OCBC Rewards Credit Card
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OCBC Rewards Credit Card
OCBC Rewards Credit Card
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Summary
The rewards credit card that gives you better rewards and greater flexibility when you shop, with up to 10 times the amount of OCBC$ for every S$1 spent in certain retail categories.
+ Earn 10X OCBC$ (or 4 miles) for every S$1 spent at stores and online shopping platforms such as Lazada, Shopee, Amazon, and Qoo10
+ Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides
+ Enjoy complimentary e-commerce protection on all your online purchases made with this card
+ Get an additional 2% cash rebate when you spend at BEST Denki, on top of the 10 OCBC$ earned
+ Get fast approval and use your digital card instantly when you apply via MyInfo
+ Read our full review of the OCBC Rewards Credit Card
- 10 OCBC$ per S$1 earn rate is capped at 120,000 OCBC$ in each card anniversary year
- Min. annual spending of S$10,000 to qualify for automatic annual fee waiver
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Summary
The rewards credit card that gives you better rewards and greater flexibility when you shop, with up to 10 times the amount of OCBC$ for every S$1 spent in certain retail categories.
+ Earn 10X OCBC$ (or 4 miles) for every S$1 spent at stores and online shopping platforms such as Lazada, Shopee, Amazon, and Qoo10
+ Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides
+ Enjoy complimentary e-commerce protection on all your online purchases made with this card
+ Get an additional 2% cash rebate when you spend at BEST Denki, on top of the 10 OCBC$ earned
+ Get fast approval and use your digital card instantly when you apply via MyInfo
+ Read our full review of the OCBC Rewards Credit Card
- 10 OCBC$ per S$1 earn rate is capped at 120,000 OCBC$ in each card anniversary year
- Min. annual spending of S$10,000 to qualify for automatic annual fee waiver
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Discover the OCBC Rewards Credit Card - your key to rewarding shopping experiences! Earn OCBC$ rewards on every purchase, online or in-store, and enjoy exclusive offers. Experience the convenience of contactless payments and elevate your shopping game today.
Unleash shopping rewards with the OCBC Rewards Credit Card! Explore the exciting benefits in the following sections and elevate your shopping experience like never before.
Discover the abundance of OCBC$ rewards points that you can earn. With the OCBC Rewards Card, you stand to earn up to 10x OCBC$ rewards points (equivalent to 4 air miles) per $1 spent on eligible categories.
Merchant Category Code (MCC) | Category Spend | OCBC$ Earn Rate |
---|---|---|
MCC 5311 | Departmental Stores | 10x OCBC$ |
MCC 5611 | Men’s and Boy’s Clothing and Accessories Stores | 10x OCBC$ |
MCC 5621 | Women’s Ready to Wear Stores | 10x OCBC$ |
MCC 5631 | Women’s Accessory and Speciality Stores | 10x OCBC$ |
MCC 5641 | Children’s and Infants’ Wear Stores | 10x OCBC$ |
MCC 5651 | Family Clothing Stores | 10x OCBC$ |
MCC 5661 | Shoe Stores | 10x OCBC$ |
MCC 5691 | Men’s and Women’s Clothing Stores | 10x OCBC$ |
MCC 5691 | Computers, Peripherals, and Software | 10x OCBC$ |
MCC 5045 | Electronics Stores | 10x OCBC$ |
MCC 5732 | Miscellaneous Apparel and Accessory Shops | 10x OCBC$ |
MCC 5699 | All Other Eligible Spends | 1x OCBC$ |
Unlock 10x bonus OCBC$ rewards on your purchases at these top merchants!
Merchants | OCBC$ Earn Rate |
---|---|
Alibaba | 10x OCBC$ |
AliExpress | 10x OCBC$ |
Amazon | 10x OCBC$ |
Courts | 10x OCBC$ |
Daigou | 10x OCBC$ |
Ezbuy | 10x OCBC$ |
IKEA | 10x OCBC$ |
Lazada | 10x OCBC$ |
Mustafa Centre | 10x OCBC$ |
Qoo10 | 10x OCBC$ |
Shopee | 10x OCBC$ |
Taobao | 10x OCBC$ |
Below are the eligibility criteria to apply for an OCBC 365 Credit Card
Eligibility Type | Eligibility Requirements |
---|---|
Minimum Age | 21 Years Old |
Annual Income | $30,000 and above |
Minimum Annual Spend | $10,000 in one year from date of issue |
Find out what are the interest rates and fees tied to the OCBC Rewards Credit Card
Fee Type | Fee Amount |
---|---|
Annual Fee for Principal Card | $194.40 (Waived for the first 2 years) |
Annual Fee for Supplementary Card | $97.20 |
Minimum Spend for Automatic Waiver of Annual Fee | $10,000 annual spend starting from the month card is issued |
Foreign Currency Transaction Fee | 3.25% |
Minimum Payment | $50 or 3% of Total Balance, whichever is higher, plus any overdue amount |
Late Payment Charge | $100 |
Interest on Cash Advance | 28.92% |
Interest On Purchases | 26.88% |
Interest Free Repayment Period | 23 Days |
Miscellaneous Information | Details |
---|---|
Supported Payment Type | Apple Pay, Google Pay, Samsung Pay |
Credit Card Types | World Mastercard |
There is a cap of 120,000 OCBC$ cap on bonus spend per year. So if you are a big spender, do keep track of your spending with the OCBC Rewards Card.
Due to the way the rewards system is structured, you will have to pay extra attention to your transactions as OCBC$ points earned are rounded down to the nearest $5. So if your transaction is worth $99, then you will only be earning OCBC$ for only $95 of your transaction.
In order to qualify for a fee waiver after the first 2 years, you will have to rack up a total spend of minimum $10,000 per year.
Use the OCBC Rewards Credit Card for online purchases at eligible merchants to earn higher OCBC$ rewards. Keep an eye out for promotions and bonus rewards for specific online retailers to get the most out of your online shopping.
Pay attention to bonus categories where you can earn extra OCBC$ rewards. These may include fashion, electronics, travel, or dining. Plan your spending accordingly to maximize rewards in these specific categories.
Utilize the OCBC Rewards Credit Card for all your everyday expenses, including groceries and dining, to accumulate OCBC$ points faster. This way, you can earn rewards on the necessities of daily life.
Monitor your OCBC$ balance regularly and redeem rewards strategically. Choose rewards that align with your interests and lifestyle, whether it's vouchers, gifts, or miles, to make the most of your points.
If you have significant expenses coming up, such as travel or major purchases, time them with promotional periods or bonus rewards categories to earn more OCBC$ on these transactions.
Be aware of the OCBC$ expiry date and redeem your points before they expire to ensure you get the most value from your rewards and avoid losing any earned points.
Telephone: +65 6363 3333
Email: You can write to them at this website address here.
You can also write a physical letter to them addressed to:
OCBC Bank
65 Chulia Street
#01-00
OCBC Centre
Singapore 049513
The Overseas-Chinese Banking Corporation, Limited - or OCBC Bank - is headquartered in Singapore. Its inception in 1932 was the result of a merger of three local banks. As the second-largest bank in Southeast Asia, the multinational banking and financial services has assets of close to $468 billion. It has an Aa1 rating from Moody's, and an AA-rating from Standard & Poor's.
At present, the bank has over 570 branches across 18 countries and regions. Its services range from commercial banking and specialist financial and wealth management to asset management, stockbroking, insurance and treasury services.
Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.
You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.
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