OCBC Titanium Rewards Card Reviews and Comparison - Seedly
 
OCBC Titanium Rewards Card
4.1
16 reviews
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Reviews (16)
4.1
Reviews (16)
4.1
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good card

customer service

credit card

miles card

shopping 10x

10x reward

shopping category

online offline

covers eligible

mcc code

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  • Posted 1d ago

    Purchased

    OCBC Titanium Rewards Card

    Overview: TR card awards you 10X for shopping spend – local, overseas, online and offline. Pros: Most shopping merchants are covered under the eligible MCC codes. No monthly cap, cap is on a yearly basis. To further increase the cap, one can apply for both the pink and blue card to get double the cap. Complimentary use of JetQuay Quayside for quick showers before/after a flight. The card also provides e-commerce protection for online purchases that were not delivered – which many people are not aware of. Cons: It is tough to determine which merchant has which MCC code for it to be eligible for the 10X reward, have to ask the merchant which MCC code does it have. Only 10X reward on shopping category and occasionally a bonus on other categories, though not frequent. Redemption partners quite limited. Overall: is a good card to earn 4 miles per dollar and accelerate your way to redeeming flights
    0 comments
    2
  • Posted 5d ago

    Purchased

    OCBC Titanium Rewards Card

    Sign Up: Applied for this online, smooth sign up process. Fast approval for foreigners and mailed the card within 2 weeks Activation: Via SMS Fees: First 2 years fee waiver, $192.60/year moving forward - Not aware of any rewards for paying the fee. Fee waiver can be requested via the IVR/online Purpose: Rewards card meant for shopping, similar to Citi Rewards/HSBC Revolution/Amex Capitacard etc promising 10x rewards/dollar spend on eligible shopping categories. Rewards do not expire. Transfer: No fees for transferring to Krisflyer. Min Blocks for transfer = 25000 points which equate to 10,000 krisflyer miles Key points to note: 1. OCBC does not provide a rewards statement so it's hard to understand when 10x has been granted or not. I had to call customer service a few time and request them to manually credit the additional 9x for individial transactions which are time consuming. 2. While OCBC claims the rewards are for all online/offline shopping, this is not strictly true. Instead it only covers eligible transactions corresponding to certain MCC codes which are in their Terms and Conditions and not available readily otherwise. I have had a major purchase of 800 dollars for a mattress online declined because it did not correspond to an eligible MCC. hence I have resorted to calling OCBC before every major purchase to confirm if a transaction qualifies as MCC codes are not readily available otherwise. Promotions: Occasionally OCBC will run promotions on 10x rewards on other categories such as dining etc although I have missed these out. Customer Service: I have generally had positive experiences with OCBC customer service and found agents t o be helpful. However, recently there seems to be constant high volumes when calling in. Would love a chat option but not currently available.
    0 comments
    0
  • Posted 5d ago

    Purchased

    OCBC Titanium Rewards Card

    I use this card for fashion shopping as it gives me 10x points for fashion retail shopping. For other purchases it allows me to collect ocbc$ as well which I can accumulate and redeem for shopping vouchers or miles points. Waiver of annual fee was easy and convenient as well. I called OCBC and it was waived on the spot
    0 comments
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  • Posted 1w ago

    Purchased

    OCBC Titanium Rewards Card

    Use this card to make payment fir purchase for online payment and department store. I think it will be good if ocbc could add in dining as one of the category for 10x rebate.
    0 comments
    0
  • Posted 1w ago

    Purchased

    OCBC Titanium Rewards Card

    [Promotions and Perks] Redemption is easy. But there is little information. I have redeemed 8 x $20 ntuc vouchers straight. But never did I know that the validity for the vouchers are just 3 months. There should be some guidance and tips on the redemption. [Bill Payment] Late payment etc is not mentioned until one has to access account. Probably OCBC should have sms reminder to users to make payment. And loyal users should have the late payment fee waived automatically [Miles Card] After calculating, concerting to miles seems to be of disadvantage. Eg to top up and redeem and use with T&C
    0 comments
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  • Posted 2w ago

    Purchased

    OCBC Titanium Rewards Card

    There are Kris flyers miles to redeem and rewards. But hope more choices in terms of lower points for redeem vouchers. Fees waiver should be automatic if monthly you are using the cards for payment.
    0 comments
    0
  • Posted 2w ago

    Purchased

    OCBC Titanium Rewards Card

    While the credit card promises 10× rewards for certain purchases, they hide their t&c in broad categories. I recently changed my air conditioner and made a big purchase on this card hoping to earn 10× as promised. After checking that I did not earn the 10× rewards, I called their customer service to check why. He was professional and promised to call me back after checking with the rewards team. He really called back but he mentioned that the retailer is listed as Electrical Contractor thus I'm not entitled for the 10× rewards (which is worth $100). I will not use the card again for their opaque definitions of electronics, but I have to give credit to their customer service for giving a good reply fast, though not a positive reply.
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  • Posted 2w ago

    Purchased

    OCBC Titanium Rewards Card

    One of the first few credit cards I had and a card i'd likely use for a long time. In combination with the 365 OCBC Credit card, it gives good cashback! Always looking forward to the perks enjoyed with this card. Wildly accepted in many eateries and entertainment sales (with bonuses of cos :)). A great everyday card - from food, groceries, transport to lavish nights out!
    0 comments
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Questions (2)

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OCBC

UOB

OCBC Titanium Rewards Card

UOB Preferred Platinum Visa Card

Credit Card

YY Yin Yu
YY Yin Yu
Level 4. Prodigy
Answered on 08 Jun 2018
If i were you, i would get OCBC Titanium Rewards. At the moment, there is a partnership promotion that allows you to earn up to 11 miles per dollar. Take a look at this page which explains the calculation. http://milelion.com/2018/04/19/ocbc-titanium-rewards-offering-6-mpd-on-mileslife/ By the way, i don't use either of the cards above, i use Citi Rewards, Ascend Amex, Maybank Horizon and DBS World Woman Card to collect miles. One card is not enough to cater for my different needs.

OCBC Titanium Rewards Card

Credit Card

Citi Rewards Credit Card

YY Yin Yu
YY Yin Yu
Level 4. Prodigy
Answered on 08 Jun 2018
I just want to highlight the bonus points about citibank rewards because these two cards offer similar rewards for shopping. From now till 31 July 2018, CR gives 8mpd for Apple Pay transaction. No cap. From now till 8 July 2018 Shop at Lazada and earn 8 miles for every S$1 spent On top of that, they offer Up to 10% Citi Rebate at over 300 locations, including Starbucks, Subway and Sheng Siong. So you are practically getting 2 times rewards. If you are a LiveUp member, you get 8% rebate instead of 5%. Though the above mentioned promotion has validity till July, if you need to apply the card now, grab the opportunity.
About OCBC Titanium Rewards Card
Card NameOCBC Titanium Rewards Card
Rewards RateOnline: $1= 10X OCBC$ All other spend: $1 = 1 OCBC$
HighlightsRewards for both local and overseas spend

Eligibility for OCBC Titanium Rewards Card

  • Singaporeans and PR; Minimum annual income of $30,000
  • Foreigners; Minimum annual income of $45,000

Fees and Charges for OCBC Titanium Rewards Card

  • Annual Principle Fee: $192.60
  • Annual Supplementary Card fee: $96.30
  • Fee waiver: Available for the first 2 years
  • Interest-Free Period: 23 days
  • Annual Interest Rate: 26.88%
  • Minimum monthly payment: 3% or $50, whichever higher
  • Late payment charge: $100
  • Cash advance fee: 6% or $15, whichever higher

Key features of OCBC Titanium Rewards Card

  • Earn up to 10X OCBC$ with online and offline purchases, locally and overseas
  • $1 = 10X OCBC$
  • Earn 10X OCBC$ from selected departmental stores, babies and children wear stores, electronic stores and clothes, shoes and bags stores.
  • e-Commerce protection when you shop online.
  • You can redeem your OCBC$ for rewards here.

 

Terms and conditions of OCBC Titanium Rewards Card

  • OCBC$ capped at 120,000 OCBC$ per year
  • For full Titanium Rewards Card T&Cs, please visit this page
  • For Titanium Rewards FAQ, please visit this page.

 

For more info, you can check out OCBC Titanium Rewards Card’s page.