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UOB One Card

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  • Reviews (135)
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Credit Cards/UOB One Card
Credit Cards/UOB One Card
4.1
135 reviews
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claimed

Unclaimed

This product has not been claimed by the company yet.

USER RATINGS

Speed of Approval

4.5

Ease of Fee Waiver

4.4

Customer Support

4.2

UOB One Card

Up to 10% on Grab

CASHBACK

$300 per quarter

CASHBACK CAP

$2,000

MINIMUM SPEND

[PROMO] Get S$300 cashback. Valid till 31 Oct 2021. T&Cs apply. Learn more below.

UOB One Card

Up to 10% on Grab

CASHBACK

$300 per quarter

CASHBACK CAP

$2,000

MINIMUM SPEND

[PROMO] Get S$300 cashback. Valid till 31 Oct 2021. T&Cs apply. Learn more below.

Details

Product Page Transparency

  • Pays to access additional features

UOB ONE Card Review 2021

  • Get up to 10% off on Grab and UOB Travel Transactions
  • Enjoy up to 6% rebates on Singapore Power utility bill
  • Receive up to 5% rebates on all spend per quarter (with min 5 purchase per monthly statement, for 3 months consecutively)
  • Earn up to 3.88% p.a. interest on UOB One Savings Account

UOB ONE is indeed ONE of the best rebate cards and cashback credit cards available in the market. Stand to enjoy up to 10% rebate on all Grab and UOB Travel transactions. up to 6% rebates on Singapore Power utility bill. Receive up to 5% rebates on all spend per quarter, assuming 5 minimum purchases per monthly statement for 3 months consecutively. Get additional rebates with UOB's very own SMART$ Rebate Programme with merchants like Shell, BreadTalk, Air Asia and more. Plus, the UOB ONE card helps contribute to earning bonus rates for if you have a UOB ONE savings account.

Read More about UOB One Card
Reviews (135)

4.1

135 Reviews

  • 5
    63
  • 4
    44
  • 3
    18
  • 2
    4
  • 1
    6

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    Most HelpfulMost RecentLow to HighHigh to Low
      Posted 16h ago

      Purchased

      UOB One Card

      [Cashback Card] This card gives more generous rebates on everything, but the main problem is that the minimum spending requirements are high (you need to hit the target every month in a quarter to qualify for rebates for that quarter) and confusing. There are some months which I am unable to hit.

      0

      What are your thoughts?

      Reply

      Posted 7d ago

      Purchased

      UOB One Card

      Useful for cashback! Do remember to keep track your statement month and maximise your cashback by planning how much to spend per month to get the intended % cashback that you think you're able to hit. (E.g. if you are eyeing their 5% cashback, do make sure that you can spend at least $2k per month (and check that your spendings are included in the types of spendings listed in their website).

      0

      What are your thoughts?

      Reply

      Posted 8d ago

      Purchased

      UOB One Card

      [Hidden Terms] No membership fee waiver even you call in. Please consider again before you sign up for this card.

      0

      What are your thoughts?

      Reply

      Posted 30 Sep 2021

      Purchased

      UOB One Card

      Fast application and ease of usage. Used to be my favorite card due to the high cash rebate but need to consistently spend for 3 months.

      0

      What are your thoughts?

      Reply

      Posted 22 Sep 2021

      Purchased

      UOB One Card

      Have been using the card for quite some time. Fee waiver process was easy as well. The cashback requirements are easy to be met and there is lesser exclusions as compared to many other credit cards out there. Personally, I am a satisfied uob customer

      0

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    Discussions (0)
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      Exclusive Reward

      Get S$300 cashback

      • Promotion is valid till 31 October 2021
      • Promotion is applicable to subsequent 100 new UOB card applicants
      • A min. spend of S$1,500 must be made on eligible goods and services within 30 days from card approval is required
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      The Best Credit Cards of 2021 Review: How does UOB ONE compare?

      Features of UOB One Credit Card Cashback - up to 10% rebate

      Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

      Key Features and Benefits of UOB One Card

      These are some features of the UOB One Card and the Cashback benefits it has to offer.

      UOB One Card Benefit

      What You'll Get

      Travel

      Up to 10% rebate on Grab and UOB Travel transactions

      Utility

      Up to 6% rebate on Singapore Power Utility

      Spending

      Up to 5% rebate on all spending

      Interest

      Up to 3.88% p.a interest on UOB One Account

      Fuel

      up to 20.8% off at Shell and 24% off at SPC

      UOB One Card Benefits

      Additional rebate with UOB SMART$ Rebate Programme

      SMART$ Merchants

      Rebates

      City Tours

      10%

      Shell

      7%

      United Overseas Insurance

      5%

      Bread Talk

      3%

      Cathay Cineplexes

      2%

      Air Asia

      1%

      Cold Storage, Market Place, Jasons, Giant, Guardian

      0.3%

      UOB SMART$ Rebate Programme

      Eligibility: Who can apply for UOB One Card

      To be eligible for the UOB One Card, you'll have to meet the following criteria:

      • 18 years old and above
      • For Singaporeans and PRs: Minimum annual income of S$30,000 or Fixed Deposit collateral of at least S$10,000
      • For Foreigners: Minimum annual income of S$40,000 or Fixed Deposit collateral of at least S$10,000

      Fees and Charges

      • Annual Principle Fee: $192.60
      • Annual Supplementary Card fee: $96.30
      • Fee waiver: 1-year annual fee waiver
      • Interest-Free Period: 21 days
      • Annual Interest Rate: 26.90%
      • Minimum Monthly Payment: 3% of the statement balance (or S$50, whichever is greater)
      • Late Payment Charge: $100
      • Cash Advance Fee: 6% per transaction (or S$15, whichever is greater)

      Terms and Conditions of UOB One Card

      • Quarterly Cashback is awarded based on the minimum spend in the following manner:
      • Tier 1 Min Spend: At least $500 but less than $1,000 worth of card transactions comprising at least 5 card transactions for the quarter. Quarterly Cash Rebate: $50
      • Tier 2 Min Spend: At least $1,000 but less than $2,000 worth of card transactions comprising at least 5 card transactions for the quarter. Quarterly Cash Rebate: $100
      • Tier 3 Min Spend: At least $2,000 worth of card transactions comprising at least 5 card transactions for the quarter. Quarterly Cash Rebate: $300
      • UOB Travel transactions, excluding online and flight only bookings, you are able to enjoy addition 5% rebate
      • 5% rebate from Grab spending
      • 1% rebate for Singapore Power payment

      Cash Rebate Will Not Be Awarded On:

      • Payments made to charitable/religious organisations
      • Payments government institutions and services
      • Cash advancements
      • Any late payment charges or interests charges on any Card
      • Any fees payable to the bank

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      You can also ask your questions, anonymously if you'd prefer, on Seedly!

      Contact UOB

      • Customer service(Credit card): 1800 222 2121

      About UOB

      United Overseas Bank (UOB) was incorporated in 6th August 1935 as the United Chinese Bank. Through a series of acquisitions, it is now a leading bank in Asia. Besides Far Eastern Bank in Singapore, UOB’s major banking subsidiaries in the region are United Overseas Bank (Malaysia), United Overseas Bank (Thai), PT Bank UOB Indonesia and United Overseas Bank (China). UOB Group currently has a network of over 500 offices in 19 countries and territories in Asia Pacific, Western Europe and North America.

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.

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