facebookStandard Chartered Spree Credit Card Ratings Dec 2024

Standard Chartered Spree Credit Card

  • Key Features
  • Reviews (26)
  • Discussions (0)
  • More Details

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Summary

Standard Chartered Spree Credit Card Review 2024

  • With no minimum spend and up to S$30 monthly Cashback
  • 3% Cashback when you shop online with foreign currency and all vPost
  • 2% Cashback when you shop online with local currency
  • 1% Cashback on all retail spend

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Summary

Standard Chartered Spree Credit Card Review 2024

  • With no minimum spend and up to S$30 monthly Cashback
  • 3% Cashback when you shop online with foreign currency and all vPost
  • 2% Cashback when you shop online with local currency
  • 1% Cashback on all retail spend

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Spree Credit Card

$30
CASHBACK CAP
2% on online spend
LOCAL SPEND
3% on online spend
FOREIGN SPEND
1% cashback on all other retail spend
OTHER SPEND
S$30,000
MINIMUM ANNUAL INCOME

Spree Credit Card

$30

CASHBACK CAP

2% on online spend

LOCAL SPEND

3% on online spend

FOREIGN SPEND

1% cashback on all other retail spend

OTHER SPEND

S$30,000

MINIMUM ANNUAL INCOME

Reviews (26)

4.3

26 Reviews

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Service Rating

Speed of Approval

4.6

Ease of Fee Waiver

4.2

Customer Support

4.1

      Posted 05 Jun 2022

      Purchased

      Spree Credit Card

      Great fuss-free cashback card for low spenders that just want easy cashback without having to worry about minimum spend and spending categories.

      0

      What are your thoughts?

      Posted 06 Sep 2021

      Purchased

      Spree Credit Card

      [Cashback Card] An underrated card in my opinion. Fuss free 2% cashback with no minimum spending is a match make in heaven for low spenders! Do note that there is a monthly cashback cap of $60. [Promotions and Perks] SCB always have ongoing promotion, one should leverage it for free money and gifts!

      0

      What are your thoughts?

      Posted 02 Sep 2021

      Purchased

      Spree Credit Card

      [Useful For...] Used it for over a year now as my first credit card! Fuss-free spending and 2% cashback without having to worry about spending criteria and minimum spend. Used in conjunction with jumpstart account, allows you to schedule payments 2-3 days before the deadline! Never miss a bill payment with it! Best for people who have low monthly CC spend <$500 and want a simple card for daily use.

      0

      What are your thoughts?

      29 Jun 2021

      Purchased

      Spree Credit Card

      Cs can be improved. But their fb support is quite fast. Overall not much problem using their services

      0

      What are your thoughts?

      11 May 2021

      Purchased

      Spree Credit Card

      [Cashback Card] For Beginner Fuss-free card for every penny spent Cashback with all categories and no minimum spend Good for cashback lover!

      0

      What are your thoughts?

      17 Feb 2021

      Purchased

      Spree Credit Card

      [Useful For...] SC Spree, Cap $60 3% on Online Foreign currency spend - Amazon, Aliexpress, iHerb 2% on Online Local SGD spend - eCommerce, Food delivery Contactless & mobile payment - Paywave/Apple Pay/Google pay at restaurants/stores. 1% for any other retail spend Spree is a much better card than Unlimited. I think 2% is generally okay if you are a low spender because you don't have to meet any minimum spending requirements. Of course if you can achieve higher spend and cashback do go for those options. [Customer Service] But my experience with SC has been relatively good. The app works well and never really been on a phonecall with them since secured message can be used. Never paid annual fee before since can be waived easily Chris - Honey Money SG (YouTube)

      2

      What are your thoughts?

      Christopher Chong

      17 Feb 2021

      Content Creator at @HoneyMoneySG

      View 1 other comments

      10 Aug 2020

      Purchased

      Spree Credit Card

      [Promotions and Perks] It is a great card to have for my spendings online and occasionally they have promotions where you can win cash credits on your spendings, like a spin the wheel etc.

      0

      What are your thoughts?

      08 Jul 2020

      Purchased

      Spree Credit Card

      I am using this card for most of my purchases as it gives the highest cashback of 2% compared to other cashback cards with no minimum spend and no cap. I have recommended this card to my children and friends. Currently, there are cash promotions for successful referrals.

      1

      What are your thoughts?

      Sorry there is a cap of $60 per month.

      01 Jul 2020

      Purchased

      Spree Credit Card

      My go-to card for online spending. I'm a minimal spender hence this card would be ideal for me as there's no minimum spend required.

      0

      What are your thoughts?

      24 Jun 2020

      Purchased

      Spree Credit Card

      [Cashback Card] No fuss 1% cash back on almost all transaction back into your statement with no minimum amount spend needed.

      0

      What are your thoughts?

    Discussions (0)

      No Posts Found.

      Eligibility for Standard Chartered Spree Credit Card

      To be eligible for the Standard Chartered Spree Credit Card, you'll have to meet the following criteria:

      • 21 to 65 years old
      • For Singaporeans and PRs: Minimum annual income of S$30,000
      • For Foreigners: Minimum annual income of S$60,000

      Fees and Charges for Standard Chartered Spree Credit Card

      • Annual Principle Fee: $192.60
      • Annual Supplementary Card fee: Free
      • Fee waiver: Available
      • Annual Interest Rate: Prevailing interest rate of 26.9% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable of 0.074% on a daily basis from the date of withdrawal until receipt of full payment.
      • Minimum monthly payment: 1% or $50, whichever is higher
      • Late payment charge: $80
      • Cash advance fee: 6% per transaction. A minimum fee of S$15 with finance charges of 0.077% per day till the date of full payment
      • Overlimit fee: $40

      Key Features and Benefits of Standard Chartered Spree Credit Card

      These are some features of the Standard Chartered Spree Credit Card and the Cashback benefits it has to offer.

      Benefits of Standard Chartered Spree Credit Card

      What You'll Get

      Cashback

      SC EasyBill: Cashback/Rewards/Points on IRAS, Education, Insurance & Rental payment

      Credit Card Limit

      • Higher credit card limit. 4x your monthly salary
      • You are able to apply for temporary credit card limit increase

      Fund Transfer

      0% interest at a one-time processing fee

      Instalment Plans

      Manage your finances with a 0% interest instalment plan

      Mobile Payments

      Pay with Apple Pay, Google Pay or Samsung Pay

      Standard Chartered Spree Credit Card - Benefits

      Terms and Conditions of Standard Chartered Spree Credit Card

      • Only transactions from selected merchants will be eligible for cashback
      • The following transactions are not eligible for cashback: cash advances, reoccurring payments, tax refunds, tax payment, insurance premium charges
      • The maximum credit limit available is up to four times your monthly salary
      • In the event the Spree Credit Card holder buys an item online and the product turns out as “Non-delivery of the goods” or “Non-compliant goods”, there is an insurance coverage of up to S$1,000
      • In the event the Spree Credit Card holder purchases an item online and pays for it in full, using the SCB Spree Credit Card and within 14 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, Allianz will reimburse the price difference up to S$1,000 per Covered Item
      • As a part of the go green initiative ABS Consumer Guide and Important Information Document will not be provided and the details can be found online
      • Applying and activate the card within the first 30 days, you will be eligible to receive S$80 cashback, which is subjected to the Current and Previous Cashback Cap as defined in the full terms and conditions for this Promotion
      • For existing to Standard Chartered principal cardholder and you satisfy all the eligibility criteria, you will be eligible to receive up to S$20 cashback (“Existing CC Cashback”); subject to the Current Cashback Cap and Previous Cashback Cap
      • You can check your spending and rewards using the SCB Online app or SCB iBanking app

      Standard Chartered Contact Info

      • Customer service(Personal Banking): +65 9747 7000

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.

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