Citi Cash Back Plus Credit Card
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3.5
27 reviews
Unclaimed
This product has not been claimed by the company yet.
Summary
Citi Cash Back Plus Card
Citibank Cash Back Plus Card is a no-frills cash back credit card that offers a simple flat cash back rate without any minimum spend. It is perfect for high-spenders who can make full use of the unlimited cash back.
SingSaver Cash Quest Giveaway: Get 10x chances to win S$50,000 cash
- SingSaver Cash Quest Giveaway promotion runs from 6 November 2024, 05:00 PM SGT to 22 December 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and complete the Rewards Redemption Form to receive 10 Cash Quest Chances.
- Apply for select product bundles to receive an additional 10 Cash Quest Chances on top of existing chances received (capped at 5 bundles).
- Download the SingSaver App and complete a verified login using the same SingSaver account used to apply for an Eligible Product to receive an additional 20 Cash Quest Chances on top of existing chances received.
- Campaign page here for full details.
- Cash Quest Giveaway Promotion Terms and Conditions apply.
- SingSaver General Promotion Terms and Conditions apply.
SingSaver Exclusive Promotion: Get S$370 Cash via PayNow
- SingSaver Exclusive promotion is valid until 20 December 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
- Terms and Conditions apply.
SingSaver Exclusive Promotion: Get an Apple iPad 9th Gen WiFi 64GB, or Hinomi H1 Classic V3 Ergonomic Office Chair, or AirPods Pro Gen 2 + MagSafe Charger, or 50,000 yuu Points
- Promotion is valid until 20 December 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
SingSaver Rewards Upgrade Campaign: Save S$342 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128), or S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,599), or S$619 on an Apple MacBook Air M3 13" 256GB (worth S$1,599), by upgrading your reward with a top up
- Rewards Upgrade promotion is valid until 20 December 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
Product Page Transparency
- Pays to access additional features
Frequently Asked Questions
Why you should apply for Citi Cash Back Plus Card?
- Cashback is unlimited with the Citi Cash Back Plus Card
- Simple flat 1.6% Cashback rate across all transactions with no minimum spend with the Citi Cash Back Plus Card
Can you enjoy annual fee waiver for Citi Cash Back Plus Card?
- Yes, the annual fee for the Citi Cash Back Plus Card of $196.20 (inclusive of GST) is waived for the first year
Who should apply for the Citi Cash Back Plus Card?
- High spenders with enough expenses incurred to make full use of the unlimited Cashback on offer from the Citi Cash Back Plus Card
- Fuss-free credit card users
What is the minimum income requirement for the Citi Cash Back Plus Card?
- Singapore/PR: Minimum Income of S$30,000
- Non-Singaporean Minimum Income of S$42,000
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
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Summary
Citi Cash Back Plus Card
Citibank Cash Back Plus Card is a no-frills cash back credit card that offers a simple flat cash back rate without any minimum spend. It is perfect for high-spenders who can make full use of the unlimited cash back.
SingSaver Cash Quest Giveaway: Get 10x chances to win S$50,000 cash
- SingSaver Cash Quest Giveaway promotion runs from 6 November 2024, 05:00 PM SGT to 22 December 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and complete the Rewards Redemption Form to receive 10 Cash Quest Chances.
- Apply for select product bundles to receive an additional 10 Cash Quest Chances on top of existing chances received (capped at 5 bundles).
- Download the SingSaver App and complete a verified login using the same SingSaver account used to apply for an Eligible Product to receive an additional 20 Cash Quest Chances on top of existing chances received.
- Campaign page here for full details.
- Cash Quest Giveaway Promotion Terms and Conditions apply.
- SingSaver General Promotion Terms and Conditions apply.
SingSaver Exclusive Promotion: Get S$370 Cash via PayNow
- SingSaver Exclusive promotion is valid until 20 December 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
- Terms and Conditions apply.
SingSaver Exclusive Promotion: Get an Apple iPad 9th Gen WiFi 64GB, or Hinomi H1 Classic V3 Ergonomic Office Chair, or AirPods Pro Gen 2 + MagSafe Charger, or 50,000 yuu Points
- Promotion is valid until 20 December 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
SingSaver Rewards Upgrade Campaign: Save S$342 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128), or S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,599), or S$619 on an Apple MacBook Air M3 13" 256GB (worth S$1,599), by upgrading your reward with a top up
- Rewards Upgrade promotion is valid until 20 December 2024.
- Promotion is valid for new Citi credit cardmembers only.
- Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
Product Page Transparency
- Pays to access additional features
Frequently Asked Questions
Why you should apply for Citi Cash Back Plus Card?
- Cashback is unlimited with the Citi Cash Back Plus Card
- Simple flat 1.6% Cashback rate across all transactions with no minimum spend with the Citi Cash Back Plus Card
Can you enjoy annual fee waiver for Citi Cash Back Plus Card?
- Yes, the annual fee for the Citi Cash Back Plus Card of $196.20 (inclusive of GST) is waived for the first year
Who should apply for the Citi Cash Back Plus Card?
- High spenders with enough expenses incurred to make full use of the unlimited Cashback on offer from the Citi Cash Back Plus Card
- Fuss-free credit card users
What is the minimum income requirement for the Citi Cash Back Plus Card?
- Singapore/PR: Minimum Income of S$30,000
- Non-Singaporean Minimum Income of S$42,000
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
Reviews (27)
3.5
27 Reviews
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12
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Service Rating
Speed of Approval
4.4
Ease of Fee Waiver
4.4
Customer Support
3.7
High to Low
Posted 26 Mar 2024
Purchased
Citi Cash Back Plus Card
[Cashback Card] [Useful For...] - Daily spending - there is no minimum spend so it is really a fuss-free card that everyone need to have - the app interface is really easy to use - it processes your transactions really fast and you are able to see your full transaction in almost real time [Promotions and Perks] - sign up with moneysmart or singsaver as there is always sign up bonus/gifts!! [Card Hacks] - pair it with instarem/nium card for more perks!! [Customer Service] - super efficient and helpful - dont have to wait/listen to the music. the customer service staff picks up the call really fast!! [Bill Payment] - fast and simple interface to use!0
What are your thoughts?Posted 11 Oct 2022
Purchased
Citi Cash Back Plus Card
Applied with moneysmart for the free iPad. Good condition and card easy to use and pay bills. Fee waiver also have a dedicated line for it0
What are your thoughts?Posted 17 May 2022
Purchased
Citi Cash Back Plus Card
[Useful For...] Everyday use. I use this for everything including taking the public transport, groceries, shopping, even topping up grab/shopee pay [Promotions and Perks] Has a certain % of cashback every time you make a purchase so am quite happy. Best is accumulate the cashback till $50 and you can one shot use the cashback. [Fee Waivers] Fee waiver is super smooth and easy. Is an automated call so just follow the instructions carefully and you can waive the annual fee. [Bill Payment] Easy too. Using another bank to pay bills for this was quite smooth and quick. Will take a few days to reflect the payment but overall still ok0
What are your thoughts?Posted 21 Oct 2021
Purchased
Citi Cash Back Plus Card
Easy to maintain with no minimum spend and do not have to constantly worry about hitting ‘target’ in order to get more rebate. Super straight forward to redeem the cashback too!0
What are your thoughts?Posted 24 Jul 2021
Purchased
Citi Cash Back Plus Card
Cashback rate of 1.6% was highest in the market until UOB Absolute came in, nevertheless, their partnerships with various dining merchants came in handy0
What are your thoughts?Posted 31 Mar 2023
Purchased
Citi Cash Back Plus Card
[Cashback Card] Good for large spendings as there is no cap to cashback limit. Use for wedding, furniture etc. Other than that, other CCs do provide more niche usage with higher cashback. If you are lazy, this card can be your go-to as well.0
What are your thoughts?Posted 11 Oct 2022
Purchased
Citi Cash Back Plus Card
[Useful For...] Everyday purchases. Able to get cashback on most spending. [Bill Payment] Easy bill payment, done so through another bank account and just had to add card as payee. [Cashback Card] Loved that there isn't a cap on cashback or any minimum monthly spend required.0
What are your thoughts?Posted 17 Jan 2022
Purchased
Citi Cash Back Plus Card
Cashback card that requires you to accumulate in up to certain denominations and then you have to send sms to claim the cashback in the following billing statement. Not automatic cashback!0
What are your thoughts?Posted 05 Oct 2021
Purchased
Citi Cash Back Plus Card
[Cashback Feature] This is one of my main credit cards right now as there is no minimum spend and a simple 1.6% cashback. I have to SMS to redeem the cashback, but its easily tracked on the app how much I have remaining. I find it easy to accumulate cashback with my regular spending habits and it simplifies my life since I don't have to exchange points and so on. [Promotions] I was new to Citi cards so I joined using the $350 cashback promo. That was pretty good, although it took awhile and the promo was a little manual so onus was on me to submit required details to receive the $350 cashback. [App] It's a pretty good app experience and recently they've added more features to make opening a linked bank account easier. I like how they're digitizing and the app is user friendly. [Bill Payment] No hassle. I just use FAST to pay my bills.0
What are your thoughts?12 May 2021
Purchased
Citi Cash Back Plus Card
Works well. If you have big purchases, you can benefit from the cashback. Cashback comes in SMS. It is not the most intuitive but i guess it works.0
What are your thoughts?
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Benefits of Citi Cash Back Plus Card
- Citi Cash Back+ Card gives you 1.6% UNLIMITED cash back on your spend*
- With no minimum spend requirement and no limit on cash back earned.
- The cashback you earn goes directly into your account and does not expire.
- Redeem your cashback for cash rebate or offset your purchases easily via SMS.
- First-year credit card fee gets waived
- First-timers get a Welcome Gift of 4.5% cashback - consisting of 1.6% base rate + 2.9% bonus rate, in the first 3 months. For this limited-time promotion, cashback is capped at S$225 casback. Promotion valid till 31 May 2021.
- Enjoy Citi World Privileges like exclusive deals from dining to shopping.
- Complimentary travel insurance when you charge your airfare to your Citi Cash Back+ Card
- Ability to link EZ-Pay to your Citi Cash Back+ Card allowing you to conveniently access Electronic Road Pricing (ERP) gantries islandwide.
*Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember’s Agreement
Eligibility: Who can apply for Citi Cash Back+ Card
- Age: 21 years old and above
- Income: S$30,000 annually for Singaporeans and Permanent Residents, or S$42,000 per annum for Foreigners.
Documents required for application of Citi Cash Back Plus Card:
- For Salaried Employees: A copy of your NRIC/passport, latest original computerized pay slip or Tax Notice of Assessment or last 12 months CPF statement.
- For Self-Employed Individuals: A copy of your NRIC/passport, last 2 years Income Tax Notice of Assessment and last 3 months' bank statements.
- For Foreigners: A copy of your passport and work permit, a copy of utility or telephone bill or bank statement with applicant's name and address, Income Tax Notice of Assessment and latest original computerized pay slip.
Fees for Citi Cash Back+ Card
- Main Card: S$196.20 (inclusive of GST)
- Supplementary Card: S$96.30 (inclusive of GST)
- First year fee waived for Main and two (2) Supplementary Cards
Contact Citibank
- Apply Online, via the link above, or Visit your nearest Citibank branch
- Tel: 6225 5225
Contact us at [email protected] should you require any assistance or spot any inaccuracies.
Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.
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