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Maybank Family & Friends Card

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Summary

Maybank Family & Friends Card

Maybank's Family and Friends Credit Card offers attractive cash rebates of up to 8% on daily essentials like groceries, dining and transport across Singapore and Malaysia. Maybank covers some crowd favourite merchants from supermarkets like DON DON DONKI, RedMart, to Deliveroo or Foodpanda for food delivery, and Grab / GOJEK rides for Transport, Disney+ and Netflix for Streaming services. To get the 8% cash rebates, cardholders need to spend a minimum of S$800 per calendar month. But even if you do not hit this minimum spend, you can still receive unlimited 0.3% of rebates. 

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Who is it for?

Minimum Annual Income: S$30,000

Minimum Age: 21

Monthly Spend Required: S$800

Features & Benefits:

+ Earn 8% cashback for 5 spend categories across 10 options

+ Accelerated cashback earn rate categories can be changed annually

+ Monthly cashback cap of S$125

+ Enjoy unlimited 0.3% cash rebates on all spends below S$800

+ 3-year annual fee waiver

+ No annual fee for supplementary card

+ 3 card designs to choose from upon application

+ Read our full review of the Maybank Family & Friends Card

- Min. monthly spend of S$800 to qualify for 8% cashback

- S$25 monthly cashback cap for each bonus category

Fulfilment:

• Promotion Gift will be fulfilled by Maybank

...see more

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Summary

Maybank Family & Friends Card

Maybank's Family and Friends Credit Card offers attractive cash rebates of up to 8% on daily essentials like groceries, dining and transport across Singapore and Malaysia. Maybank covers some crowd favourite merchants from supermarkets like DON DON DONKI, RedMart, to Deliveroo or Foodpanda for food delivery, and Grab / GOJEK rides for Transport, Disney+ and Netflix for Streaming services. To get the 8% cash rebates, cardholders need to spend a minimum of S$800 per calendar month. But even if you do not hit this minimum spend, you can still receive unlimited 0.3% of rebates. 

Product Page Transparency

  • Pays to access additional features

Who is it for?

Minimum Annual Income: S$30,000

Minimum Age: 21

Monthly Spend Required: S$800

Features & Benefits:

+ Earn 8% cashback for 5 spend categories across 10 options

+ Accelerated cashback earn rate categories can be changed annually

+ Monthly cashback cap of S$125

+ Enjoy unlimited 0.3% cash rebates on all spends below S$800

+ 3-year annual fee waiver

+ No annual fee for supplementary card

+ 3 card designs to choose from upon application

+ Read our full review of the Maybank Family & Friends Card

- Min. monthly spend of S$800 to qualify for 8% cashback

- S$25 monthly cashback cap for each bonus category

Fulfilment:

• Promotion Gift will be fulfilled by Maybank

...see more

Maybank Family & Friends Card

8% on Restaurants
CASHBACK
S$125
CASHBACK CAP
8% on Groceries, Food, Dining, Delivery and Transport
OTHER SPEND
S$30,000
MINIMUM ANNUAL INCOME

Maybank Family & Friends Card

8% on Restaurants

CASHBACK

S$125

CASHBACK CAP

8% on Groceries, Food, Dining, Delivery and Transport

OTHER SPEND

S$30,000

MINIMUM ANNUAL INCOME

Reviews (12)

4.5

12 Reviews

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      Posted 22 Apr 2022

      Purchased

      Maybank Family & Friends Card

      [Useful For...] we consolidate our expenses so it was easy to hit the min. monthly spend of $800. Overview of the expenses we charge to the card Groceries: NTUC, Sheng Siong, Cold Storage, Redmart Dining & Food Delivery: restaurants and foodpanda/deliveroo Transport: grab, petrol Telco and Streaming: phone bills, netflix, disney+, hbo The max cashback is $125 per calendar month, with a cap of $25 per category. What i like is that you can choose five categories, out of the 8, for your cashback to be computed (of course, once selected, the selection is fixed for 1 year) [Card Hacks] 1. Maybank is not popularly used for petrol. We still use this card because we pay via the CaltexGo app instead of via the cashier counter, thereby getting a direct 14% (based on the mastercard promotion they have on the app). Coupled with this 8% cashback, that is still quite decent petrol savings we get! 2. just make sure you don't spend more than $312.50 per category every month because of the category cap. Anything beyond, you get a measly 0.3% cashback :(

      3

      What are your thoughts?

      I am using this credit card but the 8% rebates under the preferred categories are subject to MCC (merchant category code) being posted by merchant. If the MCC is not recognised by Maybank, we will not earn the 8% rebates under the preferred categories. For example purchases from Welcia-BHG, tCMshop.sg are not recognised under the "Pharmacy & Wellness" category due to the MCC being used by the merchants. Similarly, if we shop for pet food via shopee, such expenses are not recognised under Retail & Pets category. Also, we may not earn the 8% rebate under Online Fashion if the merchants use a different MCC that is not recognised by Maybank. Payments made via paypal, shopee, lazada, etsy.com may not earn the 8% rebates under the preferred category. So these expenses will then be clubbed under "Other spending" that may earn you 0.3%. It is not practical for users of the credit card to ask every merchant what MCC they will use for billing purpose before we confirm the transaction, yes??

      View 2 replies

      Posted 13 Mar 2022

      Purchased

      Maybank Family & Friends Card

      Maybank lets you choose between a few card designs. Functionality wise, able to set categories and track spending in app easily.

      0

      What are your thoughts?

      Posted 23 Aug 2021

      Purchased

      Maybank Family & Friends Card

      Must have cashback card to consolidate all your spending. Hit the min. spend per month and the cashback is quite generous

      0

      What are your thoughts?

      05 Jan 2021

      Purchased

      Maybank Family & Friends Card

      The strategy for this card is to consolidate bills from telco, food delivery, groceries. $800 minimum spending for 8% rebate, that will be more than the POSB 5% rebate for groceries. Great also if you use for transport such as bus/MRT and grab. All these can be included into the minimum spending.

      0

      What are your thoughts?

      28 Dec 2020

      Purchased

      Maybank Family & Friends Card

      [Cashback Card] Is a very good in cash rebate card...every month when we received the statements, I see around $20 - $50 rebate..per year would around $550 - $600 rebate

      0

      What are your thoughts?

      25 Sep 2020

      Purchased

      Maybank Family & Friends Card

      This is really quite a good card to get for the cashback. Its not that hard to hit the categories, especially for groceries. ALL groceries at major supermarkets can already, meaning you NTUC, Sheng Shiong and Giant. If you like me, don't own a car, I suppose the Grab trips will help you very easily hit their cashback requirements.

      0

      What are your thoughts?

      08 Jul 2020

      Purchased

      Maybank Family & Friends Card

      [Cashback Card] Maybank Family & Friends card provide attractive cash back which will be used to deduct your next bill. No hassle at all

      0

      What are your thoughts?

      Posted 07 Sep 2022

      Purchased

      Maybank Family & Friends Card

      Maybank F&F credit card is a useful card to own for families. With a bigger family unit, purchases for groceries from the supermarkets will be relatively higher than singles, thus easier to hit min spend of $800. Have been using this card as my main card for a long time until the bank revised the minimum spend from $500 to $800, but at the same time increase the cash reward from 5% to 8%.

      0

      What are your thoughts?

      Posted 11 Aug 2022

      Purchased

      Maybank Family & Friends Card

      Quite good as a cashback card. Min spend $800 is not too hard to hit if you consolidate your spending e.g. groceries, ride-hailing, telco, subscriptions etc. I like the flexibility to choose 5 out of the 10 categories (e.g. retail and pets category is not that applicable to me so i swapped out for entertainment) Just need to take note that max cashback for each category is $25 (312.5 spend per month), so once you hit for that month should transfer that spend onto another card.

      0

      What are your thoughts?

      29 May 2021

      Purchased

      Maybank Family & Friends Card

      [Cashback Card] Useful card if you spend a lot on grocery. The qualifying threshold is reasonable (min $800 spend). However, I minus 1 star as rail hailing and online shopping platform spend (shopee/lazada) is not included in the cashback category. Don don donki is included so I have been using it exclusively with don don donki.

      0

      What are your thoughts?

    Discussions (0)

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      Benefits of Maybank Family & Friends Card

      • Maybank's Family and Friends card gives you generous cash rebates of up to 8% all year round with a minimum spend requirement of S$800 on eligible categories.
      • Not hitting the minimum spend will still give you cash rebates at 0.3% with no cap.
      • The 8% cash rebates is capped at S$25 per calendar month per category, amounts exceeding the cap will continue to earn 0.3% rebates.
      • Enjoy 3X interest on your child's savings with Maybank Family Plus when you spend on the best cash back credit card, Maybank Family & Friends Card
      • Enjoy a host of attractive Maybank privileges in Singapore, Malaysia, Indonesia and Philippines
      • Eligible Categories are: Groceries, Dining & food delivery, Transport, Data communication & online TV, Retail & pets, Online fashion, Entertainment, Pharmacy, Sports & Sports Apparels, Beauty & Wellness

      How Maybank Family and Friends Cash Rebates are awarded:

      Monthly Minimum Spend

      Cash Rebates on selected merchants

      Limit

      from S$800

      8%

      up to S$25 per month per category, which totals to a S$125 per calendar month for all eligible categories

      S$0 to S$799

      0.3%

      unlimited

      The updated list of merchants under Maybank Family & Friends Card rebates programmes are:

      Eligible Categories

      Merchants

      Groceries

      • NTUC FairPrice/Finest/X-tra, Cold Storage, Giant, Market Place, Jasons, Sheng Siong, DON DON DONKI, HAO Mart,
      • RedMart, Amazon Fresh
      • and all other grocery stores and supermarkets globally

      Dining and Food Delivery

      • Restaurant dining,
      • Foodpanda and Deliveroo globally

      Transport and Petrol

      • Petrol stations,
      • Contactless bus and train rides,
      • Limousines, Taxi, Grab/GOJEK rides, other passenger transportation services and automotive related services globally

      Data Communication and Online TV Streaming

      • StarHub, Singtel, M1 Limited, Circles.Life, MyRepublic,
      • Disney+, Netflix and/or other telecommunication, pay television, cable and radio services globally

      Retail and Pets

      • POPULAR Bookstores, Toys ‘R’ Us and Yamaha Music,
      • Selected Pets and Veterinary related services globally
      Maybank family & friends card merchant benefits

      Eligibility: Who can apply for Maybank Family & Friends Card

      • Principal cardholders minimum age must be at least 21 years of age  
      • Singaporeans and PR: Minimum annual income of $30,000
      • Malaysian Citizens: Minimum annual income of $45,000, in employment for at least 1 year
      • Foreigner: Minimum annual income of $60,000, in employment for at least 1 year

      Fees and Charges for Maybank Family & Friends Card

      • Annual fee: S$181.80 (first three years waived)
      • Late payment charge: S$100 or 5% of the minimum payment due, whichever is higher
      • Minimum monthly payment: 3% of outstanding balance or S$20, whichever is higher, plus any overdue amounts
      • Interest on purchases: 26.9% per annum subjected to compounding if full payment is not made by payment due date
      • Interest on cash advance: 26.9% per annum compounded daily on the amount withdrawn from the transaction date until the date that full payment is made
      • Fees for foreign currency transactions: Up to 3.25% of the transaction amount

      How to apply for Maybank Family & Friends Card?

      You can apply online, with or without MyInfo, OR visit Maybank branches to apply for the Maybank Family & Friends Card.

      The documents needed to apply for the Maybank Family & Friends Card are as follows:

      For Full-time Employee

      • Photocopy of NRIC (front and back) AND
      • Either of your: Latest 12 months of CPF contribution history, Latest computerised payslip, OR Latest Income Tax Notice of Assessment

      For Self-Employed / Full-Commission Earner

      • Photocopy of NRIC (front and back)
      • Latest 2 years of Income Tax Notice of Assessment

      For Commission/ Variable Income Earner

      • Photocopy of NRIC (front and back)
      • Either of your: Latest 12 months of CPF contribution history, Latest 3 months of computerised payslip, OR Latest Income Tax Notice of Assessment

      Additional documents for Foreigners

      • Valid passport
      • Employment Pass with at least 6 months validity
      • Utilities bill or bank statement with residential address
      • Company letter stating proof of employment of at least 1 year

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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