Eligibility for Standard Chartered Spree Credit Card

To be eligible for the Standard Chartered Spree Credit Card, you'll have to meet the following criteria:

• 21 to 65 years old
• For Singaporeans and PRs: Minimum annual income of S$30,000
• For Foreigners: Minimum annual income of S$60,000

Fees and Charges for Standard Chartered Spree Credit Card

• Annual Principle Fee: $192.60
• Annual Supplementary Card fee: Free
• Fee waiver: Available
• Annual Interest Rate: Prevailing interest rate of 26.9% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable of 0.074% on a daily basis from the date of withdrawal until receipt of full payment.
• Minimum monthly payment: 1% or $50, whichever is higher
• Late payment charge: $80
• Cash advance fee: 6% per transaction. A minimum fee of S$15 with finance charges of 0.077% per day till the date of full payment
• Overlimit fee: $40

Key Features and Benefits of Standard Chartered Spree Credit Card

These are some features of the Standard Chartered Spree Credit Card and the Cashback benefits it has to offer.

Terms and Conditions of Standard Chartered Spree Credit Card

• Only transactions from selected merchants will be eligible for cashback
• The following transactions are not eligible for cashback: cash advances, reoccurring payments, tax refunds, tax payment, insurance premium charges
• The maximum credit limit available is up to four times your monthly salary
• In the event the Spree Credit Card holder buys an item online and the product turns out as “Non-delivery of the goods” or “Non-compliant goods”, there is an insurance coverage of up to S$1,000
• In the event the Spree Credit Card holder purchases an item online and pays for it in full, using the SCB Spree Credit Card and within 14 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, Allianz will reimburse the price difference up to S$1,000 per Covered Item
• As a part of the go green initiative ABS Consumer Guide and Important Information Document will not be provided and the details can be found online
• Applying and activate the card within the first 30 days, you will be eligible to receive S$80 cashback, which is subjected to the Current and Previous Cashback Cap as defined in the full terms and conditions for this Promotion
• For existing to Standard Chartered principal cardholder and you satisfy all the eligibility criteria, you will be eligible to receive up to S$20 cashback (“Existing CC Cashback”); subject to the Current Cashback Cap and Previous Cashback Cap
• You can check your spending and rewards using the SCB Online app or SCB iBanking app

Standard Chartered Contact Info

• Customer service(Personal Banking): +65 9747 7000

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