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Citi Cash Back Plus Card

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Summary

Citi Cash Back Plus Card

Citibank Cash Back Plus Card is a no-frills cash back credit card that offers a simple flat cash back rate without any minimum spend. It is perfect for high-spenders who can make full use of the unlimited cash back.

Citi Cash Back Plus Card Promotions

SingSaver Exclusive Promotion:Ā Receive a Dyson Supersonic (worth S$699) or Dyson V8 Slim Fluffy (worth S$509) or Nintendo Switch OLED (worth S$549) or S$300 cash via PayNow

  • Promotion valid only for new card members
  • All cardholders will need to activate and spend a minimum S$500 within 30 days of card approval
  • Successful applicants must ensure that their credit card is valid and in good standing (not cancelled or blocked) at the point of gift fulfilment, and must retain and not cancel it for a period of 12 months from the date of approval
  • Reward may be retracted or cancelled if the card is cancelled before this 12-month period
  • No promotion for existing card members
  • Promotion period: 1 August - 1 October 2023
  • Terms and Conditions. ClickĀ here

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  • Pays to access additional features

Why you should apply for Citi Cash Back Plus Card?

  • Cashback is unlimited with the Citi Cash Back Plus Card
  • Simple flat 1.6% Cashback rate across all transactions with no minimum spend with the Citi Cash Back Plus Card

Can you enjoy annual fee waiver for Citi Cash Back Plus Card?

  • Yes, the annual fee for the Citi Cash Back Plus Card of $192.60 (inclusive of GST) is waived for the first year

Who should apply for the Citi Cash Back Plus Card?

  • High spenders with enough expenses incurred to make full use of the unlimited Cashback on offer from the Citi Cash Back Plus Card
  • Fuss-free credit card users

What is the minimum income requirement for the Citi Cash Back Plus Card?

  • Singapore/PR: Minimum Income of S$30,000
  • Non-Singaporean Minimum Income of S$42,000

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

...see more

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Summary

Citi Cash Back Plus Card

Citibank Cash Back Plus Card is a no-frills cash back credit card that offers a simple flat cash back rate without any minimum spend. It is perfect for high-spenders who can make full use of the unlimited cash back.

Citi Cash Back Plus Card Promotions

SingSaver Exclusive Promotion:Ā Receive a Dyson Supersonic (worth S$699) or Dyson V8 Slim Fluffy (worth S$509) or Nintendo Switch OLED (worth S$549) or S$300 cash via PayNow

  • Promotion valid only for new card members
  • All cardholders will need to activate and spend a minimum S$500 within 30 days of card approval
  • Successful applicants must ensure that their credit card is valid and in good standing (not cancelled or blocked) at the point of gift fulfilment, and must retain and not cancel it for a period of 12 months from the date of approval
  • Reward may be retracted or cancelled if the card is cancelled before this 12-month period
  • No promotion for existing card members
  • Promotion period: 1 August - 1 October 2023
  • Terms and Conditions. ClickĀ here

Product Page Transparency

  • Pays to access additional features

Why you should apply for Citi Cash Back Plus Card?

  • Cashback is unlimited with the Citi Cash Back Plus Card
  • Simple flat 1.6% Cashback rate across all transactions with no minimum spend with the Citi Cash Back Plus Card

Can you enjoy annual fee waiver for Citi Cash Back Plus Card?

  • Yes, the annual fee for the Citi Cash Back Plus Card of $192.60 (inclusive of GST) is waived for the first year

Who should apply for the Citi Cash Back Plus Card?

  • High spenders with enough expenses incurred to make full use of the unlimited Cashback on offer from the Citi Cash Back Plus Card
  • Fuss-free credit card users

What is the minimum income requirement for the Citi Cash Back Plus Card?

  • Singapore/PR: Minimum Income of S$30,000
  • Non-Singaporean Minimum Income of S$42,000

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

...see more

Citi Cash Back Plus Card

1.6%
CASHBACK
Unlimited
CASHBACK CAP
S$30,000
MINIMUM ANNUAL INCOME

Citi Cash Back Plus Card

1.6%

CASHBACK

Unlimited

CASHBACK CAP

S$30,000

MINIMUM ANNUAL INCOME

šŸ“£ SIGN-UP BONUS

Receive a Dyson Supersonic (worth S$699) or Dyson V8 Slim Fluffy (worth S$509) or Nintendo Switch OLED (worth S$549) or S$300 cash via PayNow

Valid till 01 Oct 2023. T&Cs apply.

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Reviews (26)

3.4

26 Reviews

5
4
4
12
3
4
2
3
1
3

Service Rating

Speed of Approval

4.4

Ease of Fee Waiver

4.4

Customer Support

3.6

      04 Jun 2020

      Purchased

      Citi Cash Back Plus Card

      Simple cash back card that does what it says. Unlimited cashback no minimum spend and cashback lasts forever. Really simple and suitable for anyone for everyday use.

      0

      What are your thoughts?

      Posted 24 Jul 2023

      Purchased

      Citi Cash Back Plus Card

      I've not been able to redeem my Citi Cashback over the past weekend. I called their hotline today and the customer service was appalling. Essentially, I was told that they don't know when the system maintenance will be up and I should try again later (even if I've been trying for the past 4 days). I queried what should I do if it still doesn't work and would I have to call back again to be told the same. This is such bad customer service. They don't even have a way to find out what is the current status of their system. I've never been this disappointed by Citi till today.

      0

      What are your thoughts?

      Posted 31 Mar 2023

      Purchased

      Citi Cash Back Plus Card

      [Cashback Card] Good for large spendings as there is no cap to cashback limit. Use for wedding, furniture etc. Other than that, other CCs do provide more niche usage with higher cashback. If you are lazy, this card can be your go-to as well.

      0

      What are your thoughts?

      Posted 11 Oct 2022

      Purchased

      Citi Cash Back Plus Card

      [Useful For...] Everyday purchases. Able to get cashback on most spending. [Bill Payment] Easy bill payment, done so through another bank account and just had to add card as payee. [Cashback Card] Loved that there isn't a cap on cashback or any minimum monthly spend required.

      0

      What are your thoughts?

      Posted 11 Oct 2022

      Purchased

      Citi Cash Back Plus Card

      Applied with moneysmart for the free iPad. Good condition and card easy to use and pay bills. Fee waiver also have a dedicated line for it

      0

      What are your thoughts?

      Posted 14 Sep 2022

      Purchased

      Citi Cash Back Plus Card

      Don't see any use for this card in my credit card portfolio, except for perhaps to be paired with Amaze when I've busted my overseas FCY caps across other cards. 1.6% cashback locally is irrelevant; I'd go for alternatives even if I were to go down the cashback route. You can't use this for GPMC topups unlike Amex TCB either so...pass.

      0

      What are your thoughts?

      Posted 07 Sep 2022

      Purchased

      Citi Cash Back Plus Card

      redemption of cash rebate mechanism is a hassle; not automatic. no particular standout point regarding this card

      0

      What are your thoughts?

      Posted 17 May 2022

      Purchased

      Citi Cash Back Plus Card

      [Useful For...] Everyday use. I use this for everything including taking the public transport, groceries, shopping, even topping up grab/shopee pay [Promotions and Perks] Has a certain % of cashback every time you make a purchase so am quite happy. Best is accumulate the cashback till $50 and you can one shot use the cashback. [Fee Waivers] Fee waiver is super smooth and easy. Is an automated call so just follow the instructions carefully and you can waive the annual fee. [Bill Payment] Easy too. Using another bank to pay bills for this was quite smooth and quick. Will take a few days to reflect the payment but overall still ok

      0

      What are your thoughts?

      Posted 16 Mar 2022

      Purchased

      Citi Cash Back Plus Card

      [Cashback Card] Decent cash back card that has no minimum spend requirement. [Fee Waivers] Fee waiver process was pretty quick as well by chatting with customer support through the app [Others] Process of getting the cash back is a bit of a hassle as you have to send an SMS to citibank to request for the cash back and it can only be redeemed in fixed denominations. Would be much better if the cash back was directly credited in full to the user's account

      0

      What are your thoughts?

      Posted 17 Jan 2022

      Purchased

      Citi Cash Back Plus Card

      Really bad customer service. On multiple instances, phone agents were not able to resolve my requests even when they say they have done so. It's really frustrating. Customer service channels are also limited, hard to reach, and if youre overseas, are not toll free. There are other cashback cards that provide a similar rate. Explore those and check their customer service reviews.

      0

      What are your thoughts?

    Discussions (0)

      No Posts Found.

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      Benefits of Citi Cash Back Plus Card

      • Citi Cash Back+ Card gives you 1.6% UNLIMITED cash back on your spend*
      • With no minimum spend requirement and no limit on cash back earned.
      • The cashback you earn goes directly into your account and does not expire.
      • Redeem your cashback for cash rebate or offset your purchases easily via SMS.
      • First-year credit card fee gets waived
      • First-timers get a Welcome Gift of 4.5% cashback - consisting of 1.6% base rate + 2.9% bonus rate, in the first 3 months. For this limited-time promotion, cashback is capped at S$225 casback. Promotion valid till 31 May 2021.
      • Enjoy Citi World Privileges like exclusive deals from dining to shopping.
      • Complimentary travel insurance when you charge your airfare to your Citi Cash Back+ Card
      • Ability to link EZ-Pay to your Citi Cash Back+ Card allowing you to conveniently access Electronic Road Pricing (ERP) gantries islandwide.

      *Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember’s Agreement

      Eligibility: Who can apply for Citi Cash Back+ Card

      • Age: 21 years old and above
      • Income: S$30,000 annually for Singaporeans and Permanent Residents, or S$42,000 per annum for Foreigners.

      Documents required for application of Citi Cash Back Plus Card:

      • For Salaried Employees: A copy of your NRIC/passport, latest original computerized pay slip or Tax Notice of Assessment or last 12 months CPF statement.
      • For Self-Employed Individuals: A copy of your NRIC/passport, last 2 years Income Tax Notice of Assessment and last 3 months' bank statements.
      • For Foreigners: A copy of your passport and work permit, a copy of utility or telephone bill or bank statement with applicant's name and address, Income Tax Notice of Assessment and latest original computerized pay slip.

      Fees for Citi Cash Back+ Card

      • Main Card: S$192.60 (inclusive of GST)
      • Supplementary Card: S$96.30 (inclusive of GST)
      • First year fee waived for Main and two (2) Supplementary Cards

      Contact Citibank

      • Apply Online, via the link above, or Visit your nearest Citibank branch
      • Tel: 6225 5225

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.

      Still unsure?Ā Find out everything you need about credit cardsĀ - including whatĀ the best credit cards in SingaporeĀ are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      You can also pose questions (anonymously, if you'd prefer) on theĀ Seedly Q&A platform.

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