Citi Cash Back Plus Credit Card
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Summary
Citi Cash Back Plus Card
Citibank Cash Back Plus Card is a no-frills cash back credit card that offers a simple flat cash back rate without any minimum spend. It is perfect for high-spenders who can make full use of the unlimited cash back.
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S$450 Shopee Vouchers; or
S$400 Cash via PayNow
- SingSaver Exclusive Offer promotion is valid until 6 July 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Product Page Transparency
- Pays to access additional features
Frequently Asked Questions
Why you should apply for Citi Cash Back Plus Card?
- Cashback is unlimited with the Citi Cash Back Plus Card
- Simple flat 1.6% Cashback rate across all transactions with no minimum spend with the Citi Cash Back Plus Card
Can you enjoy annual fee waiver for Citi Cash Back Plus Card?
- Yes, the annual fee for the Citi Cash Back Plus Card of $196.20 (inclusive of GST) is waived for the first year
Who should apply for the Citi Cash Back Plus Card?
- High spenders with enough expenses incurred to make full use of the unlimited Cashback on offer from the Citi Cash Back Plus Card
- Fuss-free credit card users
What is the minimum income requirement for the Citi Cash Back Plus Card?
- Singapore/PR: Minimum Income of S$30,000
- Non-Singaporean Minimum Income of S$42,000
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
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Summary
Citi Cash Back Plus Card
Citibank Cash Back Plus Card is a no-frills cash back credit card that offers a simple flat cash back rate without any minimum spend. It is perfect for high-spenders who can make full use of the unlimited cash back.
SingSaver Exclusive Offer:
Dyson WashG1™ wet floor cleaner (worth S$999) (Top up S$100); or
Dyson Airstrait™ straightener (worth S$799) (Top up S$80); or
Dyson Digital Slim Submarine™ (worth S$699) (Top up S$50); or
Dyson Airwrap™ Origin multi-styler and dryer (worth S$549); or
S$450 Shopee Vouchers; or
S$400 Cash via PayNow
- SingSaver Exclusive Offer promotion is valid until 6 July 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Product Page Transparency
- Pays to access additional features
Frequently Asked Questions
Why you should apply for Citi Cash Back Plus Card?
- Cashback is unlimited with the Citi Cash Back Plus Card
- Simple flat 1.6% Cashback rate across all transactions with no minimum spend with the Citi Cash Back Plus Card
Can you enjoy annual fee waiver for Citi Cash Back Plus Card?
- Yes, the annual fee for the Citi Cash Back Plus Card of $196.20 (inclusive of GST) is waived for the first year
Who should apply for the Citi Cash Back Plus Card?
- High spenders with enough expenses incurred to make full use of the unlimited Cashback on offer from the Citi Cash Back Plus Card
- Fuss-free credit card users
What is the minimum income requirement for the Citi Cash Back Plus Card?
- Singapore/PR: Minimum Income of S$30,000
- Non-Singaporean Minimum Income of S$42,000
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
3.6
29 Reviews
Service Rating
Speed of Approval
Ease of Fee Waiver
Customer Support
High to Low
Posted 15 Feb 2025
Purchased
Citi Cash Back Plus Card
A simple and fuss free credit card to collect cashback. Good for general payments where you cannot earn higher discounts.0
What are your thoughts?Posted 04 Jan 2025
Purchased
Citi Cash Back Plus Card
Overall a pretty decent one-for-all card, which can be used for literally anything and you can earn cashback on it. The cashback however is quite limiting in redemption as it can only be redeemed in $50 blocks (if I remember correctly)0
What are your thoughts?Posted 26 Mar 2024
Purchased
Citi Cash Back Plus Card
[Cashback Card] [Useful For...] - Daily spending - there is no minimum spend so it is really a fuss-free card that everyone need to have - the app interface is really easy to use - it processes your transactions really fast and you are able to see your full transaction in almost real time [Promotions and Perks] - sign up with moneysmart or singsaver as there is always sign up bonus/gifts!! [Card Hacks] - pair it with instarem/nium card for more perks!! [Customer Service] - super efficient and helpful - dont have to wait/listen to the music. the customer service staff picks up the call really fast!! [Bill Payment] - fast and simple interface to use!0
What are your thoughts?Posted 11 Oct 2022
Purchased
Citi Cash Back Plus Card
Applied with moneysmart for the free iPad. Good condition and card easy to use and pay bills. Fee waiver also have a dedicated line for it0
What are your thoughts?Posted 17 May 2022
Purchased
Citi Cash Back Plus Card
[Useful For...] Everyday use. I use this for everything including taking the public transport, groceries, shopping, even topping up grab/shopee pay [Promotions and Perks] Has a certain % of cashback every time you make a purchase so am quite happy. Best is accumulate the cashback till $50 and you can one shot use the cashback. [Fee Waivers] Fee waiver is super smooth and easy. Is an automated call so just follow the instructions carefully and you can waive the annual fee. [Bill Payment] Easy too. Using another bank to pay bills for this was quite smooth and quick. Will take a few days to reflect the payment but overall still ok0
What are your thoughts?Posted 21 Oct 2021
Purchased
Citi Cash Back Plus Card
Easy to maintain with no minimum spend and do not have to constantly worry about hitting ‘target’ in order to get more rebate. Super straight forward to redeem the cashback too!0
What are your thoughts?Posted 24 Jul 2021
Purchased
Citi Cash Back Plus Card
Cashback rate of 1.6% was highest in the market until UOB Absolute came in, nevertheless, their partnerships with various dining merchants came in handy0
What are your thoughts?Posted 31 Mar 2023
Purchased
Citi Cash Back Plus Card
[Cashback Card] Good for large spendings as there is no cap to cashback limit. Use for wedding, furniture etc. Other than that, other CCs do provide more niche usage with higher cashback. If you are lazy, this card can be your go-to as well.0
What are your thoughts?Posted 11 Oct 2022
Purchased
Citi Cash Back Plus Card
[Useful For...] Everyday purchases. Able to get cashback on most spending. [Bill Payment] Easy bill payment, done so through another bank account and just had to add card as payee. [Cashback Card] Loved that there isn't a cap on cashback or any minimum monthly spend required.0
What are your thoughts?Posted 17 Jan 2022
Purchased
Citi Cash Back Plus Card
Cashback card that requires you to accumulate in up to certain denominations and then you have to send sms to claim the cashback in the following billing statement. Not automatic cashback!0
What are your thoughts?
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Benefits of Citi Cash Back Plus Card
- Citi Cash Back+ Card gives you 1.6% UNLIMITED cash back on your spend*
- With no minimum spend requirement and no limit on cash back earned.
- The cashback you earn goes directly into your account and does not expire.
- Redeem your cashback for cash rebate or offset your purchases easily via SMS.
- First-year credit card fee gets waived
- First-timers get a Welcome Gift of 4.5% cashback - consisting of 1.6% base rate + 2.9% bonus rate, in the first 3 months. For this limited-time promotion, cashback is capped at S$225 casback. Promotion valid till 31 May 2021.
- Enjoy Citi World Privileges like exclusive deals from dining to shopping.
- Complimentary travel insurance when you charge your airfare to your Citi Cash Back+ Card
- Ability to link EZ-Pay to your Citi Cash Back+ Card allowing you to conveniently access Electronic Road Pricing (ERP) gantries islandwide.
*Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember’s Agreement
Eligibility: Who can apply for Citi Cash Back+ Card
- Age: 21 years old and above
- Income: S$30,000 annually for Singaporeans and Permanent Residents, or S$42,000 per annum for Foreigners.
Documents required for application of Citi Cash Back Plus Card:
- For Salaried Employees: A copy of your NRIC/passport, latest original computerized pay slip or Tax Notice of Assessment or last 12 months CPF statement.
- For Self-Employed Individuals: A copy of your NRIC/passport, last 2 years Income Tax Notice of Assessment and last 3 months' bank statements.
- For Foreigners: A copy of your passport and work permit, a copy of utility or telephone bill or bank statement with applicant's name and address, Income Tax Notice of Assessment and latest original computerized pay slip.
Fees for Citi Cash Back+ Card
- Main Card: S$196.20 (inclusive of GST)
- Supplementary Card: S$96.30 (inclusive of GST)
- First year fee waived for Main and two (2) Supplementary Cards
Contact Citibank
- Apply Online, via the link above, or Visit your nearest Citibank branch
- Tel: 6225 5225
Contact us at [email protected] should you require any assistance or spot any inaccuracies.
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