UOB PRVI Card Reviews and Comparison - Seedly
UOB PRVI Card
3.8
6 reviews
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3.8
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  • Posted on 01 Jul 2019
    UOB Privi offers one of the highest miles per dollar spent for local usage. For overseas usage, while the miles offered is high as well, the overseas fee is one of the highest at 3.5%. In addition, this card does not contribute to UOB ONE account card spending. So you need to accumulate the minimum $500 spent monthly on other cards other than this.
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  • One of the must have credit card if you are accumulating miles (Online spending = 1.4 miles per dollar, awarded in blocks of $5). Anything lesser than $5 use Citi Premier. The best part about UOB cards is that the rewards/points are in the same pool unlike Citi. If you have multiple UOB cards, use this instead of DBS Altitude for general spending. Oh. I use this card as my "Ez-link" card to accumulate miles too. No topping up in advance, use as you pay. lol.
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    Michael Lee
    Michael Lee

    01 Oct 2018

    . UOB PRVI Miles World Mastercard and PRVI Miles Visa Cardmembers will also not earn UNI$ for bill payment establishments registered under the MCC of 6300 (Insurance Underwriting, Premiums) and 6399 (Insurance – Default), bill payment with transaction descriptions “AXS Payment” and payment of funds to prepaid accounts with transaction descriptions "EZ Link", "FlashPay ATU", "MB * MONEYBOOKERS.COM", "OANDA ASIA PAC", "PAYPAL * BIZCONSULTA", "PAYPAL * OANDAASIAPA", "PAYPAL * CAPITALROYA", "Saxo Cap Mkts Pts Ltd", "SKR*SKRILL.COM", "TRANSIT LINK" and "WWW.IGMARKETS.COM.SG". Click here for details. With effect from 1 February 2018, UNI$ will not be awarded for payments made to charitable/religious organisations, government institutions and services. With effect from 1 November 2018, (1) UNI$ will not be awarded for all AXS transactions for UOB PRVI Miles Cards; and (2) there will be revisions to the spend exclusion criteria for UNI$ awarding & 20,000 loyalty miles for UOB PRVI Miles American Express® Cards.
  • Updated on 26 May 2018
    1.4 miles per dollar. When theres no paywave, and it doesnt fit under online shopping. This is the card to use for miles junkie. I use it for day to day spending when paywave is not available. Oh ya dont forget to use this for plane tickets for complentary rides to airport in mercs and complentary insurance.
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  • Updated on 21 May 2018
    High general spend local earn rate 1.4mpd (good) High FCY fees 3.25% (bad) Bad signup bonuses currently. 10000miles for first 2k signups.
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  • Updated on 21 May 2018
    I find it difficult to get the miles. Especially even for their advertised promotions. I had on two ocassions made airline bookings from the UOB advertisements (emails) and clicked through with UOB logo website and yet the extra miles / points were not captured. Despite having screenshots of my transactions, the customer service checked with the relevant departments and said I didn’t make valid transactions so no extra miles. I’d rather use other cash back cards that guarantee value instead of this dingdong with customer service. Left a sour taste because I’ve definitely done all the steps required and didn’t get rewarded for it. I would use this card for immediate cash discount promotions eg. They had a promotion with agoda and % discount for UOB privi cards which was a rather good deal. But I won’t use it to collect miles.
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  • Updated on 20 May 2018
    If you are looking for miles to spending ratio for general categories. This card is the best in the field. It also offers the highest miles to expenditure for overseas spent currently (s$1 to 2.4 miles). definitely one of the best miles card at the moment in the market
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Miles

UOB

UOB PRVI Card

UOB Preferred Platinum Visa Card

Spending on UOB credit cards does not award you miles directly. Instead they are rewarded in the form UNI$ to be redeemed into miles. Not only do Miles/Travel card earn miles. Reward cards such as UOB Preferred platinum visa (PPV) earn UNI$ which can then be converted into miles. In fact not just UOB Cards work in this manner, DBS Cards work in the same way as well. So to answer your question, Yes you can (with the exception of Cashback/Rebate cards)

UOB PRVI Card

CITI PremierMiles Visa Card

Credit Card

Tianshu Dai
Tianshu Dai
Level 2. Rookie
Updated on 07 Jun 2019
Both cards have limits. My suggestion is to have both of them. 1. For miles calculation. We usually didn't think about the spending block. Which UOB has the block in $5 and CITI is in $1. To simplest the usage. You can use CITI to pay any bill which under $20. And use UOB to pay the bill over $20. You can refer to this chart. And here's the formula if you need. UOB=INT(INT(amount/5) 3.5) 2 , CITI=INT(INT(amount) 1.2) ! 2. UOB Amex has a benefit which gives you 20,000 miles every year with $50,000 spending which is the most important attraction to me. The maximum rate under this benefit becomes 1.8miles/dollar. And that's why I apply this Amex one rather than visa one. 3. Amex channel has a lot of limitations which you can not use it to pay tax, telephone bill or insurance(I'm not sure). But to be honest. Citi also changed their policy on Oct 2018 which you can not earn any points from insurance or electric wallet top-up. So if one card has no benefit from certain category spending. Please just choose the other card. Or the rebate card. 4. For the redeem. If you can not earn points very fast. Please choose CITI or even DBS altitude. Their points never expired. Or just use the rebate card which may even better for you. If you can earn points fast. UOB's two-year limit will not be an issue. 5. KEEP YOUR MILES UNDER ONE AIRLINE! Now airlines have different alliances. So use one airline account to redeem different airlines tickets is far than enough for you. Because 1. you usually take SQ. 2. Miles transfer from bank to airlines is blocked in 10k. But your reward ticket uses variable miles. The balance miles always become waste if it's not in your SQ account. Conclusion: No need to consider how many airlines the card support. You only need SQ. 6. Join the miles promotion from CITI. Last year they got 43k miles marathon. This year they have 38k miles activity. Which let you spend 8888 dollars within 2 mths. and pay 288 admin fee to get extra 28k miles. It's not bad. And last year 20X promotion is really good. UOB doesn't have too many promotions. Just the 10miles promotion for Agoda is not bad(have maximum S$1500 limit). But Agoda usually has a lot of rebate for cards which make 10miles promotion not worth. 7. CITI have Priority Pass. UOB doesn't. If you need miles. That means you need lounges. PP gives you the basic lounge access. Better than nothing. You can add Citi to your apple pay. UOB Amex can not. If I can choose only one of them. I'll choose UOB Amex.
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UOB PRVI Card

AMEX Singapore KrisFlyer Card

CITI PremierMiles Visa Card

Credit Card

Timothy Tan
Timothy Tan
Level 2. Rookie
Answered on 17 Jan 2019
Utilities - MCC mostly excluded, so the best is still POSB everyday 1% cashback Telco - no cards give bonus so use Citi Premier miles / UOB PRVI Insurance/Tax/Govt - MCC mostly excluded, try go for some other perks like auto splitting payments over a few months with OCBC GE card
About UOB PRVI Card
Card NameUOB PRVI Miles
Local Miles RateS$1 = 1.4 Miles
Special Miles RateOverseas: S$1 = 2.4 Miles

Fees and Charges for UOB PRIVI Card

  • Annual Principle Fee: $256
  • Annual Supplementary Card fee: First 2 cards free, subsequent cards: $128.40
  • Fee waiver: Available for the first year
  • Interest-Free Period: 21 days
  • Annual Interest Rate: 25.90%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $90
  • Cash advance fee: 6%
  • Overlimit fee: $40

Eligibility for UOB PRIVI Card

  • Singaporeans and PR; Minimum annual income of  $30,000
  • Foreigners; Minimum annual income of $40,000

Key features of UOB PRIVI Card

  • Earn up to 10 miles for every $1 spent on selected major airlines and hotels booked through selected partners
  • 1.4 miles for every S$1 spent locally
  • 2.4 miles for every S$1 spent overseas
  • No minimum spend
  • No cap on earned miles

Terms and conditions of UOB PRIVI Card

  • Annual waiver applicable upon $50,000 spent on card or more.
  • For full T&Cs, please visit here.  

 For more info, you can check out UOB PRVI Card page.