DBS Altitude Visa Signature Card Reviews and Comparison - Seedly
 

DBS Altitude Visa Signature Card

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  • Reviews (46)
  • Questions (39)
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Credit Cards/DBS Altitude Visa Signature Card
Credit Cards/DBS Altitude Visa Signature Card

USER RATINGS

Speed of Approval

4.9

Ease of Fee Waiver

4.9

Customer Service

4.8
Credit Cards/DBS Altitude Visa Signature Card

USER RATINGS

Read reviews

Speed of Approval

4.9

Ease of Fee Waiver

4.9

Customer Service

4.8

DBS Altitude Visa Signature Card

1.2 mpd
LOCAL SPEND
2 mpd
FOREIGN SPEND
4 mpd on Transport
SELECTED SPEND

    DBS Altitude Visa Signature Card

    1.2 mpd
    LOCAL SPEND
    2 mpd
    FOREIGN SPEND
    4 mpd on Transport
    SELECTED SPEND

Details

About DBS (Altitude Visa Signature Card)

DBS Bank Ltd. provides several commercial banking and financial services primarily in Asia. Founded in 1968 and headquartered in Singapore, DBS operates through a network of approximately 280 branches in 18 markets in Asia. DBS Bank Ltd. operates as subsidiary of DBS Group Holdings Ltd.

Read More about DBS Altitude Visa Signature Card
Reviews (46)

4.2

46 Reviews

  • 5
    18
  • 4
    22
  • 3
    4
  • 2
    1
  • 1
    1

Read Review About...

mile card

annual fee

not mile

card credit

dbs altitude

fee waiver

mile dollar

pay annual

point dbs

priority pass

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  • Updated 14h ago

    Purchased

    DBS Altitude Visa Signature Card

    [Promotions and Perks] [Miles Card] [Fee Waivers] If you are looking for miles credit card with free entry to premium lounges (2 times a year) then DBS Altitude can be top of your list. Once you get your card, register your card at "priority pass" website/app where you will be granted 2 visit annually. Got the card for years (probably 4-5 years) and I have never paid for annual fee. Although if you are crazy with miles, you could get bonus miles if you choose to pay the annual fee (but it just doesn't make sense of me to pay annual fee for bonus miles). One negative point is that you will be charge $40+ each time you covert your collected point (DBS Poiint) to miles (I use Krisflyer). One of the best perk with DBS (not necessary Altitude card I pressumed) is you that could convert your eligible purchases to 0% fee installment plan which is REALLY helpful especially when your budget is tight or just for emergency expenses.
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    0
  • Posted 4w ago

    Purchased

    DBS Altitude Visa Signature Card

    Really easy to apply online using myInfo with SingPass. The best part of this is that the miles do not expire, good for low spenders who are also into the miles game. The mpd from this card is not that good though, pros and cons of giving you the no expiry benefit. Other benefits are such as the reward of 10,000 miles from paying the SGD192.60 annual fees, which is quite worth it to me considering the mpd gotten from it. For the sake of comparison, Citi PremierMiles also has the same mpd and the miles doesn't expire too but Citi PremierMiles would be better because it has more Transfer Partners, meaning you can get your miles from a lot more airlines as compared to DBS Altitude. Signed up for Altitude mostly because of wanting to maximize the bonus interest on DBS Multiplier account, on top of the miles do not expire part. Do take note as well that you have to sign up for the complimentary PriorityPass membership, and that it doesn't come automatically once you have gotten the DBS Altitude card.
    0 comments
    1
  • Posted 4w ago

    Purchased

    DBS Altitude Visa Signature Card

    Very easy to apply and the card was received promptly. There are better cards for miles in the market.
    0 comments
    0
  • Posted on 19 Dec 2019

    Purchased

    DBS Altitude Visa Signature Card

    Even though this doesn't have the best mpd, using this cause my miles do not expire. I have a multiplier account and using this to double dip with Grabpay. Great card overall.
    0 comments
    0
  • Posted on 04 Dec 2019

    Purchased

    DBS Altitude Visa Signature Card

    Really love DBS as a bank! Always responsive and customer service is great :) Altitude is good as miles don't expire and 2 mpd is decent for overseas spending
    0 comments
    0
Questions (39)

Recent Activity

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Credit Card

Payments

DBS Altitude Visa Signature Card

DBS

Miles

MileLion

Mark Chan
Mark Chan, Business Manager at Amobee
Level 4. Prodigy
Updated 3d ago
Hi Colin! Short answer: No Spend on DBS Altitude cards will be rewarded miles in the form of DBS points; which can be converted at the rate of 1 DBS Point to 2 miles. The rewarding of these DBS points is governed by the DBS Rewards Programme Terms and Conditions. Within the DBS Rewards Programme T&Cs, it is stated under clause 2.6 (a) that DBS Points will not be awarded for: - .... - Any top-ups or payment of funds to payment service providers , prepaid cards and any prepaid accounts (including EZ-Link, NETS FlashPay, Singtel Dash and Transit Link); - ... Hence, I strongly believe you are out of luck here. Nonetheless, it's best to reach out to a DBS service representative for their official response :)

MileLion

Standard Chartered Visa Infinite X Credit Card

DBS

DBS Altitude Visa Signature Card

Standard Chartered

Citi PremierMiles Visa Card

Citibank

Credit Card

Miles

Nope. Don't. The usual miles sites such as MainlyMiles or Milelion have crunched the numbers and found that the card is pretty much pointless, you'd be better off for DBS Altitude/Citi PM/OCBC 90N. However do stay updated, if the offer returns, it will be worth it.

MileLion

Credit Card

Citi PremierMiles Visa Card

Citibank

DBS Altitude Visa Signature Card

DBS

Miles

If your intention is to chase after miles, keep both cards and pay annual fees on both. Paying annual fee will give you 10k miles for $192~ per card which is a great conversion rate. I have both cards but focus more on Premier miles among the two. But I'm using boc elite miles as the accrual rate is better. Only thing is the miles expire and its more cumbersome to transfer the miles to a frequent flyer programme.

Miles

Citi PremierMiles Visa Card

OCBC 90 Degrees N Credit Card

DBS Altitude Visa Signature Card

MileLion

Bjorn Ng
Bjorn Ng
Top Contributor

Top Contributor (Dec)

Level 9. God of Wisdom
Answered on 22 Dec 2019
Well, to keep it plain and simple, OCBC 90N has some promotion now that last till Feb 2020, so that would be my number 1. Next would be DBS Altitude as their promotions are quite good, and last would be Citipremier for the general spend.

Credit Card

Multi Currency Cards

Revolut

DBS Altitude Visa Signature Card

Miles

MileLion

Travel

DBS

In most cases, traditional bank credit cards charge a fee for overseas spending. The fee is dependent on the bank and credit card, and this information can be found in the terms and conditions. For Revolut, there is no transaction fee for overseas spending (up to its limit). Instead, it is a prepaid Mastercard where you top-up the amount you need in local currency (SGD). Then one of the two scenarios happen after you top-up the card: 1. You exchange the currency that you may need based on today's rate. Thereafter, you spend the money in the future. 2. When you are at the merchant site, you swipe the card and the conversion takes place at the interbank exchange rate for that day. Either way, it uses the interbank exchange rate, which in most cases is better than the rates that we see at money changer. Furthermore, it reduces our need to carry huge stacks of cash whenever we go. I will be doing a real world testing in some of my upcoming trips next year. If you are curious to read how it fares, like my Facebook Page and subscribe to my blog's newsletter to receive a notification when the post is up. Here is everything about me and what I do best.

MileLion

Credit Card

Payments

Lifestyle

DBS Altitude Visa Signature Card

Miles

Hi anon, Take your spending (including the decimals), divide by 5, then multiply by 3 to get the 'interim' number of DBS points earned, and then round down to a whole number of points. That will be the final number of points earned. Example: You spent $4. 4/5 3 = 2.4 points, which is then rounded down to 2 points, or 4 miles. For foreign currency, just multiply by 5 instead of 3 to get the interim number of DBS points.

Credit Card

Fresh Graduates

AMEX Singapore KrisFlyer Card

DBS Altitude Visa Signature Card

Miles

Travel

MileLion

Wallace Chai
Wallace Chai
Top Contributor

Top Contributor (Dec)

Level 9. God of Wisdom
Answered on 10 Dec 2019
I would go to citi premiermiles card. As there ks no cap and no minimum spending. 1.5x miles for every dollar. No expiry as well

Credit Card

DBS Altitude Visa Signature Card

Grab

Fave

Savings

Lifestyle

Payments

MileLion

SG Budget Babe

Miles

Cashback

Technically, quadruple dipping is possible, e.g. you spend at a CapitaMall, earning STAR$ under their programme (bonus 50% with a passion card linked to your STAR$), cashback on Fave, grabpoints on grabpay, which you topped up with an eligible card, earning 4mpd. The DBS promo grants you 4 mpd for Grab and gojek until 31 Dec 19, capped at S$1,200 for the entire period . Registration is required. Grabpay is not explicitly mentioned so it would be better to call in to check. Supposedly Citi Rewards Visa users are getting 4 mpd on this. Or, the Amex KF cards if you really want to be sure of getting the extra mpd.

DBS Altitude Visa Signature Card

Singtel

Miles

Credit Card

StarHub

MileLion

Choon Yuan Chan
Choon Yuan Chan
Top Contributor

Top Contributor (Dec)

Level 9. God of Wisdom
Answered on 06 Dec 2019
You can earn 1.2 miles paying Singtel bills. However truthfully there are better ways. Use uob preferred platinum, top up to grab to earn 4mile per dollar top up. Then use your grabpay credit to pay singtel/starhub bills via axs mobile app payment method use grabpay

MileLion

Credit Card

Miles

Fresh Graduates

DBS Altitude Visa Signature Card

Citi PremierMiles Visa Card

Both cards are very similar, but I will take Citi PM, as they have far more transfer partners. I also like the extra mpd (up to 10!) with Citi when booking hotels on Kaligo/Agoda/Expedia. If you travel for business and can book your own hotels and claim back from your company, this can be a killer way to accumulate miles If you are crediting your salary to DBS multiplier account however, the DBS Altitude may be an option since it counts towards your interest bonus. That's about the one thing it has that edges out Citi PM.
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DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

Eligibility for DBS Altitude Visa Signature Card

To be eligible for the DBS Altitude Visa Signature Card, you'll have to meet the following criteria:

  • 21 years old and above
  • For Singaporeans and PRs: Minimum annual income of S$30,000
  • For Foreigners: Minimum annual income of $45,000

Fees and Charges for DBS Altitude Visa Signature Card

  • Annual Principle Fee: $192.60
  • Annual Supplementary Card fee: $96.30
  • Fee waiver: 1 year
  • Interest-Free Period: 20 days 
  • Annual Interest Rate: 25.90%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $100
  • Cash advance fee: 6% or $15, whichever is higher
  • Overlimit fee: $40
  • Foreign currency transaction fee: 2.8%

Key Features and Benefits of DBS Altitude Visa Signature Card

These are some features of the DBS Altitude Visa Signature Card and the Cashback benefits it has to offer.

DBS Altitude Visa Signature Card Benefits

What You'll Get

Singapore Airlines Miles

S$1 = 4 miles on Singapore Airline tickets booked through DBS Travel MarketPlace

Online Flight and Hotel Booking

S$1 = 3 miles on online flight & hotel transactions (capped at S$5,000 per month)

Overseas Spending (Foreign Currency)

S$1 = 2 miles on overseas spend

Local Spending

S$1 = 1.2 miles on local spend

Travel Insurance

Up to S$1 mil coverage for you and your family members

DBS Altitude Visa Signature Card - Benefits

Exclusive Offers for DBS Altitude Visa Signature Card

  • Global Airport Lounge Access: Access to over 1,200 airport lounges worldwide: 2 free lounge visits within each 12-month period of your membership
  • Convert Bus and Train rides to Miles: With SimplyGo, earn up to 4 miles per S$1 in your rides
  • VISA Digital Concierge: Exclusive privileges such as complimentary breakfast and room upgrades at luxury hotels around the world, special dining offers, discounted golf privileges at over 30 clubs in Asia
  • Golf Benefits: 30% off green fees in participating Golf Clubs in APAC until 31st Dec 2019
  • Airport Transport Service: Enjoy 15% off retail rates on airport transfer service when you pay with your DBS Altitude Visa Signature Card until 31 Dec 2019
  • Visit Japan with Visa: Enjoy attractive offers with your DBS Altitude Visa Signature Card when you visit Japan

Terms and Conditions of DBS Altitude Visa Signature Card

  • DBS Altitude Visa Signature Card annual fee waiver will be automatically implemented if user’s past 12 months spend is $25,000 or more. However, the card user will not be eligible for the 10,000 bonus miles
  • 5,000 DBS points (10,000 miles) will be credited to the Principal Card account 3 months after the annual fee is charged
  • The annual DBS Frequent Flyer Programme (FFP) fee of $42.80 (including GST) is applicable and non-waivable. Enrolment in FFP is needed to convert your DBS Points to air miles
  • Principle and Supplementary card spendings will be consolidated for the calculation of Qualifying Spending
  • Miles will not expire

DBS Contact Info

  • Customer service:  1800 111 1111

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