UOB One Card Reviews and Comparison - Seedly
Seedly logo
Seedly logo
 

UOB One Card

  • Overview
  • Reviews (94)
  • Questions (0)
  • More Details
Credit Cards/UOB One Card
Credit Cards/UOB One Card

UOB One Card

4.3
94 reviews

USER RATINGS

Speed of Approval

4.4

Ease of Fee Waiver

4.5

Customer Service

4.2
Popular Products

UOB One Card

Up to 10% on Grab
CASHBACK
$300 per quarter
CASHBACK CAP
$2,000
MINIMUM SPEND

    UOB One Card

    Up to 10% on Grab
    CASHBACK
    $300 per quarter
    CASHBACK CAP
    $2,000
    MINIMUM SPEND

Details

UOB ONE Card Review 2020

  • Get up to 10% off on Grab and UOB Travel Transactions
  • Enjoy up to 6% rebates on Singapore Power utility bill
  • Receive up to 5% rebates on all spend per quarter (with min 5 purchase per monthly statement, for 3 months consecutively)
  • Earn up to 3.88% p.a. interest on UOB One Savings Account

UOB ONE is indeed ONE of the best rebate cards and cashback credit cards available in the market. Stand to enjoy up to 10% rebate on all Grab and UOB Travel transactions. up to 6% rebates on Singapore Power utility bill. Receive up to 5% rebates on all spend per quarter, assuming 5 minimum purchases per monthly statement for 3 months consecutively. Get additional rebates with UOB's very own SMART$ Rebate Programme with merchants like Shell, BreadTalk, Air Asia and more. Plus, the UOB ONE card helps contribute to earning bonus rates for if you have a UOB ONE savings account.

Read More about UOB One Card
Reviews (94)

4.3

94 Reviews

  • 5
    47
  • 4
    29
  • 3
    15
  • 2
    3
  • 1
    0

Read Review About...

Most HelpfulMost RecentLow to HighHigh to Low
  • FS
    Fung Siong Ma
    Level 3. Wonderkid
    Updated 19h ago

    Purchased

    UOB One Card

    I’ve been using UOB One Card for some time now & using more of UOB banking services due to the ease of getting it approved and the higher interest rates linked to the UOB One account. Fee waiver process is very smooth & automated.
    0 comments
    0
  • Gabriel Beh
    Gabriel Beh
    Level 3. Wonderkid
    Updated 2w ago

    Purchased

    UOB One Card

    User has to fulfil the criteria to earn bonus interest. If spending goes below criteria for each quarter, you will not qualify for the bonus, which is quite a bummer.
    0 comments
    0
  • Alex Wong
    Alex Wong
    Level 4. Prodigy
    Updated 2w ago

    Purchased

    UOB One Card

    [Cashback Card] This is my No.1 cashback card and that I used to accumulate all the spending to the $2000 every month so that I could enjoy the $300 quarterly cashback. It has been serving me well for a few years. [Promotions and Perks] During the promotion with Grab, it was marvelous and I've been encouraging my friends to apply this card to max out the rebates. Too bad it was ended quite a while, other than that, this card still a very good cash back card! [Useful For...] When you have rents to pay, this card serves the best to bring down your rental a little monthly.
    0 comments
    0
  • Winston Zhang
    Winston Zhang
    Level 2. Rookie
    Updated 2w ago

    Purchased

    UOB One Card

    This is a powerful cashback card if you direct all recurring expenses to this card. The extra 5% cashback on grab transactions is also helpful. The only thing to note is the unique quarters for your card, and the statement cut-off. A useful tip would be to change the statement date so that it is easier for you to work with. Recommend to use this with the One account for maximum cash earning monthly!
    0 comments
    0
  • Tan Yuki
    Tan Yuki
    Level 2. Rookie
    Updated 2w ago

    Purchased

    UOB One Card

    Our main card usage for cashback. So far still the best card for us compared to others. Only wish their card design will be more colorful instead of silver reflect.
    0 comments
    0
Questions (0)
Recent ActivityUnansweredTrending
No questions found.
Popular Products

The Best Credit Cards of 2020 Review: How does UOB ONE compare?

Features of UOB One Credit Card Cashback - up to 10% rebate

Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

Key Features and Benefits of UOB One Card

These are some features of the UOB One Card and the Cashback benefits it has to offer.

UOB One Card Benefit

What You'll Get

Travel

Up to 10% rebate on Grab and UOB Travel transactions

Utility

Up to 6% rebate on Singapore Power Utility

Spending

Up to 5% rebate on all spending

Interest

Up to 3.88% p.a interest on UOB One Account

Fuel

up to 20.8% off at Shell and 24% off at SPC

UOB One Card Benefits

Additional rebate with UOB SMART$ Rebate Programme

SMART$ Merchants

Rebates

City Tours

10%

Shell

7%

United Overseas Insurance

5%

Bread Talk

3%

Cathay Cineplexes

2%

Air Asia

1%

Cold Storage, Market Place, Jasons, Giant, Guardian

0.3%

UOB SMART$ Rebate Programme

UOB One Card Promotions

  • Up to $230 when new to bank apply for UOB One Card, comprising of:
  • $150 Cash Credit when you apply for a UOB Credit Card online with a min spend of S$1,500 within 30 days
  • $80 Cash Credit when you open a UOB Deposit and maintain a minimum of S$5,000 of fresh fund
  • Promotion is valid till 30 June 2020

Eligibility: Who can apply for UOB One Card

To be eligible for the UOB One Card, you'll have to meet the following criteria:

  • 18 years old and above
  • For Singaporeans and PRs: Minimum annual income of S$30,000 or Fixed Deposit collateral of at least S$10,000
  • For Foreigners: Minimum annual income of S$40,000 or Fixed Deposit collateral of at least S$10,000

Fees and Charges

  • Annual Principle Fee: $192.60
  • Annual Supplementary Card fee: $96.30
  • Fee waiver: 1-year annual fee waiver
  • Interest-Free Period: 21 days
  • Annual Interest Rate: 26.90%
  • Minimum Monthly Payment: 3% of the statement balance (or S$50, whichever is greater)
  • Late Payment Charge: $100
  • Cash Advance Fee: 6% per transaction (or S$15, whichever is greater)

Terms and Conditions of UOB One Card

  • Quarterly Cashback is awarded based on the minimum spend in the following manner:
  • Tier 1 Min Spend: At least $500 but less than $1,000 worth of card transactions comprising at least 5 card transactions for the quarter. Quarterly Cash Rebate: $50
  • Tier 2 Min Spend: At least $1,000 but less than $2,000 worth of card transactions comprising at least 5 card transactions for the quarter. Quarterly Cash Rebate: $100
  • Tier 3 Min Spend: At least $2,000 worth of card transactions comprising at least 5 card transactions for the quarter. Quarterly Cash Rebate: $300
  • UOB Travel transactions, excluding online and flight only bookings, you are able to enjoy addition 5% rebate
  • 5% rebate from Grab spending
  • 1% rebate for Singapore Power payment

Cash Rebate Will Not Be Awarded On:

  • Payments made to charitable/religious organisations
  • Payments government institutions and services
  • Cash advancements
  • Any late payment charges or interests charges on any Card
  • Any fees payable to the bank

About UOB

United Overseas Bank (UOB) was incorporated in 6th August 1935 as the United Chinese Bank. Through a series of acquisitions, it is now a leading bank in Asia. Besides Far Eastern Bank in Singapore, UOB’s major banking subsidiaries in the region are United Overseas Bank (Malaysia), United Overseas Bank (Thai), PT Bank UOB Indonesia and United Overseas Bank (China). UOB Group currently has a network of over 500 offices in 19 countries and territories in Asia Pacific, Western Europe and North America.

UOB Contact Info

  • Customer service(Credit card): 1800 222 2121

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.