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Citi Cash Back Plus Card

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  • Reviews (16)
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Credit Cards/Citi Cash Back Plus Card
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Citi Cash Back Plus Card

Up to 4.5%

CASHBACK

Unlimited

CASHBACK CAP

$0

MINIMUM SPEND

[PROMO] Get Ergotune Supreme or Apple Watch SE or S$350 cash. Valid till 31 Oct 2021. T&Cs apply. Learn more below.

Citi Cash Back Plus Card

Up to 4.5%

CASHBACK

Unlimited

CASHBACK CAP

$0

MINIMUM SPEND

[PROMO] Get Ergotune Supreme or Apple Watch SE or S$350 cash. Valid till 31 Oct 2021. T&Cs apply. Learn more below.

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Citi Cash Back Plus Card Review 2021

  • Citi Cash Back+ Card gives you 1.6% UNLIMITED cash back on your spend
  • With no minimum spend requirement and no limit on cash back earned.
  • The cashback you earn goes directly into your account and does not expire.
  • Redeem your cashback for cash rebate or offset your purchases easily via SMS.
  • Additionally, first-timers get to enjoy a Welcome gift of 4.5% cash back of up to S$5,000 spend (up to S$225 cash back) in the first 3 months.
  • Cardholders get to enjoy a first-year annual fee waiver, worth S$192.60.
Read More about Citi Cash Back Plus Card
Reviews (16)

3.6

16 Reviews

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      Posted 6d ago

      Purchased

      Citi Cash Back Plus Card

      Easy to maintain with no minimum spend and do not have to constantly worry about hitting ‘target’ in order to get more rebate. Super straight forward to redeem the cashback too!

      0

      What are your thoughts?

      Reply

      Posted 23d ago

      Purchased

      Citi Cash Back Plus Card

      [Cashback Feature] This is one of my main credit cards right now as there is no minimum spend and a simple 1.6% cashback. I have to SMS to redeem the cashback, but its easily tracked on the app how much I have remaining. I find it easy to accumulate cashback with my regular spending habits and it simplifies my life since I don't have to exchange points and so on. [Promotions] I was new to Citi cards so I joined using the $350 cashback promo. That was pretty good, although it took awhile and the promo was a little manual so onus was on me to submit required details to receive the $350 cashback. [App] It's a pretty good app experience and recently they've added more features to make opening a linked bank account easier. I like how they're digitizing and the app is user friendly. [Bill Payment] No hassle. I just use FAST to pay my bills.

      0

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      Posted 24 Jul 2021

      Purchased

      Citi Cash Back Plus Card

      Cashback rate of 1.6% was highest in the market until UOB Absolute came in, nevertheless, their partnerships with various dining merchants came in handy

      0

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      Reply

      14 Jun 2021

      Purchased

      Citi Cash Back Plus Card

      [Cashback Card] If you don't spend a lot around $400-500 monthly, this is a decent cashback card, since it gives a 1.6% cashback with no minimum spend. Saying this cause I have a DBS Livefresh card and most months I don't qualify for the 5% cashback cause of their $600 minimum spend. [Promotions and Perks] To be completely honest, I signed up for it to get the S$350 cash promotion. The promotion is for new Citi cardholders only but if you've had a Citi card before like me, you can still qualify if your previous card has been closed for more than 12 months. [Customer Service] Navigating the hotline to get in touch with a human agent was painful. But once the human agent came on, her customer service was pretty good, they got the job done. [Card Opening Experience] The card opening experience was by no means intutive. After filling up my particulars, we were required us to create a Citibank account. But as a former cardholder, using my old account returned an error message on Citibank site which told us to contact CS. It took me 30 min to get CS on the line to finally clarifiy that the application has been received. So there was no problem to begin with. After that, I was approved within 3 days and got the card within a week. Hopefully CItibank fixes this issue soon.

      0

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      12 May 2021

      Purchased

      Citi Cash Back Plus Card

      Works well. If you have big purchases, you can benefit from the cashback. Cashback comes in SMS. It is not the most intuitive but i guess it works.

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      Exclusive Rewards

      Get Ergotune Supreme (worth S$599) or Apple Watch SE (worth S$419) or S$350 cash via PayNow

      • Promotion is valid from 18 to 31 October 2021
      • Promotion is applicable to Citi Credit Cardholders
      • Existing cardholders will receive S$30 cash via PayNow with no min. spend
      • Min. spend of S$500 on eligible goods and services within 30 days of card approval is required
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      Benefits of Citi Cash Back Plus Card

      • Citi Cash Back+ Card gives you 1.6% UNLIMITED cash back on your spend*
      • With no minimum spend requirement and no limit on cash back earned.
      • The cashback you earn goes directly into your account and does not expire.
      • Redeem your cashback for cash rebate or offset your purchases easily via SMS.
      • First-year credit card fee gets waived
      • First-timers get a Welcome Gift of 4.5% cashback - consisting of 1.6% base rate + 2.9% bonus rate, in the first 3 months. For this limited-time promotion, cashback is capped at S$225 casback. Promotion valid till 31 May 2021.
      • Enjoy Citi World Privileges like exclusive deals from dining to shopping.
      • Complimentary travel insurance when you charge your airfare to your Citi Cash Back+ Card
      • Ability to link EZ-Pay to your Citi Cash Back+ Card allowing you to conveniently access Electronic Road Pricing (ERP) gantries islandwide.

      *Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember’s Agreement

      Eligibility: Who can apply for Citi Cash Back+ Card

      • Age: 21 years old and above
      • Income: S$30,000 annually for Singaporeans and Permanent Residents, or S$42,000 per annum for Foreigners.

      Documents required for application of Citi Cash Back Plus Card:

      • For Salaried Employees: A copy of your NRIC/passport, latest original computerized pay slip or Tax Notice of Assessment or last 12 months CPF statement.
      • For Self-Employed Individuals: A copy of your NRIC/passport, last 2 years Income Tax Notice of Assessment and last 3 months' bank statements.
      • For Foreigners: A copy of your passport and work permit, a copy of utility or telephone bill or bank statement with applicant's name and address, Income Tax Notice of Assessment and latest original computerized pay slip.

      Fees for Citi Cash Back+ Card

      • Main Card: S$192.60 (inclusive of GST)
      • Supplementary Card: S$96.30 (inclusive of GST)
      • First year fee waived for Main and two (2) Supplementary Cards

      Contact Citibank

      • Apply Online, via the link above, or Visit your nearest Citibank branch
      • Tel: 6225 5225

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.

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