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Standard Chartered Spree Credit Card

  • Overview
  • Reviews (23)
  • Discussions (0)
  • More Details

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Credit Cards/Standard Chartered Spree Credit Card
Credit Cards/Standard Chartered Spree Credit Card
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USER RATINGS

Speed of Approval

4.7

Ease of Fee Waiver

4.7

Customer Support

4.4

SCB Singpost/Spree Card

3% on online spend in foreign currency

CASHBACK

$60

CASHBACK CAP

$0

MINIMUM SPEND

SCB Singpost/Spree Card

3% on online spend in foreign currency

CASHBACK

$60

CASHBACK CAP

$0

MINIMUM SPEND

Details

Highlights of Standard Chartered Spree Credit Card

  • With no minimum spend and up to S$60 monthly Cashback
  • 3% Cashback when you shop online with foreign currency and all vPost
  • 2% Cashback when you shop online with local currency
  • 1% Cashback on all retail spend

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Read More about Standard Chartered Spree Credit Card
Reviews (23)

4.4

23 Reviews

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    15
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    Most HelpfulMost RecentLow to HighHigh to Low
      Posted 4d ago

      Purchased

      SCB Singpost/Spree Card

      It is a great cashback card for fresh grads that just started working. Very underrated and not very widely promoted. It is a good card to have for everyday transaction

      0

      What are your thoughts?

      Reply

      Posted 19d ago

      Purchased

      SCB Singpost/Spree Card

      [Cashback Card] An underrated card in my opinion. Fuss free 2% cashback with no minimum spending is a match make in heaven for low spenders! Do note that there is a monthly cashback cap of $60. [Promotions and Perks] SCB always have ongoing promotion, one should leverage it for free money and gifts!

      0

      What are your thoughts?

      Reply

      Posted 23d ago

      Purchased

      SCB Singpost/Spree Card

      [Useful For...] Used it for over a year now as my first credit card! Fuss-free spending and 2% cashback without having to worry about spending criteria and minimum spend. Used in conjunction with jumpstart account, allows you to schedule payments 2-3 days before the deadline! Never miss a bill payment with it! Best for people who have low monthly CC spend <$500 and want a simple card for daily use.

      0

      What are your thoughts?

      Reply

      29 Jun 2021

      Purchased

      SCB Singpost/Spree Card

      Cs can be improved. But their fb support is quite fast. Overall not much problem using their services

      0

      What are your thoughts?

      Reply

      11 May 2021

      Purchased

      SCB Singpost/Spree Card

      [Cashback Card] For Beginner Fuss-free card for every penny spent Cashback with all categories and no minimum spend Good for cashback lover!

      0

      What are your thoughts?

      Reply

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      Standard Chartered Spree Credit Card

      Standard Chartered Spree Credit Card

      Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

      Eligibility for Standard Chartered Spree Credit Card

      To be eligible for the Standard Chartered Spree Credit Card, you'll have to meet the following criteria:

      • 21 to 65 years old
      • For Singaporeans and PRs: Minimum annual income of S$30,000
      • For Foreigners: Minimum annual income of S$60,000

      Fees and Charges for Standard Chartered Spree Credit Card

      • Annual Principle Fee: $192.60
      • Annual Supplementary Card fee: Free
      • Fee waiver: Available
      • Annual Interest Rate: Prevailing interest rate of 26.9% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable of 0.074% on a daily basis from the date of withdrawal until receipt of full payment.
      • Minimum monthly payment: 1% or $50, whichever is higher
      • Late payment charge: $80
      • Cash advance fee: 6% per transaction. A minimum fee of S$15 with finance charges of 0.077% per day till the date of full payment
      • Overlimit fee: $40

      Key Features and Benefits of Standard Chartered Spree Credit Card

      These are some features of the Standard Chartered Spree Credit Card and the Cashback benefits it has to offer.

      Benefits of Standard Chartered Spree Credit Card

      What You'll Get

      Cashback

      SC EasyBill: Cashback/Rewards/Points on IRAS, Education, Insurance & Rental payment

      Credit Card Limit

      • Higher credit card limit. 4x your monthly salary
      • You are able to apply for temporary credit card limit increase

      Fund Transfer

      0% interest at a one-time processing fee

      Instalment Plans

      Manage your finances with a 0% interest instalment plan

      Mobile Payments

      Pay with Apple Pay, Google Pay or Samsung Pay

      Standard Chartered Spree Credit Card - Benefits

      Standard Chartered Standard Chartered Spree Credit Card Promotions

      • Lock+Store: 15% off storage units
      • vPost: 30% off standard shipment on vPost using promo code "SPREESP". vPost Year End Promotion isa valid from 1st November to 31st December 2019
      • SmartPac: 5% off SmartPac range and Poly M range, with a minimum purchase of five pieces of the same type
      • Singapore Post: 10% Speedpost Priority International Service and Philatelic Store @ GPO (with min spend of S$30, excluding stamps)

      Terms and Conditions of Standard Chartered Spree Credit Card

      • Only transactions from selected merchants will be eligible for cashback
      • The following transactions are not eligible for cashback: cash advances, reoccurring payments, tax refunds, tax payment, insurance premium charges
      • The maximum credit limit available is up to four times your monthly salary
      • In the event the Spree Credit Card holder buys an item online and the product turns out as “Non-delivery of the goods” or “Non-compliant goods”, there is an insurance coverage of up to S$1,000
      • In the event the Spree Credit Card holder purchases an item online and pays for it in full, using the SCB Spree Credit Card and within 14 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, Allianz will reimburse the price difference up to S$1,000 per Covered Item
      • As a part of the go green initiative ABS Consumer Guide and Important Information Document will not be provided and the details can be found online
      • Applying and activate the card within the first 30 days, you will be eligible to receive S$80 cashback, which is subjected to the Current and Previous Cashback Cap as defined in the full terms and conditions for this Promotion
      • For existing to Standard Chartered principal cardholder and you satisfy all the eligibility criteria, you will be eligible to receive up to S$20 cashback (“Existing CC Cashback”); subject to the Current Cashback Cap and Previous Cashback Cap
      • You can check your spending and rewards using the SCB Online app or SCB iBanking app

      Standard Chartered Contact Info

      • Customer service(Personal Banking): +65 9747 7000

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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