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Ratings Breakdown (17)
4.0
- 56
- 46
- 35
- 20
- 10
| Card Name | UOB ONE Card |
|---|---|
| Cashback Rate | 3.3%-5% |
| Monthly Cashback Cap | $50/ $100/ $300 per quarter |
| Monthly Min Spend | $500/ $1,000/ $2,000 |
| Highlights | UOB One bank account holders, large payments (eg wedding, renovation) |
More about UOB One Card
Reviews (17)
Q&A (8)
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- Jacky Yap9 Reviews, 49 UpvotesReviewed on 04 Mar 2019Been using this in conjunction with cardup to get cash back for my monthly rental + automating 4 other monthly expenses into this card to hit the 5% cash back requirements. Similar to other users, once you hit the 2k monthly spend, you can get a 5% cashback and it hits the higher tier UOB One Savings account interest rate. Highly recommended. :)Comments (0)10Share this
- Teresa Wu4 Reviews, 39 UpvotesReviewed on 15 Sep 2018I am using this card to pay for my banquet. Easy to meet the 2k monthly requiremnet to get the 5% rebates. 5 different transactions required so have been allocating 1.6k for the banquet and 4 other transactions.Comments (0)10Share this
- Jin Shun Chia2 Reviews, 62 UpvotesReviewed on 29 Aug 2018Maybe I'm a bit biased but this card fits my spending needs. Used it mainly for insurance, and then followed by bill payments and other fixed recurring expenses. Set it right to $2,000 a month and get $300 credit every quarter. $300/($2,000 x 3) = 5% rebate my credit card bills. Plus extra interest in UOB One account. Happy man here! :)Comments (0)20Share this
- Audrey Ying Liu1 Reviews, 0 UpvotesReviewed on 19 Jun 2018Have been using this card for years, charging my monthly fixed expenses such as insurance, internet, subscriptions, and variable expenses such as transport, groceries, never had a problem hitting the min. spend.Comments (0)00Share this
- Harris Lim2 Reviews, 11 UpvotesReviewed on 13 Jun 2018Perfect for wedding banquet expenses - my wife and I split our banquet payments monthly, $2,000 each, for over a year - and got back a couple of thousands from our spend. Not too bad for something we were already committed to spending on, right/Comments (0)20Share this
- JR Tan2 Reviews, 2 UpvotesReviewed on 30 May 2018Have rebates when you shop at supermarkets but other than not a lot of benefits. An average card to have and I only use it occasionally. Other cards are better!Comments (0)10Share this
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Fees and Charges for UOB One Card
- Annual Principle Fee: $192.60
- Annual Supplementary Card fee: Free (Subsequent card: $96.30)
- Fee waiver: 1-year annual fee waiver
- Interest-Free Period: 21 days
- Annual Interest Rate: 25.90%
- Minimum monthly payment: 3% or $50, whichever is higher
- Late payment charge: $90
- Cash advance fee: 6%
Eligibility for UOB One Card
- Singaporeans and PR; Minimum annual income of $30,000 or fixed deposit collateral of at least $10,000
- Foreigners; Minimum annual income of $40,000 or fixed deposit collateral of at least $10,000
Key features of UOB One Card
- Up to 10% rebate on all Grab transactions
- An additional 5% rebate on Grab rides, food and top-ups (must hit quarterly cash rebate)
- Up to 5% cash rebate based on a retail spend of $2000 with a minimum of 5 transactions per statement month.
- Up to 3.33% cash rebate based on a retail spend of $1,000 or $500 with a minimum of 5 transactions per statement month
Cash Rebate will not be awarded on:
- Payments made to charitable/religious organisations
- Payments government institutions and services
- Cash advancements
- Any late payment charges or interests charges on any Card
- Any fees payable to the bank
For more info, you can check out UOB One’s website here.