Standard Chartered Spree Credit Card
- Overview
- Reviews (23)
- Discussions (0)
- More Details
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USER RATINGS
Speed of Approval
Ease of Fee Waiver
Customer Support
SCB Singpost/Spree Card
3% on online spend in foreign currency
CASHBACK
$60
CASHBACK CAP
$0
MINIMUM SPEND
SCB Singpost/Spree Card
3% on online spend in foreign currency
CASHBACK
$60
CASHBACK CAP
$0
MINIMUM SPEND
Details
Highlights of Standard Chartered Spree Credit Card
- With no minimum spend and up to S$60 monthly Cashback
- 3% Cashback when you shop online with foreign currency and all vPost
- 2% Cashback when you shop online with local currency
- 1% Cashback on all retail spend
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
4.4
23 Reviews
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- Posted 22 Sep 2021
Purchased
SCB Singpost/Spree Card
It is a great cashback card for fresh grads that just started working. Very underrated and not very widely promoted. It is a good card to have for everyday transaction0
What are your thoughts?Reply
- Posted 06 Sep 2021
Purchased
SCB Singpost/Spree Card
[Cashback Card] An underrated card in my opinion. Fuss free 2% cashback with no minimum spending is a match make in heaven for low spenders! Do note that there is a monthly cashback cap of $60. [Promotions and Perks] SCB always have ongoing promotion, one should leverage it for free money and gifts!0
What are your thoughts?Reply
- Posted 02 Sep 2021
Purchased
SCB Singpost/Spree Card
[Useful For...] Used it for over a year now as my first credit card! Fuss-free spending and 2% cashback without having to worry about spending criteria and minimum spend. Used in conjunction with jumpstart account, allows you to schedule payments 2-3 days before the deadline! Never miss a bill payment with it! Best for people who have low monthly CC spend <$500 and want a simple card for daily use.0
What are your thoughts?Reply
- Apply at your own risk. The worst customer service from a bank plus the security of our credit card is easily compromised. I was charged for a transport trx when I was sleeping, imagined the surprise when I wake up receiving a notification of the charge. I filed a dispute on ibanking immediately, the bank just proceed to cancel the old card and send me new card. After almost 2 months of wait, they then send me an email stating that this charge cannot be disputed and I should report to the police.
0
What are your thoughts?Reply
- 17 Feb 2021
Purchased
SCB Singpost/Spree Card
[Useful For...] SC Spree, Cap $60 3% on Online Foreign currency spend - Amazon, Aliexpress, iHerb 2% on Online Local SGD spend - eCommerce, Food delivery Contactless & mobile payment - Paywave/Apple Pay/Google pay at restaurants/stores. 1% for any other retail spend Spree is a much better card than Unlimited. I think 2% is generally okay if you are a low spender because you don't have to meet any minimum spending requirements. Of course if you can achieve higher spend and cashback do go for those options. [Customer Service] But my experience with SC has been relatively good. The app works well and never really been on a phonecall with them since secured message can be used. Never paid annual fee before since can be waived easily Chris - Honey Money SG (YouTube)2
Hi there, I am Brian from the Seedly Operations Team. Thank you for leaving a review on Seedly to help our users make smarter financial decisions! However, your review has been flagged as Unsubstantial.
We would appreciate it if you were able to elaborate more on the user experience on the product you had left a review for, in order to better help other users. Examples would also be a big help in helping you demonstrate your experience with the product of rather than promotion of personal content. Don't forget to use word prompts to help you achieve this while also making your review a quality review on Seedly! Do take note that we will be removing your review in 3 working days if you fail to adhere to these community guidelines. Thanks!Christopher Chong
17 Feb 2021
Level 5·Content Creator at YouTube @ Honey Money SG
Done.
What are your thoughts?Reply
- 10 Aug 2020
Purchased
SCB Singpost/Spree Card
[Promotions and Perks] It is a great card to have for my spendings online and occasionally they have promotions where you can win cash credits on your spendings, like a spin the wheel etc.0
What are your thoughts?Reply
- I am using this card for most of my purchases as it gives the highest cashback of 2% compared to other cashback cards with no minimum spend and no cap. I have recommended this card to my children and friends. Currently, there are cash promotions for successful referrals.
1
Sorry there is a cap of $60 per month.
What are your thoughts?Reply
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Standard Chartered Spree Credit Card
Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.
Eligibility for Standard Chartered Spree Credit Card
To be eligible for the Standard Chartered Spree Credit Card, you'll have to meet the following criteria:
- 21 to 65 years old
- For Singaporeans and PRs: Minimum annual income of S$30,000
- For Foreigners: Minimum annual income of S$60,000
Fees and Charges for Standard Chartered Spree Credit Card
- Annual Principle Fee: $192.60
- Annual Supplementary Card fee: Free
- Fee waiver: Available
- Annual Interest Rate: Prevailing interest rate of 26.9% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable of 0.074% on a daily basis from the date of withdrawal until receipt of full payment.
- Minimum monthly payment: 1% or $50, whichever is higher
- Late payment charge: $80
- Cash advance fee: 6% per transaction. A minimum fee of S$15 with finance charges of 0.077% per day till the date of full payment
- Overlimit fee: $40
Key Features and Benefits of Standard Chartered Spree Credit Card
These are some features of the Standard Chartered Spree Credit Card and the Cashback benefits it has to offer.
Benefits of Standard Chartered Spree Credit Card | What You'll Get |
|---|---|
Cashback | SC EasyBill: Cashback/Rewards/Points on IRAS, Education, Insurance & Rental payment |
Credit Card Limit |
|
Fund Transfer | 0% interest at a one-time processing fee |
Instalment Plans | Manage your finances with a 0% interest instalment plan |
Mobile Payments | Pay with Apple Pay, Google Pay or Samsung Pay |
Standard Chartered Spree Credit Card - Benefits
Standard Chartered Standard Chartered Spree Credit Card Promotions
- Lock+Store: 15% off storage units
- vPost: 30% off standard shipment on vPost using promo code "SPREESP". vPost Year End Promotion isa valid from 1st November to 31st December 2019
- SmartPac: 5% off SmartPac range and Poly M range, with a minimum purchase of five pieces of the same type
- Singapore Post: 10% Speedpost Priority International Service and Philatelic Store @ GPO (with min spend of S$30, excluding stamps)
Terms and Conditions of Standard Chartered Spree Credit Card
- Only transactions from selected merchants will be eligible for cashback
- The following transactions are not eligible for cashback: cash advances, reoccurring payments, tax refunds, tax payment, insurance premium charges
- The maximum credit limit available is up to four times your monthly salary
- In the event the Spree Credit Card holder buys an item online and the product turns out as “Non-delivery of the goods” or “Non-compliant goods”, there is an insurance coverage of up to S$1,000
- In the event the Spree Credit Card holder purchases an item online and pays for it in full, using the SCB Spree Credit Card and within 14 calendar days of the date of purchase, finds the exact item being offered at a lower price on another website, Allianz will reimburse the price difference up to S$1,000 per Covered Item
- As a part of the go green initiative ABS Consumer Guide and Important Information Document will not be provided and the details can be found online
- Applying and activate the card within the first 30 days, you will be eligible to receive S$80 cashback, which is subjected to the Current and Previous Cashback Cap as defined in the full terms and conditions for this Promotion
- For existing to Standard Chartered principal cardholder and you satisfy all the eligibility criteria, you will be eligible to receive up to S$20 cashback (“Existing CC Cashback”); subject to the Current Cashback Cap and Previous Cashback Cap
- You can check your spending and rewards using the SCB Online app or SCB iBanking app
Standard Chartered Contact Info
- Customer service(Personal Banking): +65 9747 7000
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