AMEX Singapore Airlines KrisFlyer Ascend Credit Card Reviews and Comparison - Seedly
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AMEX Singapore Airlines KrisFlyer Ascend Credit Card

  • Overview
  • Reviews (7)
  • Questions (3)
  • More Details

American Express KrisFlyer Ascend Card

1.2 mpd
LOCAL SPEND
2 mpd
FOREIGN SPEND
0.56 miles per point
CONVERSION

    American Express KrisFlyer Ascend Card

    1.2 mpd
    LOCAL SPEND
    2 mpd
    FOREIGN SPEND
    0.56 miles per point
    CONVERSION

Details

Highlights of AMEX KrisFlyer Ascend Credit Card

  • S$1 = 1.2 KrisFlyer miles
  • S$1 spending overseas = 2 KrisFlyer miles
  • S$1 spend on Grab Singapore = 3.2 KrisFlyer miles (up to S$200 spend in each calendar month)
  • Receive up to 42,500 KrisFlyer miles
  • Complimentary night stay at each year at one of over 160 Hilton Properties in Asia Pacific

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Read More about AMEX Singapore Airlines KrisFlyer Ascend Credit Card
Reviews (7)

3.9

7 Reviews

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Read Review About...

annual fee

miles card

customer service

sign bonus

krisflyer account

card annual

transfer krisflyer

not year

automatic transfer

krisflyer card

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  • Posted on 13 Nov 2019

    Purchased

    American Express KrisFlyer Ascend Card

    [Promotions and Perks] Upgraded my blue krisflyer card to ascend due to the 12000 sign up bonus + extra 10000 bonus for spending 10k in the first 3 months [Customer Service] Really good customer service!!! I've always had such a headache with other banks but first, there isn't those awful phone button thingy before connecting you to a human cs guy. They are super respectful, answers your questions, and expedited my card approval (immediately!!). Annual fee is $335, but for the bonus miles, and the impeccable customer service + free hotel and lounge stay, i must say this is an amazing card.
    0 comments
    0
  • Posted on 12 Nov 2019

    Purchased

    American Express KrisFlyer Ascend Card

    [Promotions and Perks] One of the best sign up bonus you can get for a miles card. Also, if you dine out quite a bit, AMEX networks of restaurants and hotels are a really big bonus. [Fee Waivers] Definitely can't get a fee waiver for this, not even on the first year. [Customer Service] AMEX customer service is the best, needless to say. [Miles Card] After the bonus ends, the earn rate is average though. [Hidden Terms] The complimentary insurance only applies if you book Singapore Airlines, so do take note if you plan to "offset" your annual travel insurance with the card's annual fee.
    0 comments
    0
  • Updated on 23 Oct 2019
    Nowadays, i use AMEX card whenever possible because:- 1, They have the best customer service officer - short waiting time, happy voice and solve my problem fast 2. Their app has a lot of great offers specific to each AMEX card. 3. There are only few cards offer rewards for Grab Top Up and this card is one of them 4. Can earn miles for insurance, charity and utility bill payment which most cards excluded. With these reasons, I am gonna stick with them for as long as they are as good.
    0 comments
    0
  • Posted on 15 Sep 2019
    Signed up for this card due to the attractive sign up bonus. However, it seems like the sign up bonus is getting more difficult to earn as the spend requirement increases. Love their automatic transfer to KrisFlyer account :)
    0 comments
    0
  • Updated on 02 Jun 2018
    Had this card 2 years back when I first started my miles journey. Back then the signup promo was much better too, ~40,000 miles for $10,000 spend with hotel stay, etc. I never used the card after I fulfilled the conditions for the signup promo and eventually cancelled the card after a year. The signup promo got worst over the years and it is still not the general spending card one would use. The best part is miles are automatically transferred to the KrisFlyer account, there is no need to pay additional fees to transfer.
    0 comments
    0
Questions (3)
Recent ActivityUnansweredTrending

AMEX Singapore Airlines Solitaire PPS Credit Card

AMEX KrisFlyer Ascend Card

AMEX Singapore Airlines KrisFlyer Credit Card

AMEX Singapore Airlines KrisFlyer Ascend Credit Card

MileLion

Miles

Credit Cards

Should I get the AMEX Singapore Airlines Solitaire PPS credit card?
Hi anon, Frankly, the benefits of this card are really not worth the annual fee. Actually, I can hardly call them benefits because you could probably get them from other cards of similar income requirements, without having to pay the high annual fees. You'll be better off with the normal card or the KF Ascend if you want a co-branded card. The Milelion has written about the pros and cons here: https://milelion.com/2020/02/05/exploring-the-lesser-known-krisflyer-amex-cards-for-pps-and-solitaire-pps-members/
ūüĎć 2

MileLion

Miles

AMEX KrisFlyer Ascend Card

AMEX Singapore Airlines KrisFlyer Credit Card

AMEX Singapore Airlines KrisFlyer Ascend Credit Card

UOB KrisFlyer Credit Card

KrisFlyer

Credit Cards

Which is the best Krsiflyer Collaborative Card in the market?
Hi anon, This is my view: I would skip the KF Co-branded cards if I didn't have a compelling reason to use them, as most cards will still allow you to earn miles that can then be transferred to KF anyway, which effectively extends the lifespan of your miles. KF co-branded cards will credit the earned miles to your KF account and that is where the 3 year countdown starts. Superior earn rates exists with cards like BOC Elite Miles for general spend, and 4 mpd cards for specialized spend, so if you get a co-brand card, you may miss out on some good opportunities (with the exception of the UOB KF card, which gives up to 3mpd....up to 1 year later) Although it may be a hassle at the start to track your points and miles from the bank side, you'll make up for it with a far superior number of KF miles than if you went with a co-brand strategy. The co brand cards, however, do have good sign up bonuses, so you can consider those as a quick way to boost your balance. Until KF becomes an activity based FFP where any activity extends the validity of all miles, I would rather keep my miles on the bank side till I'm ready.
ūüĎć 1

AMEX Singapore Airlines KrisFlyer Ascend Credit Card

MileLion

Miles

KrisFlyer

Credit Cards

What are some of the common SQ flights that help me earn more miles? And does that mean I will have to keep checking with Singapore Airlines before booking my flights?
Hi anon, While not so common in Singapore, SQ does have occasional promotions which award bonus KF miles on the flights flown. For example, they recently ran one for KF members in Thailand: https://www.singaporeair.com/en_UK/th/plan-travel/local-promotions/receive-bonus-miles/ If one does happen for you in Singapore (assuming you are based here), then you will probably want to keep a copy of the promo T&Cs and check the crediting after you have flown the relevant flight. Any disputes can then be raised with them, especially if you have proof of the promotion T&Cs.
ūüĎć 3

AMEX KrisFlyer Ascend Credit Card

AMEX KrisFlyer Ascend Credit Card

New to credit cards? Here's your complete guide to cashback credit cards.

Eligibility for AMEX KrisFlyer Ascend Credit Card

  • Be at least 21 years old
  • Income of S$50,000 and above per annum for Singaporeans and PR
  • Income of S$60,000 and above per annum for foreigner

Fees and Charges for AMEX KrisFlyer Ascend Credit Card

  • Annual Principle Fee:¬†$337.05
  • Annual Supplementary Card fee:¬†S$80.25 for each supplementary card
  • Fee Waiver:¬†First-year annual fee waiver
  • Interest-Free Period:¬†22 days
  • Annual Interest Rate:¬†At the prevailing effective interest rate of 25.90% p.a. (subject to compounding if charges are not paid in full), chargeable on a daily basis from the date of transaction until receipt of full payment
  • Charges for Cash Advance:¬†5%
  • Minimum Monthly Payment:¬†3% of the outstanding balance, in addition to: i) the total sum of any overdue minimum payment, ii) late payment charges, and iii) any amount exceeding your credit limit, or S$50 (whichever is greater).
  • Late Payment Charge:¬†$60
  • Cash Advance Fee:¬†5%

Key Features and Benefits of AMEX KrisFlyer Ascend Credit Card

These are some features of the AMEX KrisFlyer Ascend Credit Card and the cashback benefits it has to offer.

Benefits of AMEX KrisFlyer Ascend Credit Card

What You'll Get

Miles

  • S$1 = 1.2 KrisFlyer miles
  • S$1 spending overseas = 2 KrisFlyer miles
  • S$1 spend on Grab Singapore = 3.2 KrisFlyer miles (up to S$200 spend in each calendar month)

Complimentary Stay

Complimentary night each year at one of over 160 Hilton Properties in Asia Pacific

Lounge Acess

Complimentary airport lounge access - any participating SATS Premier Lounge in Singapore

Transfer Fee

No transfer fee. All KrisFlyer miles are directly transferred to your KrisFlyer account

AMEX KrisFlyer Ascend Credit Card - Benefits

AMEX KrisFlyer Ascend Credit Card Promotions

New AMEX KrisFlyer Ascend Credit Card sign-ups enjoy:

  • Welcome bonus of 5,000 KrisFlyer miles
  • Receive 15,000 KrisFlyer miles with a minimum spending of S$10,000 in the first 3 months of Card Membership. Earn up to 12,000 KrisFlyer miles based on 1.2 KrisFlyer miles per S$1 spent locally. Apply and receive approval between 1 October 2019 and 31 January 2020 (both dates inclusive) to be eligible.
  • Receive up to 1,500 KrisFlyer miles for each supplementary cards (2 card max)
  • Refer a friend and you get 7,500 KrisFlyer miles and your friend receives 7,500 KrisFlyer miles upon spending S$1,000 within the first 3 months

Additional Benefits of AMEX KrisFlyer Ascend Credit Card

AMEX KrisFlyer Ascend Credit Card - Additional Benefits

What You'll Get

Airline Benefits

Double KrisFlyer Miles Accrual Voucher

Spending of more than S$15,000 on eligible purchases with your Card on singaporeair.com from 1 July 2019 till 30 June 2020 will allow you to be rewarded with a Double KrisFlyer Miles Accrual Voucher (capped at 5,000 bonus KrisFlyer miles) and to be upgraded to the Gold membership tier

Card access

AMEX KrisFlyer Ascend Credit Card is accepted globally

Additional Benefits of AMEX KrisFlyer Ascend Credit Card

American Express Contact Info

  • Loss of ATM card(s): 1800 339 6963¬†(SG)¬†or +65 6339 6963¬†(if overseas)
  • Banking and general enquiries: 1800 111 1111¬†(SG)¬†or +65 6327 2265¬†(if overseas)

About American Express

Since 1850, American Express (AMEX) has remained committed to providing its customers with the best products and services. Some popular credit cards include AMEX CapitaCard, AMEX Platinum Credit Card, AMEX True Cashback Card, AMEX Personal Card and AMEX Singapore Airlines KrisFlyer Credit Card.

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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