I use Spree card for my online purchases especially for overseas transactions, it gives 2% cash back!

Sign up for this card if: 1) you generally spend very little per month 2) make most of your purchase online or contactless Generally, please with this card due to the above, despite the lower cash back % when compared with other credit cards

I have started using this card for it’s cashback for online spending. Generally satisfied with this card and will continue using for online purchases :)

I signed up for this because it has no minimum spend. The application was quick and easy as compared to DBS. However, I reduced the usage of this card as I feel 1-2% cashback is a bit Low. There are more competitive cards outside if you can hit like at least 300 a month

I use this card once I've hit the $500 min spending for my UOB One card. + no min spending for the cashback - ez link top ups not eligible for cashbacks Quite a straightforward card. I like it because there's no need to hit any minimum spending. Granted, the cashback amount is not considered high, it's better than not earning anything since I'm unlikely to hit a 1k min spend per month (for the next tier on UOB One Card), and other cards typically require a min spending of $500 or $600 to qualify for cashback (though their cashback % are usually higher). Yup.. so for me (based on my spending pattern), it's quite a good way to get back that extra few bucks every month. :)

This card is a cashback card. Essentially, its value proposition is similar to the SCB unlimited cashback card, in that it gives you cashback on all types of cc spending without any minimum spend required. The difference here is that it is slightly more specialized:- - it gives 2% cashback on all SGD online spend and all mobile payments (Samsung Pay / Apple Pay / etc) and all contactless payments (Visa Paywave / Mastercard PayPass / etc). This is a very broad category which should cover most of your normal spending. - it gives 3% cashback on all foreign currency online spend - for any other retail spend that doesn't fall into the above categories, you get 1% cashback. For most people, I believe the bulk of your spending will be on online shopping / eating in restaurants or cafes / shop at stores which most likely have a POS contactless terminal. For all these spending, you will likely be able to get the 2% cashback, which is mathematically better than the SCB Unlimied that only gives 1.5% cashback. The only drawback I see are certain transactions which won't qualify for the 2%, such as: - insurance premiums - monthly deductions (e.g. utilities / telco / etc.) - shops which use magnetic swiping instead of contactless terminals For such examples like those above, you should then use the SCB Unlimited card. Hence, I see this card as being complementary to the Unlimited Card. It's my go-to default cashback card for almost all my usual retail spend when I go out dining / shopping with friends.