DBS Altitude Visa Signature Card Reviews and Comparison - Seedly
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DBS Altitude Visa Signature Card

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  • Reviews (50)
  • Questions (42)
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Credit Cards/DBS Altitude Visa Signature Card
Credit Cards/DBS Altitude Visa Signature Card

USER RATINGS

Speed of Approval

4.9

Ease of Fee Waiver

4.9

Customer Service

4.8
Credit Cards/DBS Altitude Visa Signature Card

USER RATINGS

Read reviews

Speed of Approval

4.9

Ease of Fee Waiver

4.9

Customer Service

4.8

DBS Altitude Visa Signature Card

1.2 mpd
LOCAL SPEND
2 mpd
FOREIGN SPEND
4 mpd on Transport
SELECTED SPEND

    DBS Altitude Visa Signature Card

    1.2 mpd
    LOCAL SPEND
    2 mpd
    FOREIGN SPEND
    4 mpd on Transport
    SELECTED SPEND

Details

About DBS (Altitude Visa Signature Card)

DBS Bank Ltd. provides several commercial banking and financial services primarily in Asia. Founded in 1968 and headquartered in Singapore, DBS operates through a network of approximately 280 branches in 18 markets in Asia. DBS Bank Ltd. operates as subsidiary of DBS Group Holdings Ltd.

Read More about DBS Altitude Visa Signature Card
Reviews (50)

4.2

50 Reviews

  • 5
    18
  • 4
    25
  • 3
    5
  • 2
    1
  • 1
    1

Read Review About...

mile card

not mile

annual fee

mile dollar

card credit

earn miles

dbs altitude

fee waiver

priority pass

not expire

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  • Updated on 27 Feb 2020

    Purchased

    DBS Altitude Visa Signature Card

    Simple to use Miles card, quite straightforward in terms of redeeming points etc. The miles have no expiry. [Miles Card]
    0 comments
    0
  • Updated on 05 Feb 2020

    Purchased

    DBS Altitude Visa Signature Card

    Have been using this card for about 1.5 years now. Here's my review of it: Ease of application: Application is extremely easy. Just go to the website (you can Google DBS altitude and the result will come up), and press apply! If you're Singaporean, you can just apply using Singpass. Application took me less than 5 minutes, and I received the card in less than 2 weeks! Usage: The card supports the PayWave function, which means that you can just tap and go at places that offer it. Alternatively, you can swipe the card, or insert it into the card machine that most retailers offer. Using the card will earn you 1.2 miles per dollar or more, depending on the category you spend on. Other advantages: One major advantage that this card has over most other miles card is that the miles collected in the card will never expire! This means that, for low spenders such as myself, we can slowly accumulate the miles! The card also provides free membership for Priority Pass, which allows us to visit airport lounges all over the world twice a year, for free!
    0 comments
    1
  • Updated on 31 Jan 2020

    Purchased

    DBS Altitude Visa Signature Card

    This was the first credit card in my wallet (before I understood the value of having a multi-card strategy for earning miles), and it's been a reliable companion so far, with some unexpected perks! [Application and Approval] Despite being an expat, the paperwork required for the application was painless, approval was quick, and I had my card in no time. Probably nothing new, but for a first-time applicant, the efficiency of the process was impressive. [Bill Payment] Effortless with the DBS Digibank app. [Promotions and Perks] The unexpected perks mentioned earlier came in the form of the 4mpd promo that ran Aug-Dec 2019, and offered 4mpd on train, bus, Grab, and Gojek rides. The bonus miles from this campaign only come in end-Mar 2020, but my commuting habits mean the bonus is meaningful. Ever since adding more cards to the mile-earning arsenal, the use of my trusty Altitude card is somewhat restricted to specific types of spending. But on the whole, I'd recommend it to anyone looking for a decent general spending card with a respectable earn rate.
    0 comments
    1
  • Updated on 26 Jan 2020

    Purchased

    DBS Altitude Visa Signature Card

    [Miles Card] An average miles card that I will only use if there's a running promotion above 1.2 miles. [Others] They only have Singapore airlines, Air Asia and Cathay as their redeeming partners. With the earning rates at 1.2 miles I would rather accumulate under another card with 12 redeeming partners.
    0 comments
    1
  • Updated on 20 Jan 2020

    Purchased

    DBS Altitude Visa Signature Card

    [Promotions and Perks] [Miles Card] [Fee Waivers] If you are looking for miles credit card with free entry to premium lounges (2 times a year) then DBS Altitude can be top of your list. Once you get your card, register your card at "priority pass" website/app where you will be granted 2 visit annually. Got the card for years (probably 4-5 years) and I have never paid for annual fee. Although if you are crazy with miles, you could get bonus miles if you choose to pay the annual fee (but it just doesn't make sense of me to pay annual fee for bonus miles). One negative point is that you will be charge $40+ each time you covert your collected point (DBS Poiint) to miles (I use Krisflyer). One of the best perk with DBS (not necessary Altitude card I pressumed) is you that could convert your eligible purchases to 0% fee installment plan which is REALLY helpful especially when your budget is tight or just for emergency expenses.
    0 comments
    0
Questions (42)

Recent Activity

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Recent ActivityUnansweredTrending

DBS Multiplier Account

Miles

Rent

MileLion

DBS Altitude Visa Signature Card

Credit Cards

Aaron Wong
Aaron Wong, Founder at The Milelion
Level 6. Master
Answered 4w ago
Dont do it- it's considered a cash advance, and not only will you not earn miles, you'll be hit with fees!
👍 1

Fresh Graduates

DBS Altitude Visa Signature Card

DBS Multiplier Account

Credit Cards

You can setup an automatic giro payment for credit card bills. For example, this is the steps for DBS/POSB https://www.dbs.com.sg/personal/support/card-payment-giro-application.html For manual payment you can pay by ibanking which is the most convenient and fastest. The other way is by cheque payment, where you send it together with the paper statement you receive.
👍 2

DBS Altitude Visa Signature Card

MileLion

Miles

Credit Cards

Aik Kai
Aik Kai
Level 7. Grand Master
Answered on 13 Feb 2020
1.2mpd. Here how it works. 1 DBS Point = 2 Miles (Krisflyer or Asia Miles) For every $5 spent, you earn 3 DBS Points, which is 6 Miles. Divide it out (6 Miles/$5) and you get 1.2 MPD. The actual formula (Spending/5) 3. So if i spend $10, throw the numbers into the formula ($10/5) 3=6 DBS Points = 12 Miles. The minimum amount to hit to get points is $1.67. You get points as the minimum spending based on the formula is $1.67. Throw that into the formula, ($1.67/5) 3 = 1 "for every $5 local spend" is just a simpler way to explain. Imagine throwing the formula and $1.67 points at people and you will lose their attention. Cheers
👍 1

MileLion

Citi PremierMiles Visa Card

UOB PRVI Miles Card

DBS Altitude Visa Signature Card

Miles

OCBC 90° N Credit Card

Credit Cards

pat
pat
Level 7. Grand Master
Answered on 10 Feb 2020
Yes, promotion miles are promotion miles. if you can meet the requirement for the promotion, go for it.
👍 0

MileLion

Citi PremierMiles Visa Card

Citibank

DBS Altitude Visa Signature Card

DBS

Miles

Credit Cards

Hi anon, There's no issue to keep both. Citi PM has multiple transfer partners, and DBS Altitude has good earn rates on SQ (3mpd, although you might want to use a 4mpd card such as WWMC (which does have a lower cap). Since miles earned on both cards don't expire, you can quite safely keep both. In fact, I see paying the annual fee as a way to buy miles on both. If you don't want to pay the annual fee, then DBS does have a fee waiver if you spend more then $25K a year. Still, the best thing you can do is to also get a 4mpd card for specialized spend so that you can get more out of your spending.
👍 2

Payments

DBS Altitude Visa Signature Card

DBS

Miles

MileLion

Credit Cards

Mark Chan
Mark Chan, Business Manager at Amobee
Level 5. Genius
Updated on 17 Jan 2020
Hi Colin! Short answer: No Spend on DBS Altitude cards will be rewarded miles in the form of DBS points; which can be converted at the rate of 1 DBS Point to 2 miles. The rewarding of these DBS points is governed by the DBS Rewards Programme Terms and Conditions. Within the DBS Rewards Programme T&Cs, it is stated under clause 2.6 (a) that DBS Points will not be awarded for: - .... - Any top-ups or payment of funds to payment service providers , prepaid cards and any prepaid accounts (including EZ-Link, NETS FlashPay, Singtel Dash and Transit Link); - ... Hence, I strongly believe you are out of luck here. Nonetheless, it's best to reach out to a DBS service representative for their official response :)
👍 0

MileLion

Standard Chartered Visa Infinite X Credit Card

DBS

DBS Altitude Visa Signature Card

Standard Chartered

Citi PremierMiles Visa Card

Citibank

Miles

Credit Cards

Nope. Don't. The usual miles sites such as MainlyMiles or Milelion have crunched the numbers and found that the card is pretty much pointless, you'd be better off for DBS Altitude/Citi PM/OCBC 90N. However do stay updated, if the offer returns, it will be worth it.
👍 5

Miles

Citi PremierMiles Visa Card

DBS Altitude Visa Signature Card

MileLion

OCBC 90° N Credit Card

Bjorn Ng
Bjorn Ng
Level 9. God of Wisdom
Answered on 22 Dec 2019
Well, to keep it plain and simple, OCBC 90N has some promotion now that last till Feb 2020, so that would be my number 1. Next would be DBS Altitude as their promotions are quite good, and last would be Citipremier for the general spend.
👍 2

Multi Currency Cards

Revolut

DBS Altitude Visa Signature Card

Miles

MileLion

Travel

DBS

Credit Cards

In most cases, traditional bank credit cards charge a fee for overseas spending. The fee is dependent on the bank and credit card, and this information can be found in the terms and conditions. For Revolut, there is no transaction fee for overseas spending (up to its limit). Instead, it is a prepaid Mastercard where you top-up the amount you need in local currency (SGD). Then one of the two scenarios happen after you top-up the card: 1. You exchange the currency that you may need based on today's rate. Thereafter, you spend the money in the future. 2. When you are at the merchant site, you swipe the card and the conversion takes place at the interbank exchange rate for that day. Either way, it uses the interbank exchange rate, which in most cases is better than the rates that we see at money changer. Furthermore, it reduces our need to carry huge stacks of cash whenever we go. I will be doing a real world testing in some of my upcoming trips next year. If you are curious to read how it fares, like my Facebook Page and subscribe to my blog's newsletter to receive a notification when the post is up. Here is everything about me and what I do best.
👍 0

MileLion

Payments

Lifestyle

DBS Altitude Visa Signature Card

Miles

Credit Cards

Hi anon, Take your spending (including the decimals), divide by 5, then multiply by 3 to get the 'interim' number of DBS points earned, and then round down to a whole number of points. That will be the final number of points earned. Example: You spent $4. 4/5 3 = 2.4 points, which is then rounded down to 2 points, or 4 miles. For foreign currency, just multiply by 5 instead of 3 to get the interim number of DBS points.
👍 12
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DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

Eligibility for DBS Altitude Visa Signature Card

To be eligible for the DBS Altitude Visa Signature Card, you'll have to meet the following criteria:

  • 21 years old and above
  • For Singaporeans and PRs: Minimum annual income of S$30,000
  • For Foreigners: Minimum annual income of $45,000

Fees and Charges for DBS Altitude Visa Signature Card

  • Annual Principle Fee: $192.60
  • Annual Supplementary Card fee: $96.30
  • Fee waiver: 1 year
  • Interest-Free Period: 20 days 
  • Annual Interest Rate: 25.90%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $100
  • Cash advance fee: 6% or $15, whichever is higher
  • Overlimit fee: $40
  • Foreign currency transaction fee: 2.8%

Key Features and Benefits of DBS Altitude Visa Signature Card

These are some features of the DBS Altitude Visa Signature Card and the Cashback benefits it has to offer.

DBS Altitude Visa Signature Card Benefits

What You'll Get

Singapore Airlines Miles

S$1 = 4 miles on Singapore Airline tickets booked through DBS Travel MarketPlace

Online Flight and Hotel Booking

S$1 = 3 miles on online flight & hotel transactions (capped at S$5,000 per month)

Overseas Spending (Foreign Currency)

S$1 = 2 miles on overseas spend

Local Spending

S$1 = 1.2 miles on local spend

Travel Insurance

Up to S$1 mil coverage for you and your family members

DBS Altitude Visa Signature Card - Benefits

Exclusive Offers for DBS Altitude Visa Signature Card

  • Global Airport Lounge Access: Access to over 1,200 airport lounges worldwide: 2 free lounge visits within each 12-month period of your membership
  • Convert Bus and Train rides to Miles: With SimplyGo, earn up to 4 miles per S$1 in your rides
  • VISA Digital Concierge: Exclusive privileges such as complimentary breakfast and room upgrades at luxury hotels around the world, special dining offers, discounted golf privileges at over 30 clubs in Asia
  • Golf Benefits: 30% off green fees in participating Golf Clubs in APAC until 31st Dec 2019
  • Airport Transport Service: Enjoy 15% off retail rates on airport transfer service when you pay with your DBS Altitude Visa Signature Card until 31 Dec 2019
  • Visit Japan with Visa: Enjoy attractive offers with your DBS Altitude Visa Signature Card when you visit Japan

Terms and Conditions of DBS Altitude Visa Signature Card

  • DBS Altitude Visa Signature Card annual fee waiver will be automatically implemented if user’s past 12 months spend is $25,000 or more. However, the card user will not be eligible for the 10,000 bonus miles
  • 5,000 DBS points (10,000 miles) will be credited to the Principal Card account 3 months after the annual fee is charged
  • The annual DBS Frequent Flyer Programme (FFP) fee of $42.80 (including GST) is applicable and non-waivable. Enrolment in FFP is needed to convert your DBS Points to air miles
  • Principle and Supplementary card spendings will be consolidated for the calculation of Qualifying Spending
  • Miles will not expire

DBS Contact Info

  • Customer service:  1800 111 1111

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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