K overall spend.
👍 1
MileLion
Miles
UOB PRVI Miles Card
Citi PremierMiles Visa Card
Elijah Lee, Independent Financial Advisor at Phillip Securities (Jurong East)
Top Contributor (Feb)
Level 10. Unicorn
Answered on 05 Feb 2020
I'd take Citi PM in general over the UOB PRIV for 3 reasons: Miles that never expire, an insane number of transfer partners, and miles that can be earned from the first dollar. I hate to be awarded nothing because I bought something worth $4.90 (thanks to their rounding policies), then go home and find 100K UNI$ wiped from my account because I forgot to transfer them out to KF (where another 3 year countdown starts). However, if your expenditure is generally high, the UOB PRVI has its merits, and you'd also be able to accumulate miles faster to burn them, since you have high expenditure.Furthermore, overseas spend is 2.4mpd, so if your expenditure is heavily skewed towards overseas spending, UOB may be a card to consider. If you don't want to go through the trouble of calculating which card earns more miles based on a sample of your expenditure, I'd rather stick with Citi in this case.
👍 1
UOB PRVI Miles Card
MileLion
Miles
UOB
Shopping
Credit Cards
Elijah Lee, Independent Financial Advisor at Phillip Securities (Jurong East)
Top Contributor (Feb)
Level 10. Unicorn
Answered on 24 Dec 2019
Hi, You will have to check for the particular card. Some cards define overseas spend as long as the payment gateway or processing merchant is overseas, especially in the case of BOC EM or UOB PRIV as you have asked. Some cards will define overseas spend as anything that is in foreign currency, which is pretty much any other card. So take that as a guideline.
👍 5
MileLion
UOB PRVI Miles Card
Citi PremierMiles Visa Card
Credit Cards
Elijah Lee, Independent Financial Advisor at Phillip Securities (Jurong East)
Top Contributor (Feb)
Level 10. Unicorn
Answered on 05 Dec 2019
I'd take Citi PM for two reasons: Miles that never expire, and miles that can be earned from the first dollar. I hate to be awarded nothing because I bought a discount pack of wet tissues at $4.90, then go home and find 100K UNI$ wiped from my account because I forgot to transfer them out to KF (where another 3 year countdown starts). However, if your expenditure is generally high, the UOB PRVI has its merits, and you'd also be able to accumulate miles faster to burn them, since you have high expenditure. If you don't want to go through the trouble of calculating which card earns more miles based on a sample of your expenditure, I'd rather stick with Citi in this case.
👍 1
UOB PRVI Miles Card
MileLion
Choon Yuan Chan
Level 9. God of Wisdom
Answered on 04 Dec 2019
SIMPLYgo Mastercard consolidates its simplygo for a few days into one transactions. So its not issue. Also that means you can hit UOB wording of minimum SGD5 per transaction easily due to amstercard conslidating the Simplygo transactions
👍 0
Citi PremierMiles Visa Card
UOB PRVI Miles Card
Credit Cards
Tianshu Dai
Level 2. Rookie
Updated on 07 Jun 2019
Both cards have limits. My suggestion is to have both of them. 1. For miles calculation. We usually didn't think about the spending block. Which UOB has the block in $5 and CITI is in $1. To simplest the usage. You can use CITI to pay any bill which under $20. And use UOB to pay the bill over $20. You can refer to this chart. And here's the formula if you need. UOB=INT(INT(amount/5) 3.5) 2 , CITI=INT(INT(amount) 1.2) ! 2. UOB Amex has a benefit which gives you 20,000 miles every year with $50,000 spending which is the most important attraction to me. The maximum rate under this benefit becomes 1.8miles/dollar. And that's why I apply this Amex one rather than visa one. 3. Amex channel has a lot of limitations which you can not use it to pay tax, telephone bill or insurance(I'm not sure). But to be honest. Citi also changed their policy on Oct 2018 which you can not earn any points from insurance or electric wallet top-up. So if one card has no benefit from certain category spending. Please just choose the other card. Or the rebate card. 4. For the redeem. If you can not earn points very fast. Please choose CITI or even DBS altitude. Their points never expired. Or just use the rebate card which may even better for you. If you can earn points fast. UOB's two-year limit will not be an issue. 5. KEEP YOUR MILES UNDER ONE AIRLINE! Now airlines have different alliances. So use one airline account to redeem different airlines tickets is far than enough for you. Because 1. you usually take SQ. 2. Miles transfer from bank to airlines is blocked in 10k. But your reward ticket uses variable miles. The balance miles always become waste if it's not in your SQ account. Conclusion: No need to consider how many airlines the card support. You only need SQ. 6. Join the miles promotion from CITI. Last year they got 43k miles marathon. This year they have 38k miles activity. Which let you spend 8888 dollars within 2 mths. and pay 288 admin fee to get extra 28k miles. It's not bad. And last year 20X promotion is really good. UOB doesn't have too many promotions. Just the 10miles promotion for Agoda is not bad(have maximum S$1500 limit). But Agoda usually has a lot of rebate for cards which make 10miles promotion not worth. 7. CITI have Priority Pass. UOB doesn't. If you need miles. That means you need lounges. PP gives you the basic lounge access. Better than nothing. You can add Citi to your apple pay. UOB Amex can not. If I can choose only one of them. I'll choose UOB Amex.
👍 3
Miles
UOB
UOB Preferred Platinum Visa Card
UOB PRVI Miles Card
Javier Lim
Level 5. Genius
Updated on 28 Jul 2019
Spending on UOB credit cards does not award you miles directly. Instead they are rewarded in the form UNI$ to be redeemed into miles. Not only do Miles/Travel card earn miles. Reward cards such as UOB Preferred platinum visa (PPV) earn UNI$ which can then be converted into miles. In fact not just UOB Cards work in this manner, DBS Cards work in the same way as well. So to answer your question, Yes you can (with the exception of Cashback/Rebate cards)
👍 6
Load more questions
UOB PRVI Miles
Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.
Eligibility for UOB PRVI Miles
To be eligible for the UOB PRVI Miles, you'll have to meet the following criteria:
- 21 years old and above
- For Singaporeans and PRs: Minimum annual income of S$30,000 or Fixed Deposit collateral of at least S$10,000
- For Foreigners: Minimum annual income of S$40,000 or Fixed Deposit collateral of at least S$10,000
Fees and Charges for UOB PRVI Miles
- Annual Principle Fee: $256
- Annual Supplementary Card fee: First 2 cards free, subsequent cards: $128.40
- Fee Waiver: Available for the first year
- Interest-Free Period: 21 days
- Annual Interest Rate: 25.90%
- Minimum Monthly Payment: 3% or $50, whichever is higher
- Late Payment Charge: $90
- Cash Advance Fee: 6%
- Overlimit Fee: $40
Key Features and Benefits of UOB PRVI Miles
These are some features of the UOB PRVI Miles and the Cashback benefits it has to offer.
- No spending cap
- No minimum spend
- More flight destinations
- No restrictions
Benefits of UOB PRVI Miles | What You'll Get |
|---|---|
Travel | Up to 6 miles for every S$1 spend
|
Hotel | Up to 6 miles for every S$1 spend
|
Complementary Airport Transfer | Free airport transfers to Changi Airport for UOB PRVI miles |
UOB PRVI Travel Butler | Hotline for comprehensive travel assistance |
Insurance | Up to S$500,000 travel insurance coverage |
Cash | Get cash to offset your spending or vouchers |
UOB PRVI Miles - Benefits
UOB PRVI Miles Promotions
- Get 10,000 welcome miles when you sign up with UOB PRVI miles before 31 Dec 19 with a minimum spend of S$6,000 spend within 90 days from the card approval date
Terms and Conditions of UOB PRVI Miles
- Annual waiver applicable upon $50,000 spent on card or more
- For Miles Earn Rate: 1.4 mile or up to 4.4 miles for every S$1 spent locally or overseas respectively
- UOB PRVI Miles Cardmembers be able to get UNI$ for every spending on their UOB PRVI Miles Card
- Cardmembers will get UNI$6 for every S$5 spent on transactions in foreign currencies (equivalent to 2.4 miles for every S$1 spent), where the payment gateway is outside of Singapore, and UNI$3.5 for every S$5 spent on transactions in Singapore Dollars (equivalent to 1.4 miles for every S$1 spent)
- Since 30 November 2019, UNI$ will no longer be awarded for any payment made to Member Financial Institution – Merchandise and Services, Securities – Brokers and Dealers, Stored Value Card Purchase/Load, Betting/Track/Casino/Lotto and Political Organizations
- Every S$1 spend on public transport you are able to get up to 4.4 miles
- Every S$1 spend on groceries you are able to get up to 4.4 miles
- Every S$1 spend on Klook you are able to get up to 3 miles
Cash Rebate Will Not Be Awarded On:
- Payments made to charitable/religious organisations
- Payments government institutions and services
- Cash advancements
- Any late payment charges or interests charges on any Card
- Any fees payable to the bank
UOB Contact Info
- Customer service(Credit card): 1800 222 2121
Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.
You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.