Standard Chartered Spree Credit Card Reviews and Comparison - Seedly
Seedly logo
Seedly logo
 

Standard Chartered Spree Credit Card

  • Overview
  • Reviews (15)
  • Questions (0)
  • More Details

SCB Singpost/Spree Card

3% on online spend in foreign currency
CASHBACK
$60
CASHBACK CAP
$0
MINIMUM SPEND

    SCB Singpost/Spree Card

    3% on online spend in foreign currency
    CASHBACK
    $60
    CASHBACK CAP
    $0
    MINIMUM SPEND

Details

Highlights of Standard Chartered Spree Credit Card

  • With no minimum spend and up to S$60 monthly Cashback
  • 3% Cashback when you shop online with foreign currency and all vPost
  • 2% Cashback when you shop online with local currency
  • 1% Cashback on all retail spend

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Read More about Standard Chartered Spree Credit Card
Reviews (15)

4.4

15 Reviews

  • 5
    8
  • 4
    5
  • 3
    2
  • 2
    0
  • 1
    0

Read Review About...

Most HelpfulMost RecentLow to HighHigh to Low
  • Updated 2w ago

    Purchased

    SCB Singpost/Spree Card

    I am using this card for most of my purchases as it gives the highest cashback of 2% compared to other cashback cards with no minimum spend and no cap. I have recommended this card to my children and friends. Currently, there are cash promotions for successful referrals.
    1 comment
    0
    SE Yeang
    SE Yeang

    2w ago

    Sorry there is a cap of $60 per month.
  • Updated 3w ago

    Purchased

    SCB Singpost/Spree Card

    My go-to card for online spending. I'm a minimal spender hence this card would be ideal for me as there's no minimum spend required.
    0 comments
    0
  • Updated 4w ago

    Purchased

    SCB Singpost/Spree Card

    [Cashback Card] You get 2% on all online spend and contact less and mobile payment with no minimum spend. This is what i use credit card for the most, online shopping and to buy food using contact less payment. So it is one of the best cash back card for everyday use.
    0 comments
    0
  • Updated 4w ago

    Purchased

    SCB Singpost/Spree Card

    [Cashback Card] No fuss 1% cash back on almost all transaction back into your statement with no minimum amount spend needed.
    0 comments
    0
  • Updated 4w ago

    Purchased

    SCB Singpost/Spree Card

    Card with no minimum and one of the rare card that provides cashback for Singpost transaction. The high bank administrative charge is a drawback for foreign currency charges. Other than that, it is a decent card for local spending.
    0 comments
    0
Questions (0)
Recent ActivityUnansweredTrending
No questions found.

Standard Chartered Spree Credit Card

Standard Chartered Spree Credit Card

Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

Eligibility for Standard Chartered Spree Credit Card

To be eligible for the Standard Chartered Spree Credit Card, you'll have to meet the following criteria:

  • 21 to 65 years old
  • For Singaporeans and PRs: Minimum annual income of S$30,000
  • For Foreigners: Minimum annual income of S$60,000

Fees and Charges for Standard Chartered Spree Credit Card

  • Annual Principle Fee: $192.60
  • Annual Supplementary Card fee: Free
  • Fee waiver: Available
  • Annual Interest Rate: Prevailing interest rate of 26.9% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable of 0.074% on a daily basis from the date of withdrawal until receipt of full payment.
  • Minimum monthly payment: 1% or $50, whichever is higher
  • Late payment charge: $80
  • Cash advance fee: 6% per transaction. A minimum fee of S$15 with finance charges of 0.077% per day till the date of full payment
  • Overlimit fee: $40

Key Features and Benefits of Standard Chartered Spree Credit Card

These are some features of the Standard Chartered Spree Credit Card and the Cashback benefits it has to offer.

Benefits of Standard Chartered Spree Credit Card

What You'll Get

Cashback

SC EasyBill: Cashback/Rewards/Points on IRAS, Education, Insurance & Rental payment

Credit Card Limit

  • Higher credit card limit. 4x your monthly salary
  • You are able to apply for temporary credit card limit increase

Fund Transfer

0% interest at a one-time processing fee

Instalment Plans

Manage your finances with a 0% interest instalment plan

Mobile Payments

Pay with Apple Pay, Google Pay or Samsung Pay

Standard Chartered Spree Credit Card - Benefits

Standard Chartered Standard Chartered Spree Credit Card Promotions

  • Lock+Store: 15% off storage units
  • vPost: 30% off standard shipment on vPost using promo code "SPREESP". vPost Year End Promotion isa valid from 1st November to 31st December 2019
  • SmartPac: 5% off SmartPac range and Poly M range, with a minimum purchase of five pieces of the same type
  • Singapore Post: 10% Speedpost Priority International Service and Philatelic Store @ GPO (with min spend of S$30, excluding stamps)

Terms and Conditions of Standard Chartered Spree Credit Card

  • Only transactions from selected merchants will be eligible for cashback
  • The following transactions are not eligible for cashback: cash advances, reoccurring payments, tax refunds, tax payment, insurance premium charges
  • The maximum credit limit available is up to four times your monthly salary
  • In the event the Spree Credit Card holder buys an item online and the product turns out as “Non-delivery of the goods” or “Non-compliant goods”, there is an insurance coverage of up to S$1,000
  • In the event the Spree Credit Card holder purchases an item online and pays for it in full, using the SCB Spree Credit Card and within 14 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, Allianz will reimburse the price difference up to S$1,000 per Covered Item
  • As a part of the go green initiative ABS Consumer Guide and Important Information Document will not be provided and the details can be found online
  • Applying and activate the card within the first 30 days, you will be eligible to receive S$80 cashback, which is subjected to the Current and Previous Cashback Cap as defined in the full terms and conditions for this Promotion
  • For existing to Standard Chartered principal cardholder and you satisfy all the eligibility criteria, you will be eligible to receive up to S$20 cashback (“Existing CC Cashback”); subject to the Current Cashback Cap and Previous Cashback Cap
  • You can check your spending and rewards using the SCB Online app or SCB iBanking app

Standard Chartered Contact Info

  • Customer service(Personal Banking): +65 9747 7000

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.